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First Responders Save Couple in House Fire with Swift Rescue

THE AFRO — Prince George’s County Fire Department first responders helped avoid a tragedy.



By Mark F. Gray

Prince George’s County Fire Department first responders helped avoid a tragedy when a blaze engulfed a home forcing a dangerous but successful rescue effort in District Heights on Feb. 17.

Firefighters from the District Heights Fire/EMS Station 826 responded to a call during the late evening hours after a house fire was reported in the Boulevard Heights community around 10 pm.  The single-family home in the 4000 block of Byers Street was engulfed in flames with its residents trapped inside, according to a report from the County’s Fire Department.

When the fire fighting teams arrived on the scene, they were met with by a raging blaze featuring heavy flames from a fire that apparently started in a detached shed next to the home, which ultimately moved into the main living quarters.  Residents in the building previously heard screaming in terror as law enforcement representatives arrived and tried to enter but were blocked by thick smoke and the heat from the fire’s intensity that forced them to wait for their counterparts from the fire department.

The unsuccessful rescue attempt by the police officer who initially replied, led to acquiring critical information that was vital to the efforts of the firefighters who reached the scene shortly thereafter.  Firefighters, who collaborated with the officer once they reached the incident, learned there were residents inside that were trapped which prompted the swift rescue effort.

According to the Fire Department’s report, the information provided the by the police office gave them a projected timeline they used to initiate an aggressive rescue attempt.  One male and another female occupant were in perilous situations on separate areas of the second floor inside the single family dwelling forcing different attempts to bring them both to safety.

“The crew knew that time was of the essence as heat and smoke continued to build up in the house,” recounts the incident report provided by Prince George’s County Fire Department spokesman Mark E. Brady.  “The crew split up and deployed a charged hose line to initiate extinguishment of the fire and allow access to the interior stairwell.  Two other crewmembers, including a firefighter and the crew officer, in full personal protective equipment, ascended the stairwell following the screams for help.”

Despite the quick reaction time by first responders to the scene, the fire’s swift movement forced the firefighter’s into a fast paced effort to avoid any fatalities.  Station 826’s team simultaneously worked to contain and extinguish the flames while bring the couple to safety.

“All the firefighters did an excellent job on the rescue and extinguishing the fire,” Firefighter/Medic Lieutenant Kris Demattia, the officer-in-charge, said in the statement. “Two more minutes and the outcome could have been very different.”

One man and a woman were rescued as efforts to contain the fire continued by following the shrieks for help.  Two firefighters entered the flaming house as their search for the endangered residents began.  However, the rescue may not have been successful if a stairwell hadn’t been temporarily secured by the firefighters operating the water hose lines.

The male occupant was swiftly found near the top of the stairwell and taken to safety through the home’s interior stairwell.  The remaining firefighter stayed on the second floor and continued his search to quickly locate an adult female in a bedroom.  That firefighter carried her to safety, by using the stairwell also.

It required about 20 minutes to completely extinguish the fire.

The Fire Marshal officially listed the cause of the fire undetermined as the investigation continues.  The fire loss is estimated at $25,000 and no additional injuries.

This article originally appeared in The Afro

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How to Use Credit Wisely

(NewsUSA) – As the holiday season approaches, more people are out shopping, searching crowded stores and online promotions for the best discounts, and using their credit cards to pay for it all. But beware the financial dangers of credit use — how you pay for these deals could safeguard your budget or lead to debt. […]
The post How to Use Credit Wisely first appeared on BlackPressUSA.




A CERTIFIED FINANCIAL PLANNER™ professional can help you guard against costly credit mistakes, paving the way for a financially sound festive season and beyond. Learn more about how to use credit in a way that works for you with the insights below.

Choose Your Credit Card Wisely

Whether you’re shopping for holiday gifts or purchasing necessities like groceries, the credit card you use can make a big difference. There are several factors to consider:

  • Interest Rates. Rates generally run from 21-33%. The standard bank card charges at the low end of the range, and retailer credit cards (those typically with the store’s name on them) charge as much as 33%.
  • Cash Back. Among the best deals are bank cards that offer cash back ranging from 1-4% of your purchase.
  • Rewards Points. Some cards have rewards programs where you earn points that you can redeem for products or services. They may seem attractive but are worthwhile only if you’re actually interested in the rewards offered.
  • Cash Discounts. While retailer credit cards have the highest rates, some offer big cash discounts at the point of purchase. That may be the only time they’re worth using.

Improving Your Credit Score

Boosting your credit score can help you qualify for the lowest available interest rates on auto loans, personal loans and mortgages. If you can, pay the full balance when your credit card bill arrives. But most importantly, never miss a payment. Paying on time not only avoids late fees, but also is a key factor in improving your credit score. The easy way to ensure timely payment is to set up automatic online payments.

A CFP® professional can help you develop other strategies to save money while improving your credit profile, including the following:

Establishing Credit

Lenders offer credit to people with a long and reliable credit history. Most young adults don’t have one. There are various ways to obtain credit, but steer clear of debit cards that claim they can help you build a credit history. When you consider the costs and requirements, they’re usually no bargain. You have better and cheaper options for establishing credit. Here are three of them:

  • Get a secured credit card.
  • If you have a student loan, make sure you’re up-to-date with payments.
  • If you pay rent, ask your landlord to report your on-time payments to the credit bureaus.

The choices we make in managing credit can have a lasting impact on our financial journey. As you navigate the complex credit landscape, remember that CFP® professionals can offer tailored guidance for your unique circumstances. Whether it’s identifying strategic debt payments, exploring balance transfer options or establishing credit responsibly, a CFP® professional can provide a roadmap for achieving your financial goals. Find a CFP® professional today.

The post How to Use Credit Wisely first appeared on BlackPressUSA.

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Oakland Post: Week of November 22 – 28, 2023

The printed Weekly Edition of the Oakland Post: Week of November 22 – 28, 2023



The printed Weekly Edition of the Oakland Post: Week of November 22 - 28, 2023

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Acura ZDX Type S features

LA Auto Show was the venus for the Acura ZDX Type S details.
The post Acura ZDX Type S features first appeared on BlackPressUSA.



LA Auto Show was the venus for the Acura ZDX Type S details.

The post Acura ZDX Type S features first appeared on BlackPressUSA.

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