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Framing Our Future: Liberty Bank Celebrates 50 Years
NNPA NEWSWIRE — The elder McDonald, served as president & CEO of Liberty Bank from its founding in 1972, leading and growing the Black-owned bank for the better part of 50 years until earlier this year, when his son Todd, a Morehouse College graduate who earned his MBA from Northwestern University’s Kellogg School of Management, picked up the mantle to lead Liberty into the future.
The post Framing Our Future: Liberty Bank Celebrates 50 Years first appeared on BlackPressUSA.

By Anitra D. Brown | The New Orleans Tribune
Alden J. McDonald and his son Todd have at least two things in common. The first is that neither saw himself as a bank president. In fact, Alden McDonald says it took a novena and Dr. Norman Francis asking him three times to become the president of what would be the newly founded Liberty Bank & Trust before he said “yes.”
“I didn’t’ know whether I was prepared to run a bank.” Alden McDonald once told The New Orleans Tribune. “No one else had walked that plank.”
The truth – he was ready. A graduate of the LSU School of Banking and of Columbia University’s Commercial Banking Management Program, McDonald began his career at International City Bank in New Orleans in 1966, rising to the position of vice president for consumer lending. And during those six years, he zealously learned all he could about the industry, working 12- to 14-hour days.
International City Bank didn’t want him to leave, offering him a senior vice president position to urge him to stay, he says. Instead, he followed advice given to him by the young lady he was dating at the time, Rhesa Ortique, whom he went on to marry. She was the one who suggested he go to a novena in search of guidance and direction.
“So, I did the novena, and I made the decision to do this, right. I am 29 at the time, and to be honest with you, I didn’t know what the hell I was thinking.”
In contrast, it didn’t take a special prayer service for Todd McDonald to know he wanted to be his own boss one day; still, he didn’t see banking in his future. The enterprising youngster, who washed his parents’ friends’ cars while they visited to make extra money, always saw himself as a businessman. However, he thought banking was static and that it would not offer the diverse opportunities he wanted to experience… that was until he had the opportunity to shadow one of his father’s friends, Joe Canizaro, the founder of First Bank & Trust. It was then he realized there was more to banking than, well, banking.
“He brought me into meetings, and I saw how he used the bank as a platform to go into many different businesses. I mean he was building a city in Mississippi; he had the hospitality company; he had a construction company; health care — all these different businesses. And I was like, so you could run a bank and have all of these tentacles out there at the same time. Okay, I would never get tired of doing this.”
At the time, a younger Todd McDonald didn’t really see his father doing all of that at Liberty; but he understood why.

In 1972, with Dr. Norman Francis on its Board of Directors, Alden McDonald as President & CEO and $2 million in assets, Liberty Bank was founded to more Black New Orleanians and other under-served members of the community achieve their dreams. Today, Liberty has branches in 11 states and has $1 billion in assets.
“It was for obvious reasons — a lack of capital,” he says. “I’m sure he could have ventured off in many different ways, as well. But that experience provided me with a vision for myself. How do we leverage a bank charter? You know, I’ve been around my dad for 41 years; but I’ve only been employed with the bank for 19. I heard the stories about him helping people. And so, I’m like, you know, once you start applying the ‘helping people’ with the ‘making money’ and ‘helping other people make money’, it was an easy sell. I’ve dedicated my life to this. I wake up thinking about it. I go to sleep thinking about it.”
And with that, the other thing father and son have in common is that despite each man’s initial misgivings, running a bank is precisely what he has done or is doing.
With his son’s rise to bank president, Alden McDonald, continues to serve as the head of the Liberty Financial Holding Company.
It’s Always Been Huge
The elder McDonald, served as president & CEO of Liberty Bank from its founding in 1972, leading and growing the Black-owned bank for the better part of 50 years until earlier this year, when his son Todd, a Morehouse College graduate who earned his MBA from Northwestern University’s Kellogg School of Management, picked up the mantle to lead Liberty into the future.
The pair took a little time to catch up with The New Orleans Tribune recently to talk about what is now the nation’s largest Black-owned bank. Sitting at a table in the community room of the bank’s headquarters in New Orleans East, the elder McDonald began by mentioning a significant milestone Liberty Bank reached in recent years – $1 billion dollars in assets.
