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Department of Education Seeking Loan Forgiveness Applications by November 15

NNPA NEWSWIRE — Department of Eduation officials said they’ve made the application process simple, and if borrowers fail to apply by Nov. 15, they’d still have until the end of 2023 to file for forgiveness. However, by waiting until after Nov. 15, borrowers risk having to resume payments after the federal pause in repayment ends on Dec. 31.
The post Department of Education Seeking Loan Forgiveness Applications by November 15 first appeared on BlackPressUSA.

Published

4 years ago

September 1, 2022

Stacy M. Brown

By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Following President Joe Biden’s announcement canceling student loan debt of up to $20,000 for specific borrowers, the U.S. Department of Education said applications for relief under the plan should be submitted by Nov. 15.

Department officials said they’ve made the application process simple, and if borrowers fail to apply by Nov. 15, they’d still have until the end of 2023 to file for forgiveness.

However, by waiting until after Nov. 15, borrowers risk having to resume payments after the federal pause in repayment ends on Dec. 31.

Biden said it’s vital for the more than 43 million eligible borrowers to take advantage of the loan forgiveness plan.

“All this means people can start to finally crawl out from under that mountain of debt to get on top of their rent and utilities, to finally think about buying a home or starting a family or starting a business,” Biden stated.

And while earlier reports revealed that about 13 states could still tax borrowers on the amount of debt forgiven, Mississippi and Virginia are the latest to come off that original list as officials said they would refrain from levying taxes on individuals who receive loan forgiveness.

How do you know if you’re eligible for debt cancelation? Here are the criteria set forth by the Department of Education:

Your annual income must have fallen below $125,000 (for individuals) or $250,000 (for married couples or heads of households)
If you received a Pell Grant in college and meet the income threshold, you will be eligible for up to $20,000 in debt cancellation.
If you did not receive a Pell Grant in college and meet the income threshold, you would be eligible for up to $10,000 in debt cancellation.

What does the “up to” in “up to $20,000” or “up to $10,000” mean?

Your relief is capped at the amount of your outstanding debt.
For example: If you are eligible for $20,000 in debt relief but have a balance of $15,000 remaining, you will only receive $15,000 in relief.

What do I need to do to receive loan forgiveness?

Nearly 8 million borrowers may be eligible to receive relief automatically because relevant income data is already available to the U.S. Department of Education.
If the U.S. Department of Education doesn’t have your income data, the Administration will launch a simple application available by early October.
Please sign up on the Department of Education subscription page if you want notification of when the application is open.

Once borrowers complete the application, they can expect relief within 4-6 weeks.

Everyone is encouraged to apply, but there are 8 million individuals for whom the Education Department has data and who will get the relief automatically.

Borrowers are advised to apply before Nov. 15 to receive relief before the payment pause expires on Dec. 31, 2022.

The Department of Education will continue to process applications as they are received, even after the pause expires on Dec. 31, 2022.

The post Department of Education Seeking Loan Forgiveness Applications by November 15 first appeared on BlackPressUSA.

Stacy M. Brown

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Youth-Led Black August Event Brings Past to Present at East Oakland Boxing Association

The mission of Youth Alive! Is to “break the cycle of violence, heal trauma, and uplift a thriving community of leaders, to save lives in Oakland and beyond” by serving “as mentors, youth leaders, counselors, case managers, intervention specialists and violence interrupters,” working “to help violently wounded people heal themselves and their community.”
The post The mission of Youth Alive! Is to “break the cycle of violence, heal trauma, and uplift a thriving community of leaders, to save lives in Oakland and beyond” by serving “as mentors, youth leaders, counselors, case managers, intervention specialists and violence interrupters,” working “to help violently wounded people heal themselves and their community.” appeared first on BlackPressUSA.

Published

2 weeks ago

August 29, 2026

Oakland Post

By Jana Lang Propel Youth Reporter

Youth-Led Black August Event Brings Past to Present at East Oakland Boxing Association

The East Oakland Boxing Association (EOBA) and Youth Alive! came together on Aug. 21 to share with their community all that Black August means to them.

Held on EOBA’s patio at 816 98th Ave. in Deep East Oakland, the two organizations hosted their second annual Black August Experience, featuring a food tasting, financial literacy and mindfulness workshops, and voter registration with the League of Women Voters Oakland (LWV).

Black August is known as a time to uphold the legacy of prisoners who protested their conditions by fasting, fighting, and educating themselves on the economic and political circumstances that contributed to their incarceration.

