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COMMENTARY: After 51 Years, Fair Housing Still an Unfinished Journey

NNPA NEWSWIRE — “According to the National Fair Housing Alliance, individuals filed 28,843 housing discrimination complaints in 2017,” said Waters. “Under the Trump Administration, fair housing protections are under attack…. According to news reports Secretary Carson proposed taking the words ‘free from discrimination’ out of HUD’s mission statement,” the Chair of the House Financial Services Committee, Rep. Maxine Waters (D-CA)

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Charlene Crowell is the Center for Responsible Lending’s Deputy Communications Director. She can be reached at Charlene.crowell@responsiblelending.org.

Charlene Crowell is the Center for Responsible Lending’s Deputy Communications Director. She can be reached at Charlene.crowell@responsiblelending.org.

By Charlene Crowell, NNPA Newswire Contributor

Fifty-one years ago, this month, the Fair Housing Act (the Act) was enacted to ensure that housing discrimination was illegal. Yet, just days before the annual observance of Fair Housing Month began, headline news articles reminded the nation that housing discrimination still exists.

For example, on March 19, the Office of the Comptroller of the Currency (OCC) fined Citibank $25 million for violations related to mortgage lending. At issue was Citibank’s “relationship pricing” program that afforded mortgage applicants either a credit on closing costs or a reduced interest rate. These cost breaks were intended to be offered to customers on the basis of their deposits and investment balances. According to OCC examination at Citibank, these ‘relationships” did not include all eligible customers – particularly people of color. The regulator’s conclusion was that the bank’s practices led to racial disparities.

The settlement calls for all 24,000 consumers affected to receive $24 million in restitution.

Days later on March 28, the federal department of Housing and Urban Development (HUD) charged Facebook with violating the Act by enabling its advertisers to discriminate on its social media platform. According to the lawsuit, Facebook enabled advertisers to exclude people based on their neighborhood – a high tech version of the historical redlining of neighborhoods where people of color lived.

With 210 million Facebook users in the United States and Canada alone, the social media mogul took in $8.246 billion in advertising in just the last financial quarter of 2018.

As April’s annual observance of Fair Housing Month began, the Chair of the House Financial Services Committee used that leadership post to bring attention to the nagging challenges that deny fair housing for all. In her opening statement at the hearing held April 2, Chairwoman Maxine Waters set the tone and focus of the public forum.

“According to the National Fair Housing Alliance, individuals filed 28,843 housing discrimination complaints in 2017,” said Waters. “Under the Trump Administration, fair housing protections are under attack…. According to news reports Secretary Carson proposed taking the words ‘free from discrimination’ out of HUD’s mission statement.”

“He also reportedly halted fair housing investigations”, continued Waters, “and sidelined top advisors in HUD’s Office of Fair Housing and Equal Opportunity. These are unprecedented attacks on fair housing that must not go unanswered.”

Several committee members posed similar concerns and offered comments that echoed those of Waters. Additional issues raised during the hearing spoke to a lack of enforcement, data collection, gentrification, racial redlining, restrictive zoning, and disparate impact.

A panel of housing experts provided substantive testimony that responded to many of these issues, while also acknowledging how many fair housing goals have not yet been achieved.

Cashauna Hill, the Executive Director of the Greater New Orleans Fair Housing Action Center provided additional information on delays encountered with HUD’s Fair Housing investigations.  Although HUD set a standard for these complaints to be investigated within 100 days, many complaints go well beyond the agency’s own guidelines. Cases older than 100 days are categorized as “aged” in HUD parlance.

“In 2017, HUD had 895 cases that became aged during that same year, and it had 941 cases that were already considered aged at the beginning of the fiscal year,” noted Hill. “During that same time period, Fair Housing Assistance Program agencies had 3,994 cases that became aged and 1,393 cases that were already considered aged at the beginning of the fiscal year.”