“It was his idea, not mine,” he says with proud smile and a little laughter, nodding in Todd’s direction.
Todd chimes in through the laughter, “That’s what we have to do as a bank to survive. If we don’t get bigger, the cost of operating just gets bigger and you can’t manage the expense side. So, it was very important for us to reach that milestone.”
“It’s a lot of money,” Alden McDonald says. “How many other people do we know that have a billion-dollar company? How many in the city of New Orleans. Just, when you think about it… the significance of it. It’s… it’s…
“Huge,” Todd interjects, finishing the sentence his father started.
“Huge,” Alden McDonald repeats reflectively. “You know, Todd and I, we talked five years ago when he took a real an active role at the bank. He was in charge of strategic planning and visioning. And his vision went beyond my wildest dreams. When he was pushing for a billion dollars, he was looking to make sure we could survive in the banking industry. When I got in the banking industry, there were 35,000 banks. Today, there are less than 5,000 banks. When I got into the business, there were 100 Black banks. Today, there are less than 20. Everything in the industry says a $200 million bank is not going to survive. A $500 million bank is not going to survive. So the benchmark he came up with was a billion.”
The achievement took more than just reaching $1 billion in assets. As Alden McDonald explains, in the banking industry, the rule of thumb is an eight percent capital to asset ratio. In banking terms, capital is the total equity a company has — assets minus liability.
“And then, a couple of years ago, the feds started sending signals. They wanted a 10 percent ratio,” the senior McDonald says.
When Liberty set out to grow to a billion in assets it only had about $60 million in equity. It needed at least $90 million.
It was Todd, who, while serving as Liberty’s executive vice president of corporate strategy, developed national partnerships that produced several new revenue streams that raised $30 million in capital for the bank.
All of this was taking place over the last few years with the pandemic as a backdrop and in the wake of the murder of George Floyd, events that prompted shifts in the nation, one of which included a bit of pressure put on the big boys of banking to help minority banks grow.
And Liberty’s plan for raising the equity it needed to support its growth was realized.
“If it was me, I would asked JP Morgan for $5 million, Citibank for $5 million, Wells Fargo for $5 million and Bank of America for $5 million. Todd goes in, he asks JP Morgan for $30 million. I said, ‘boy, you’re crazy?’ They ended up giving $18 million. Wells gave $5 million. Citi gave $5 million. Bank of America gave $2 million,” the elder McDonald recounts. “I would have been pleased with whatever; but because of the young mind and the young vision, he ended up getting $30 million of non-voting capital. Non-voting. It does not dilute one bit of ownership,”
Perhaps the only thing huger than Liberty Bank reaching that milestone – more than $1 billion in assets the equity to back it up – is the force the bank has been for its customers in New Orleans and across the country.
Even when its assets weren’t, Liberty’s impact has been huge from the start.
Forging a Path to Financial Freedom

The first Liberty Bank branch was a repurposed construction trailer located on Tulane Avenue.
If Alden McDonald wasn’t ready to lead a Black-owned bank in 1972, Black New Orleans was ready for one.
Beginning in the early 1960s, Alden McDonald and Dr. Norman Francis saw a Black community growing increasingly dissatisfied with inequity and looking for increased opportunity, especially on the economic front. They wanted mortgage loans and loans to start businesses or launch political campaigns without higher interest rates or resorting to subprime finance companies. And if they couldn’t find what they wanted in the mainstream banking industry, they would have to create their own.
That is why Francis asked a young Alden McDonald to leave his comfortable job and start his own bank not once, not twice, but three times — there was a need for a bank that would help more Black New Orleanians and other under-served members of the community achieve their dreams.
Liberty Bank was one of 42 African American-owned banks to open in the U.S. between 1962 and 1979, according to the National Bankers Association. They opened to serve communities that had been all but shut out of the mainstream. When the other banks refused to loan African Americans money or loaned it to them at extraordinarily high interest rates, Black-owned banks were there; and their influence was tangible from the very early history.
There is no telling how many Black New Orleanians own homes and operate businesses because Liberty Bank exists.
Norman Francis once said, “We had a dream to do something special in New Orleans. We started a community bank with a focus on an under-served population.”
