Economy
PRESS ROOM: Jan. 15 is Final Deadline to Get Health Insurance With Financial Help Through Covered California
LOS ANGELES SENTINEL — The best way to ring in 2019 is by getting the peace of mind that comes with having health insurance for you and your family.
By Sentinel News Service
The best way to ring in 2019 is by getting the peace of mind that comes with having health insurance for you and your family.
Open enrollment for Covered California runs through Jan. 15, for coverage that begins on Feb. 1. As California’s health insurance marketplace, Covered California continues to deliver on the promises of the national Patient Protection and Affordable Care Act (Affordable Care Act), with 11 insurers serving Covered California consumers all over the state — 96 percent of whom can to choose from two insurers or more, while 82 percent of have three or more choices.
Covered California is the only place you can go to find out if you are eligible for financial help that lowers the price of your health coverage. The average member pays $5 a day for health insurance, with many paying much less. Go to CoveredCA.com to see if you qualify for financial help. It’s easy: Just click on the button that reads “Shop and Compare” and enter your ZIP code, your household income, the number of people who need insurance and their ages.
“There has been so much noise — and at times, plain disinformation — around the Affordable Care Act in the past year, but the important thing for consumers to know is that Covered California’s open enrollment will go through Jan. 15,” Executive Director Peter V. Lee said. “You still have time to sign up and get quality and affordable health coverage throughout 2019.”
If you’ve previously checked whether you qualified for Covered California’s financial help, check again. It only takes a few minutes, and you could end up discovering that you qualify for financial help assisting consumers in saving an average of 80 percent off their monthly health care costs. This health coverage has helped save people’s lives and protected consumers from financial devastation from medical bills that can reach tens of thousands of dollars, and in some cases, millions of dollars. We all know people who have lived without insurance or gone without adequate health care for too long. It doesn’t have to be that way. Help is out there, and now is the time to sign up for life-changing care.
You can get free and confidential enrollment assistance by visiting www.coveredca.com/find-help/ and searching among 700 storefronts statewide and the more than 16,000 certified enrollers who can assist consumers in multiple languages. In addition, consumers can also get help to enroll by calling the Covered California service center toll-free at (800) 300-1506.
This article originally appeared in the Los Angeles Sentinel.
Bay Area
Attorney General’s Office Denies Helping Holy Names University Sell Campus, Contrary to HNU’s Claims
In a recent letter to City of Oakland officials, Jeanine Hawk, HNU’s vice president for finance and administration, claimed that the university has been working closely with Bonta’s office and that the university’s decision to sell the property to the highest bidder is based on and guided by discussions with the Attorney General’s Office.

“Our office has not provided HNU with direction, approval or guidance,” said AG’s office”
By Ken Epstein
Holy Names University in Oakland continues to be not transparent or truthful with the public and Oakland officials in its claims that HNU is acting with the approval and guidance of the office of California Attorney General Rob Bonta to sell the 60-acre campus in the Oakland hills for high-end residential development when the campus permanently closes, currently scheduled for the end of the current semester in May.

Jeanine Hawk, HNU’s vice president for finance.
In a recent letter to City of Oakland officials, Jeanine Hawk, HNU’s vice president for finance and administration, claimed that the university has been working closely with Bonta’s office and that the university’s decision to sell the property to the highest bidder is based on and guided by discussions with the Attorney General’s Office.
“HNU has been in constant communication with the California Attorney General’s office regarding the manner of ensuring that any transfer of its property satisfies the requirements of California law,” Hawk said.
Further, she alleged that “discussions with the Attorney General’s office have resulted in an effort to market the property both through a real estate broker (Mike Taquino at CBRE) and through our continued communications with potential successor universities.”
Hawk also dismissed the City of Oakland’s offer to help maintain HNU as a center of higher education. “At this point it is unclear to HNU how the City of Oakland can assist with the process of achieving the objectives of obtaining the highest and best use of the HNU property for public good, particularly when HNU’s efforts to date have been in cooperation with the AG’s office,” she said.

