News

Cloud-based software eliminate the middleman in credit repair

CHICAGO CRUSADER — Credit Dispute Cloud, LLC is an entirely new model of “credit repair” that empowers individuals to get a handle on, repair and maintain good credit.

Published

7 years ago

March 7, 2019

Oakland Post

By Chicago Crusader

Credit Dispute Cloud, LLC is an entirely new model of “credit repair” that empowers individuals to get a handle on, repair and maintain good credit—without an intermediary and hefty fees. To the millions of Americans who are in debt and having increasing difficulty paying their bills, Credit Dispute Cloud is an on-time solution. Set up is quick and easy. Individuals can begin their journey to better credit for as low as $75 at CreditDisputeCloud.com.

Quintel Sumrall

With 24-hour, secure access, and an easy-four step process, Credit Dispute Cloud helps clients repair credit scores with each of the three credit-reporting bureaus. The software has over 100 custom dispute letters developed by experienced attorneys built into the platform—enabling clients to find the perfect template for their scenario.

“When someone takes their credit situation into their own hands with a goal of educating themselves, repairing their credit and then maintaining good credit, it’s the best scenario. When you put in the work, you’re less likely to let things slip again. It’s really about establishing healthy financial habits,” states Quintel Sumrall, the Founder and CEO of Credit Dispute Cloud.

In a society where 86% of Americans say they’re broke or have been broke—whether due to divorce, student loan debt, job loss, medical expenses or overspending, Americans struggle with maintaining good credit and many are turning either to bankruptcy or credit repair services to help get them back on track.

Credit Dispute Cloud is an empowering solution that enables individuals to improve their credit without incurring the long-term, damaging impact that bankruptcy has on one’s credit. Credit Dispute Cloud walks you through the process step-by-step and equips and puts the power in your hands. The first cloud-based solution for consumers, Credit Dispute Cloud’s software is continually updated, so clients never have to worry about outdated software and never need to purchase and install software upgrades.

“Credit Dispute Cloud actually works, states shares Jerry Shults, CDC client and CEO of Capitol Home Health. “I came with a credit score of 550 and now my credit score is 676 after only 6 months. My interest rate is new on my new car!”

This article originally appeared in the Chicago Crusader.

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Bay Area

UC Berkeley Named Top Public University in the U.S. and No. 7 in the World by ‘U.S. News’

Berkeley has been consistently awarded the distinction of the U.S.’s top public university since the Best Global Universities list was first published in 2014. “A strong position in the Best Global Universities rankings recognizes a school’s profound commitment to world-class research and cross-border academic excellence,” said LaMont Jones, managing editor for education at U.S. News.

Published

12 minutes ago

June 24, 2026

Oakland Post

Photo by Keegan Houser/UC Berkeley.

The 2026 Best Global Universities rankings evaluated 2,250 research institutions from more than 100 countries

By Lila Thulin

U.S. News & World Report has ranked UC Berkeley No. 7 in its 2026 list of the best global universities, which assesses more than 2,250 research institutions worldwide.

Berkeley also claimed the honor of top public university in the U.S.

Released on Monday, the list evaluates universities from more than 100 countries on 13 metrics such as global and research reputation (as reported by academics and peers) and number of highly cited scholarly papers.

Berkeley has been consistently awarded the distinction of the U.S.’s top public university since the Best Global Universities list was first published in 2014.

“A strong position in the Best Global Universities rankings recognizes a school’s profound commitment to world-class research and cross-border academic excellence,” said LaMont Jones, managing editor for education at U.S. News.

The rankings also assess a university’s strength in various subject areas; these assessments are separate from U.S. News’ 2026 Best Graduate Programs rankings released in April.

This year, Berkeley was named in the top three nationally in seven subject areas – environment/ecology, ecology, water resources, physics, computer science, chemistry, and engineering – and in the top five for a total of 17 subjects. Subject rankings are based heavily on scholarly publications and citations as well as reputation.

