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Black Business Spotlight: Nokomis Dental Center

MINNESOTA SPOKESMAN-RECORDER — After working at a dental practice for nine months, Dr. Grace Warren of Nokomis Dental Center not only knew she wanted to own her dentistry business but also own the building that housed it.

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By Jonika Stowes

After working at a dental practice for nine months, Dr. Grace Warren of Nokomis Dental Center not only knew she wanted to own her dentistry business but also own the building that housed it.

She opened her first location in 1984 — a storefront on Lake Street, between a video store and a bowling alley. Six years later, she bought her own building on Cedar Avenue in South Minneapolis.

“It’s investing in myself,” she told her former landlord. “As a small business owner, you have to provide for your retirement. Most dentists are going to be practicing for a minimum of 30 years,” says Dr. Warren.

The Minneapolis native says she only knows of herself and one other African American woman in private practice right now in the state. Warren credits her late high school guidance counselor, Fletcher Cooley, with focusing her mindset towards even going to college. Her parents never attended college, her mother had a high school education, and her father didn’t make it past eighth grade.

Warren said Cooley, as a Black man, challenged her and every Black child to go to college or trade school. When she first went to college, she didn’t know what she wanted to do, but she knew she loved science. After attending the University of Pennsylvania, she returned to Minnesota with a biology degree in hand and had a decision to make: chiropractic care or dentistry.

After a summer internship at dentist Dr. Larban Otieno-Ayim’s North Minneapolis office, she went on to the University of Minnesota School of Dentistry and was ready to start her own business.

Again, she references the power of mentorship, this time via veterinarian Dr. Albert Edwards, who gave her a blank check and said, “You can use up to $10,000 — just let me know when you get ready to start.”

Warren ultimately used $2,000. “I was so happy when I could go and pay that man back his two thousand dollars,” said Warren.

Warren remembers MSR doing an article on her when she first opened her doors more than 35 years ago. Here, we chat with her about becoming a fixture in the community and leaving a legacy of mentorship and future dentists.

MSR: You’ve been in business for 35 years. What makes your dentistry services stand out?

Grace Warren: People realize they’ll get personalized care, getting to know them and taking time with them. One woman I went to high school with is a patient, and she brought her kids, and her kids brought their kids. I began counting, letting her know I have three generations, and she said, “No, Grace, actually you have four — my mother [deceased] was also your patient.”

They know they’re going to see the same faces, not see a different hygienist or doctor every time they walk in the door.

I stress a lot on education and wanting people to understand the connection between their oral health and their physical health — we want to look at you comprehensively. We take blood pressures because if you have hypertension that’s a sign you have cardiovascular disease, and that may affect your periodontal health or your gum health. We take the time to let people know that you care about them and really get to know them and their family.

We’ve seen people go through health crises. Sometimes I call to check up on patients even though they don’t have an appointment, because I know they’re going through cancer treatment. With a small private practice, you can do that, and I think people appreciate it.

MSR: What has been the most rewarding part of owning your business?

GW: Being self-employed, I can dictate how much time I want to spend with people, and it gives me the chance to really develop personal relationships without feeling like I’m on a time clock to rush to get through something and not really get to know folks. I really value that.

I’m very fortunate I don’t have any debt and our practice is busy enough where I’m good financially. Although I knew I would make a good income, that was never my motivation in dentistry.

It’s [also] a different dimension when Black kids come in and see someone who looks like them. Whether it’s subconscious or not, they start thinking, “Maybe, I can do that. There’s a Black dentist, a Black physician, a Black lawyer. Maybe I could do that when I grow up.”

MSR: What has been your biggest challenge?

GW: I worked for other people for nine months and knew I didn’t want to work for anyone else for nine more months. In the beginning, it was the finances. You come out of dental school with debt. I didn’t have a lot of debt, but I also didn’t have collateral

One bank told me to put my parents’ house up as collateral, and I wouldn’t do that. Then [it was] mentally getting prepared, setting up and then keeping up with technology. People expect a certain level of technology, and it’s expensive.

MSR: Three decades later, what does your vision look like for your business?

GW: To continue to mentor the next generation. As you begin to exit stage right as they say [retirement], you’re more conscious of hoping someone steps in your shoes… I know one woman who wants to open her own practice, [so] let’s strategize a plan…

I came out of dental school owing $60,000 worth of debt and today, they owe more than that in one year. It’s closer to $400,000 now… Maybe you can’t do a solo dental practice right now, but [you can] partner with another dentist…and pool your efforts, resources, time and money…

Not all [dentists] want to go into private practice. Some of them are quite content working for someone else, and that’s fine.

