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American Academy of Ophthalmology and National Medical Fellowships Announce Recipients of New Scholarship

NNPA NEWSWIRE — The inaugural National Medical Fellowships Scholarship in Ophthalmology is awarded to Ja’Qulane Scales of Howard University College of Medicine in Washington, DC, and Joshua Chazaro of Loyola Stritch School of Medicine in Maywood, Ill.

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SAN FRANCISCO – The American Academy of Ophthalmology and National Medical Fellowships today announced the recipients of a new scholarship that supports the mission of both organizations to provide more opportunities to underrepresented minority students pursuing medical careers.

The inaugural National Medical Fellowships Scholarship in Ophthalmology is awarded to Ja’Qulane Scales of Howard University College of Medicine in Washington, DC, and Joshua Chazaro of Loyola Stritch School of Medicine in Maywood, Ill.

Both are second-year medical students participating in the Academy’s Minority Ophthalmology Mentoring program, which was designed to attract underrepresented minorities to a career in ophthalmology and help prepare them to be competitive residency applicants.

National Medical Fellowships provides scholarships and support for underrepresented minority students in medicine and the health professions.

Since 1946, the organization has awarded more than 30,000 scholarships totaling $40 million.

In 2018, the organization generously offered to provide two $5,000 scholarships to students participating in the Academy’s         v .

Recipients are selected based on leadership qualities demonstrated through their research, academic performance and extracurricular activities.

Funding for the scholarships are provided through a grant from Reader’s Digest Partners for Sight Foundation.

Both Scales and Chazaro are pursuing a medical education, not only to pave the way for minority students interested in becoming ophthalmologists, but also to provide better care to patients in underserved communities.

There is a critical need to diversify the medical workforce.

African Americans make up 12.8 percent of the general population, but only 2 percent of ophthalmologists.

Hispanics and Latinos make up 16.3 percent of the population, but only 4.6 percent of ophthalmologists.

Overall, the shortage of health care professionals in communities of color is estimated to be between 46,000 and 90,000 physicians by 2025.

Simply documenting the lack of diversity in the medical profession isn’t enough, action is required to create a change that can improve health outcomes.

That’s why the Academy and the Association of University Professors of Ophthalmology established the Minority Ophthalmology Mentoring program.

It pairs juniors and seniors in college and first- and second-year medical students with seasoned ophthalmologists dedicated to supporting their career development and helping them become competitive residency applicants.

Scales and Chazaro are among the first 22 students selected by the Academy to join the program for its inaugural year.

Scales is a native of Little Rock, Ark. and a member of the United States Navy. As a first-generation college graduate, she says the path to becoming an ophthalmologist can be challenging.

She’s grateful for the opportunity to be mentored by an established ophthalmologist. She intends to practice ophthalmology in an underserved community, working to close the gap in health disparities.

Chazaro is a native of Upland, Calif. Having witnessed the discomfort marginalized populations experience in a medical setting, he is committed to becoming a physician dedicated to delivering a better care experience.

“This scholarship will give me the opportunity to expand my goals as a medical student and further achieve my dreams,” Chazaro said.

“National Medical Fellowships (NMF) is thrilled to have collaborated with the American Academy of Ophthalmology’s Minority Ophthalmology Mentoring program and grateful to the Reader’s Digest Partners for Sight Foundation for its support,” said president and CEO Esther R. Dyer, MLS, DLS.

“Through this scholarship, NMF can support the next generation of diverse leaders in the highly competitive field of ophthalmology.”

Past president of the Academy, Keith D. Carter, M.D., FACS, is also a past recipient of an NMF scholarship.

“I have always been grateful for this generosity,” Dr. Carter said. “The scholarship was very important and inspirational because of the effort of an organization offering to assist me with my training expense.”

Visit the Academy at aao.org/minority-mentoring-students to learn more about the Minority Ophthalmology Mentoring program. Visit National Medical Fellowships online at nmfonline.org.

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Oakland Post: Week of March 18 – 24, 2026

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Financial Wellness and Mental Health: Managing Money Stress in College 

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances. 

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Sponsored by JPMorganChase

As a college student, managing financial responsibilities can be stressful.

If you’ve found yourself staying up late thinking about your finances or just feeling anxious overall about your financial future, you’re not alone. In one survey, 78% of college students who reported financial stress had negative impacts on their mental health, and 59% considered dropping out. While finances can impact overall stress, taking steps to manage your finances can support your mental, emotional and physical well-being.

When it comes to money, the sources of stress may look different for each student, but identifying the underlying causes and setting goals accordingly may help you feel more confident about your financial future.

Consider these strategies to help improve your financial wellness and reduce stress.

Understand what causes financial stress

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances.

2. Determine your financial priorities

Start by reflecting on your financial priorities. For students this often includes paying for school or paying off student loans, studying abroad, saving for spring break, building an emergency fund, paying down credit card debt or buying a car. Name the milestones that are most important to you, and plan accordingly.

3. Create a plan and stick to it

While setting actionable goals starts you on the journey to better financial health, it’s essential to craft a plan to follow through. Identifying and committing to a savings plan may give you a greater sense of control over your finances, which may help reduce your stress. Creating and sticking to a budget allows you to better track where your money is going so you may spend less and save more.

4. Pay down debt

Many students have some form of debt and want to make progress toward reducing their debt obligations. One option is the debt avalanche method, which focuses on paying off your debt with the highest interest rate first, then moving on to the debt with the next-highest interest rate. Another is the debt snowball method, which builds momentum by paying off your smallest debt balance, and then working your way up to the largest amounts.

5. Build your financial resilience

Some financial stress may be inevitable, but building financial resilience may allow you to overcome obstacles more easily. The more you learn about managing your money, for instance, the more prepared you’ll feel if the unexpected happens. Growing your emergency savings also may increase resilience since you’ll be more financially prepared to cover unexpected expenses or pay your living expenses.

6. Seek help and support 

Many colleges have resources to help students experiencing financial stress, like financial literacy courses or funds that provide some assistance for students in need. Talk to your admissions counselor or advisor about your concerns, and they can direct you to sources of support. Your school’s counseling center can also be a great resource for mental health assistance if you’re struggling with financial stress.

The bottom line

Financial stress can affect college students’ health and wellbeing, but it doesn’t have to derail your dreams. Setting smart financial goals and developing simple plans to achieve them may help ease your stress. Revisit and adjust your plan as needed to ensure it continues to work for you, and seek additional support on campus as needed to help keep you on track.

 JPMorgan Chase Bank, N.A. Member FDIC

© 2026 JPMorgan Chase & Co.

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