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Poll of likely voters shows rising student debt problems:

NNPA NEWSWIRE — “[T]he Department of Education seems to be making it easier for for-profit colleges and servicers to take advantage of students,” said Debbie Goldstein, CRL Executive Vice President. “We need a Department of Education that holds for-profit institutions accountable for abusive practices and a CFPB with a division that protects borrowers from predatory student loan servicers.”

Published

7 years ago

October 13, 2019

Oakland Post

“Without proactive regulatory action and strong state laws,” said Debbie Goldstein, CRL Executive Vice President, “students of color will continue to carry larger debt burdens, exacerbating the racial wealth gap.” (Photo: iStockphoto / NNPA)

Weakened borrower protections, blocked debt relief cited

By Charlene Crowell, Center for Responsible Lending’s Communications Deputy Director

When likely voters across the country were recently asked their opinions about student loan borrowing, 82% agreed that the still-growing $1.5 trillion debt is a national crisis. Even when partisan affiliations were included, the solid concern for this unsustainable financial burden held strong: 74% of Republicans, 80% of independents, and 90% of Democrats.

When asked further about the Consumer Financial Protection Bureau (CFPB)’s reduced efforts to protect students from abusive student loans and student loan services, those most concerned were Blacks, Latinx (73%), consumers earning less than $50,000 per year (72%). Additionally, voters in early Democratic Primary States agreed at 77%, as did both women and military or veterans’ households that polled 70% each.

Conducted by Lake Research Partners and Chesapeake Beach Consulting, the poll was jointly commissioned by the Americans for Financial Reform (AFR) and Center for Responsible Lending (CRL). Its student loan results, released on October 2, found that recent actions by the Department of Education (DOE) and the CFPB both contributed to consumer concerns.

Higher penalty fees charged to struggling borrowers, making it harder for state and federal law enforcement agencies to pursue wrongdoing by state loan servicers and blocked debt relief for students who were defrauded by for-profit institutions were the top DOE criticisms cited in survey.

“[T]he Department of Education seems to be making it easier for for-profit colleges and servicers to take advantage of students,” said Debbie Goldstein, CRL Executive Vice President. “We need a Department of Education that holds for-profit institutions accountable for abusive practices and a CFPB with a division that protects borrowers from predatory student loan servicers.”

“Without proactive regulatory action and strong state laws,” continued Goldstein, “students of color will continue to carry larger debt burdens, exacerbating the racial wealth gap.”

“The student debt crisis in the United States deserves greater attention and voters know it,” noted Alexis Goldstein AFR Senior Policy Counsel. “Borrowers need federal authorities as allies, not as apologists for the for-profit college industry.”

The disproportionate student debt burdens borne by Black and Latino borrowers was the focus of a joint research report by the NAACP, National Urban League, UNIDOS US, Leadership Conference Education Fund and CRL. Initially published this July, QUICKSAND: Borrowers of Color & the Student Debt Crisis, the report examined how unprecedented debt levels weigh heaviest on Black America.

Key findings from that report show that:

Today, over half of all families with Black heads of household aged 25-40 have student debt.
Black bachelor’s degree graduates are unable to afford loan repayments at five times the rate of comparable white graduates. These Black grads are also more likely to default than whites who never completed a degree.
Four years after graduation, nearly half of black graduates owe more on their undergraduate student loans than they did when they received their degree; by contrast, only 17% of white graduates face this same dilemma.

Similarly findings and concerns were found in a September student loan debt report entitled Stalling Dreams by Brandeis University’s Institute on Assets and Social Policy, a part of its Heller School for Social Policy and Management. Among its key findings:

Twenty years after starting school, the typical Black borrower owed about $17,500 more than their white peers;
The typical Black student loan holder in their 30’s, has negative total wealth of $10,700 compared to whites who are close to breaking even; and
About half of all Black borrowers and a third of all Latinx borrowers wind up defaulting on their student loans within 20 years.

