Activism

OPINION: Don’t Let Biden Get Talked Out of Student Loan Forgiveness

A Brookings Institute study in 2018 took a long view on student borrowing going back to 1995-96. It found that for-profit borrowers default at twice the rate of public two-year borrowers (52 versus 26% after 12 years). Overall, it found the for-profit students were more likely to borrow and had a default rate four times that of public two-year entrants. The study also found that student and institutional factors determined default rates. And that debt and default rates among Black college students was at a “crisis level.”

Published

9 months ago

September 4, 2022

Oakland Post

Emil Guillermo is a journalist and commentator. He does a talk show on www.amok.com

Emil Guillermo is a veteran journalist and commentator. He is at www.amok.com

By Emil Guillermo

Don’t be confused about the student loan forgiveness plan President Biden announced recently. Sure, it wasn’t all student debt. But it did address the most egregious debt foisted on students by for-profit predator “educators.” The plan would also definitely help BIPOC borrowers more than not.

And yet, days after the announcement, people are questioning the idea from the Left and the Right.

The Left wants no limits, all debt relieved. The Right wants none of it, and asks “Who’s going to pay for it all?” Of course, they don’t ask that when it was mostly the rich who benefited from Trump tax cuts or COVID PPP payouts.

Bottom-line, we can’t let Joe Biden be talked out of student loan relief up to $10,000 for individuals, with an additional amount for those with Pell Grants.

This plan is focused on regular folks, single people with incomes under $125,000, and married folks with incomes under $250,000.

The plan is also ready-made for BIPOC communities who have suffered specifically from private, for-profit schools. Schools which follow a pattern — preying on peoples’ dreams, getting them to take out expensive student loans, that only result in debt, no degree, and busted dreams.

That was how many private, for-profit schools like Corinthian College and ITT Technical Institute preyed on unwary borrowers, resulting in massive debt forgiveness plans for their students before the general forgiveness plan was announced.

Just this week, the Department of Education announced another $1.5 billion debt relief package for 79,000 borrowers who attended Westwood College. Closed down in 2016, Westwood left students holding the bag until the feds came up with a debt package on Monday.

“Westwood operated a culture of false promises, lies and manipulation in order to profit off student debt that burdened borrowers long after Westwood closed,” said Education Undersecretary James Kvaal in a statement.

With evidence from state attorneys general in Colorado and Illinois, the Dept of Education described how Westwood “routinely misled prospective students by grossly misrepresenting that its credentials would benefit their career prospects and earning potential.”

Specifically, the school promised students jobs in their fields within six months of graduation that would “make them employable the rest of their lives.” Everything was inflated, like a “guarantee of employment pledge” that was never made good.

Sound like any of the for-profit schools that have hooked someone you know to sign up for classes in a business park campus off a highway after taking out a hefty student loan?

Sure, there are schools like the Cal State East Bays and the Laney Colleges, state colleges and junior colleges respectively. They are solid public-non-profit institutions. There are also the expensive traditional private schools like Stanford where people have loans out. The Biden-Harris plan will cover between $10,000-$20,000 of all those loans (including Parent-Plus loans) from those schools.

But for the most part we are talking about predator “private, for-profit” colleges, not the kind of schools that teach you the humanities like history or poetry.

And they sure took many a BIPOC student for a ride.

The study also found that student and institutional factors determined default rates. And that debt and default rates among Black college students was at a “crisis level.”

Black BA graduates default at five times the rate of white BA graduates and are more likely to default than white dropouts.

As for the institution, out of 100 students who ever attended a for-profit, 23 defaulted within 12 years of starting college in the 1996 cohort compared to 43 in 2004.

The culprit is clearly predator for-profit schools. If you know someone in debt to those types of schools, let them know the Biden-Harris plan promises some relief.

This isn’t about the moral failings of student borrowers.

This is more about the moral failings of the for-profit predators and holding them accountable. And yet they’re getting a lot more sympathy than any of us BIPOC borrowers they preyed on.

Emil Guillermo is a veteran journalist and commentator. Visit him on www.amok.com

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Community Opposes High Rise Development That Threatens Geoffrey’s Inner Circle

City Council chambers were full for the May 17 Planning Commission hearing, and almost all the 40 speakers who had signed up to make presentations talked about the importance of the Inner Circle as part of Oakland and Geoffrey Pete as a stalwart community and business leader who has served the city for decades.