From a construction trailer on Tulane Avenue, Liberty now has branches in 11 states and the cyber ability to conduct banking operations nationwide. Liberty Bank has withstood natural disasters and weathered national and regional financial crises. It has not only existed for 50 years, it has thrived. From $2 million in assets in 1972 to the largest African American-owned financial institution in the United States.
More importantly, here in New Orleans, and in other cities across the country, Liberty has helped individuals achieve their financial goals and financial freedom. That is what is meant by “Framing Our Future”, the theme of the bank’s 50-year anniversary.
Big Things Popping
The bank is also a player in helping business owners and investors make major moves. On the day The Tribune met with the McDonalds, they were gearing up for a meeting with a customer about a major project in downtown Minneapolis — the redevelopment of a one-million-square-foot building, Alden McDonald tells.
Financing those types of multi-million-dollar endeavors have become common practice for Liberty Bank.
Just before the pandemic, Alden McDonald says the bank launched a new loan product designed specifically to help African American business owners get into the airport concessions business.
“We were lending money to African Americans with airport contracts,” he says. “Now, we got in it at the wrong time, but we still made out pretty good. We loaned about $30 million to business owners with concessions in airports in New York, New Jersey, Dallas, Los Angeles, and Chicago. We had them all over. It’s helped those businesses grow their capital. When you grow capital, you can hire more people, more Black people. So, the whole pie grows. Despite the pandemic, we only had a problem with one loan and we didn’t lose any money.”
Then there is the project in Houston.
“The mayor in Houston has put together a housing effort there to build maybe 500 homes using all Black folks — the contractors, the developers. And we are financing them. We think that’s going to be a real big signature project with anywhere between $30 million and $50 million in financing from us. And we do a little bit more than just lend the money. For example, this one developer didn’t have much experience, so we put them in touch with another developer we were financing in Houston to partner with him. Then the city gave him a contract that wasn’t to his advantage. So, when we read it, in putting his package together, we said, ‘this ain’t gonna work’. So we helped him to go back to the city, had the city to rework his contract where it made sense and protected him from losing money.”
There are other examples. Too many to include in a single article.
In addition to banking, Liberty has its own insurance agency and a heavy equipment leasing company. It also recently launched its own commercial insurance brokerage firm.
“We intend to be the largest Black-owned commercial insurance brokerage in the country in the next five years,” Alden McDonald says. “What does that mean? It means we are starting another company that will employ additional people. We are going to be able to help other companies in that business to write bigger policies. There is a network of smaller Black-owned commercial insurance brokers across the country, and we are going to help those businesses create more jobs and grow Black wealth. And we’re going to make some money. I always say that you can’t do good, if you don’t do well.”
And if Liberty Bank has its way, it will be doing both well and good into the future.
“We don’t plan on taking another 50 years to reach another $1 billion in assets. He plans on getting there in the next five years,” Alden says, again nodding at Todd.
“My perspective is we have a long runway,” says Todd. “I mean, we have decades ahead of us. You know, it is a lot of work and we’re just taking it step by step. We know organizationally, we can’t be everything to everybody. So, we’ve got to choose our lane and commit to it. We have an amazing underwriting muscle. As my dad mentioned earlier, typically Black-owned institutions didn’t have access to capital. So, the focus is what did we do the first 50 years and how do we leverage that to do it bigger the next 50 years.”
And while Liberty certainly has big things popping, it continues to provide access to basic financial services such as personal checking and savings accounts and multi-faceted products for both individuals and small businesses.
Even as it celebrates 50 years and touts more than a $1 billion in assets, helping everyday people achieve financial freedom is still a primary focus of the bank, says Todd McDonald.
In fact, the smallest loan Liberty offers is $500, it’s the sort of small dollar loan at a low interest rate that Liberty provides to customers to keep them from falling prey to predatory lenders like those in the payday loan industry.
“That’s the least amount of money you can borrow. But to me, that’s the most important product that we have,” says Todd. “I don’t say that a lot, but I prefer to help the average person get out of debt. If I can help someone consolidate from $1,000 a month in payments down to $300 a month in payments, saving them $700 dollars a month, it’s better than making a $1 million loan to me. Now if we repeat that and get a 1,000 people at a time refinancing debt, that’s $700,000 a month back into the pockets of people that look like you and me. Then, we could have the same thousand people start to buy their own homes. Now, if we coordinate efforts like that across the country, we could really pick up some ground. it’s off to the races from that standpoint. So, we’re not just looking at big transactions.”