Chief Deputy Attorney General Venus D. Johnson
However, in a strongly worded denial, Venus D. Johnson, Chief Deputy Attorney General in AG Bonta’s office, wrote in a March 17 letter to Oakland officials, “While HNU has kept the Attorney General’s Office apprised as to its efforts to secure a successor educational institution, our office has not provided HNU with direction, approval or guidance with regard to these efforts.”
“Any assertion to the contrary is inaccurate,” Johnson wrote.
“Specifically, although HNU has reported to you that this office has told HNU that it must sell to the highest bidder and that we have provided HNU with direction related to its marketing efforts, the Attorney General’s Office has done neither of these things,” according to Johnson’s letter.
Johnson emphasized that under the law the decision whether to sell the property is up to the HNU Board of Trustees. “A nonprofit corporation only needs approval from its board of directors to sell or transfer all or substantially all of its assets under terms the board deems is in the best interests of the corporation,” she said.
Johnson added that there are no legal reasons why HNU cannot work with a Historically Black College or University (HBCU) or other educational institution to maintain the campus as a center for higher education.
She wrote: “Let me be clear: HNU absolutely may consider entering into an agreement with a successor educational institution and continue to operate with an educational purpose and mission. While my office cannot require HNU to do this, neither can we prevent them from doing so: The decision is HNU’s and HNU’s alone.”
Several HNU students and an Oakland City Councilmember spoke this week about the potential for maintaining HNU as an institution of higher education on the “Education Today” program aired on radio station KPFA FM94.1.”
“There are a lot of unanswered questions: how did we get to this place?” Asked Aniya Bankston, chair of the HNU Black Student Union (BSU) and a pre-nursing student.
“There’s a very confusing time on campus, (and) anxiety is super high” among the students, she said.
Kiara Evans, a member of HNU student government and the also a BSU member, said she and other student leaders met with the HNU Board of Trustees, which she was disappointed to see was all white.
“They were very nonchalant,” said Evans. “Whatever we said, they just brushed us off. They didn’t really want to hear from us, and it’s pretty sad and disappointing that these people are in charge of our education. They’ve never even gotten to know us.”

Oakland District 4 Councilwoman Janani Ramachandran
City Councilmember Janani Ramashandran, who represents the area that includes the HNU campus, said she is working with other city leaders “to see this site used for higher education … not to follow the path of building luxury housing.”
“I’m cautiously optimistic,” she said. “It comes down to the will of the Holy Names board (to negotiate)” and some of the proposals for educational uses for the property.
In response to questions from the Oakland Post, HNU Vice President Hawk wrote:
“The AG wanted to emphasize that it does not direct organizations in these matters. The letter confirmed that HNU has been apprising the AG’s office of the current situation to share HNU’s proposed path forward and to make sure that HNU’s interpretation of applicable laws regarding the sale or transfer of property of a non-profit corporation will properly inform decision making by our Board of Trustees.”
Business
Pres. Biden Appoints ‘Activist Entrepreneur’ Kerman Maddox to Trade Advisory Body
Last summer, the White House offered Southern California small business owner Kerman Maddox a unique opportunity to serve on a national committee set up to advise President Joe Biden’s administration on educational matters. The Los Angeles resident declined. Maddox, who is also a communications specialist — most recently a member of Los Angeles Mayor Karen Bass’ transition team — felt he did not have enough expertise in the educational space.

By McKenzie Jackson
California Black Media
Last summer, the White House offered Southern California small business owner Kerman Maddox a unique opportunity to serve on a national committee set up to advise President Joe Biden’s administration on educational matters.
The Los Angeles resident declined.
Maddox, who is also a communications specialist — most recently a member of Los Angeles Mayor Karen Bass’ transition team — felt he did not have enough expertise in the educational space.
