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Wells Fargo Donates $400,000 to Bay Area Legal Aid to Help Renters Avoid Evictions

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Senior VP of Philanthropy, Wells Fargo

More than 150,000 Bay Area tenant households are at the highest risk of eviction and possibly face homelessness due to income loss and the economic downturn caused by the COVID-19 pandemic.

According to research from the Aspen Institute and the COVID-19 Eviction Defense Project, up to 40 million U.S. renters may face eviction by the end of the year.

In response to this emerging crisis, the Wells Fargo Foundation announced on Wednesday that it is donating $400,000 to Bay Area Legal Aid to support their work to provide free legal assistance and representation to Bay Area families disproportionately affected by COVID-19 and at risk of eviction.

The California eviction moratorium expires on February 2021. In addition, nearly every county and city in the Bay Area has eviction moratoriums ordinances, making the protections difficult to navigate.

“We expect to see many low-income renters facing eviction for nonpayment of rent in the next several months. And the patchwork of protections is complicated, so it is essential for tenants to get legal advice and help,” said Housing Supervising Attorney at Bay Area Legal Aid Lisa Greif. “The bottom line right now is if your landlord serves you a notice to pay rent or you get other legal paperwork – call us at Bay Area Legal Aid.”

“Lack of legal representation for low-income individuals is a glaring equity gap,” said Erica Trejo, senior vice president of philanthropy for Wells Fargo. “We believe supporting efforts to provide low-income renters at risk with legal assistance is an important step in helping the most vulnerable families stay housed.”

A Harvard study has shown that two-thirds of tenants with legal representation are more likely to avoid an eviction judgment and remain in their home. People of color, particularly Black and Latino tenants, represent 80% of people potentially facing eviction, sometimes even unlawfully, despite local moratoria intended to protect them.

Harvard researchers found an estimated 90% of landlords have legal representation, while only 10% of tenants do, putting them at a significant disadvantage. However, two-thirds of tenants with legal representation are more likely to avoid an eviction judgment and remain in their homes.

Wells Fargo Donations-to-Date in Bay Area

In the San Francisco Bay Area, the Wells Fargo Foundation has donated more than $18.4 million this year-to-date as part of its $175 million response to COVID-19.

The local philanthropic contributions focused on addressing pressing community issues such as affordable housing, small business growth, financial health, human and social services, environment, education and workforce development.

The grant to Bay Area Legal Aid to help keep people housed are part of the Wells Fargo Foundation’s $1 billion philanthropic commitment to address solutions for the housing affordability crisis by 2025.

The Wells Fargo Foundation efforts to address the housing affordability crisis in response to COVID-19 includes expanding the capacity of housing counselors to respond to renters and homeowners, supporting nonprofits that provide affordable rental homes and services, and support for legal assistance organizations to provide legal counsel and representation for renters at-risk of eviction.

These efforts build upon the Wells Fargo Foundation’s $1 billion philanthropic commitment to address housing affordability solutions by 2025 by investing in strategies to advance housing stability, increasing supply of affordable homes; expanding homeownership opportunities for people of color; and driving transformation and innovation in local communities.

Additional information may be found at www.wellsfargo.com.

Edith Robles is a spokesperson and vice president for Wells Fargo.

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Why Promoting Private Sector Investment in Electronic Vehicle Charging Market is Key

As Democrats debate their $2 trillion infrastructure package, there has already been a lot of discussion about provisions aimed at promoting EVs. I know Democratic leaders like Speaker Pelosi will ensure that these policies will effectively encourage the adoption of EVs, and one way to do that is to ensure free and fair competition in the EV charger market.

