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Marin City Helps Out Jerome Grayson

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The family of Jerome Jabari Grayson, who has cancer, is seeking financial support from the community in their time of financial crisis.

The Grayson family is making its appeal for help through gofundme.com. Their webpage, created by Monique Dedrick-Grayson, is called, “New Lungs and Life for Jerome,” at www.gofundme.com/2b6tg4.

Jerome Grayson is loved and supported by his friends and family in Marin City and high school friends from throughout the county. He is the son of Vicki and Jerome Grayson. Henry Haynes and Annie May Haynes are his late grandparents, who were very well known in Marin City.

He is married to Monique, and the couple has two children, Jerome II, age 14, and Aniyah, age 10

In September 2011, Jerome Grayson became concerned about an egg-sized lump on his right thigh and went to the doctor. After an ultrasound, it was determined that the lump was likely the result of an injury and would resolve over time.

He still had the lump after two months. He returned to the doctor, who then ordered an MRI. It was determined that the lump would need to be biopsied.

Grayson and his wife was then told, prior to his scheduled biopsy, that he had a very rare form of cancer that very few professionals knows about, and that it would likely spread to his lungs.

They were then referred to an Oncology Department. Devastated, they began making calls to set up appointments. The new surgeon told the Graysons that it was not cancer and that further testing would be unnecessary and to cancel the scheduled CT scan.

A biopsy was scheduled for the following month.Ultimately, an x-ray was ordered, and it was determined that he did have cancer, which had spread to his lungs.

The official diagnosis was Stage 4 Alveolar Soft Part Sarcoma, which has metastasized to his lungs.

Incurable but hopefully treatable, Grayson was accepted to do a trial treatment at the National Institute of health in Washington, D.C. Soon after his diagnosis, he and his wife committed to do whatever was necessary, including taking monthly trips to the East Coast for treatments.

In September he went through restaging, just as he had done every two months since his diagnosis, except this time the scan came back and showed growth of the tumors on his lungs.

At this point Grayson was placed on permanent Social Security Disability, removing him from his extremely stressful work with children.

Money have become increasingly difficult for the family, due to the traveling expenses, everyday living and the family’s income being reduced a fraction of what it once was. And Grayson is ineligible for Medicare due to a two-year waiting period, and must now pay the entire cost of his Cobra Health Insurance.

He is hoping he can raise enough money to help the family through these trying times. They are asking the community for their thoughts and prayers and thank them in advance for their contributions.

There will be several fundraisers coordinated friends in Marin City. Some of these include items sold at the snack bar at the Manzanita Recreation Center basketball games; movie nights for children and families; raffle prizes; a special dinner at the Outback Restaurant.

Anyone interested in other ideas to help fundraise, contact Paul Austin at (415) 686-5045 or Wayne Price at (415) 572-7258.

 

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How to Use Credit Wisely

(NewsUSA) – As the holiday season approaches, more people are out shopping, searching crowded stores and online promotions for the best discounts, and using their credit cards to pay for it all. But beware the financial dangers of credit use — how you pay for these deals could safeguard your budget or lead to debt. […]
The post How to Use Credit Wisely first appeared on BlackPressUSA.

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A CERTIFIED FINANCIAL PLANNER™ professional can help you guard against costly credit mistakes, paving the way for a financially sound festive season and beyond. Learn more about how to use credit in a way that works for you with the insights below.

Choose Your Credit Card Wisely

Whether you’re shopping for holiday gifts or purchasing necessities like groceries, the credit card you use can make a big difference. There are several factors to consider:

  • Interest Rates. Rates generally run from 21-33%. The standard bank card charges at the low end of the range, and retailer credit cards (those typically with the store’s name on them) charge as much as 33%.
  • Cash Back. Among the best deals are bank cards that offer cash back ranging from 1-4% of your purchase.
  • Rewards Points. Some cards have rewards programs where you earn points that you can redeem for products or services. They may seem attractive but are worthwhile only if you’re actually interested in the rewards offered.
  • Cash Discounts. While retailer credit cards have the highest rates, some offer big cash discounts at the point of purchase. That may be the only time they’re worth using.

Improving Your Credit Score

Boosting your credit score can help you qualify for the lowest available interest rates on auto loans, personal loans and mortgages. If you can, pay the full balance when your credit card bill arrives. But most importantly, never miss a payment. Paying on time not only avoids late fees, but also is a key factor in improving your credit score. The easy way to ensure timely payment is to set up automatic online payments.

A CFP® professional can help you develop other strategies to save money while improving your credit profile, including the following:

Establishing Credit

Lenders offer credit to people with a long and reliable credit history. Most young adults don’t have one. There are various ways to obtain credit, but steer clear of debit cards that claim they can help you build a credit history. When you consider the costs and requirements, they’re usually no bargain. You have better and cheaper options for establishing credit. Here are three of them:

  • Get a secured credit card.
  • If you have a student loan, make sure you’re up-to-date with payments.
  • If you pay rent, ask your landlord to report your on-time payments to the credit bureaus.

The choices we make in managing credit can have a lasting impact on our financial journey. As you navigate the complex credit landscape, remember that CFP® professionals can offer tailored guidance for your unique circumstances. Whether it’s identifying strategic debt payments, exploring balance transfer options or establishing credit responsibly, a CFP® professional can provide a roadmap for achieving your financial goals. Find a CFP® professional today.

The post How to Use Credit Wisely first appeared on BlackPressUSA.

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Oakland Post: Week of November 22 – 28, 2023

The printed Weekly Edition of the Oakland Post: Week of November 22 – 28, 2023

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The printed Weekly Edition of the Oakland Post: Week of November 22 - 28, 2023

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Acura ZDX Type S features

LA Auto Show was the venus for the Acura ZDX Type S details.
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LA Auto Show was the venus for the Acura ZDX Type S details.

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