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Give Yourself a Gift by Cutting Down on Unused Subscriptions

NNPA NEWSWIRE — Now is a great time to take an inventory of all your subscriptions and cancel the ones you haven’t used enough in 2022. Give yourself the gift of cutting down on unused subscriptions with the following tools.
The post Give Yourself a Gift by Cutting Down on Unused Subscriptions first appeared on BlackPressUSA.

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The Afro | Sponsored by JPMorgan Chase

Subscription services are a billion-dollar-per-month industry, according to a survey by West Monroe, which found that the average person spends almost $240 each month on subscriptions. These subscription services include streaming, shopping, music, beauty products, fitness, and subscription boxes.

Now is a great time to take an inventory of all your subscriptions and cancel the ones you haven’t used enough in 2022. Give yourself the gift of cutting down on unused subscriptions with the following tools.

Subscription Management Apps

New technology can scan your bank statements and notify you of recurring charges. Most of these types of apps provide basic monitoring services for free. Some also have a premium paid option that will cancel the subscriptions for you. Other premium features include negotiating better deals, setting up savings accounts for you, negotiating parking tickets, and more.

Some services filter through your bank statements to identify any monthly recurring charges. Sometimes, the software cannot catch subscriptions that have billing periods that aren’t monthly. If you use one of these apps, following up on subscriptions with abnormal billing cycles is a good idea.

These apps have received some negative reviews because they need access to your private financial data. By connecting these apps to your financial accounts, you depend on them to handle your data securely. Check the app’s privacy policy before signing up to ensure you’re comfortable.

Smartphone App Review

On your smartphone, you can see a list of your subscriptions in the store where you buy apps. If you can’t find it, do a quick online search to see where subscriptions are listed on your particular phone. From there, you should be able to view all active subscriptions and how much they cost.

Then, you can check for lower-cost plan options or consider canceling. Make a habit of checking your app subscriptions monthly and changing to a cheaper subscription plan when possible.

Free Streaming

Free ad-supported TV, called FAST for short, is a content delivery model provided at no cost to you. Much like traditional television, advertisers pay to stream ads before, during, or after your video. FAST also uses scheduled programming. The FAST streaming option is growing in popularity as companies look for ways to retain and attract new customers. This works to your advantage by giving you access to many platforms without paying for them.

One of the most popular features of FAST streaming is the various available options and access to the best new products or services, according to a Harris Poll survey.

Auto-Renew Features

Perhaps you subscribe to a service to watch the newest hit show or get a must-have item, only to forget to cancel later. Fortunately, many subscription services offer the option to turn off auto-renew. This will end your subscription after the current billing cycle or send you a reminder to renew or cancel.

You can also schedule a notification in your calendar when you sign up, reminding you to cancel before a free or reduced-cost billing period ends.

Previous Year Analysis

The end of the year is a great time to do a financial analysis and plan for the upcoming year. Part of that analysis can be to look at your bank statements to identify all your subscriptions. Sort the subscriptions based on whether you actively use them and cancel any you no longer want.

With the new year approaching, now is the perfect time to take an inventory of your subscriptions to decide what to keep and what needs to be left in 2022.

The post Give Yourself a Gift by Cutting Down on Unused Subscriptions appeared first in AFRO American Newspapers.

The post Give Yourself a Gift by Cutting Down on Unused Subscriptions first appeared on BlackPressUSA.

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IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78

NNPA NEWSWIRE — Born on September 4, 1945, in Los Angeles, California, activist Ramona Edelin’s early years were marked by a commitment to education and social justice. According to her HistoryMakers biography, after graduating from Fisk University with a Bachelor’s degree in 1967, she pursued further studies at the University of East Anglia in England. She earned her master’s degree before completing her Ph.D. at Boston University in 1981.
The post IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78 first appeared on BlackPressUSA.

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By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Once upon a time, Black Americans were simply known as colored people, or Negroes. That is until Ramona Edelin came along. The activist, renowned for her pivotal roles in advancing civil rights, education reform, and community empowerment, died at her D.C. residence last month at the age of 78. Her death, finally confirmed this week by Barnaby Towns, a communications strategist who collaborated with Dr. Edelin, was attributed to cancer.

Born on September 4, 1945, in Los Angeles, California, Edelin’s early years were marked by a commitment to education and social justice. According to her HistoryMakers biography, after graduating from Fisk University with a Bachelor’s degree in 1967, she pursued further studies at the University of East Anglia in England. She earned her master’s degree before completing her Ph.D. at Boston University in 1981.

Edelin’s contributions to academia and activism were manifold. She was pivotal in popularizing the term “African American” alongside Rev. Jesse L. Jackson in the late 1980s.

Jackson had announced the preference for “African American,” speaking for summit organizers that included Dr. Edelin. “Just as we were called Colored, but were not that, and then Negro, but not that, to be called Black is just as baseless,” he said, adding that “African American” “has cultural integrity” and “puts us in our proper historical context.”