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The Biden Administration has expressed that one of their priorities is to facilitate more use of electric vehicles (EVs). Transportation Secretary Pete Buttigieg has said that “to meet the climate crisis, we must put millions of new electric vehicles on America’s roads.”
The Democratic Party is in agreement that EVs are a big part of the future of our transportation system and will be a huge component of their upcoming infrastructure package. But in the rush to move to electric cars, it is critical that Democratic leaders like House Speaker Nancy Pelosi ensure policies will be effective at aiding in the transition to EVs without putting the burden of this shift on already underserved communities.
One policy to avoid, for example, can be seen right here in California, where the California Public Utilities Commission approved utility companies to increase the rates on current customers to pay for the construction and operation of EV infrastructure.
Given that EVs are also not an economically viable option for most Americans, the people who will benefit most from these charging stations are those who can afford the EVs’ more expensive sticker price – which is wealthier Americans. On average, an EV costs nearly $20,000 more upfront than gas-powered vehicles. Yet the people who will be most burdened by an increase on their monthly electric bill to cover the cost for these EV chargers are already struggling families. Low-income families should not have to shoulder additional burdens for addressing climate change, particularly since wealthier people produce more carbon pollution.
And while utility companies have tried to downplay the increased costs on ratepayers, the utilities’ EV infrastructure projects have already run exceedingly over budget – meaning they have to charge their customers even more. For example, the public utility commission authorized $45 million for the first phase of “Power Your Drive,” which was a program established for utilities to build EV chargers. But by the time phase, one was complete, San Diego Gas & Electric (SDG&E) had spent $70.2 million — 55.5 percent more than authorized.
The fact that these utility companies went so over budget highlights another flaw with this policy. Because utilities can pass the costs of building and operating EV chargers onto those who already use their services, it is impossible for the private sector to compete against them. SDG&E running 50 percent over budget would mean lost market share and profits in the private sector. That is why private funds incentivize efficiency and cost savings.
Utilities using their current customers as piggy banks that they can dip into whenever needed removes the incentive to keep costs down, while also making it impossible for the private sector to compete in the EV charging market. And chasing away private sector investment will hamper the development and deployment of charging stations. That can’t be emphasized enough – going the SDG&E route will mean fewer charging stations and fewer EVs on the road, as well as higher costs for low-income consumers. It is truly a lose-lose proposition.
It is obvious that the private sector is key to fueling our current transportation sector, and competition keeps prices as low as possible for consumers. Free market competition and private sector investment would also help the EV charging market thrive if elected officials will let it.
As Democrats debate their $2 trillion infrastructure package, there has already been a lot of discussion about provisions aimed at promoting EVs. I know Democratic leaders like Speaker Pelosi will ensure that these policies will effectively encourage the adoption of EVs, and one way to do that is to ensure free and fair competition in the EV charger market.
Jaime Patino is a city councilman in Union City, CA, and represents the city on the Board of Directors of East Bay Community Energy. 

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TownConnect Initiative Wish Program Downpayment Assistance

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Oakland Program Distributes $500 to Families of Color

The assistance, which targets low-income families of color in the 426,000-population city, will last 18 months. Mayor Schaaf detailed that the money comes with “no-strings attached,” and recipients can use it as they please. “We have designed this demonstration project to add to the body of evidence and to begin this relentless campaign to adopt a guaranteed income federally,” Mayor Schaaf told the local ABC News station.

In the middle of a worldwide awakening to the centuries-old racism and oppression suffered by Black people, some African Americans finally see tangible assistance – even if the help isn’t characterized as reparations.

Oakland, Calif., Mayor Libby Schaaf announced that the city would begin a guaranteed income project that would provide $500 per month to Black and Indigenous families.

The assistance, which targets low-income families of color in the 426,000-population city, will last 18 months.

Mayor Schaaf detailed that the money comes with “no-strings attached,” and recipients can use it as they please.

“We have designed this demonstration project to add to the body of evidence and to begin this relentless campaign to adopt a guaranteed income federally,” Mayor Schaaf told the local ABC News station.

The station reported that, for the project, the Oakland Resilient Families program has so far raised $6.75 million from private donors, including Blue Meridian Partners, a national philanthropy group.

The programs require residents have at least one child under 18 and income at or below 50 percent of the area median income – about $59,000 per year for a family of three.

Half the spots are reserved for people who earn below 138 percent of the federal poverty level or about $30,000 per year for a family of three, ABC reported. Participants are randomly selected from a pool of applicants who meet the eligibility requirements.

