This Nov. 12, 2014 file photo shows the HealthCare.gov website, where people can buy health insurance, on a laptop screen, shown in Portland, Ore. (AP Photo/Don Ryan, File)
RICARDO ALONSO-ZALDIVAR, Associated Press
WASHINGTON (AP) — Not only do more Americans have health insurance, but the number struggling with medical costs has dropped since President Barack Obama’s health care law expanded coverage, according to a study released Thursday.
The Commonwealth Fund’s biennial health insurance survey found that the share of U.S. adults who did not get needed care because of cost dropped from 43 percent in 2012 to 36 percent last year, as the health care law’s main coverage expansion went into full swing.
The proportion of people who got treatment but had problems paying their bills also dropped, from 41 percent in 2012 to 35 percent last year.
It was the first time that either measure of financial distress declined since the survey began asking the questions, in 2003 and 2005, respectively.
“Expanded insurance coverage is helping people get the care they need by reducing financial barriers to care,” the study said.
The health care law offers subsidized private insurance to people who don’t have coverage on the job, combined with expanded Medicaid in states that agree to broaden eligibility for that safety-net program.
Soon after the coverage expansion launched last year, a large ongoing survey by Gallup started documenting a sustained drop in the number of uninsured people. The Commonwealth Fund survey fills out that picture by adding details about the affordability of care.
The New York-based Commonwealth Fund is a private foundation dedicated to expanding coverage and improving the quality and cost-effectiveness of the health care system. While those goals generally align with Obama’s health care law, the group is nonpartisan.
The findings come at a crucial juncture for Obama’s law, as the Supreme Court prepares to hear another challenge from opponents committed to rolling it back. Republicans newly in charge of Congress are also planning more repeal votes.
Plaintiffs in the court case argue that the law as written only allows the federal government to subsidize coverage in states that have set up their own insurance markets. Supporters of the law say that while its wording may be confusing, Congress intended for subsidies to be available across the country, regardless of state actions.
Since Washington is currently running the insurance markets in 37 states, a ruling favoring of the plaintiffs would unravel coverage gains in many states.
Among the survey’s other highlights:
—The improvements in affordability are tempered. Many insured people still have problems paying medical bills, partly due to skimpy coverage that shifts costs to patients. That puts even many low-income workers with health insurance in a predicament. Thirty-three percent of insured adults with incomes under 200 percent of the federal poverty level ($47,100 for a family of four) said they did not get needed care in the past year because of costs.
—While nationally the share of Americans without health insurance declined from 20 percent in 2010 to 16 percent by the second half of 2014, a divide has opened between states that agreed to expand Medicaid and states choosing not to. Thirty-five percent of adults below the poverty line remained uninsured in states that did not expand eligibility, compared with 19 percent in states that did.
—Hispanics continued to lag other ethnic groups in coverage, despite the health care law. In 2014, 34 percent of Latinos were still uninsured, compared to 18 percent of African Americans and 10 percent of whites.
The Commonwealth Fund survey was conducted by Princeton Survey Research Associates International from July 22 to Dec. 14, 2014. The report’s analysis was based on interviews with 4,251 adults age 19-64. It has a margin of sampling error of plus or minus 2 percentage points.
Copyright 2015 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Why Peace on Earth Begins with Birth, a Q&A with Midwife Nikki Helms
In this Q&A with California Black Media, Helms reflects on what it would take to truly improve birthing services in the United States, why midwifery must be fully integrated into the healthcare system, and how trauma, safety and community shape birth experiences across a lifetime. Drawing on her clinical expertise and lived experience, Helms shares insights on building supportive birth environments, paying for care, and what every parent and baby deserves for a healthy start.
Nikki Helms is a midwife and full-spectrum birthing care advocate.
By Amanda Kim, California Black Media
Midwife and full-spectrum birthing care advocate Nikki Helms has spent nearly two decades supporting families through pregnancy, birth and the often-overlooked postpartum period in California.
