Government

Will White House Advisory Council Act to End America’s Affordable Housing Crisis?

PASADENA JOURNAL —

Published

7 years ago

July 23, 2019

Charlene Crowell

By Charlene Crowell

Nearly 90 years ago, Kelly Miller (1863-1939), a Black sociologist and mathematician, said, “The Negro is up against the white man’s standard, without the white man’s opportunity.” As the ﬁrst Black man to enroll as a graduate student at Johns Hopkins University in 1908, Miller also authored a book entitled Race Adjustment, published in 1908.

Ironically, despite the passage of time, Miller’s words express the same sentiment held today by many Black Americans. As a people and across succeeding generations, we have held fast to our hopes for a better life. Yet it is painfully true that many opportunities enjoyed by other Americans have been elusive for people of color.

Noted author and journalist Ta-Nehisi Coates expressed a similar view during his June 19 Capitol Hill testimony on reparations.

“Enslavement reigned for 250 years on these shores,” noted Coates. “When it ended, this country could have extended its hallowed principles—life, liberty, and the pursuit of happiness—to all, regardless of color. But America had other principles in mind. And so for a century after the Civil War, black people were subjected to a relentless campaign of terror, a campaign that extended well into the lifetime of Majority Leader McConnell.”

While economists, public policy think tanks and other entities may sing a chorus of how well the American economy is performing and expanding, people of color – especially Blacks and Browns – have yet to see or feel economic vibrancy in our own lives – particularly when it comes to housing and homeownership.

On June 25, Harvard University’s Joint Center for Housing Studies (JCHS) released its annual report, The State of the Nation’s Housing. One of the housing industry’s most broadly anticipated and cited reports, it once again chronicles recent trends and issues.

“The limited supply of smaller, more affordable homes in the face of rising demand suggests that the rising land costs and the difﬁcult development environment make it unproﬁtable to build for the middle market,” said Chris Herbert, JCHS’s managing director.

Among this year’s key ﬁndings:

Since 2018, the monthly housing payment on a median-priced home has been $1,775;
In 2019, the cost of a median-priced home rose by 4% to $261,600 when a comparable home in 2011 was priced far lower at $177,400.

This rise in home prices is also the seventh straight year that median household incomes have failed to keep pace in 85 of the nation’s largest 100 markets.

Nearly $52,000 would be required to make a 20% down payment on a median priced home. Even if buyers opted for an FHA 3.5% down payment mortgage, more than $9,000 would be needed to pay it, closing costs, and related fees;

In rental housing, four million units of housing priced at $800 or less were lost between 2011 and 2019. Also, since 2010, renters now include consumers earning $75,000 or more.

Families who already own their own homes, these ﬁndings signal that their investments are appreciating, growing in equity and wealth.

But for those trying to make that important transition from renting to owning, it’s a very different outlook. As rental prices continue to soar and moderately priced apartments disappear from the marketplace, both prospective homeowners and current renters face a shrinking supply of affordable housing.

When homeownership is possible, housing costs can be better contained with ﬁ xed-interest rate mortgages, tax credits, and eventual equity. Even so, the Harvard report ﬁnds that only 36% of all consumers could afford to buy their own home in 2018. With higher priced homes in 2019, the affordability challenge worsens.

“It is equally noteworthy that once again this key report shares how consumers of color continue to face challenges in becoming homeowners, noted Nikitra Bailey, an EVP with the Center for Responsible Lending. “According to the report, only 43% of Blacks and 47% of Latinx own their own home, while white homeownership remains at 73%.

“This 30% disparity deserves further examination and proportional remedies,” continued Bailey. “Greater access to safe and affordable credit, better fair housing enforcement, preservation of anti-discrimination laws – including disparate impact – can play a role in eliminating homeownership gaps. Further, as the future of Fannie Mae and Freddie Mac are publicly debated, a renewed commitment to serve all creditworthy borrowers must be embraced.”