With researchers and consumers agreeing that student debt is at crisis levels, the larger question becomes: What – as a nation – are we prepared to do about it? And if so – when?

With 44 million people affected by student loan debt, this trillion- dollar issue should not be ignored but rather vigorously debated as part of the 2020 elections in the interest of our collective futures.

“We need a racial equity filter for solutions to reverse the consequences of our current privatized high education financing regime,” states Brandeis’ Stalling Dreams. “We need a return to strong public investment in higher education that acknowledges the societal benefit on an educated public.”

In other words, if you’re drowning in student debt, your education is working against you – instead of for you. It’s time for a new paradigm in American education.

Charlene Crowell is the Center for Responsible Lending’s Communications Deputy Director. She can be reached at Charlene.crowell@responsiblelending.org.

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NFL: Week Two Recap | Jalen Hurts did not fold; Caleb Williams exits game with injury

Philadelphia Eagles quarterback Jalen Hurts found Darius Cooper with nine seconds left for the game winning touchdown as his team beat the Tennessee Titans 24-20 in Nashville. Hurts finished the day 26/37 for 264 yards. He threw for two touchdowns and two interceptions. Prior to the final drive, the Eagles ran 25 plays for 45 […]
The post NFL: Week Two Recap | Jalen Hurts did not fold; Caleb Williams exits game with injury appeared first on BlackPressUSA.

Published

1 week ago

September 20, 2026

Oakland Post

Prior to the final drive, the Eagles ran 25 plays for 45 yards. During the final drive Hurts went 6-8 with 61 passing yards and the touchdown. Titans defensive tackle — and team captain — Jeffery Simmons said this week that the way to defend Jalen Hurts is to make him “play quarterback.”

Hurts said to Simmons after today’s game: “You started that sh**. I had to finish it.”

Running back Saquon Barkley suffered a stinger in the first half but he ultimately finished the game. He had four carries and nine yards and one catch for eleven yards. He will get an MRI for his injury, but admitted to Cameron Wolfe of the NFL Network he was fine.

Caleb Williams leaves game against Vikings with apparent lower-body injury

Chicago Bears quarterback Caleb Williams was helped off the field with a right leg injury with 7:42 remaining in the fourth quarter. Williams was down, writhing in pain after scrambling to his left. After departing the injury tent, Williams raised his right fist, acknowledging the crowd while expressing his frustration. Testing will commence on Monday to find out more details about his injury.

“We’ll know tomorrow,” Johnson admitted regarding Williams’ injury. “He’s in good spirits. He’s a team player.”

Williams finished the day with 138 passing yards and one interception.

“I’m actually happy it’s nothing with the knee — that was my first inclination,” Johnson said. “But, a hamstring could be pretty damaging as well. So, we’ll see. We’ll see how bad it is tomorrow and we’ll go from there.”

Bryce Young once again dominated the Falcons

Carolina Panthers quarterback Bryce Young is 5-1 against the Atlanta Falcons and is undefeated at Mercedes-Benz Stadium. Today, Young threw for 287 yards and three touchdowns as he led the Panthers to a 34-3 dismembering of the Atlanta Falcons. Georgia Tech alumnus Darren Waller caught two touchdowns and linebacker Devin Lloyd returned one of his two interceptions for a touchdown.

Cooper Rush started his second straight game for the Falcons and it did not go well. The partisan crowd voiced their displeasure after Rush completed 10/17 passes for 86 yards and two interceptions. Jack Strand entered the game for Rush prompting cheers from the Falcons fans. The rookie threw a pick-six on his first career pass attempt. Strand was the first QB to accomplish that feat since Sam Darnold in 2018 and is the first Falcons player to do that since Brett Favre in 1991. Strand finished the day with 59 passing yards and 16 rushing yards.