A Certified Professional Midwife, lactation educator, and DONA-and CAPPA-trained labor and postpartum doula, Helms is known for her deeply personalized, in-home education, her community-centered workshops, and her unwavering belief that evidence-based care and informed consent are essential to healthy outcomes for parents and babies. As the founder of the San Diego Birth Center, she has helped create a welcoming, home-like alternative to hospital birth — one rooted in continuity of care, trDAt and deep listening.
In this Q&A with California Black Media, Helms reflects on what it would take to truly improve birthing services in the United States, why midwifery must be fully integrated into the healthcare system, and how trauma, safety and community shape birth experiences across a lifetime. Drawing on her clinical expertise and lived experience, Helms shares insights on building supportive birth environments, paying for care, and what every parent and baby deserves for a healthy start.
What is the one thing we could do to improve birthing services in the U.S.?
We need to integrate well-trained, super-experienced, certified professional midwives fully into the healthcare system. Over the last century, the medical community has excluded, and in some states, banned midwifery, which has impacted Black parents and babies the most and limited safe choices. Today, the U.S. spends more money than any other developed nation on maternity care with some of the worst outcomes — for Black families especially. The integration of professional midwives is long overdue.
There are several types. I’m a certified professional midwife and founder of a birth center. But there are also midwives who come to your home, educators, lactation consultants, doulas who provide support and advocacy, and monitrices, who have clinical training and can support the mother before and after the birth.
How are birth centers and midwifery services different from traditional care?
A lot of people feel more at home in a birth center. They are often colorful, inviting, simple, and calm. People also feel more at home because we’ve supported them from six weeks into their pregnancy to six weeks after the birth. That’s nearly a year, so we’ve gotten to know them and understand their lives. This wonderful continuity can help us identify subtle issues later on, especially postpartum. A team of three midwives will always pick up on cues.
As a midwife, what does this work mean to you?
This work just fills my soul. It empties me out completely and fills me. It’s the look on someone’s face after their baby has been born. They are filled with an amazing clarity and a look that says, “I did it.” And I can say, “Yes, you did, and I’m not surprised at all because I believe in you to the depths of my soul.”
After helping so many parents and babies, how has this work changed you?
I often think that peace on earth begins with birth. There are so many things wrong with the world that we can trace back directly to the birth experience. So, if we take care of mothers and babies and create a community around birth, then we are raising children who will know what it means to be emotionally mature, to have boundaries and to feel safe. People who feel safe don’t start wars or get into a lot of trouble.
How do parents pay for midwifery services?
Midwives and birth centers often accept cash, payment plans, credit cards, and certain insurances, like Medi-Cal. I tell expectant parents to, “Put out a shoebox at your baby shower and ask for $20 a head and use that money to pay for your postpartum doula. Help yourself along the way.” People can also create online fundraisers.
If you were to give every parent and baby a healthy birth bag, what would be in it?
Education, so you know what to expect physiologically and psychologically. Take out some of the surprises. For example, giving birth is generally bloodless, but not vomit-less.
Support without judgment. That can be a partner, a doula, your mother, a partner’s mother, a best friend, aAnd if you have to pay for it, then do, because it’s worth every dime.
Additional nutrition. We don’t want to take anything away from you, but we want to add the nutrition that will help you, your pregnancy and your baby.
External connection, a place to tell your stories and listen to other stories. That’s how we build community.
Two books: The Red Tent by Anita Diamant, which tells the stories of mothers in the Bible and how babies and the birth experience connect us all and The Happiest Baby on the Block by Dr. Harvey Karp, which combines science and wisdom.
A little bit of “woo,” because I definitely believe that babies are incredibly spiritual beings. And birthing people are a passage for these spiritual beings. So, a lot of education, a lot of support, a lot of nutrition, and just a little bit of woo sprinkled on at the end, should cover it.
Protecting California’s Black Moms and Babies: Policies and Programs Struggle to Fix Deep-Rooted Maternal Health Inequities
“Access to doula services means that any time in their trimesters, they can have eight sessions with their doula, whether virtual, Telehealth or in-person. The doulas are with them through their labor and delivery, and can help clients, partners, families, be prepared with a birth plan, education, and understanding labor stages,” said Los Angeles-based Sister Marquita of A Sister By Your Side doula services.