Celebrating 50 Years with a Golden Jubilee
Liberty Bank’s story of resilience, profitability and empowerment was showcased on Friday, Dec. 2, at Liberty’s “Golden Jubilee” celebration at the Mahalia Jackson Theater. The event was produced by Bright Moments, LLC and was directed by celebrated theater icon Tommye Myrick.
Norman Robinson and Sally Ann Roberts narrated the event that explored the unique role Liberty Bank has played in closing the wealth gap in America. The evening featured song, dance, spoken word and visual renderings that tell the story the African American experience.
The show was led by the musical arrangements of the New Orleans Jazz Orchestra under the direction of Grammy award winner Adonis Rose and featured Irma Thomas, Leah Chase, Jr., Chase Kamata, Sharon Martin, Phillip Manuel, John Boutte, Tonya Boyd-Cannon, the Mystics, the Franklin Avenue Male Chorus, the C Sharpe Gospel Ensemble, the Kia Knight Dance Ensemble, Stilt Walkers, African Drummers, Harold Evans, Gwendolyn Foxworth, Lady Tambourine, Erica Falls, Peteh the Poet, and a host of others.
The post Framing Our Future: Liberty Bank Celebrates 50 Years appeared first on The New Orleans Tribune.
The post Framing Our Future: Liberty Bank Celebrates 50 Years first appeared on BlackPressUSA.
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Rep. Al Green Files Articles of Impeachment Against President Trump
BLACKPRESSUSA NEWSWIRE — Rep. Green told Newsweek that he is moving on impeachment now before “tanks are rolling down the street.”

By Lauren Burke
Congressman Al Green (D-TX) has filed articles of impeachment against President Trump. Rep. Green, 77, has served in Congress since 2005. President Trump is the only President who has been impeached twice by the U.S. House of Representatives. Rep. Green told Newsweek that he is moving on impeachment now before “tanks are rolling down the street.” The impeachment resolution filed by Rep. Green on May 19, states that President Trump is, “unfit to represent the American values of decency and morality, respectability and civility, honesty, and propriety, reputability, and integrity, is unfit to defend the ideals that have made America great, is unfit to defend liberty and justice for all as extolled in the Pledge of Allegiance, is unfit to defend the American ideal of all persons being created equal as exalted in the Declaration of Independence, is unfit to ensure domestic tranquility, promote the general welfare and to ensure the blessings of liberty to ourselves and our posterity as lauded in the preamble to the United States Constitution, is unfit to protect government of the people…” Whether Rep. Green can force a vote in the U.S. House on impeachment remains an unknown issue. President Trump was impeached on December 18, 2019, for abuse of power and obstruction of Congress. He was then impeached a second time on January 13, 2021, for “Incitement of insurrection” in the wake of the violent January 6, 2021 attack on the U.S. Capitol by Trump’s supporters.
The White House stated Black Press USA on Rep. Green’s effort to impeach the President. “This week, Democrats ousted their DNC ‘leader,’ opposed the largest tax cut in history, and were exposed for actively covering up Joe Biden’s four-year cognitive decline. Now, Democrats have turned their sights to threatening impeachment. We are witnessing the collapse of the Democrat Party before our eyes. Not a single one of these efforts will help the American people. The contrast could not be more clear: President Trump is fighting for historic tax relief for the American people, Democrats are fighting themselves,” said White House Deputy Press Secretary Anna Kelly in a written statement. Several decisions and legal interpretations by the Trump Administration are currently being challenged in federal court. On May 15, the U.S. Supreme Court debated the issue of birthright citizenship after a legal challenge on the issue by the Trump Administration.