Calvin Schermerhorn, a professor of history in Arizona State University’s School of Historical, Philosophical and Religious Studies and author of The Business of Slavery and the Rise of American Capitalism, 1815-1860, holds similar views to those expressed by Bailey. In a recent Washington Post op ed column, Schermerhorn addressed the historic disparities that Black America continues to suffer.

“One-ﬁfth of African American families have a net worth of $0 or below; 75 % have less than $10,000 for retirement,” wrote Schermerhorn. “The enduring barriers to black economic equality are structural rather than individual…. “Escalators into the middle class have slowed and stalled, and the rung of the economic ladder one starts on is most likely where one will end up.”

On the same day as the Harvard report’s release, President Donald Trump signed an executive order that establishes a new advisory body that will be led by HUD Secretary Ben Carson. A total of eight federal agencies will work with state and local government ofﬁcials to remove “burdensome governmental regulations” affecting affordable housing.
“Increasing the supply of housing by removing overly burdensome rules and regulations will reduce housing costs, boost economic growth, and provide more Americans with opportunities for economic mobility,” stated Secretary Carson.

If Secretary Carson means that local zoning rules favor single family homes over multi-family developments is a fundamental public policy ﬂ aw, he may be on to something. However this focus misses the crux of the affordable housing crisis: Wages are not rising in line with increasing housing costs. And now, after the housing industry continues to cater to more afﬂuent consumers, while many older adults choose to age in place, the market has very little to offer those who want their own American Dream, including some who are anxiously awaiting the chance to form their own households.

Builders have historically, not just of late, complained about the time it takes to secure permits or the series of inspections that must be approved during construction and before properties can be listed for sale. What is missing from this new initiative is a solution to the ﬁnancial challenges that average people face.

It was scant regulation and regulatory voids that enabled risky mortgage products with questionable terms that took our national economy to the brink of ﬁnancial collapse with worldwide effects. Taxpayer dollars to rescue ﬁnanciers while many unnecessary foreclosures stripped away home equity and wealth from working families.

Time will tell whether new advisors and proposals remember the lessons from the Great Recession.

This article originally appeared in the Pasadena Journal.

Charlene Crowell

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Mayor Barbara Lee Holds Special State of the City Address in Deep East Oakland

In partnership with Rise East and the 40×40 Council, Oakland Mayor Barbara Lee held a special 2026 State of the City East Oakland community conversation on Oct. 14. The purpose of bringing a State of the City address directly to the community was to celebrate East Oakland, highli

Published

5 days ago

October 19, 2026

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Oakland Mayor Barbara Lee, left. moderated a community chat with (l.to r.) Selena Wilson, CEO of the East Oakland Youth Development Center; Carolyn “CJ” Johnson, CEO of the Black Cultural Zone; Dr. Noha Aboelata, CEO of Roots Health Center and Greg Hodge, CEO of the Brotherhood of Elders.

By Special to The Post

In partnership with Rise East and the 40×40 Council, Oakland Mayor Barbara Lee held a special 2026 State of the City East Oakland community conversation on Oct. 14.

The purpose of bringing a State of the City address directly to the community was to celebrate East Oakland, highlight the work underway, and look ahead to what neighbors, local businesses, youth, funders, community organizations, and partners can accomplish together.

Held at the Roots Community Health/Parker Elementary School Campus at 7929 Ney Ave., the event was emceed by special guest Mark Curry, Oakland native, comedian, and actor.

Lee shared how Rise East and the 40×40 Council have brought together the knowledge, relationships, and resources of people and organizations committed to East Oakland.

Residents bring lived experience, community organizations bring trusted relationships and philanthropy, and businesses bring resources and opportunity, she said, then turned to the government’s role: public investment, services and policy.

But, Lee intoned, City Hall has a responsibility to help connect those efforts.

“I am committed to listening to residents, working across departments and sectors, and helping open doors to opportunity. We must connect neighborhood priorities to the decisions we make about housing, economic development, safety, health and our young people.

City Hall “must be accountable for the results,” Lee said. “The measure of success is what families experience: greater stability, more opportunity and a stronger sense that they belong and have a future here.