Gnae Dismuke experienced a miscarriage at 11 weeks in 2017 and later gave birth to three children, now ages six, four, and one month.
Dismuke says she’s encouraged that programs exist to advocate for safer birth outcomes for Black women like her. However, when it comes to actual practices of medical facilities and doctors, she has a conflicted perspective – a point of view shaped by her three birth experiences: one in a hospital, one at home, and another in a hospital.
“The nurse was able to move mountains quickly that I wasn’t able to move with the medical industry, with just advocating for me, asking for things like physical therapy,” she stated.
Statistics show that Black women in California are three to four times more likely than White women to die from pregnancy-related complications. Some birth equity advocates argue that expanding access to midwifery care and certified birth doulas could help reduce these disparities. Others emphasize the need for education, noting barriers such as high costs for preferred birthing options and managing high-risk factors like hypertension and stress related to systemic discrimination.
“Doctors don’t want to see you until almost the end of the first trimester. That’s 11 to 12 weeks in. Many things could go wrong,” Dismuke said, recalling experiencing spontaneous bleeding in the first trimester for all three of her births.
“Groups like M.O.R.E. Mothers, a nonprofit maternal health-focused community-based organization in Long Beach, are part of programmatic solutions. They provide classes and workshops,” she added.
To assist mothers like Dismuke, the Department of Health Care Services (DHCS) added doula services to preventive services covered under Medi-Cal in 2023. Still, many mothers don’t know these benefits exist because Medi-Cal coverage is based on income, but those pregnant qualify at higher income levels than other adults.
“I thought [a doula] was for people who had money, who had private health insurance and stuff like that,” said a Medi-Cal beneficiary who asked not to be identified.
Under Assembly Bill (AB) 133, doula services were formally included as a “covered preventive service” under Medi-Cal in 2023. AB 133 was co-authored by former State Sen. Nancy Skinner (D-Berkeley) and Sen. Akilah Weber (D-San Diego), a pediatrician. It built on the California “Momnibus” Act, passed in 2021, aimed at improving maternal and infant health outcomes among Medi-Cal members.
“Access to doula services means that any time in their trimesters, they can have eight sessions with their doula, whether virtual, Telehealth or in-person. The doulas are with them through their labor and delivery, and can help clients, partners, families, be prepared with a birth plan, education, and understanding labor stages,” said Los Angeles-based Sister Marquita of A Sister By Your Side doula services.
Doulas also help mothers understand their rights during labor and delivery, and Medi-Cal support extends postpartum care until the baby reaches one year of age.
The statistics are personal for Jade Ross, a member of Los Angeles County MotherBoard, an advisory collaborative of Black mothers working at the intersection of healing, advocacy, and sustainable systems change to create a more just and equitable world for Black mothers and babies.
“That’s why I do the work I do: so Black women can basically birth in joy without trauma,” stated Ross, while cuddling her 11-week-old infant, Kalea.
Organizers and participants of the 2025 California Black Birth Equity Summit close out the event with an uplifting a cappella performance.
“A lot of it has to do with education,” continued Ross, speaking at the 2025 California Black Birth Equity Summit in Sacramento. “I think a lot of people have certain ideas about what midwifery or holistic care looks like, or, on the other end, don’t trust the medical system.”
Held biannually, the Summit was founded by Mashariki Kudumu, a doula and public health advocate. This year, it was co-hosted by the California Coalition for Black Birth Justice and UCSF Center for Birth Justice. Themed “Rooted in Action,” the Summit brought over 500 clinicians, midwives, doulas, and policymakers together.
Sonya Young Aadam, CEO of the California Black Women’s Health Project, said, “I strongly believe that our advocacy in these spaces can make a difference. We go in and we demand the care that we need. But many of us are not even aware the disparities exist.”
Despite progress, disparities persist. According to the 2025 State of Black Birth Equity in California Report, the state continues to experience disproportionately poor outcomes, even with low maternal mortality and strong infant health outcomes.