“Practically, what this means for groups like the Fair Housing Action Center,” continued Hall, “is a delay in making victims of discrimination whole, and a delay in correction of housing providers’ discriminatory behavior.”

Speaking on behalf of the Zillow Group, Dr. Skylar Olsen, its Director of Economic Research cited additional data that underscored racial disparities and problems that continue with access to credit.

“Homeownership is a key tool for building wealth, and more than half the overall wealth held by American households is represented by their primary residence,” said Olsen. “But access to homeownership is not shared equally. In 1900, the gap between black and white homeownership rate was 27.6 percentage points. Today it is 30.3 percentage points.”

Further according to Olsen, the Home Mortgage Disclosure Act (HMDA) shows that “black borrowers are denied for conventional home loans 2.5 times more often than white borrowers.”

Even among renters, Skylar noted racial disparities in major metro areas like Atlanta, Detroit, Houston and Oakland, California adding, “local establishments and amenities including banks, health institutions and recreational facilities are less prevalent in communities of color than white communities.”

Debby Goldberg, Vice President of Housing Policy and Special Project with the National Fair Housing Alliance (NFHA) was also a panelist.

“Not all neighborhoods were created the same,” testified Goldberg. “The long history of housing discrimination and segregation in the U.S. has created neighborhoods that are unequal in their access to opportunities. They are not unequal because of the people who live there. They are unequal because of a series of public and private institutionalized practices that orchestrated a system of American apartheid in our neighborhoods and communities, placing us in separate and unequal spaces.”

Goldberg also stated that racial discrimination included consumers of color with varying incomes.

“While many low-income communities, no matter their racial composition, suffer from disinvestment and lack of resources, even wealthier, high-earning communities of color have fewer bank branches, grocery stores, healthy environments, and affordable credit than poorer white areas.”

Ms. Goldberg also posed a core question that was as basic as it was direct.

“How do we ensure that future generations of all backgrounds live in neighborhoods rich with opportunity?” said Goldberg. “Fair housing. Fair housing can ultimately dismantle the housing discrimination and segregation that caused these inequities in the first place.”

Charlene Crowell is the Center for Responsible Lending’s Deputy Communications Director. She can be reached at Charlene.crowell@responsiblelending.org.

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IN MEMORIAM International Soccer Icon Pelé Dies at 82

NNPA NEWSWIRE — Sometimes called “Pérola Negra” (“Black Pearl”), Pelé became a Brazilian national hero. According to Britannica, he combined kicking power and accuracy with a remarkable ability to anticipate other players’ moves. 

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Born Edson Arantes do Nascimento in Três Corações, Brazil, on Oct. 23, 1940, Pelé became soccer’s first superstar.
Born Edson Arantes do Nascimento in Três Corações, Brazil, on Oct. 23, 1940, Pelé became soccer’s first superstar.

By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Pelé, the international star who was instrumental in three World Cup championships with Brazil across three decades and who energized U.S. soccer with the New York Cosmos in the 1970s, has died.

The 82-year-old legend had been hospitalized since November, and his doctors reported that Pelé’s cancer had advanced, requiring care related to renal and cardiac dysfunction.

He has been receiving regular treatment since doctors removed a tumor from his colon in 2021.

“Father. My strength is yours,” the international star’s son, Edinho, posted on social media.

Born Edson Arantes do Nascimento in Três Corações, Brazil, on Oct. 23, 1940, Pelé became soccer’s first superstar.

He led the Brazilian national teams to World Cup glory in 1958, 1962, and 1970.

In 1956, he joined the Santos Football Club, where he played inside left forward, winning nine São Paulo league championships and, in 1962 and 1963, the Libertadores Cup and the Intercontinental Club Cup.

Sometimes called “Pérola Negra” (“Black Pearl”), Pelé became a Brazilian national hero. According to Britannica, he combined kicking power and accuracy with a remarkable ability to anticipate other players’ moves.

