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Alameda County Launches $50 Million AC Boost Down Payment Assistance Program

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Funded by Measure A1 Affordable Housing Bond, Program expected to help over 350 households purchase their first homes in Alameda County

On March 20,  the Alameda County Board of Supervisors announced the launch of AC Boost, a $50 million countywide down payment assistance loan program funded by the County’s 2016 Measure A1 Housing Bond.

The program offers shared equity loans of up to $150,000 to first-time homebuyers who live, work, or have been displaced from Alameda County. The program is administered by Hello Housing, a local affordable housing nonprofit organization, on behalf of the Alameda County Department of Housing and Community Development.

“I’m thrilled to see this much-needed workforce housing program be offered to our middle-income County residents. AC Boost will be a critical tool in ensuring that we’re able to provide access to affordable and stable housing for teachers, first responders, and other professionals in our community who have simply been priced out of homeownership in our County,” said Supervisor Wilma Chan, Chair of the Board of Supervisors Housing and Homelessness Committee.

Investing in homeownership. AC Boost demonstrates a crucial investment by Alameda County in homeownership, widely considered the primary long-term strategy for building household wealth, which is in turn one of the strongest determinants of health.

 

Benefits of homeownership for individual households include resilience against displacement pressures, the ability to build wealth in the form of home equity, the stabilization of housing and related costs, the pride of ownership, and access to economic opportunities that extend to future generations. At a community level, affordable homeownership has been shown to promote better health and education outcomes, civic engagement, and neighborhood stabilization.

Many decades of government policies promoting racial discrimination, coupled with discriminatory real estate and lending practices, have contributed to the persistence of profound racial disparities in homeownership.

These disparities in turn play an outsize role in perpetuating a staggering racial wealth gap.

  For example, the rate of African American homeownership lags behind the rate of White homeownership by 30 percentage points, a key factor in limiting the median wealth of African-American households to less than 10 percent that of White households.

“Homeownership remains the single greatest way to build wealth in America, yet coming up with the 20 percent down payment needed to break into homeownership requires you already have access to wealth.

AC Boost is designed to eliminate this self-perpetuating barrier, opening up the benefits of homeownership to communities of color who have traditionally been excluded,” said Mardie Oakes, President, Hello Housing.

Program Requirements.

–Eligible buyers must currently live or work in Alameda

County or have been displaced from a home in Alameda County in the last 10 years.

–A preference is available for First Responders and Educators, including licensed childcare providers.

— Loan limits are $150,000 for households that earn less than 100 percent of the Area Median Income (e.g. annual income of $104,400 for a household of four) and $100,000 for households with a median income between 100 percent and 120 percent AMI (e.g. annual income of $125,280 for a household of four).

— Loans are shared appreciation loans, with no interest and no monthly payments.

–Eligible buyers also must be able to provide their own down

payment funds of at least 3 percent of the purchase price and must be qualified for a first mortgage from a participating lender.

— Eligible homes include single family homes, condos, townhomes and live/work units in Alameda County that will be owner-occupied by the buyer within 60 days of purchase.

Application Process.

Interested homebuyers should submit a pre-application on ACBoost.org by April 26, 2019, to be entered into a random lottery. Households with top-ranking lottery numbers will be invited to attend a mandatory workshop, then invited to submit a full application with supporting documentation within 21 days of the workshop.

Full applications will be considered on a “first completed” basis, and conditionally approved applicants have an initial 90 days to enter into a purchase contract.

There is a preference for Educators and First Responders, who will be entered into a preference lottery as well as the general lottery (definitions of those eligible for the preference may be found at https://www.acboost.org/check-eligibility).

Subsequent application periods are expected to be opened periodically until the funds are exhausted. Loan repayments will recycle back into the program to fund new down payment assistance loans.

For more information and full program details:

www.ACBoost.org (510) 500-8840 acboost@hellohousing.org

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Alameda County

Ferry Fares to Increase July 1 as Ridership Hits Record Highs

The Oakland and Alameda routes will increase from $4.90 to $5.10, the South San Francisco route will go up from $7.40 to $7.60, and the Vallejo route will increase from $9.90 to $10.

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Courtesy photo.

By Mike Aldax, The Richmond Standard

Starting July 1, the standard adult fare for the San Francisco Bay Ferry route between Richmond and San Francisco will increase to $5.20, up from the current $4.90.

Discounted fares for eligible passengers, including youth, seniors, people with disabilities, and Clipper START users, will rise to $2.60 from the current $2.40. Children under 5 will continue to ride for free.

The Oakland and Alameda routes will increase from $4.90 to $5.10, the South San Francisco route will go up from $7.40 to $7.60, and the Vallejo route will increase from $9.90 to $10.

The adjustments are part of a systemwide fare update approved by the agency’s Board of Directors, which is moving away from a flat 3% annual increase to route-specific pricing for the 2027 and 2028 fiscal years.

