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Air Pros USA Welcomes CFO Outram
SOUTH FLORIDA TIMES — With more than 35 years of experience in financial management, Richard Outram, FCCA, CPA, CFE, CGMA will lead Air Pros USA’s financial initiatives and develop strategies to optimize the company’s financial performance as they continue to rapidly grow and acquire new businesses.
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Staff Report | South Florida Times
Davie, Fla. – Air Pros USA, a leading residential and commercial air conditioning services company, has announced the appointment of Richard Outram, FCCA, CPA, CFE, CGMA, as its chief financial officer.
With more than 35 years of experience in financial management, Outram will lead Air Pros USA’s financial initiatives and develop strategies to optimize the company’s financial performance as they continue to rapidly grow and acquire new businesses.
Outram has extensive expertise in executive financial management, leading companies through strategic phases of profitable organic and acquisitive growth and life cycles.
In his previous role as CFO at Cinch Homes Services, Outram led the company through transformation and significant growth.
“As Air Pros USA continues to double their revenue yearly, it is my goal to keep them in a strong financial position for prime opportunities and investments,” said Outram. “I am excited to join their team at this critical time of expansion.”
Outram is a certified public accountant, certified management accountant, and certified fraud examiner.
He serves as a board member of Financial Executives International’s South Florida Chapter and the nonprofit Step up for Students.
Outram also has authored several books including, “Cracking the CFO Code- Relationship Selling to Finance Executives,” and the childrens’ financial literacy series, “The Adventures of Exokid and the Teachings of Money” and “The Adventures of Exokid – Growing Financial Wings.”
He also hosts the podcast series “Prepare4 Growth,” where he discusses leadership.
Air Pros USA was founded as a father-son business in Fort Lauderdale, with a single truck and two people.
Since then, the company has grown to more than $100 million in annual revenue, employs 500 people, and serves more than a half million customers in multiple markets.
Outram’s hiring comes at a key moment in Air Pros USA’s development as the company continues to grow its national presence in new cities and states.
Air Pros USA recently entered the Louisiana market in 2022 and now operates in eight states and more than a dozen metro areas including Miami, Orlando, Dallas, Atlanta, Colorado Springs, Mobile and Spokane.
Richard’s approach to financial management will help Air Pros USA identify key partnerships for development in new markets,” Anthony Perera, founder and CEO of Air Pros USA.
“His long track record of achieving results for fast growing companies will help guide our team as we work towards exceeding our 2021 records and ensure we stay on that trajectory.”
For other information visit airprosusa.com.
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How to Use Credit Wisely
(NewsUSA) – As the holiday season approaches, more people are out shopping, searching crowded stores and online promotions for the best discounts, and using their credit cards to pay for it all. But beware the financial dangers of credit use — how you pay for these deals could safeguard your budget or lead to debt. […]
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A CERTIFIED FINANCIAL PLANNER professional can help you guard against costly credit mistakes, paving the way for a financially sound festive season and beyond. Learn more about how to use credit in a way that works for you with the insights below.
Choose Your Credit Card Wisely
Whether you’re shopping for holiday gifts or purchasing necessities like groceries, the credit card you use can make a big difference. There are several factors to consider:
- Interest Rates. Rates generally run from 21-33%. The standard bank card charges at the low end of the range, and retailer credit cards (those typically with the store’s name on them) charge as much as 33%.
- Cash Back. Among the best deals are bank cards that offer cash back ranging from 1-4% of your purchase.
- Rewards Points. Some cards have rewards programs where you earn points that you can redeem for products or services. They may seem attractive but are worthwhile only if you’re actually interested in the rewards offered.
- Cash Discounts. While retailer credit cards have the highest rates, some offer big cash discounts at the point of purchase. That may be the only time they’re worth using.
Improving Your Credit Score
Boosting your credit score can help you qualify for the lowest available interest rates on auto loans, personal loans and mortgages. If you can, pay the full balance when your credit card bill arrives. But most importantly, never miss a payment. Paying on time not only avoids late fees, but also is a key factor in improving your credit score. The easy way to ensure timely payment is to set up automatic online payments.
A CFP® professional can help you develop other strategies to save money while improving your credit profile, including the following:
- Identifying which debt to pay down first.
- Switching to balance transfer cards that don’t charge interest for a year or longer.
- Converting high-interest debt with interest payments that are not tax-deductible to lower-interest debt whose interest payments are tax-deductible.
Establishing Credit
Lenders offer credit to people with a long and reliable credit history. Most young adults don’t have one. There are various ways to obtain credit, but steer clear of debit cards that claim they can help you build a credit history. When you consider the costs and requirements, they’re usually no bargain. You have better and cheaper options for establishing credit. Here are three of them:
- Get a secured credit card.
- If you have a student loan, make sure you’re up-to-date with payments.
- If you pay rent, ask your landlord to report your on-time payments to the credit bureaus.
The choices we make in managing credit can have a lasting impact on our financial journey. As you navigate the complex credit landscape, remember that CFP® professionals can offer tailored guidance for your unique circumstances. Whether it’s identifying strategic debt payments, exploring balance transfer options or establishing credit responsibly, a CFP® professional can provide a roadmap for achieving your financial goals. Find a CFP® professional today.
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Acura ZDX Type S features
LA Auto Show was the venus for the Acura ZDX Type S details.
The post Acura ZDX Type S features first appeared on BlackPressUSA.

LA Auto Show was the venus for the Acura ZDX Type S details.
The post Acura ZDX Type S features first appeared on BlackPressUSA.
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Subaru Forester exhibit LA Auto Show
LA Auto Show was the venue for the Subaru Forester. This was the most interesting display technologically.
The post Subaru Forester exhibit LA Auto Show first appeared on BlackPressUSA.

LA Auto Show was the venue for the Subaru Forester. This was the most interesting display technologically.
The post Subaru Forester exhibit LA Auto Show first appeared on BlackPressUSA.
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