City Government
City of Richmond Invokes Eminent Domain to Save Homes
Homeowners and local officials in Richmond are considering a radical idea to keep people facing foreclosure in their homes. Eminent Domain, traditionally used by cities and states to seize property from homeowners for the “common good” to build roads and shopping malls, is now being considered to seize underwater mortgages from lenders, reduce the mortgages to current market value and resell them back to the homeowner. Richmond could become the first city in the nation to use eminent domain to bail out distressed homeowners.
Saturday, over 100 residents attended a meeting at Nevin Community Center to hear presentations by project leaders from the Alliance of Californians for Community Empowerment (ACCE); Mortgage Resolution Partners (MRP), the investment firm providing funding and support to save residents’ homes; and Councilwoman Jovanka Beckles and Mayor Gale McLaughlin who are supporting the idea and willing to take on Wall Street banks who refused to modify loans and work with homeowners.
Amy Shur, ACCE’s campaign director states that “The banks have sold these loans to other investors and the people who peddled these loans no longer care if the loan succeeds. They don’t lose when the homeowner loses, and often loan servicers actually do better when the homeowner is foreclosed upon.”
Roughly half of all homes in Richmond are underwater and some homeowners owe three or four times what the home is worth, and while housing prices are beginning to skyrocket in more affluent Bay Area communities, Richmond remains mired in underwater mortgages. Last year ACCE reported that 900 Richmond families lost their homes last year while 4,600 remain $700 million underwater on their mortgages.
MRP will pay off bond holders close to the current value, and then sell the new the new mortgage to the homeowner less than the previous amount. The city has sent 32 banks and other mortgage holders an offer to buy 624 mortgages. If the offers are denied the letter indicates that Richmond may use the power of eminent domain, condemn the mortgages, seize them, and pay court-determined fair market value. City leaders indicate that the purpose is to stabilize the community and prevent foreclosures.
Banks and investors are vehemently opposed to the idea and Chris Killian, managing director of the Securities and Financial Markets Association, a trade group that represents banks and securities firms says that “We think it is unconstitutional, illegal and very bad policy. Mortgage lending is a business, and lenders and mortgage investors have to say what kind of return they want and how much risk they can tolerate. That’s just the way markets work.”
Wells Fargo, the largest mortgage holder in Richmond release a statement: “We believe this approach will harm mortgage investors, the housing market, and the communities and borrowers that its proponents claim they would be helping.”
Mortgage Resolution Partners chairman Steven Gluckstern said, “In Richmond, I see political and community leaders courageous enough to wage this battle and make no mistake, it’s going to be a battle.” MRP who is facilitating the program will offer Richmond the technical assistance, financial backing including all legal costs. In return, the for-profit firm would receive a flat fee of $4,500 per mortgage.
Activism
Oakland Post: Week of March 15 – 21, 2023
The printed Weekly Edition of the Oakland Post: Week of March 15 – 21, 2023

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Bay Area
COMMENTARY: Oakland’s Plan to Rehouse Wood Street Residents Can Only Fail a Self-Reliant Community
A large community of unhoused people have been living in an empty lot at 1707 Wood Street. The city of Oakland would like to remove them as soon as possible so they can build 170 units of affordable housing there. If you live in Oakland or spend any considerable amount of time here, then you have probably seen this encampment at least a few times. The West Oakland community is estimated to include 200-300 individuals. They support each other in accessing food, water, medicine, clothing and other basic living necessities.