This fare update arrives as San Francisco Bay Ferry celebrates a historic May, transporting 301,270 passengers. The record-breaking figure represents an 8% increase over May 2025 and marks the third consecutive month of record-setting ridership.

Furthermore, it is the sixth month in a row that passenger numbers have exceeded pre-pandemic levels. Weekend travel has been a primary driver of this growth, with average weekend ridership seeing a 56% increase compared to pre-pandemic trends.

The agency states that the fare adjustments are necessary to ensure the long-term fiscal sustainability of public ferry services. By shifting to route-specific adjustments, the agency aims to offset rising operating costs while maintaining the high levels of service frequency and reliability.

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Activism

Stop the Hate Symposium Brings Oakland Together Through Dialogue, Partnership, and Community Healing

 More than a meeting and panel discussion, the annual symposium serves as a powerful example of what can happen when neighbors, community leaders, and organizations choose conversation over division, and unity over silence.

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Speakers and guests at the annual ‘Stop the Hate Symposium posed with Oakland Chinatown Improvement Council ambassadors. Photo by Marcus Calloway.
Speakers and guests at the annual ‘Stop the Hate Symposium posed with Oakland Chinatown Improvement Council ambassadors. Photo by Marcus Calloway.

By Dr. Maritony Jones, Special to The Post

With the purpose of creating safer, stronger, and more inclusive communities, and in partnership with the Oakland Private Industry Council and other community organizations, the Oakland Chinatown Improvement Council (OCIC) hosted the ‘Stop the Hate Symposium’ on June 13 at the Oakland Asian Cultural Center.

More than a meeting and panel discussion, the annual symposium serves as a powerful example of what can happen when neighbors, community leaders, and organizations choose conversation over division, and unity over silence.

The free event featured keynote speakers, breakout sessions, cultural programming, creating a space where people from many backgrounds sat together with a shared purpose.

The turnout itself reflected the urgency and importance of the topic. The room was packed with community members eager not only to listen, but also to participate. Throughout the event, speakers shared data, personal experiences, research, and practical solutions designed to address hate, violence, social inequity, and community safety.

The keynote panel featured respected leaders and advocates, including Ray Bobbitt, founder of the African American Sports & Entertainment Group (AASEG); Ryan Takemiya from RAMA; Caheri Gutierrez from the Unity Council; honorary guest speaker Oakland City Councilmember at-Large Rowena Brown and City Councilmember Charlene Wang; representatives for Oakland Mayor Barbara Lee and U.S. Rep. Lateefah Simon, with Gia Vang of NBC serving as moderator.

The symposium also offered multiple breakout sessions that addressed issues affecting communities across Oakland and Alameda County:

  • Session 1, 2, 3: Building Safer and More Inclusive Communities, led by Pastor Raymond Lankfort, CEO of Oakland Private Industry Council (OPIC), Jessica Kang, research manager for Stop AAPI Hate, Kara Guerra of The Unity Council, and Gabriela delaRiva of the Spanish Speaking Citizens Foundation
  • Session 4: Talk Story: Collective Healing and Relationship Repair, presented by Ryan Takemiya, executive director of RAMA
  • Session 5: Sexual Violence Prevention, presented by Tunisia Owens, interim deputy director of Realized Potential
  • Session 6: Violent Attacks on Teens, presented by MaryAnn Alvarado, program manager of Youth Alive

Every session contributed to an important truth: meaningful change begins within communities, through honest dialogue and a willingness to work together.

One of the strongest themes to emerge from the day was the need to create more conversations and stronger partnerships—not just during times of crisis, but consistently and intentionally. Relationships among organizations, neighborhoods, and community leaders often operate behind the scenes but are not always highlighted or celebrated.

Bobbitt spoke powerfully about this issue, noting that partnerships and relationships often go unrecognized despite being essential to community progress. He pointed to examples such as the partnership between OPIC and OCHIC, emphasizing that these collaborations deserve more visibility, investment, and expansion.

Perhaps his most memorable message resonated deeply throughout the room. Bobbitt explained that when a grandparent is attacked or harmed, the impact extends beyond race or ethnicity because today’s families and communities are increasingly multicultural and interconnected.

“We are not going to see our grandparents as just Latino, Asian, Caucasian, or African American,” he shared in essence. “We are going to see them simply as our grandparents.”

Those words reflected the heart of the symposium. Hate may target one group, but pain and loss are felt by everyone. Likewise, healing and progress are shared responsibilities.

For more information about the Stop The Hate Program visit the website: https://www.oaklandchinatownchamber.org/stop-the-hate (or) https://oaklandpic.or

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Bay Area

A Long Time Coming: School District Kicks Off Massive $97 Million Renovation of West Oakland’s McClymonds High School

The extensive project will involve the full modernization of the campus, including essential upgrades to building systems such as plumbing replacement (with lead abatement), seismic improvements, and modernization of heating, electrical, ventilation, and air conditioning systems. Indoor spaces will be updated with new flooring, wall treatments, and upgrades to classrooms, labs, shops, and sports locker rooms.

