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How to Exercise Good Financial Health

With spring in full bloom — now is a perfect time to start a fresh foundation for a healthy financial future. Good financial health is the foundation on which strong and resilient households, communities and economies are built, but the reality is, many struggle to manage their financial daily lives. In recognition of Financial Literacy Month, Myseha Brown, Community Manager with JPMorgan Chase in Oakland offered top financial tips to help achieve financial freedom and build generational wealth.

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Establishing solid financial habits can be a lifetime process, but it’s easier if you learn the fundamentals as early as possible. It’s never too early, or too late, to begin your journey, and this month is a great time to get started or recommit to your financial health. For more financial health tips, visit chase.com/financialgoals.
Establishing solid financial habits can be a lifetime process, but it’s easier if you learn the fundamentals as early as possible. It’s never too early, or too late, to begin your journey, and this month is a great time to get started or recommit to your financial health. For more financial health tips, visit chase.com/financialgoals.

Sponsored content from JPMorgan Chase & Co.

With spring in full bloom — now is a perfect time to start a fresh foundation for a healthy financial future. Good financial health is the foundation on which strong and resilient households, communities and economies are built, but the reality is, many struggle to manage their financial daily lives.

In recognition of Financial Literacy Month, Myseha Brown, Community Manager with JPMorgan Chase in Oakland offered top financial tips to help achieve financial freedom and build generational wealth.

  1. Small steps lead to bigger opportunities:No matter what amount of money you have, taking small steps towards building a solid financial foundation is key. Whether it’s saving a little more each month, starting to save for the first time or monitoring your credit score, these steps can help you prepare for the unexpected while setting you up for long-term success.
  2. Establish good credit: The main elements of securing a good credit score include paying your bills on time, the length of time you’ve had a credit history, and the amount and type of accounts you have. Potential lenders will use this information to determine your credit risk. Managing your finances wisely will help you establish strong credit, a practice that will pay off when you want to make larger purchases like a car or a home.
  3. Embrace digital tools:Apps, online goal sheets and budget builders are a great way to manage your finances. Look into what digital tools your financial partner offers. Whether it’s credit and identity monitoring, or setting up repeating automatic transfers from your checking account to your savings account, these tools will help keep you on track with your payments and savings goals.
  4. Include the whole family in the process: It’s never too early to get kids started on their financial journey. Ask your bank about opening up a joint checking account geared towards children to help them establish good financial habits. A joint account can offer features designed to help kids learn the importance of saving and meeting their financial goals, whether it’s tracking their spending, creating recurring payments and setting spending limits, or being rewarded when completing chores and earning an allowance to deposit. Once your child understands the importance of saving the money they earn, they can begin to build savings habits that will last a lifetime.
  5. Ask for help: Whether it’s meeting with a banker or talking to friends or family, conversations and advice can be critical to improving financial health, from building a budget to more complex matters like saving for retirement.
  6. Keep the conversation going:Talk with your partner or other family members regularly about your financial goals and how you plan to achieve them and check in with your children to discuss their financial activity — whether it be what or where they’re spending, how much they’re earning, or their savings goal. These discussions all provide opportunities to keep money as part of your family conversations.

Establishing solid financial habits can be a lifetime process, but it’s easier if you learn the fundamentals as early as possible. It’s never too early, or too late, to begin your journey, and this month is a great time to get started or recommit to your financial health. For more financial health tips, visit chase.com/financialgoals.

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Activism

Community Opposes High Rise Development That Threatens Geoffrey’s Inner Circle

City Council chambers were full for the May 17 Planning Commission hearing, and almost all the 40 speakers who had signed up to make presentations talked about the importance of the Inner Circle as part of Oakland and Geoffrey Pete as a stalwart community and business leader who has served the city for decades.

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Geoffrey Pete went to City Hall to appeal the city Planning Commission’s approval of the high-rise development that threatens the closure of his 44-year historic cultural mecca. Photo by Jonathan ‘Fitness’ Jones.
Geoffrey Pete went to City Hall to appeal the city Planning Commission’s approval of the high-rise development that threatens the closure of his 44-year historic cultural mecca. Photo by Jonathan ‘Fitness’ Jones.

By Ken Epstein

An outpouring of community supporters – young, old, jazz lovers, environmentalists and committed Oakland partisans – spoke out at a recent Planning Commission hearing to support Geoffrey Pete and his cultural center – The Inner Circle – an historic Oakland landmark whose future is threatened by a proposed skyscraper that out-of-town-developer Tidewater Capital wants to build in the midst of the city’s Black Arts Movement and Business District (BAMBD).

City Council chambers were full for the May 17 Planning Commission hearing, and almost all the 40 speakers who had signed up to make presentations talked about the importance of the Inner Circle as part of Oakland and Geoffrey Pete as a stalwart community and business leader who has served the city for decades.

The speakers argued passionately and persuasively, winning the sympathy of the commissioners, but were ultimately unsuccessful as the Commission unanimously approved the high-rise to be built either as a residential building or office tower on Franklin Street directly behind Geoffrey’s building.

Mr. Pete has said he would appeal the decision to the City Council. He has 10 days after the hearing to file an appeal on the office building. His appeal on the residential tower has already been submitted.

Mr. Pete said the Planning Department still has not published the boundaries of the BAMBD. “Tidewater’s applications and subsequent applications should not be approved until the Planning Department fully acknowledges the existence of the BAMBD,” he said.

“This (proposed) building poses a grave danger to the historic (Inner Circle) building next to it, arguably Oakland’s most meaningful historic building,” Pete said.

“We’re here to advocate for what’s best for the African American district and community that has gotten no representation, no advocacy, as of yet,” he said. “The (commission) is guilty, the City of Oakland is guilty, and Tidewater is guilty.”

