By Sponsored by JPMorganChase

Planning and scam prevention tips for caregivers balancing kids and parents

If you’re raising children while also supporting an older parent, you’re likely managing schedules, healthcare needs, day-to-day decisions and even finances. People in this group are often called the “sandwich generation,” which now encompasses one in four adults in the U.S.

Women also often carry a disproportionate share of this responsibility: three in five family caregivers are women. Women are more likely to report physical, emotional and financial strain from caregiving, which can make it harder to protect their own well-being and long-term financial security. 

For the sandwich generation, the holidays can be a natural time to talk with parents about money, including how to protect their finances from scams. November is Chase Fraud & Scam Prevention Month – designed to help people recognize common scams, avoid in-the-moment mistakes and better protect their money and personal information.

Here are some tips to keep in mind.

Check In and Make a Plan

Finances can be incredibly personal, and many parents worry that accepting help means losing independence. Start by framing the conversation around peace of mind and organization – not control.

Check in on your finances and long-term plan, too. You’ll be better equipped to care for others when your own financial foundation is secure. 

Also consider helping your parents create a “financial snapshot.” J.P. Morgan Wealth Management’s guide for supporting aging parents outlines a few considerations:

• Location of key accounts: banking, investments, retirement, credit cards, insurance
• How bills and recurring expenses are paid
• Whether beneficiaries are up to date
• Where important documents are stored and who has access

Then ask what goals matter most in the years ahead: staying in their home, supporting family, traveling, planning for healthcare or leaving a legacy. Goals can evolve, so revisit them periodically. Planning tools can help – like J.P. Morgan Wealth Plan, a free digital money coach in the Chase Mobile® app or at chase.com.

A financial advisor can help create a plan tailored to you and your parents’ needs. An estate planning attorney can document your parents’ wishes, including who may act if they cannot make decisions themselves. 

Understand Common Scams 

Scammers often use urgency, fear, secrecy or affection to pressure people into acting quickly. Recognizing these tactics can help you and your family spot red flags sooner. Common scams include: 

• Investment scams: Promises of high or “guaranteed” returns with little risk. 
• Tech support scams: Requests for payment or remote device access. 
• Impersonation scams: Messages impersonating trusted organizations or loved ones, asking for money, passwords, account details or other personal information. 
• Romance scams: Online relationships that lead to requests for money. 

Chase hosts more than 1,000 free fraud and scam prevention workshops annually, including hundreds across all lower 48 states throughout November.

Stay Proactive and Vigilant 

If you or a loved one suspects a scam, slow down and stop communicating with the individual immediately. Contact your bank through a trusted channel to review recent transactions and report the incident to appropriate authorities.

Also consider a few simple steps for protection: 

• “Trusted Contact Person”: Designate a trusted adult who may be notified about certain online wire activity. 
• Tech tips: Use unique passwords, multifactor authentication and account alerts, keep devices updated and monitor accounts regularly for unusual activity. 
• Behavior changes: Watch for secrecy around finances, unusual transactions, unexpected changes to financial documents or pressure from new acquaintances. 

You’re Not Alone

Caregiving is demanding, and it shouldn’t be a solo effort. Build a support system – which can include family, friends and professionals such as healthcare providers, attorneys and financial advisors. A thoughtful conversation now can help your parents stay organized and protected in the future.

For free educational resources on planning for yourself and loved ones, visit chase.com/theknow

For more information and practical tips about fraud and scam prevention, visit chase.com/security

The views, opinions, estimates and strategies expressed herein constitutes the author’s judgment based on current market conditions and are subject to change without notice and may differ from those expressed by other areas of J.P. Morgan.

This information in no way constitutes J.P. Morgan Research and should not be treated as such. You should carefully consider your needs and objectives before making any decisions. For additional guidance on how this information should be applied to your situation, you should consult your advisor.

JPMorgan Chase & Co., its affiliates, and employees do not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transaction.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC.

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By Ken Epstein

Concerns remain over school board races as ‘moderates’ lead progressives

The Alameda County Registrar of Voters has released the first round of election results, though many ballots remain uncounted and results are still incomplete.

Nationally, Democrats, liberals and progressives celebrated Tuesday evening as President Donald Trump was dealt a devastating blow in the midterm election. The Republican Party lost control of the Senate and the House as “Maga” candidates were swept away not just by a ‘blue wave,’ but a ‘blue tsunami.’

In Oakland, incumbent Mayor Barbara Lee, who served two years and ran for a full four-year term, won decisively.