Later, Edelin told Ebony magazine, “Calling ourselves African Americans is the first step in the cultural offensive,” while linking the name change to a “cultural renaissance” in which Black Americans reconnected with their history and heritage.

“Who are we if we don’t acknowledge our motherland?” she asked later. “When a child in a ghetto calls himself African American, immediately he’s international. You’ve taken him from the ghetto and put him on the globe.”

The HistoryMakers bio noted that Edelin’s academic pursuits led her to found and chair the Department of African American Studies at Northeastern University, where she established herself as a leading voice.

Transitioning from academia to advocacy, Edelin joined the National Urban Coalition in 1977, eventually ascending to president and CEO. During her tenure, she spearheaded initiatives such as the “Say Yes to a Youngster’s Future” program, which provided crucial support in math, science, and technology to youth and teachers of color in urban areas. Her biography noted that Edelin’s efforts extended nationwide through partnerships with organizations like the National Science Foundation and the United States Department of Education.

President Bill Clinton recognized Edelin’s expertise by appointing her to the Presidential Board on Historically Black Colleges and Universities in 1998. She also co-founded and served as treasurer of the Black Leadership Forum, solidifying her standing as a respected leader in African American communities.

Beyond her professional achievements, Edelin dedicated herself to numerous boards and committees, including chairing the District of Columbia Educational Goals 2000 Panel and contributing to the Federal Advisory Committee for the Black Community Crusade for Children.

Throughout her life, Edelin received widespread recognition for her contributions. Ebony magazine honored her as one of the 100 Most Influential Black Americans, and she received prestigious awards such as the Southern Christian Leadership Award for Progressive Leadership and the IBM Community Executive Program Award.

The post IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78 first appeared on BlackPressUSA.

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Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues

NNPA NEWSWIRE — Recent legislative actions in Tennessee, such as repealing police reform measures enacted after the killing of Tyre Nichols, underscore a troubling trend of undermining local control and perpetuating racist agendas. The new law preventing local governments from restricting police officers’ authority disregards community efforts to address systemic issues of police violence and racial profiling.
The post Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues first appeared on BlackPressUSA.

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By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Tennessee State University (TSU), the state’s only public historically Black college and university (HBCU), faces a tumultuous future as Gov. Bill Lee dissolved its board, a move supported by racist conservatives and MAGA Republicans in the Tennessee General Assembly, who follow the lead of the twice-impeached, four-times indicted, alleged sexual predator former President Donald Trump. Educators and others have denounced the move as an attack on diversity, equity, and inclusion (DE&I) and a grave setback for higher education.

Critics argue that TSU’s purported financial mismanagement is a manufactured crisis rooted in decades of underinvestment by the state government. They’ve noted that it continues a trend by conservatives and the racist MAGA movement to eliminate opportunities for Blacks in education, corporate America, and the public sector.

Gevin Reynolds, a former speechwriter for Vice President Kamala Harris, emphasizes in an op-ed that TSU’s financial difficulties are not the result of university leadership because a recent audit found no evidence of fraud or malfeasance.

Reynolds noted that the disbanding of TSU’s board is not an isolated incident but part of a broader assault on DE&I initiatives nationwide. Ten states, including Tennessee, have enacted laws banning DE&I policies on college campuses, while governors appointing MAGA loyalists to university trustee positions further undermine efforts to promote inclusivity and equality.

Moreover, recent legislative actions in Tennessee, such as repealing police reform measures enacted after the killing of Tyre Nichols, underscore a troubling trend of undermining local control and perpetuating racist agendas. The new law preventing local governments from restricting police officers’ authority disregards community efforts to address systemic issues of police violence and racial profiling.

The actions echo historical efforts to suppress Black progress, reminiscent of the violent backlash against gains made during the Reconstruction era. President Joe Biden warned during an appearance in New York last month that Trump desires to bring the nation back to the 18th and 19th centuries – in other words, to see, among other things, African Americans back in the chains of slavery, women subservient to men without any say over their bodies, and all voting rights restricted to white men.

The parallels are stark, with white supremacist ideologies used to justify attacks on Black institutions and disenfranchise marginalized communities, Reynolds argued.

In response to these challenges, advocates stress the urgency of collective action to defend democracy and combat systemic racism. Understanding that attacks on institutions like TSU are symptomatic of broader threats to democratic norms, they call for increased civic engagement and voting at all levels of government.

The actions of people dedicated to upholding the principles of inclusivity, equity, and justice for all will determine the outcome of the ongoing fight for democracy, Reynolds noted. “We are in a war for our democracy, one whose outcome will be determined by every line on every ballot at every precinct,” he stated.

The post Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues first appeared on BlackPressUSA.

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Braxton Haulcy and the Expansion of Walker|West Music Academy

May 24, 2023 – Walker West Music Academy gets an early start on expansion. Join us for a Wednesday episode of The …
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May 24, 2023 – Walker West Music Academy gets an early start on expansion. Join us for a Wednesday episode of The …

The post Braxton Haulcy and the Expansion of Walker|West Music Academy first appeared on BlackPressUSA.

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