During that legal challenge, Justice Ketanji Brown Jackson challenged Trump’s solicitor general Dean John Sauer by saying, “Your argument seems to turn our justice system into a catch-me-if-you-can kind of regime … where everybody has to have a lawyer and file a lawsuit in order for the government to stop violating people’s rights.” Rep. Green’s impeachment resolution also focused on the issue of ignoring judicial orders by the executive branch. A notable example was the deportation case of Maryland father Kilmar Abrego Garcia. Garcia was deported to a prison in El Salvador by federal officials on March 15, 2025.“The Constitution does not tolerate willful disobedience of judicial orders — especially by officials of a coordinate branch who have sworn an oath to uphold it. To permit such officials to freely ‘annul the judgments of the courts of the United States’ would not just ‘destroy the rights acquired under those judgments’; it would make a solemn mockery’ of ‘the constitution itself.’” “You have no mandate,” Congressman Green stood up and yelled at President Trump during his State of the Union Speech on March 4. After the incident, Republicans who control the U.S. House considered sanctioning Rep. Green, but they did not complete an action against him.
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Affordable Childcare Remains a Barrier: Solutions in New Report
BLACKPRESSUSA NEWSWIRE — We also still haven’t put a dent in affordability for working families. That’s why we urgently need increased funding and new solutions.”

While America’s childcare supply grew nationally, the price of that care continues to rise—placing affordable, high-quality care out of reach for many families. A new report released by Child Care Aware® of America (CCAoA), Child Care in America: 2024 Price & Supply, shows that despite promising signs of increased supply, affordability remains a major barrier — and underscores the need for increased sustained federal and state investment.
From 2023 to 2024, the number of childcare centers increased by 1.6% (to 92,613) and the supply of licensed family childcare (FCC) homes increased by 4.8% (to 98,807). The national growth in FCC homes’ supply is driven largely by four states (CA, KS, MA, VA) and is especially notable as it reverses a year-long downward trend.
At the same time, the national average price for childcare rose by 29% from 2020 to 2024, outpacing inflation and exceeding other major family household expenses like rent or mortgage payments in many states. Childcare is now so expensive that it consumes 10% of a married couple with children’s median household income and a staggering 35% for a single parent. In most states, families pay more for childcare than rent, mortgage payments, or in-state university tuition.
“Childcare supply is increasing, and that is a win—but it’s not enough,” said Susan Gale Perry, Chief Executive Officer of CCAoA. “Recent federal and state pandemic-era investments have stabilized and grown supply in some places, but a significant supply gap still exists — especially in rural communities and for infants and toddlers. We also still haven’t put a dent in affordability for working families. That’s why we urgently need increased funding and new solutions.”
CCAoA’s Childcare in America: 2024 Price & Supply report also found that:
- The average price of childcare increased by 29% from 2020 to 2024, outpacing the national inflation rate of 22%.
- In 45 states plus Washington, DC, the average annual price of center-based childcare for two children exceeded mortgage payments, in some states by up to 78%.
- In 49 states plus Washington, DC, the price of center-based childcare for two children exceeded median rent payments ranging from 19% to over 100%.
- In 41 states plus Washington, DC, infant care in a center cost more than in-state university tuition.
CCAoA urges policymakers to increase childcare funding at both state and federal levels to maintain the momentum of growing supply, address rising prices, and expand access to childcare for families. Federal funding increases have fallen short of the need and our research shows that total state investments in child care or preschool vary widely from state to state, putting children, families, and communities across America on an uneven playing field. Further, targeted investments in childcare supply building and stabilization and childcare workforce recruitment and retention strategies are essential to help sustain an adequate supply of high-quality childcare options nationwide.
Child Care Aware® of America (CCAoA) is the only national organization that supports every part of the childcare system. Together with an on-the-ground network of people doing the work in states and communities, it helps America become child care strong by providing research that drives effective practice and policy, building strong child care programs and professionals, helping families find and afford quality child care, delivering thought leadership to the military and direct service to its families, and providing a real-world understanding of what works and what doesn’t to spur policymakers into action and help them build solutions.
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Sex, Coercion, and Stardom: Diddy Case Mirrors Music’s Ugly History
BLACKPRESSUSA NEWSWIRE — It started with a Reddit post that didn’t just speculate on Diddy’s fate but questioned the very foundations of the culture that made him

By Stacy M. Brown
Black Press USA Senior National Correspondent
As Sean “Diddy” Combs faces a federal sex trafficking case and the slow unraveling of his once-untouchable legacy, a larger question looms: Is this the moment the music industry finally confronts its darkest secrets?