By Daisha Williams
Post News Group Intern
A large community of unhoused people have been living in an empty lot at 1707 Wood Street. The city of Oakland would like to remove them as soon as possible so they can build 170 units of affordable housing there.
If you live in Oakland or spend any considerable amount of time here, then you have probably seen this encampment at least a few times. The West Oakland community is estimated to include 200-300 individuals. They support each other in accessing food, water, medicine, clothing and other basic living necessities.
In an interview with a city of Oakland official, a spokesperson for the community, John Janosko, described a bike ride that they all took to Sacramento last October.
“That bike ride was amazing for me. Everyone had a chance to bond,” he said. “The people in Sacramento were so welcoming and it was my birthday that morning and they had a cake at 1 o’clock in the morning when we finally rolled in.”
This bike ride was planned, organized and executed by people who have banded together to survive in a system that doesn’t seem to care if they live or die and made the best of those circumstances.
Before the city of Oakland can begin building affordable housing, they are required to provide shelter for the people currently living there. The initial plan was to simply provide cabins near the lot for the people to live in. On Feb. 3, the U.S. District Judge William Orick said that the city could move forward with disbanding this unit only for that ruling to be reversed a week later, on Feb. 10.
Oakland Assistant City Administrator LaTonda Simmons said that the delay was due to issues finalizing the contract for the cabins as well as “IT network challenges.”
The city hasn’t released a timeline detailing when they expect to begin moving people out. Simmons commented on the delay in a statement. “We believe this minor delay will result in an even more supportive cabin program for the Wood Street community.”
Current plans for shelter for the residents include cabins with 30 beds each, which are expected to accommodate 100 people. There will also be 29 parking spaces available for people living in RVs with electrical hookups and bathrooms available.
Furthermore, the city expects to have 100 more beds available at other shelters in Oakland, which will effectively divide the community that the Wood Street residents have created for themselves.
But it is also the case that the amount of affordable housing that the city plans to build in this lot will not be enough to accommodate the people currently living there and what the city considers “affordable housing” is not affordable for many people.
Another hindrance for the community is the difficulty of qualifying for affordable housing.
One hurdle is that it is necessary to provide proof of income, which makes it even less accessible.
Another is that applicants must pass a criminal background screening. Since homelessness itself has been criminalized, many people currently living in the lot will not be able to pass that screening and qualify.
Many of the people now living at the Wood Street lot were residents of a neighboring encampment that was cleared out about a year ago. That they are back on the street can indicate that the city’s processes for quickly finding housing for people in dire need are ineffective.
This is summarized best by what James Vann, co-founder and advisor to the Oakland Homeless Advocacy Working Group, said in response to Judge Orwick’s decision.
“The calamity that will follow is another instance of the City’s failure to acknowledge the homelessness crisis as real and to implement timely actions to assure adequate accommodations and health and safety of the affected unhoused residents.”
Sources for this news article include the Mercury News, the City of Oakland and the Post News Group.
Bay Area
Stockton Fire Department 2023 Safe and Sane Fireworks Program: Application Period for Fireworks Sales Permit Lottery Open Until March 31
Fireworks classified as “Safe and Sane” by the State Fire Marshal are approved for sale and use in the city of Stockton. Safe and Sane Fireworks sales are limited to 30 qualifying nonprofit organizations that submit a completed application to the City of Stockton and are then selected to receive a sales permit through a lottery process.

STOCKTON, Calif. – Fireworks classified as “Safe and Sane” by the State Fire Marshal are approved for sale and use in the city of Stockton. Safe and Sane Fireworks sales are limited to 30 qualifying nonprofit organizations that submit a completed application to the City of Stockton and are then selected to receive a sales permit through a lottery process. The application period for the Fireworks Sales Permit Lottery opens today, March 1, 2023, and ends March 31, 2023, at 4:30 p.m. The lottery drawing will be held May 10, 2023.
For a copy of the application packet and details about the selection process and fees, please visit www.stocktonca.gov/Fireworks or contact the Stockton Fire Department
Fire Prevention Division, 345 N. El Dorado St., at 209-937-8271. Office hours are Monday through Thursday, 8 a.m. – 4:30 p.m.; alternate Fridays, 8 a.m. – 4:30 p.m., except March 3, office closes at noon; and closed every other Friday, including March 10 and 24, 2023.
All news releases can be found on the City of Stockton website. www.stocktonca.gov/news Please follow us at www.facebook.com/CityofStockton, www.twitter.com/StocktonUpdates, and www.YouTube.com/StocktonUpdates.
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