According to its website, “EOBA is a multi-service youth and community development hub that goes far beyond the ring. While rooted in the discipline of boxing, for nearly 40 years EOBA has also integrated robust programs in workforce development, food justice, afterschool enrichment, financial literacy, mentorship, and wellness.”.

The mission of Youth Alive! Is to “break the cycle of violence, heal trauma, and uplift a thriving community of leaders, to save lives in Oakland and beyond” by serving “as mentors, youth leaders, counselors, case managers, intervention specialists and violence interrupters,” working “to help violently wounded people heal themselves and their community.”

Through Coro California, another leadership organization serving young people across the state for 80 years, they gained a broader understanding of Black August.

EOBA Executive Director Dawna Williams spoke about how much she learned about Black August from the youth who created it. “I let them educate me,” she said. Instead of talking about prison reform and mass incarceration, Williams and youth interns found that Black August meant so much more. “We would have done a disservice if we had just focused on who the people were and what their situation was…We tried to take their message from back in the day and make it relevant to the young people today. What do they need to know?”

Youth interns created and placed posters around the patio to help participants understand how traditional Black foodways, civic engagement, financial literacy, and the power of education are relevant to Black resistance today.

An EOBA member described Black August with Youth ALIVE! as “a whole vibe. “This year we added the Fun Zone for the kids, because you really cannot go wrong with a Fun Zone. I also loved seeing everyone chillin’ in the outdoor lounge, catching some Vitamin D and just enjoying a Friday evening together.”

The food tasting, a popular event from last year, featured traditional Black foods such as black-eyed peas, johnny cakes, and fried chicken. Led by Williams, the tasting included a talk about how these traditional foods were made and why they are forms of Black resilience.

The “‘Plate of History’ was a favorite of the online writers. “Fun, educational, and did I mention delicious? Our Taste of History cook, Angela Southall, served up some good eats while connecting food to history and culture.”

The writer also commended the “League of Women Voters Oakland for their civic leadership and for getting our young people informed, ready, and registered to vote.”

Overall, it was a “good Friday event in East Oakland,” the writer said.

Upcoming Black August events: Building Opportunities for Self-Sufficiency (BOSS), will host “Black August: The Arc of Liberation” at Oakland City Hall on Sat. Aug. 29, from 11 a.m. to 3 p.m.

The websites for East Oakland Boxing Association, Youth Alive! and CORO are sources for this report.

Jana Lang is an Oakland resident, teacher, gardener and poet participating in the Propel News Initiative.

The post The mission of Youth Alive! Is to “break the cycle of violence, heal trauma, and uplift a thriving community of leaders, to save lives in Oakland and beyond” by serving “as mentors, youth leaders, counselors, case managers, intervention specialists and violence interrupters,” working “to help violently wounded people heal themselves and their community.” appeared first on BlackPressUSA.

Oakland Post

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EV Home Charging Warning: What Dealerships Won’t Tell You! #shorts

Is your home EV charging setup ready? Dealerships may not warn you about critical outlet and circuit needs. Find out before you plug in!
The post EV Home Charging Warning: What Dealerships Won’t Tell You! #shorts appeared first on BlackPressUSA.

Published

2 weeks ago

August 29, 2026

Oakland Post

Dealerships won’t tell you: charging this big battery at home isn’t always simple. Verify your outlet capacity, circuit, and setup before assuming level one or basic outdoor outlets will suffice.

Watch the full video: https://youtu.be/A9Cd2SspoaQ

#AutoNetwork

The post EV Home Charging Warning: What Dealerships Won’t Tell You! #shorts appeared first on BlackPressUSA.

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Car Buying Secrets: Dealership Traps & How to Avoid Them #shorts

Don’t get tricked at the dealership! Learn essential car buying secrets to secure the best deal and avoid hidden traps.
The post Car Buying Secrets: Dealership Traps & How to Avoid Them #shorts appeared first on BlackPressUSA.

Published

2 weeks ago

August 29, 2026

Oakland Post

Before stepping into a dealership, secure bank pre-approval for your financing rate. Then, get the out-the-door price in writing. Never discuss monthly payments until that number is fixed. Test road noise and rear visibility yourself. Decline add-ons with a simple ‘Not today’. Check backseat space with your tallest household member.

Watch the full video: https://youtu.be/maAOBjO1puY

#AutoNetwork

The post Car Buying Secrets: Dealership Traps & How to Avoid Them #shorts appeared first on BlackPressUSA.