The report noted that Oakland’s project is significant because it is one of the most outstanding efforts in the U.S. so far, targeting up to 600 families. And it is the first program to limit participation strictly to Black, Indigenous, and people of color communities.

Oakland, where 24 percent of the residents are Black, is among a growing list of municipalities providing financial payments to people of color – or reparations.

Evanston, Illinois, a city where 18 percent of its more than 74,500 residents are Black, approved the Local Reparations Restorative Housing Program, which provides up to $25,000 for housing down payments or home repairs to African Americans.

In September, California Gov. Gavin Newsom signed into law historic legislation that paves the way for African Americans and descendants of slaves in the Golden State to receive reparations for slavery.

The bill, authored by California Assemblywoman Shirley Weber, establishes a nine-person task force that will study the impact of the slave trade on Black people.

It does not commit to any specific payment, but the task force will make recommendations to legislators about what kind of compensation should be provided, who should receive it, and what form it would take.

“After watching [the presidential] debate, this signing can’t come too soon,” Newsom declared during a videoconference with lawmakers and other stakeholders, including the rapper Ice Cube, who championed the bill.

“As a nation, we can only truly thrive when every one of us has the opportunity to thrive. Our painful history of slavery has evolved into structural racism and bias built into and permeating throughout our democratic and economic institutions,” the governor stated.

Last summer, Asheville, a North Carolina city where Black people make up just 11 percent of the more than 92,000 residents, formally apologized for its role in slavery. The City Council voted unanimously to provide reparations to African American residents and their descendants.

“Hundreds of years of Black blood spilled that fills the cup we drink from today,” said Councilman Keith Young, one of two African American members of the City Council that voted 7-0 in favor of reparations.

“It is simply not enough to remove statutes. Black people in this country are dealing with systemic issues,” Young declared.

Asheville’s resolution doesn’t include monetary payments to African Americans but promises investments in areas where Black people face disparities.

Earlier this year, Congress debated H.R. 40, a bill that doesn’t place a specific monetary value on reparations but focuses on investigating and presenting the facts and truth about the unprecedented centuries of brutal enslavement of African people, racial healing, and transformation.

The bill would fund a commission to study and develop proposals for providing reparations to African Americans.

The commission’s mission includes identifying the role of federal and state governments in supporting the institution of slavery, forms of discrimination in public and private sectors against freed slaves and their descendants, and lingering adverse effects of slavery on living African Americans and society.

Congresswoman Jackson Lee, who sits on numerous House committees, including the Judiciary, Budget, and Homeland Security, has made the reparations legislation her top priority during the 117th Congress.

“I think if people begin to associate this legislation with what happened to the descendants of enslaved Africans as a human rights violation, the sordid past that violated the human rights of all of us who are descendants of enslaved Africans, I think that we can find common ground to pass this legislation,” Congresswoman Jackson Lee pronounced.

The project in Oakland targets groups with the city’s most significant wealth disparities.

According to CNN and per the Oakland Equality Index, the median income for White households in Oakland to be nearly three times that of Black homes.

“The poverty we all witness today is not a personal failure. It is a systems failure,” Schaaf remarked. “Guaranteed income is one of the most promising tools for systems change, racial equity, and economic mobility we’ve seen in decades.”

Two years ago, 100 residents in Stockton, California, began receiving unconditional $500 payments, CNN reported. Other initiatives in Newark, New Jersey, and Atlanta, Georgia, were launched as recently as 2020.

Former Stockton Mayor, Michael Tubbs, is the founder of Mayors for a Guaranteed Income, a network of advocating mayors founded in 2020.

Oakland Mayor Schaaf is also a founding member of the network.

“One of my hopes in testing out a guaranteed income is that other cities would follow suit, and I’m thrilled that Oakland is among the first,” Tubbs told CNN.

“By focusing on BIPOC residents, the Oakland Resilient Families program will provide critical financial support to those hardest hit by systemic inequities, including the pandemic’s disproportionate toll on communities of color.”

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