“After the 1958 World Cup, Pelé was declared a national treasure by the Brazilian government to ward off large offers from European clubs and ensure that he would remain in Brazil,” Britannica researchers wrote.

On Nov. 19, 1969, in his 909th first-class match, he scored his 1,000th goal.

Pelé made his international debut in 1957 at age 16 and played his first game in the World Cup finals in Sweden the following year.

The Brazilian manager was initially hesitant to play his young star. But, according to Britannica, when Pelé finally reached the field, he had an immediate impact, rattling the post with one shot and collecting an assist.

He had a hat trick in the semifinal against France and two goals in the championship game, where Brazil defeated Sweden 5–2. At the 1962 World Cup finals, Pelé tore a thigh muscle in the second match and had to sit out the remainder of the tournament.

Nonetheless, Brazil went on to claim its second World Cup title.

Researchers said rough play and injuries turned the 1966 World Cup into a disaster for Brazil and Pelé, as the team went out in the first round, and he contemplated retiring from World Cup play.

Returning in 1970 for one more World Cup tournament, he teamed with young stars Jairzinho and Rivelino to claim Brazil’s third title and permanent ownership of the Jules Rimet Trophy. Pelé finished his World Cup career, scoring 12 goals in 14 games.

Pelé’s electrifying play and penchant for spectacular goals made him a worldwide star.

His team Santos toured internationally to take full advantage of his popularity. For example, in 1967, he and his team traveled to Nigeria, where a 48-hour cease-fire in that nation’s civil war was called to allow all to watch the great player.

Pelé announced his retirement in 1974 but, in 1975, agreed to a three-year $7 million contract with the New York Cosmos of the North American Soccer League and to promote the game in the United States. He retired after leading the Cosmos to the league championship in 1977.

Pelé was the recipient of the International Peace Award in 1978. In 1980 he was named Athlete of the Century by the French sports publication L’Equipe, and he received the same honor in 1999 from the International Olympic Committee. In 2014 the Pelé Museum opened in Santos, Brazil.

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COMMENTARY: Don’t Spread Yourself Too Thin: Avoid Burnout with These Simple Tips

THE AFRO — Although it cannot be medically diagnosed, burnout can lead people to lose their sense of self and feel as if they are not accomplishing enough. Since the arrival of the COVID-19 pandemic, the American Psychological Association found that the risk of burnout has increased for workers due to extra stress, increased household demands and longer working hours. 
The post COMMENTARY: Don’t Spread Yourself Too Thin: Avoid Burnout with These Simple Tips first appeared on BlackPressUSA.

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By Megan Sayles | AFRO Business Writer
Report for America Corps Member
msayles@afro.com

We’ve all heard the age-old saying that “hard work pays off.”  But, sometimes, working too hard can do more harm than good.

“Burnout” is a form of work-related stress in which an individual experiences physical, emotional or mental exhaustion caused by their job’s demands. It can also make workers feel distanced from their jobs and engender negative feelings about them, according to the World Health Organization.

Although it cannot be medically diagnosed, burnout can lead people to lose their sense of self and feel as if they are not accomplishing enough. Since the arrival of the COVID-19 pandemic, the American Psychological Association found that the risk of burnout has increased for workers due to extra stress, increased household demands and longer working hours.

This makes it even more important for people to know the signs of burnout and the strategies to combat it.

Natasha Charles is the founder and CEO of Intuitive Coaching with Natasha Charles, a comprehensive life coaching and consulting firm. She created the business after gaining 20 years in senior administration roles.

Charles was motivated to open the firm in 2018 out of a desire to create a business focused on inspiring continuous improvement. There, she works with individuals and executives to create lives that they love and offers them personalized solutions to address critical work and business challenges.

“It’s really about thinking about you, the person, and all that you are,” Charles said. “People tend to be very focused on one aspect of their life, and a lot of times, it’s about their career, so it’s really about making space for all of your goals and all of your dreams.”