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Renderings of McClymond High School renovation. Courtesy image.
Renderings of McClymond High School renovation. Courtesy image.

‘We gather on sacred ground,’ said OUSD Supt. Denise Saddler

By Post Staff

After being stalled for many years, the massive $97 million renovation of McClymonds High School is finally breaking ground under the leadership of the district’s new superintendent, Dr. Denise Saddler, and backed by the unrelenting efforts of the school’s parents, students, school board members, community, and alumni.

The Oakland Unified School District (OUSD) held the groundbreaking ceremony on June 12 to kick off the three-year modernization project for McClymonds, a historic center of African American culture and educational opportunity in Oakland, located at 2607 Myrtle St. in West Oakland.

The overhaul will include seismic and environmental upgrades, a new turf field, and modernized campus facilities. The comprehensive transformation is financed by Measure Y, a $735 million general obligation bond approved by Oakland voters to renovate and upgrade aging school sites.

This renovation is considered a milestone for the West Oakland campus, which has operated in the same building since 1938 and has been in dire need of structural and plumbing safety remediation for years.

Speaking at the event, Supt. Denise Saddler said,

“We gather on sacred ground… that has shaped generations of Oakland leaders, scholars, artists, activists, entrepreneurs, educators like Mr. Herman Brown – one of our top math teachers. I also want to say it’s the historic home of the mighty Warriors (athletic teams). It’s a historic home of so many people.”

“This was, for Black people, our high school,” she continued “For more than a century, McClymonds has stood as a beacon of excellence in West Oakland and beyond. It’s not simply a school building; it’s a symbol of resilience, pride, community, and possibility.”

The superintendent said the legacy of McClymonds includes legendary alumni such as NBA player-coach Bill Russell, whose excellence transformed the game of basketball and whose courage helped transform the nation.

The school’s legacy also includes MLB players Frank ‘Judge’ Robinson and Curt Flood, basketball player Paul Silas and civic leaders including Lionel Wilson, a Superior Court judge and Oakland’s first African American mayor.

She emphasized that the groundbreaking was not only about honoring the past, but also about investing in the future.

“(It) represents Oakland’s commitment to the young people of West Oakland. It sends a powerful message that our students deserve facilities that match their brilliance, their talent and their dreams. “

The extensive project will involve the full modernization of the campus, including essential upgrades to building systems such as plumbing replacement (with lead abatement), seismic improvements, and modernization of heating, electrical, ventilation, and air conditioning systems. Indoor spaces will be updated with new flooring, wall treatments, and upgrades to classrooms, labs, shops, and sports locker rooms.

The cafeteria also will be reconfigured, and outdoor areas will feature a new grandstand, track and field upgrades, accessible field bathrooms and concessions, and updates to the plaza, garden, and outdoor gathering areas.

Mayor Barbara Lee, who attended the event, thanked Oakland voters for passing the Measure Y bond that is paying for the school’s renovation.

Renderings of McClymond High School renovation. Courtesy image.

Renderings of McClymond High School renovation. Courtesy image.

“It’s a good day – It’s a good news day,” she said. “The voters who (approved) Measure Y care about our young people. Today, we have the opportunity on this historic day to say, well done. Thank you to the voters for the facilities our community, our students, our teachers deserve.”

School Board member VanCedric Williams, whose district includes McClymonds, said that OUSD passed repeated school bond measures for decades, promising to renovate the school, but it did not happen.

“I just want to thank all the community (who) put pressure on the district to do right, to hold school board members accountable, and to really say, ‘We’re not going to take anything less than a renovation.’”

“When I first met Dr. Saddler, she said, ‘I have a commitment to McClymonds – I’m going to make it happen.’ And she has done something in one year that has not been done in 20 years. So, I have the belief that we’re going to get it done.”

Rising senior LaTanya Nolen, praised the school for the opportunities she has received and for the dedication of its staff.

“Every student here is treated like they matter and given opportunities to grow and build onto themselves,” she said. “We’ve gotten to do things like sports, field trips, college and career excursions, networking, and more. Our futures are taken seriously, and the people around us are always pushing us so that we are prepared for it.”

Parent Brejea Colthirst said, “Thank you to everyone who had a part in this, who helped make this possible. Together, we are building something special.”

Brian McGhee, popular McClymonds staff member and alumni, pledged to build on the strength of McClymonds’ traditions. “Mack is back.  We’re going to up the enrollment with this new school. We’re going to continue to know every student’s name who comes through this school. My job as a community manager is going to continue to provide resources for our families and our students, and continue to communicate with our parents, which is huge.”

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