A proposal backed by Lee, Measure EE, also won. The Charter amendment will create a strong mayor system of government while providing the City Council with new checks and balances on mayoral power.

District 2 Councilmember Charlene Wang is leading with 65.62% of the vote. Opponent Nate Adams trails with 34.38%.

District 4 Councilmember Janani Ramachandran, ran unopposed for reelection, receiving 14,029 votes.

District 6 Councilmember Kevin Jenkins bested opponent Nancy Sidebotham and District 2’s Charlene Wang also won reelection.

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City Auditor Michael Houston is running unopposed for reelection and won 60,773 votes.

Progressive school board members, Jennifer Brouhard (D2) and Valarie Bachelor (D6), supported by teachers and school activists, face serious challenges from candidates backed by pro-corporate funders and the political organization, Empower Oakland.

Arielle Fleisher leads Brouhard 53.49% to 46.51%.

In District 6 with three contending candidates, Alexandra Williams leads with 38.06% of the vote. Incumbent Bachelor has 36.89%, and Leana Powell is trailing with 25.04%.

In District 4, incumbent Mike Hutchinson is narrowly leading a field of three candidates. He received 40.87% of the vote, while Kathryn Camp has 39.92%, and Sylvia Pfeiffer Williams has 19.21%.

In the races for AC Transit Board, Director Joel Young (Ward 3) leads with 53.11% of the vote, Sarah Syed (Ward 4) is ahead with 78.37% of the vote, and Murphy McCalley (Ward 5) leads with 63.07%.

Regional Transit Measure RTM, which would increase sales taxes in five Bay Area counties to shore up BART and other regional transit, was leading in five counties by a combined 62% of the vote.

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By Dr. Y’Anad Burrell Special to The Post

In only their second year as a franchise, the Golden State Valkyries became the WBNA 2026 Champions, with Gabby Williams named WNBA Finals MVP. A Halloween night movie of magic and there was no surprise that the game was sold out, with more than 18,000 fans inside Chase Center while thousands more packed the open space at Thrive Center from hours preceding the game through the final buzzer.

In the decisive Game 7, Williams delivered a legendary performance, scoring 30 points to lead the Golden State Valkyries to a 68-63 championship victory over the Atlanta Dream. Remarkably, 28 of her 30 points came in the second half, setting a WNBA postseason record for points in a half and earning her Finals MVP honors.

The team celebrated its victory on Wednesday with a rally in Oakland followed by a ferry ride to San Francisco’s Embarcadero and then a two-mile parade that drew about 400,000 fans.

Williams has become a symbol of the Bay Area’s impact on the team. Although born in Nevada, Williams has deep family roots in Oakland and has often said the city’s culture, community, and basketball traditions shaped her identity and playing style.

After signing with the Valkyries, she began calling the city home and noting that “there’s no Golden State without Oakland.”

The Valkyries have several ballers who made an impact on winning this series, including Veronica Burton, Tiffany ‘Tip’ Hayes, Kayla Thornton, Kaila Charles, and Cecilia Zandalasini.

Veteran center Kiah Stokes brought championship experience and defensive leadership when she signed a multi-year free-agent contract with the franchise on April 13. A former first-round draft pick out of UConn and a three-time WNBA champion with the Las Vegas Aces before joining Golden State, Stokes was recruited by head coach Natalie Nakae, with whom she had previously worked in Las Vegas.

Known as one of the league’s premier rim protectors and rebounders, Stokes quickly became a defensive anchor for the expansion franchise and played a major role in leading the Valkyries to their historic championship run.

The Valkyries have accomplished something extraordinary, proving that a new franchise can make an immediate impact both on and off the court. In their first year, the Valkyries became the first WNBA expansion team to reach the playoffs in its inaugural season and set all-time league attendance records. The franchise sold out all home games, reporting 18,064 attendees per game in both seasons — the highest attendance figures in WNBA history. The Valkyries’ success has also translated into extraordinary franchise value. After entering the league by paying a $50 million expansion fee, the organization generated record revenues and rapidly became one of the most valuable franchises in women’s sports, valued at over $! billion.

The WNBA Finals’ deciding game averaged 3.3 million viewers, making it the most-watched WNBA playoff game in league history and the most-watched finals game since 1999.

The record audience reflects the league’s growing popularity and has major implications for its future, including higher media rights value, increased advertising revenue, stronger sponsorship opportunities, rising merchandise sales, and greater ticket demand.

The Finals also featured sold-out arenas and record postseason viewership, demonstrating that the WNBA is expanding its commercial reach, attracting new fans, and strengthening its position as a major professional sports league.

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