Published

20 hours ago

May 30, 2023

Oakland Post

Geoffrey Pete went to City Hall to appeal the city Planning Commission’s approval of the high-rise development that threatens the closure of his 44-year historic cultural mecca. Photo by Jonathan ‘Fitness’ Jones.

By Ken Epstein

An outpouring of community supporters – young, old, jazz lovers, environmentalists and committed Oakland partisans – spoke out at a recent Planning Commission hearing to support Geoffrey Pete and his cultural center – The Inner Circle – an historic Oakland landmark whose future is threatened by a proposed skyscraper that out-of-town-developer Tidewater Capital wants to build in the midst of the city’s Black Arts Movement and Business District (BAMBD).

The speakers argued passionately and persuasively, winning the sympathy of the commissioners, but were ultimately unsuccessful as the Commission unanimously approved the high-rise to be built either as a residential building or office tower on Franklin Street directly behind Geoffrey’s building.

Mr. Pete has said he would appeal the decision to the City Council. He has 10 days after the hearing to file an appeal on the office building. His appeal on the residential tower has already been submitted.

Mr. Pete said the Planning Department still has not published the boundaries of the BAMBD. “Tidewater’s applications and subsequent applications should not be approved until the Planning Department fully acknowledges the existence of the BAMBD,” he said.

“This (proposed) building poses a grave danger to the historic (Inner Circle) building next to it, arguably Oakland’s most meaningful historic building,” Pete said.

“We’re here to advocate for what’s best for the African American district and community that has gotten no representation, no advocacy, as of yet,” he said. “The (commission) is guilty, the City of Oakland is guilty, and Tidewater is guilty.”

One of the first speakers was Gwendolyn Traylor, known as Lady SunRise, who directly addressed the developers.

“With all due to respect to your business, it’s not a need of this community. I would like to ask you to reconsider the location …What is being (promised) here does not add to the healing of this community,” she said.

Naomi Schiff of the Oakland Heritage Alliance emphasized that Geoffrey’s Inner Circle is a treasure of Oakland’s history.

“Our first concern is the integrity of the historic district, in particular the former Athenian-Nile Club, now Mr. Pete’s equally historic venue, which has been the location of a great number of important community events,” she said. “It would not be OK with us if the integrity of the building were damaged in any way, no matter how much insurance (the developer bought) because it is very difficult to repair a historic building once it’s damaged.”

The Inner Circle was previously owned and operated by the Athenian-Nile Club, one of the Bay Area’s largest all-white-male exclusive private membership club, where politicians and power brokers closed back-room deals over handshakes and three martini lunches.

Cephus “Uncle Bobby X” Johnson pointed out that commissioners and the city’s Planning Department have “acknowledged that you went through the entire design review process without even knowing that the Black Arts Movement and Business District existed.”

The district was created in 2016 by City Council resolution. “At the heart of the opposition to this building is the desire to further the legacy of local Black entertainment and entrepreneurship exemplified by businesses like Mr. Pete’s … a historical landmark and venue (that serves) thousands of people who listen to jazz and other entertainment and hold weddings, receptions, and memorial services,” said Uncle Bobby.

This development is taking place within a context in which the “Black population in Oakland has decreased rapidly … because of the city’s concentration on building houses that are not affordable for people who currently live in Oakland,” he said.

John Dalrymple of East Bay Residents for Responsible Development said, “This project will result in significant air quality, public health, noise, and traffic impacts. He said the city has not adequately studied the (unmitigated) impacts of this project on the Black Arts Movement and Business District.

“This project is an example of what developers are being allowed to do when they don’t have to follow the law, and they don’t have to be sensitive to our city’s culture and values,” he said. The commission should “send a signal today that we will no longer be a feeding ground for the rich.”

Prominent Oakland businessman Ray Bobbitt told commissioners, “Any decision that you make is a contribution to the systemic process that creates a disproportionate impact on Black people. Please do yourself a favor, (and) rethink this scenario. Give Mr. Pete, who is a leader in our community, an opportunity to set the framework before you make any decision.”

Though the City Council created the BAMBD, the 2016 resolution was never implemented. The district was created to “highlight, celebrate, preserve and support the contributions of Oakland’s Black artists and business owners and the corridor as a place central historically and currently to Oakland’s Black artists and Black-owned businesses.”

The district was intended to promote Black arts, political movements, enterprises, and culture in the area, and to bring in resources through grants and other funding.