In September, U.S. News also released its 2026 Best Colleges list, in which Berkeley was also named the No. 1 public institution among American universities.

That honor joins other accolades judging campus to be the best public university in the country, such as those from Forbes, The Wall Street Journal and Times Higher Education.

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Activism

NCBW-OBAC Champions Black Women Entrepreneurs at Business en Blaque Expo

Aspiring entrepreneurs, small business owners, and financial professionals gathered for a day of education, networking, and community engagement. Participants attended workshops and panel discussions covering Business Literacy 101, wealth-building strategies, and entrepreneurship fundamentals.

Published

19 minutes ago

June 24, 2026

Oakland Post

NCBW OBAC President Shari Wooldridge, moderator Jennifer Hammock, Eva Allen of Full Belly Bakery, Samantha Wise of Tip Top Shape, Ashley Harvey of Phoenix AI, Michelle McQueen, owner of Town Fare and Lucy Blue, at the "Business en Blaque” Entrepreneurship Workshop and Small Business Expo at Oakland's Executive Inn & Suites. Photo by Carla Thomas.

By Carla Thomas

The National Coalition of 100 Black Women, Inc., Oakland Bay Area Chapter (NCBW-OBAC) strengthened its commitment to economic empowerment through its 2026 Sisternomics initiative, offering free financial literacy and entrepreneurship resources aimed at advancing financial independence among Black women.

As part of the initiative, the “Business en Blaque” Entrepreneurship Workshop and Small Business Expo was held Saturday, May 23, at the Executive Inn & Suites in Oakland.

Aligned with the national theme “Resilient. Resourceful. Ready.,” the event highlighted NCBW-OBAC’s ongoing efforts to close economic gaps and expand opportunities for Black women.

One featured session, moderated by Jennifer Hammock, included panelists Eva Allen of Full Belly Bakery, Samantha Wise of Tip Top Shape, Ashley Harvey of Phoenix AI, and Michelle McQueen, owner of Town Fare and Lucy Blue. Panelists shared candid insights on their business journeys, including both successes and challenges.

McQueen and Blue emphasized the importance of maintaining clear financial records. “It’s important to know where you stand financially so you can make adjustments when necessary,” she said.

Ashley Harvey of Phoenix AI encouraged entrepreneurs to leverage AI tools such as ChatGPT and Claude to streamline operations and save time. She also stressed the importance of consistency in marketing. “Just put it out there. We’ve got to get over ourselves,” she said, noting that pre-scheduling social media posts can improve efficiency.

Wise echoed that sentiment, highlighting the value of consistent engagement. “I post two to three times a day because people want to be engaged, and your post doesn’t have to be perfect,” she said. She also shared that her faith continues to guide her work and purpose.

Allen spoke to the role of passion and community in entrepreneurship. “Baking is my passion, and it’s great to build community,” she said.

In addition to educational sessions, the Small Business Expo showcased local Black-owned businesses, creating a platform for visibility and support. The event fostered meaningful connections among attendees, speakers, and vendors.

Anita Russell of Working Solutions provided guidance on accessing capital, encouraging entrepreneurs to be prepared and intentional. “Do your homework, know your ‘why,’ and do not marginalize each other,” she said.

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Lock In Car Price: Avoid Dealer Payment Traps!

Watch the long-form video https://youtu.be/YANxGwD2CjI Don’t get swayed by monthly payments! Always settle the out-of-the-door price first, including all fees. Only then discuss monthly payments, terms, and potential add-ons. #AutoNetwork #CarBuyingTips #CarSales #DealershipSecrets #Negotiation
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7 hours ago

June 23, 2026

Oakland Post

Watch the long-form video

Don’t get swayed by monthly payments! Always settle the out-of-the-door price first, including all fees. Only then discuss monthly payments, terms, and potential add-ons. #AutoNetwork #CarBuyingTips #CarSales #DealershipSecrets #Negotiation

The post Lock In Car Price: Avoid Dealer Payment Traps! appeared first on BlackPressUSA.