“Tonight is an opportunity to listen to the leaders doing this work, learn what is making a difference and identify where we can do more together,” the mayor said.

Lee went on to moderate a ‘fireside chat’ on the theme: Building Oakland’s Future Together — From Neighborhood Investment to Community Empowerment with:

Selena Wilson, CEO, East Oakland Youth Development Center
Greg Hodge, CEO, Brotherhood of Elders
Carolyn “CJ” Johnson, CEO, Black Cultural Zone
Dr. Noha Aboelata, CEO, Roots Health Center

Mayor Barbara Lee’s media relations department provided this report.

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Business

Oakland Coal Terminal Backed by Trump Would Be Bigger, Dirtier Than Promised, Says Report

A recent feasibility study commissioned by potential investors says an Oakland coal terminal backed by President Donald Trump could export 13 million tons a year — three times the amount estimated in an earlier environmental review. Surprisingly, the report also contradicts devel

Published

5 days ago

October 19, 2026

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East Bay residents have been fighting alongside No Coal in Oakland for more than a decade. Photo courtesy of No Coal in Oakland.

By Post Staff

Surprisingly, the report also contradicts developers’ and project advocates’ repeated pledges that the coal would be stored in a covered terminal. Instead, the millions of tons of coal shipped annually from inland states to the West Gateway terminal in Oakland would be stored in “two open-air bunkers,” with about 150,000 tons of coal per stockpile, before being sent overseas, according to the recent report cited by the L.A. Times. (https://ruic.utah.gov/wp-content/uploads/2026/09/Port-Study-RUIC-Bulk-Commodity-Ocean-Terminals-Study.pdf)

Residents and clean air advocates have long expressed concerns that coal dust would worsen pollution in West Oakland and throughout the East Bay.

The proposed site of the Oakland Bulk and Oversized Terminal (OBOT) is located at the former Army base near the Port of Oakland, which developer Phil Tagami has been trying for years to turn into a shipping terminal despite determined community opposition.

Trump announced a $75-million investment in the project in June, about a third of its estimated cost. The new terminal would be the largest coal export site on the West Coast, transporting coal to Japan, South Korea, Taiwan, Vietnam and Malaysia, according to the Trump administration.

Opponents say a new terminal would undermine years of progress cleaning up the air in West Oakland, which has a history of disproportionate pollution and high asthma rates due to its proximity to the port and other industry.

According to No Coal in Oakland organizer Ted Franklin, who has been active for 11 years in the fight to stop the coal terminal, the report indicates that investors may be looking for a cheaper way to build the terminal.

“We were shocked but not surprised” by the report, Franklin said. “Basically, it seems that the plan now is to store open piles of coal, which is a less expensive project than creating a completely enclosed facility.”

The threats that the project poses are real, but it faces a lot of economic and legal hurdles, he said.

Coal production is in permanent decline worldwide, he said, wondering who was going to “invest money in an industry that has no future.”

Further, the project has not yet attracted big investors. “There’s no bank, no financing, no financial institution backing this,” he continued.

A major legal hurdle facing the project is the passage of Assemblymember Mia Bonta’s bill, AB 40, the Community-First Coal Review Act, signed into law by Gov. Gavin Newsom on Sept. 30.

The law requires developers of large-volume bulk coal facilities to complete a full Environmental Impact Report (EIR) under the California Environmental Quality Act (CEQA) before they can operate.

The law was specifically designed to block or delay the coal terminal project.

The report to potential developers was produced by consulting groups Norda Stelo and Wood Mackenzie in July and released this month. It was commissioned by the Rural Utah Infrastructure Coalition, made up of eight Utah counties that are considering investing about $43 million into the terminal to receive Utah coal.

The consultants produced their findings after visiting Oakland, examining engineering documents and holding discussions with Savage Cos., a Utah-based transport and logistics company selected to operate the facility

Research has shown that coal terminal operations can be dangerous to public health. The ports of Los Angeles and Long Beach moved away from open-air coal and petroleum coke storage three decades ago.

