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Raiders Embarrassed Across The Pond



London, England – It took going across the pond for the Raiders to experience their worst defeat of the season. After scoring on opening drive, Oakland looked lost for the remaining game. It appeared the play calls might’ve been the catalyst to this defeat. Nothing seemed in synch on both the offense and defense thus the Miami Dolphins handed the Raiders a 38-14 loss headed into their bye week.

< p>“Obviously, we did not play well,” head coach Dennis Allen said. “We turned the ball over, we did not stop them on defense. We gave up too many explosive plays.”

The usual laid back coach showed no signs of panic when addressed if he would still be head coach after the bye. In front of a sellout crowd of 83,436 Oakland had no defensive stops to slow the Dolphins offense down after they scored multiple touchdowns in each quarter. Derek Carr left the game with a knee injury in the third and Matt McGloin came in giving up two crucial turnovers in the process.

The Raiders had their best offensive drive this season. On opening drive Carr found James Jones for 30 yards and the first down. Carr then found two other open wide receivers before finding Brian Leonhardt in the end zone for the 3-yard touchdown. Carr moved the offense down field quickly and with ease. Oakland looked more like a playoff team than a team looking or their first win.

But that didn’t last long before the Raiders were shut down by Miami’s defense. Ryan Tannehill threw two touchdowns and completed 23 of 31 passes for 278 yards. He got a huge first down with a 35-yard pass to Brian Hartline to start their drive in the first. Then Tannehill threw a short 13-yard pass to Mike Wallace who bullied his way through the Raiders defense in the end zone for a touchdown to start the second quarter.

“I know I wasn’t playing up to standards the last few weeks, so I wanted to come out and personally play better,” said Tannehill. “My teammates demand that from me and they expect that from me, and to finally come out and do that felt good.”

The Raiders offense struggled in finding that momentum from their opening drive and failed to move the ball. The Dolphins defense dominated by smothering Carr and his offense throughout the second quarter. But the Raiders got lucky when Miami’s punt returner Jarvis Laundry fumbled the ball. But again Oakland’s offense flatlined and punted the ball away.

“We were feeling great, we were all hitting our assignments,” Carr said. “We were doing good things but things we did in practice this week; we messed up during the game after that drive. It’s just frustrating, little things like that but we’ll all go back to work, we’ll get better and get this thing right”

With two minutes left in the quarter Tannehill went deep to find a wide open Dion Sims for an 18-yard touchdown. The half ended with Miami up 23-7. Lamar Miller rushed for two more touchdowns, and cornerback Cortland Finnegan ran back a recovered fumble for a 50-yard touchdown.

Carr was taken out in the third quarter after injuring his left knee and ankle. He was replaced by Matt McGloin who tried to chase Finnegan after he recovered a bad snap by Oakland for a touchdown on his second play. He did find Andre Homes in the fourth for a 22-yard touchdown.

“It’s just a ankle sprain right now and a sprained MCL, I’ll be back after the bye,” explained Carr.

“Things started off good and then they unraveled after that and we never caught hold of the game,” Charles Woodson said. “At that point it was all downhill after that. It’s disappointing that we weren’t able to come out here and play better but hats off to the Dolphins because they came out and executed.”

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How to Use Credit Wisely

(NewsUSA) – As the holiday season approaches, more people are out shopping, searching crowded stores and online promotions for the best discounts, and using their credit cards to pay for it all. But beware the financial dangers of credit use — how you pay for these deals could safeguard your budget or lead to debt. […]
The post How to Use Credit Wisely first appeared on BlackPressUSA.




A CERTIFIED FINANCIAL PLANNER™ professional can help you guard against costly credit mistakes, paving the way for a financially sound festive season and beyond. Learn more about how to use credit in a way that works for you with the insights below.

Choose Your Credit Card Wisely

Whether you’re shopping for holiday gifts or purchasing necessities like groceries, the credit card you use can make a big difference. There are several factors to consider:

  • Interest Rates. Rates generally run from 21-33%. The standard bank card charges at the low end of the range, and retailer credit cards (those typically with the store’s name on them) charge as much as 33%.
  • Cash Back. Among the best deals are bank cards that offer cash back ranging from 1-4% of your purchase.
  • Rewards Points. Some cards have rewards programs where you earn points that you can redeem for products or services. They may seem attractive but are worthwhile only if you’re actually interested in the rewards offered.
  • Cash Discounts. While retailer credit cards have the highest rates, some offer big cash discounts at the point of purchase. That may be the only time they’re worth using.

Improving Your Credit Score

Boosting your credit score can help you qualify for the lowest available interest rates on auto loans, personal loans and mortgages. If you can, pay the full balance when your credit card bill arrives. But most importantly, never miss a payment. Paying on time not only avoids late fees, but also is a key factor in improving your credit score. The easy way to ensure timely payment is to set up automatic online payments.

A CFP® professional can help you develop other strategies to save money while improving your credit profile, including the following:

Establishing Credit

Lenders offer credit to people with a long and reliable credit history. Most young adults don’t have one. There are various ways to obtain credit, but steer clear of debit cards that claim they can help you build a credit history. When you consider the costs and requirements, they’re usually no bargain. You have better and cheaper options for establishing credit. Here are three of them:

  • Get a secured credit card.
  • If you have a student loan, make sure you’re up-to-date with payments.
  • If you pay rent, ask your landlord to report your on-time payments to the credit bureaus.

The choices we make in managing credit can have a lasting impact on our financial journey. As you navigate the complex credit landscape, remember that CFP® professionals can offer tailored guidance for your unique circumstances. Whether it’s identifying strategic debt payments, exploring balance transfer options or establishing credit responsibly, a CFP® professional can provide a roadmap for achieving your financial goals. Find a CFP® professional today.

The post How to Use Credit Wisely first appeared on BlackPressUSA.

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Oakland Post: Week of November 22 – 28, 2023

The printed Weekly Edition of the Oakland Post: Week of November 22 – 28, 2023



The printed Weekly Edition of the Oakland Post: Week of November 22 - 28, 2023

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Acura ZDX Type S features

LA Auto Show was the venus for the Acura ZDX Type S details.
The post Acura ZDX Type S features first appeared on BlackPressUSA.



LA Auto Show was the venus for the Acura ZDX Type S details.

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