Then, this month, the right opportunity came for Maddox to take his expertise, passion and ambition to Washington. The White House appointed Maddox, along with 14 others, to serve on the United States Advisory Committee for Trade Policy and Negotiations.
“I’m an African American male. I’m a small business owner. There is nothing in my background that ever would have indicated this was even in the realm of possibilities,” he stated. “I am going to do the best to represent other African American small business owners. When you get an opportunity like this, you want to do a good job — not embarrass folks.”
Maddox, president and majority owner of K&R Hospitality and managing partner of Dakota Communications, had said he would be interested in serving on any commission that dealt with United States’ commerce, small business, trade or other related fields if a position became available.
Maddox, who was once appointed to serve on the Executive Committee of the Democratic National Committee by former President Barack Obama, says he is excited about his new role.
The other new advisory body appointees are Revathi Advaithi, Manish Bapna, Timothy Michael Broas, Thomas M. Conway, Erica R.H. Fuchs, Marlon E. Kimpson, Ryan LeGrand, Sean M. O’Brien, Javier Saade, Shonda Yvette Scott, Elizabeth Shuler, Nina Szlosberg-Landis, and Wendell P. Weeks.
Along with the other appointees, Maddox will provide policy advice to U.S. Trade Representative Katherine Tai, who spearheads American trade policy across the globe.
The new committee members were recommended by Tai’s office and appointed by Biden. They make up one of several advisory committees established by Congress to ensure U.S. trade policy and trade negotiating objectives adequately reflect American public and private sector interests.
In a March 10 statement announcing the appointees, Tai said she looked forward to working with the new appointees.
“Developing a worker-centered trade agenda means bringing together a range of perspectives and backgrounds to design and implement our policies,” she stated. “The Advisory Committee for Trade Policy and Negotiations is an important forum to guide USTR’s work and ensure that the benefits of trade are equitably distributed across our economy and to all people. President Biden has nominated a diverse group of men and women that will help us carry out his vision for sustainable, inclusive and durable trade policy in 2023 and beyond.”
Maddox wants to align with the trade agenda set by the Biden administration. He also has his own objectives he aims to rally for.
“Number one, I’m really going to play a space as a small business guy to see if we can get small businesspeople to export products overseas — whether it is technology or manufacturing or retail or professional services,” he noted. “Number two, figure out a way to rein in climate change. What can we do to get people to understand that it is real and what should we be doing by the way of trade policies to combat the escalation of global warming and climate change?”
Maddox received a call from the White House late last year inquiring whether he would be interested in joining the committee. He jumped at the opportunity. In January, he learned his position on the panel was finalized.
Maddox now has a lot of homework to do on trade policy before the group meets in April. Tai’s office is introducing the new committee members to trade experts.
“I’m trying to quickly study to get up on this,” Maddox noted.
Maddox founded Dakota Communications, the marketing, public relations and public affairs consulting firm, in 1996. In 2010, he started K&R Hospitality, a food and beverage concession business.
He had a role in Obama’s historic 2008 campaign and was part of Biden’s presidential campaign 12 years later. Maddox worked as an aide and advisor to past L.A. mayors Tom Bradley and Antonio Villaraigosa and for Bass when she was in Congress.
He was also an adjunct professor of Political Science at USC and a full-time Political Science professor for the L.A. Community College District. Maddox has several honors from community service organizations and radio and television awards under his belt.
Maddox described himself as an “activist entrepreneur.”
“I do a lot of community stuff,” he said. “I’m very active in my church, but I’m also a businessman. I’m interested in making money, but I’m also interested in hiring as many people that look like me as possible. I’m interested in growing my business and bringing people along at the same time.”
Due to his business experience, Maddox brings a breadth of viewpoints to the commission.
“I have a unique perspective to talk about professional service businesses and how that works and discuss retail, food, and beverage concussion-oriented businesses,” he explained. “One is people, food, merchandising, quality standards, and more. The other is professional services — you are brainstorming and creating.”
Maddox will meet with other committee members via video conference, but expects to also assemble with the group in Washington, D.C.