The report says that the site could process 12 million metric tons, or 13.2 million tons, of coal each year, three times more than the terminal’s approved environmental impact report from 2002 and its 2012 addendum. Neither document mentions coal specifically, but rather bulk commodities.

The coal arriving in Oakland could also be dirtier then had been previously stated, according to the report. Project officials previously said the terminal would handle only high-grade western bituminous coal from Utah, but the recent report says it will also handle Powder River Basin coal from Wyoming and Montana, known to be much dustier.

Nor does the report mention plans to cover the rail cars to prevent pollution, though project officials previously promised they would only utilize coal transported in covered rail cars.

“It appears the developers want to build something much bigger and more polluting than anything they previously revealed, either in court or to the West Oakland community,” said Colin O’Brien, deputy managing attorney at the nonprofit Earthjustice, speaking to the L.A. Times.

The report indicates that the project may be much more expensive and take longer to complete than anticipated. The Energy Department estimates the terminal will cost about $231 million, but the report places the price at between $430 million and $625 million.

The terminal will take 53 months to complete according to the report, significantly longer than Trump’s promise of exports beginning in 2028.

Ted Franklin’s column, “Utah Study Blesses Investment in Oakland Coal Terminal but Leaves Key Questions Unanswered” is available at https://nocoalinoakland.info/utah-study-blesses-investment-in-oakland/

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Opponents Smear Effective African American Transit Director as Election Nears

Incumbent Joel Young is defending his seat on the AC Transit Board against allegations of harassment stemming from a public interaction in 2026. Supporters of the director cite his record of securing $600 million for bus services and leading civil rights initiatives as evidence of his effectiveness. They argue the accusations regarding a group photo interaction have been politically weaponized by opponents to influence the Ward 3 election.

Published

5 days ago

October 19, 2026

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By Kitty Kelly Epstein

I am an academic and a community activist. I take women’s issues, including workplace harassment and discrimination, seriously. I have been following the AC Transit Ward 3 election and have become concerned about what I believe is a serious injustice.

Joel Young is an effective AC Transit director. He has secured more than $600 million for local bus service and fare affordability. He led the Freedom Bus Project, integrating civil rights history, art and transit. He was presiding over the board of AC transit when it won the 2023 Outstanding Public System Award, and he raised $1 million for the hydrogen fuel cell bus program. These are just a few of his accomplishments.

I reviewed the allegations of unwanted physical contact and harassment made by AC Transit Director Sarah Syed against Director Joel Young, I believe the events of Sept. 24, 2025, have been characterized in a way that does not accurately reflect what occurred.

That interaction took place during a group photo after celebrating the life of a longtime Board member who passed away. From the video I reviewed, it appears that individuals were consoling one another and exchanging hugs in a public setting surrounded by numerous witnesses.

Young’s interaction with Syed appears consistent with those expressions of sympathy and it appears that Young was attempting to extend a gesture of goodwill toward Syed.

I am concerned by how this incident has been recently used as a political tool to influence the outcome of the AC Transit Ward 3 election and support Young’s opponent.

Syed and her supporters launched a targeted political campaign, first through the Alameda County Democratic Party and subsequently by organizing a letter from a group of majority-white elected officials who have endorsed Young’s opponent against Young, who is Africa American.
Furthermore, this manufactured controversy distracts voters from the critical issues facing AC Transit. The public deserves a substantive debate on service reliability, ridership recovery, passenger and operator safety, financial stability, regional equity, and future transportation infrastructure. The electorate should be evaluating which candidate possesses the judgment, experience, and vision to lead AC Transit forward – not reacting to a distorted personal interaction.

Regardless of one’s political views or preferred candidate, allegations of harassment should never be weaponized for electoral purposes. We all know that exaggerated or unsupported accusations can undermine public understanding of, and trust in, efforts to address genuine sexual harassment and violence.

Kitty Kelly Epstein