When someone experiences burnout, Charles said they could be actively doing their job while simultaneously worrying about their other responsibilities and priorities, whether personal or work-related. She also stressed that burnout can be experienced no matter what profession you are in and what you are being paid.

Aside from the physical and mental impacts of stress, burnout can impact finances if it causes an employee to take extended periods of time off or miss work, according to Charles. It can also reduce their productivity.

In the beginning of 2022, the term “quiet quitting” emerged, and for some, it’s being used as a method to avoid burnout. It involves individuals meeting the minimum requirements of their job descriptions, investing no extra time or effort than what is mandatory.

For Charles, quiet quitting is a signal that a person is not fulfilled by their job and may need to think about changing workplaces or careers.

“I get that people are not always able to up and quit, and it can take time to find what that next role is,” Charles said. “I would come from a space of encouraging the person to start thinking about what that is. What is it that you ultimately desire to be doing in your life and seeing your work?”

One of the most important steps in reducing and preventing burnout is educating yourself about the syndrome, so you can be aware of the warning signs, according to Charles. She also said it was crucial for employers to talk to their employees about it.

Awareness can help prevent the shame and guilt that comes with burnout and allow people to give themselves grace.

After a person has weighed whether they are experiencing burnout or not, they should think about how they want to confront it. This could include engaging in self-care, asking for extra support at work or home, and creating stronger boundaries between their personal and professional lives.

When burnout is impacting your performance, it’s time to consider making a career change, Charles said.

To ensure your work life does not invade your personal life, Charles said people need to assess the goals they have for all areas of their life. Once you’ve set goals, it’s easier to devise a plan and set the necessary boundaries to achieve them.

Charles also said it’s important to carve out time for yourself where you’re not constantly checking your phone or email for work reasons.

“There is life beyond your work. There is an entire world out there to be discovered,” Charles said. “There’s a world within us to be discovered as well, and I encourage everyone to invest in discovering those pieces.”

This article originally appeared in The Afro.

The post COMMENTARY: Don’t Spread Yourself Too Thin: Avoid Burnout with These Simple Tips first appeared on BlackPressUSA.

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Tory Lanez Found Guilty in Meg Thee Stallion Shooting 

NNPA NEWSWIRE — The case fired up social media and highlighted the misogyny that still reigns in hip hop. Many on Twitter routinely attacked Megan, accusing her of lying among other vicious vitriolic comments.
The post Tory Lanez Found Guilty in Meg Thee Stallion Shooting  first appeared on BlackPressUSA.

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By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Canadian rapper Tory Lanez faces more than 20 years in prison and deportation after a jury in Los Angeles found him guilty in the 2020 shooting of hip hop star Megan Thee Stallion.

Lane, 30, was found guilty of three felony counts, including assault with an unregistered semiautomatic weapon, carrying a loaded gun, and discharging a firearm in a vehicle with gross negligence.

The case fired up social media and highlighted the misogyny that still reigns in hip hop. Many on Twitter routinely attacked Megan, accusing her of lying among other vicious vitriolic comments.

The 27-year-old Megan, whose real name is Megan Pete, testified that Lanez offered her hush money and didn’t care about her injuries and pain suffered because he shot her.

Lanez, who declined to testify, claimed there was another shooter, Pete’s friend who was also arguing with the hit maker as they drove home from a party.

“[Lanez] told me to dance,” Pete told the jury, adding that he also cursed at her following the shooting.

Sentencing for Lanez is scheduled for Jan. 27.

“You showed incredible courage and vulnerability with your testimony despite repeated and grotesque attacks that you did not deserve,” Los Angeles County District Attorney George Gascon said, referring to Pete.

“You faced unjust and despicable scrutiny that no woman should ever face, and you have been an inspiration to others across LA County and the nation.”

The post Tory Lanez Found Guilty in Meg Thee Stallion Shooting  first appeared on BlackPressUSA.

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