He said being involved with Obama’s initial presidential run was his greatest professional experience. However, having the chance to pitch Biden, who Maddox has met before, trade policy insights is a close second.
“There is nothing in my background that would indicate I would be talking to the president, let alone advising the president,” Maddox declared. “If I can make it, anyone can make it. I’m a pretty regular guy that worked his way up.”
Ben Jealous
COMMENTARY: Make Banks Make Good on Their Pledge to End Fossil Fuel Financing
ConocoPhillips needs more than the disastrous approval it won from the Biden administration last week to proceed with its Willow oil drilling project on Alaska’s North Slope. It needs $8 to $10 billion to build 199 wells, hundreds of miles of road and pipelines, a processing plant, and an airstrip on 499 acres that are vital to caribou, migratory birds and indigenous people.

By Ben Jealous
ConocoPhillips needs more than the disastrous approval it won from the Biden administration last week to proceed with its Willow oil drilling project on Alaska’s North Slope. It needs $8 to $10 billion to build 199 wells, hundreds of miles of road and pipelines, a processing plant, and an airstrip on 499 acres that are vital to caribou, migratory birds and indigenous people.
While President Biden certainly could have stopped Willow, so can the financial institutions helping create it. Willow is just the most recent example of banks’ complicity in preserving fossil fuel extraction through a continuing flow of money to Big Oil and Gas — all despite pledging a year ago to pursue the net zero carbon emissions we need to save the planet.
That’s why I joined activists from Third Act Tuesday on a block in Washington to protest among the offices of banking giants Bank of America, Chase, Citibank, and Wells Fargo in our nation’s capital. Third Act is a group founded by environmentalist and author Bill McKibben to bring together Americans over 60 to campaign for a sustainable planet. While I’m still too young to join, I was part of demonstrations they organized at bank branches across the country.
We were there to call out these “dirty” banks’ practices and their unacceptable costs — both immediate and long-term. Right now, any money that goes to Willow and fossil fuel projects like it, is money that won’t be invested in a clean economy, particularly in fledgling companies that are finding sustainable ways to power the planet. It’s those jobs that Alaskans and their descendants really need.
Longer term, the banks’ lending will weaken the impact of an historic $370 billion investment our country will make in the next decade on green technology and alternatives to oil and gas. As those investments pay off, there will be less and less demand for oil coming from projects like Willow. But the supply will remain steady (for 30 years in Willow’s case). So, gas will be cheaper for the holdouts who continue to use it, making it even harder to push them to make the switch.
The situation got even more dire with the collapse of Silicon Valley Bank and the shadow of doubt it unfairly cast on other regional banks. Banks of that size have been vital to the growth of the clean economy. For example, Silicon Valley reportedly financed 60% of community solar energy projects in which property owners jointly construct a solar facility to power their neighborhoods.
The consequence of the turmoil has been to concentrate even more power in the biggest banks. Bank of America, for example, took in close to $15 billion in new deposits in a matter of days after Silicon Valley was taken over by federal regulators.
That makes it even more imperative that we hold these banks to their pledges not to fund new fossil fuel projects (HSBC, Europe’s biggest bank, is keeping that promise). Third Act has suggestions that most people can take to be part of that accountability — cut up credit cards issued by the banks and move deposits out of them, not into them. When more and more people do that, they will be strengthening the case of a small group of the banks’ investors who have begun introducing resolutions at shareholder meetings calling for an end to fossil fuel financing.
Throughout our country’s history, it’s been profitable to consider certain people and places as disposable. We know where continuing that unjust path will lead — to a planet that’s too polluted and too hot to be livable. We’ve passed the time when financial institutions can postpone an end to their investment in the climate’s demise. It’s time these dirty banks put their money somewhere else.
Ben Jealous is executive director of the Sierra Club. He is a professor of practice at the University of Pennsylvania and author of “Never Forget Our People Were Always Free,” published in January
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