Jennie Joseph, a British-trained midwife and summit panelist, said that Black women in the U.S.:
tend to have premature babies;
have low birth weight babies;
lose babies more frequently;
are less likely to breastfeed; and
often struggle to recover postpartum.
“This is all we’ve got. This is all we can expect. Is this the reason why Black women and families are suffering?’ No! The root causes are straightforward: racism, classism, gender discrimination. That’s it!” said Joseph.
She emphasized these outcomes are not physiological but result from systemic inequities.
“One solution is simply getting people into care straight away. We operate like the triage or the emergency room for pregnancy-related issues. We’ll get you in, we’ll sort you out, and then we’ll pass you on to whoever you want to go on to,” she said.
Assemblymember Mia Bonta (D-Alameda) noted at the Summit that California’s maternal health crisis includes the closure of more than 50 labor and delivery wards in the last decade, heavily impacting low-income, Black, Latina, and Indigenous communities.
Ongoing challenges include low Medi-Cal reimbursement, lack of investment in the birthing workforce, and federal attacks on healthcare infrastructure. Bonta’s AB 55, the Freedom to Birth Act, champions Alternative Birth Centers, which improve newborn birth rates, decrease cesarean births, promote successful breastfeeding, and reduce racial health disparities.
“Red tape should never stand in the way of proven solutions to deliver affordable and accessible healthcare for Californians. By signing AB 55, our state has taken a much-needed step to address the maternal health crisis,” Bonta said.
Doula Directory:Search a list of doulas in California enrolled as Medi-Cal providers.
At first look, this book might seem like just any other self-help offering. It’s inspirational for casual reader and business reader, both, just like most books in this genre. Dig a little deeper, though, and you’ll spot what makes “Let Me Be Real With You” stand out.
You can see the clouds above, and they look like a storm; you sense the wind, and it’s cold. It’s dark down there, and lonesome, too. You feel like you were born there — but how do you get out of the deep hole you’re in? You read the new book “Let Me Be Real With You” by Arshay Cooper. You find a hand-up and bring someone with you.
In the months after his first book was published, Cooper received a lot of requests to speak to youth about his life growing up on the West Side of Chicago, his struggles, and his many accomplishments. He was poor, bullied, and belittled, but he knew that if he could escape those things, he would succeed. He focused on doing what was best, and right. He looked for mentors and strove to understand when opportunities presented themselves.
Still, his early life left him with trauma. Here, he shows how it’s overcome-able.
We must always have hope, Cooper says, but hope is “merely the catalyst for action. The hope we receive must transform into the hope we give.”
Learn to tell your own story, as honestly as you know it. Be open to suggestions, and don’t dismiss them without great thought. Know that masculinity doesn’t equal stoicism; we are hard-wired to need other people, and sharing “pain and relatability can dissipate shame and foster empathy in powerful ways.”
Remember that trauma is intergenerational, and it can be passed down from parent to child. Let your mentors see your potential. Get therapy, if you need it; there’s no shame in it, and it will help, if you learn to trust it. Enjoy the outdoors when you can. Learn self-control. Give back to your community. Respect your financial wellness. Embrace your intelligence. Pick your friends and relationships wisely. “Do it afraid.”
And finally, remember that “You were born to soar to great heights and rule the sky.”
You just needed someone to tell you that.
At first look, this book might seem like just any other self-help offering. It’s inspirational for casual reader and business reader, both, just like most books in this genre. Dig a little deeper, though, and you’ll spot what makes “Let Me Be Real With You” stand out.
With a willingness to discuss the struggles he tackled in the past, Cooper writes with a solidly honest voice that’s exceptionally believable, and not one bit dramatic. You won’t find unnecessarily embellished stories or tall tales here, either; Cooper instead uses his real experiences to help readers understand that there are few things that are truly insurmountable. He then explains how one’s past can shape one’s future, and how today’s actions can change the future of the world.
“Let Me Be Real With You” is full of motivation, and instruction that’s do-able for adults and teens. If you need that, or if you’ve vowed to do better this coming year, it might help make you whole.
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