MSR:  What advice would you give to an aspiring entrepreneur?

GW: Always invest in yourself and build a strong work ethic. It is not nine to five and you have to accept that it’s not going to be. Hopefully, if you’re married, you have a spouse who is supportive of that.

Also, you have to always give back, whether it’s giving back to your community or mentoring the next generation. I do a lot of what they call “goodwill dentistry” for people who just can’t afford it, like senior citizens. That’s part of giving back… You need to inspire, serve as a role model.

One of my mentees is a pediatric dentist who’s now out in D.C. From the time she was seven years old, she knew she wanted to be a dentist, never wavered — and that’s really odd. So when they would have “Take Your Daughter to Work” day, she would shadow me. She went down to Georgia for undergraduate school, came back to Minnesota, and I wrote her a recommendation for dental school. She got into Howard University, did a residency in pediatric dentistry, and is now Dr. Alicia Reynolds in Washington, D.C.

You can’t buy that feeling of knowing you served to inspire maybe one person to just really pursue their dreams because they came in as a little Black girl and saw a Back female dentist and thought, “I can become a dentist.” That’s priceless.

Nokomis Dental is offering new MSR patients without insurance a free first-time exam and 10 percent off an x-ray and cleaning through March 31.

This article originally appeared in the Minnesota Spokesman-Recorder

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Oakland Post: Week of March 18 – 24, 2026

The printed Weekly Edition of the Oakland Post: Week of March 18 – 24, 2026

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Financial Wellness and Mental Health: Managing Money Stress in College 

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances. 

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Sponsored by JPMorganChase

As a college student, managing financial responsibilities can be stressful.

If you’ve found yourself staying up late thinking about your finances or just feeling anxious overall about your financial future, you’re not alone. In one survey, 78% of college students who reported financial stress had negative impacts on their mental health, and 59% considered dropping out. While finances can impact overall stress, taking steps to manage your finances can support your mental, emotional and physical well-being.

When it comes to money, the sources of stress may look different for each student, but identifying the underlying causes and setting goals accordingly may help you feel more confident about your financial future.

Consider these strategies to help improve your financial wellness and reduce stress.

Understand what causes financial stress

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances.

2. Determine your financial priorities

Start by reflecting on your financial priorities. For students this often includes paying for school or paying off student loans, studying abroad, saving for spring break, building an emergency fund, paying down credit card debt or buying a car. Name the milestones that are most important to you, and plan accordingly.

3. Create a plan and stick to it

While setting actionable goals starts you on the journey to better financial health, it’s essential to craft a plan to follow through. Identifying and committing to a savings plan may give you a greater sense of control over your finances, which may help reduce your stress. Creating and sticking to a budget allows you to better track where your money is going so you may spend less and save more.

4. Pay down debt

Many students have some form of debt and want to make progress toward reducing their debt obligations. One option is the debt avalanche method, which focuses on paying off your debt with the highest interest rate first, then moving on to the debt with the next-highest interest rate. Another is the debt snowball method, which builds momentum by paying off your smallest debt balance, and then working your way up to the largest amounts.

5. Build your financial resilience

Some financial stress may be inevitable, but building financial resilience may allow you to overcome obstacles more easily. The more you learn about managing your money, for instance, the more prepared you’ll feel if the unexpected happens. Growing your emergency savings also may increase resilience since you’ll be more financially prepared to cover unexpected expenses or pay your living expenses.

6. Seek help and support 

Many colleges have resources to help students experiencing financial stress, like financial literacy courses or funds that provide some assistance for students in need. Talk to your admissions counselor or advisor about your concerns, and they can direct you to sources of support. Your school’s counseling center can also be a great resource for mental health assistance if you’re struggling with financial stress.

The bottom line

Financial stress can affect college students’ health and wellbeing, but it doesn’t have to derail your dreams. Setting smart financial goals and developing simple plans to achieve them may help ease your stress. Revisit and adjust your plan as needed to ensure it continues to work for you, and seek additional support on campus as needed to help keep you on track.

 JPMorgan Chase Bank, N.A. Member FDIC

© 2026 JPMorgan Chase & Co.

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