Activism

Community Meeting on Crime and Violence

Join Oakland City Councilmember Dan Kalb to discuss the uptick in crime and violence in District 1 and across Oakland. Representatives from the Oakland Police Department will be in attendance. This event will be held in-person and online.

Published

23 hours ago

May 29, 2023

Oakland Post

Oakland City Councilmember Dan Kalb

Tuesday, May 30, 2023
6:30 p.m. – 8 p.m.

Oakland Technical H.S. Auditorium
300-340 42^nd St.
Oakland, CA 94611

For more information, contact District 1 Chief of Staff Seth Steward: ssteward@oaklandca.gov, 510-238-7013.

Activism

Emil Guillermo: ‘Strong Like Bamboo’ Stories of AAPI Resilience at Oakland Asian Cultural Center

The name from the project came from the husband and partner of Nancy Wang, a psychotherapist as well as an ASIA member and a founder of Eth-Noh-TEC, Robert Kukuchi-Yngoho, who came up with ‘Strong Like Bamboo.’ “There’s an ancient anecdote that a single bamboo piece can be bent and eventually broken,” said Kukuchi-Yngoho. “But when you put together many bamboos, they are strong like iron. As Asian Americans that’s who we are as a community.”

Published

4 days ago

May 27, 2023

Oakland Post

Oakland Asian Cultural Center, 388 9th St, Oakland, CA 94607

By Emil Guillermo

During the pandemic, I was in a group of Asian American storytellers based in the Bay Area on a weekly Zoom call when six Korean American women were killed in what has come to be known as the Atlanta Spa killings in March of 2021.

From that point on, the storytellers of Asian American Storytellers in Action (ASIA) realized we all had stories of discrimination and hate worth sharing.

The group’s discussion through the pandemic has resulted in “Strong Like Bamboo: Stories of Resilience for Healing in the Era of Anti-AAPI Violence,” a community event Sunday May 28 at the Oakland Asian Cultural Center from 2:00 p.m.-5:00 p.m.

“I asked myself ‘how do we heal?’ How do we respond to the crises we’re going through,” said Nancy Wang, a psychotherapist as well as an ASIA member and a founder of Eth-Noh-TEC, a storytelling theater based in San Francisco.

“I thought it would be great to gather to hear other people’s stories about discrimination they have experienced but came through it somehow as an inspiration for others to also find solace and support and strength in dealing with what’s going on.

“We all need to know we’re not alone,” she added. “That we have each other and we have allies.”

The name from the project came from Nancy’s husband and partner Robert Kukuchi-Yngoho, who came up with “Strong Like Bamboo.”

“There’s an ancient anecdote that a single bamboo piece can be bent and eventually broken,” said Kukuchi-Yngoho. “But when you put together many bamboos, they are strong like iron. As Asian Americans that’s who we are as a community.”

The free, three-hour event will feature storytelling from six professional storytellers (including yours truly) and others from the national AAPI community like Alton Takiyama Chung from Portland, Ore., MJ Kang from Los Angeles, and Linda Yemoto from the Bay Area.

Afterward, Russell Jeong, professor of Ethnic Studies at San Francisco State, will lead a group discussion of the stories. Jeong is also the co-founder of #StopAAPIHate which recorded more than 14,000 instances of self-reported hate transgressions during the pandemic.

Some say it was the remarks of former President Donald Trump scapegoating Asians for the spread of the virus that led to the violent reaction toward AAPI.

The audience will then break into groups where people can share their stories.

The afternoon will also include two short movies on the Asian American experience. The event closes with a reflective song by Kukuchi-Yngoho, and a number by a well-known group of rappers made up of senior women known as the Follies.

I look forward to sharing my stories and hope to see you all at the free event.

JOIN IN PERSON:
Date: Sunday May 28th, 2022
Time: 2:00-5:00 pm PDT
Where: Oakland Asian Cultural Center, 388 9th St, Oakland, CA 94607
Register to attend this Free live, in-person event: https://www.eventbrite.com/e/strong-like-bamboo-tickets-509561551317
*Recording of the live event will be made available for those unable to attend.

– or –

JOIN ON ZOOM:
This event will be livestreamed on Zoom and recorded, same date and time!
To register for the live virtual event on Zoom, please visit:
https://us02web.zoom.us/meeting/register/tZwpceyrpjIoHtGozoJo7reCVDGg2PRXkGKi#/registration
*Our Zoom links have not worked in past emails, so let us know if our long link doesn’t work.

If you have any questions, please reach out to contact@ethnohtec.org.

The program is funded in part by the California Arts Council.