One of the first speakers was Gwendolyn Traylor, known as Lady SunRise, who directly addressed the developers.

“With all due to respect to your business, it’s not a need of this community. I would like to ask you to reconsider the location …What is being (promised) here does not add to the healing of this community,” she said.

Naomi Schiff of the Oakland Heritage Alliance emphasized that Geoffrey’s Inner Circle is a treasure of Oakland’s history.

“Our first concern is the integrity of the historic district, in particular the former Athenian-Nile Club, now Mr. Pete’s equally historic venue, which has been the location of a great number of important community events,” she said. “It would not be OK with us if the integrity of the building were damaged in any way, no matter how much insurance (the developer bought) because it is very difficult to repair a historic building once it’s damaged.”

The Inner Circle was previously owned and operated by the Athenian-Nile Club, one of the Bay Area’s largest all-white-male exclusive private membership club, where politicians and power brokers closed back-room deals over handshakes and three martini lunches.

Cephus “Uncle Bobby X” Johnson pointed out that commissioners and the city’s Planning Department have “acknowledged that you went through the entire design review process without even knowing that the Black Arts Movement and Business District existed.”

The district was created in 2016 by City Council resolution. “At the heart of the opposition to this building is the desire to further the legacy of local Black entertainment and entrepreneurship exemplified by businesses like Mr. Pete’s … a historical landmark and venue (that serves) thousands of people who listen to jazz and other entertainment and hold weddings, receptions, and memorial services,” said Uncle Bobby.

This development is taking place within a context in which the “Black population in Oakland has decreased rapidly … because of the city’s concentration on building houses that are not affordable for people who currently live in Oakland,” he said.

John Dalrymple of East Bay Residents for Responsible Development said, “This project will result in significant air quality, public health, noise, and traffic impacts. He said the city has not adequately studied the (unmitigated) impacts of this project on the Black Arts Movement and Business District.

“This project is an example of what developers are being allowed to do when they don’t have to follow the law, and they don’t have to be sensitive to our city’s culture and values,” he said. The commission should “send a signal today that we will no longer be a feeding ground for the rich.”

Prominent Oakland businessman Ray Bobbitt told commissioners, “Any decision that you make is a contribution to the systemic process that creates a disproportionate impact on Black people. Please do yourself a favor, (and) rethink this scenario. Give Mr. Pete, who is a leader in our community, an opportunity to set the framework before you make any decision.”

Though the City Council created the BAMBD, the 2016 resolution was never implemented. The district was created to “highlight, celebrate, preserve and support the contributions of Oakland’s Black artists and business owners and the corridor as a place central historically and currently to Oakland’s Black artists and Black-owned businesses.”

The district was intended to promote Black arts, political movements, enterprises, and culture in the area, and to bring in resources through grants and other funding.

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Bay Area

UniverSoul Circus Opens in Richmond

Described by show organizers as a highly interactive combination of circus arts and theatre that spans musical genres, UniverSoul Circus will feature flipping motorcycles, stilt dancers, Fire Limbo Benders, ancestral carnival characters, clowns, flamboyantly costumed dancers and more “in a celebration of energy.”

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Clowns who perform with UniverSoul Circus. Photo courtesy UniverSoul Circus.
Clowns who perform with UniverSoul Circus. Photo courtesy UniverSoul Circus.

By Kathy Chouteau | The Richmond Standard

UniverSoul Circus kicked off its Bay Area run under the Big Top at Hilltop Mall last week with the performances continuing during various times through Sun., June 19.

The UniverSoul Circus is a single ring circus, established in 1994 by Cedric Walker and Calvin “Casual Cal” Dupree, an African American man who had a vision of creating a circus with a large percentage of people of color performing. He began searching for people from all around the world with incredible talents. Richmond police Chief Bisa French and City Manager Shasa Curl were set to be guest ringmasters for the opening night show.

Described by show organizers as a highly interactive combination of circus arts and theatre that spans musical genres, UniverSoul Circus will feature flipping motorcycles, stilt dancers, Fire Limbo Benders, ancestral carnival characters, clowns, flamboyantly costumed dancers and more “in a celebration of energy.”

“Get ready to be amazed and frightened at the terrifying, gravity- defying acrobats on the Wheel of Death or the bold, breathtaking daredevils on the High Wire,” said UniverSoul Circus in a statement about the show.

This season’s theme is, ‘We All Belong,’ according Walker, the circus founder and CEO. “We all belong to one human race. Everyone is coming together, different cultures, different people, a new transcultural fusion, a new generation inclusive and together in a UniverSoul Experience!”

Venue:
Hilltop Mall
2200 Hilltop Mall Rd, Richmond, CA 94806

Showtimes:
Thurs-Fri: 7:00 p.m.
Sat: 11:30 a.m., 3:30 p.m., 7:30 p.m.
Sun: 11:00 a.m., 2:30 p.m., 6:30 p.m.

Box Office Hours:
Tues: 11:00 a.m. – 6:00 p.m.
Wed-Fri: 11:00 a.m. – 8:00 p.m.
Sat: 9:00 a.m. – 8:30 p.m.
Sun: 9:00 a.m. – 7:30 p.m.
Mon: 10:00 a.m. – 5:00 p.m. (Memorial Day)

Tickets range from $27.50 to $60 depending on your seat and you can purchase them on Ticketmaster. Visit www.universoulcircus.com for more info.

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Activism

Oakland Post: Week of May 24 – 30, 2023

The printed Weekly Edition of the Oakland Post: Week of May 24 – 30, 2023

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The printed Weekly Edition of the Oakland Post: Week of May 24 - 30, 2023

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