It started with a Reddit post that didn’t just speculate on Diddy’s fate but questioned the very foundations of the culture that made him: “How much damage could Diddy do to the state of hip hop?” the user asked. “Supposedly, he has incriminating evidence against those who attended his parties. The same parties that had a lot of bad things happen, to say the least.” The implication was chilling—if Diddy were to cooperate with federal authorities, the fallout might not stop at his feet. Names floated in the post—Jay-Z, Beyoncé, Usher, Justin Bieber—aren’t confirmed in any court filings, but their inclusion highlights the breadth of Diddy’s influence and the potential reach of any revelations. If even a fraction of the speculation proves true, the reverberations wouldn’t stop at hip-hop—they’d hit every corner of the music industry. For his part, Combs denies all allegations. His legal team has described the now-infamous “freak-offs” as consensual encounters, part of his non-monogamous lifestyle. But prosecutors allege something much more sinister: a criminal enterprise powered by the machinery of his music and business empire—one that trafficked women, coerced labor, obstructed justice, and used influence and intimidation to maintain control. Still, for all the headlines Combs generates, his alleged crimes do not exist in isolation. The music industry has long tolerated, enabled, and even glamorized behavior that would trigger career-ending consequences in other arenas. Diddy’s story might be shocking—but it’s not new.
Rock music has its own rogue’s gallery. Jerry Lee Lewis nearly destroyed his career in 1958 after marrying his 13-year-old cousin. Elvis Presley met 14-year-old Priscilla Beaulieu when he was 24 and later moved her into his home in Memphis. In more recent years, Aerosmith’s Steven Tyler faced (and ultimately evaded) a lawsuit from a woman who says he sexually assaulted her in the 1970s when she was 17. A judge dismissed the case due to the statute of limitations. Phil Spector, the genius producer behind the “Wall of Sound,” died in prison after being convicted of murdering actress Lana Clarkson. Gary Glitter was convicted of possessing child pornography and later child sex abuse. Kid Rock and Creed frontman Scott Stapp were filmed with strippers in a sex tape that leaked online in 2006. A new biography of the Rolling Stones claims Mick Jagger had sexual relationships with at least two of his male bandmates, raising further questions about the power dynamics inside even the most celebrated groups.
Journalist Ann Powers, writing for NPR, once noted that the “history of rock turns on moments in which women and young boys were exploited in myriad financial, emotional and sexual ways.” Powers added: “From the teen-scream 1950s onward, one of the music’s fundamental functions has been to frame and express sexual feelings for and from the very young… relating to older men whose glamour and influence encourages trust, not caution.” This brings the spotlight back to Diddy—not just as an accused individual but as a symbol. He was once the archetype of success: Harlem-born mogul, founder of Bad Boy Records, and kingmaker behind artists like Notorious B.I.G., Faith Evans, Ma$e, 112, and French Montana. He transformed hip-hop into a global business and amassed influence far beyond the recording booth. He sold more than 500 million records, earned multiple Grammy Awards, and was honored by MTV, Howard University, and the City of New York—until those honors were swiftly revoked after a video surfaced showing him physically assaulting singer Cassie Ventura. Ventura, his longtime partner and protégé, has accused Combs of brutal physical abuse and psychological control. Her lawsuit and the video evidence ignited a wave of allegations from other women and men, describing similar patterns of coercion, manipulation, and fear. “This is not just about bad behavior. This is about systemic exploitation and abuse made possible by fame, money, and silence,” said one advocate for survivors in the entertainment industry.
While hip-hop has long been a target of criticism for misogyny and violence, what’s now being laid bare is a broader, genre-defying truth: from rock and pop to hip-hop and beyond, the music industry has operated for decades without accountability for its biggest stars. “Sex isn’t the problem,” one Reddit user responded. “Coercion via job opportunities is.” Another added, “Zero [impact], just like R. Kelly and MJ did zero to R&B,” referencing the R&B superstar’s conviction and Michael Jackson’s controversial legacy. Others argued hip hop would endure, regardless of Combs’ fate. Maybe it will. But the Diddy scandal pulls back the curtain—not just on the parties, the rumors, or the headlines—but on an industry-wide culture that has, for too long, allowed power to shield predation. As one survivor put it outside a recent court appearance: “This isn’t just a hip hop problem. It’s not even just a music problem. It’s a power problem.” And now, the music industry has to decide: Will it finally tune in, or will it keep playing the same old song?
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