According to reports, quarterback Michael Penix, Jr. is expected to make his season debut this Thursday at the Green Bay Packers. His return should help the Falcons. They are the first team since the 2008 Rams to not run any plays in the red zone after the first two games to open a season.

The bright spots for the Falcons today were the Spelman College Jaguarettes performing with the Falcons cheerleaders and Florida A&M’s marching band, The Marching 100, also performed during halftime!

Jayden Daniels gets carted off after apparent arm injury

Washington Commanders quarterback Jayden Daniels appeared to injure his left elbow on the final play of the first half in his game against the Dallas Cowboys. During the play, Daniels got stepped on, braced himself for the fall, and his elbow bent the wrong way. Daniels draped a towel over his head as he exited the field on the cart.

He was later ruled out.

Daniels suffered a dislocated elbow to the same arm during week nine of last season against the Washington Commanders, which led to him being shut down for the remainder of the season.

The post NFL: Week Two Recap | Jalen Hurts did not fold; Caleb Williams exits game with injury appeared first on BlackPressUSA.

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The Complete Negotiation Framework — Every Stage, Every Tactic, Every Win

Master the complete vehicle-purchase negotiation framework with Roosevelt Gist and Roosevelt. Learn every stage, tactic, and win!
The post The Complete Negotiation Framework — Every Stage, Every Tactic, Every Win appeared first on BlackPressUSA.

Published

1 week ago

September 20, 2026

Oakland Post

Negotiation framework stages, tactics, and winning strategies from AutoNetwork

Roosevelt Gist and Roosevelt deliver the complete vehicle-purchase negotiation framework in Episode 8 of The Color of Our Money Is Green. This episode covers the three foundations of every effective negotiation, the full seven-stage negotiation sequence with exact language for every stage, and five of the most common dealership tactics with the specific response each one requires.
What You Learn in This Episode:
The three foundations that make every negotiation tactic work
The complete seven-stage car-buying negotiation sequence
Exact language for every stage of the dealership conversation
Five common dealership tactics — the turnover, the four-square, the packed payment, spot delivery, and forced add-ons — and how to counter each one
Why signing preliminary paperwork isn’t the same as signing the final contract
___________________________________________________________________
“The Color of Our Money Is Green: A Buyer’s Guide to What Cars Actually Cost” — stan.store/RGist
____________________________________________________________________
AutoNetwork helps serious car shoppers inspect any new vehicle online before walking into a dealership. I’m Roosevelt — I’ve been reviewing cars and shaping digital car buying and credit union auto leasing since before YouTube car reviews existed.
You’ll find detailed walkaround reviews, POV test drives, and buyer-focused breakdowns covering comfort, space, features, and real-world value.

How to use the channel:
Watch the walkaround of the car you’re considering
Visit AutoNetwork.com for the full review
Check CouponsOffersAndDeals.com for current dealer specials
Walk in already knowing what you want — and what it should cost

AutoNetwork.com
CouponsOffersAndDeals.com
Affiliate disclosure: some links earn a small commission at no cost to you and help support the channel. Insta360 is one of those partners.

The post The Complete Negotiation Framework — Every Stage, Every Tactic, Every Win appeared first on BlackPressUSA.

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Mazda CX-90 Luxury: Heated Seats & Premium Comfort! #shorts

Stay toasty in the CX-90! Plush Nappa leather, heated/ventilated seats, and a memory-equipped heated steering wheel deliver ultimate luxury.
The post Mazda CX-90 Luxury: Heated Seats & Premium Comfort! #shorts appeared first on BlackPressUSA.

Published

1 week ago

September 20, 2026

Oakland Post

Mazda CX-90 interior with heated seats offering premium comfort.

Experience ultimate comfort in the CX-90. Nappa leather, heated/ventilated seats, 8-way power adjustments, and memory settings for both front passengers. The heated steering wheel with memory tilt/telescope adds premium convenience.

Watch the full video: https://youtu.be/EH5A4eQ4ipY