Connect with us

#NNPA BlackPress

Further from Coverage and Closer to Profit, Health Insurance Giants Must Take Accountability

NNPA NEWSWIRE — A survey taken in 2019 shows that Americans collectively owe around $195 billion in medical debt and that number will only continue to rise. The US healthcare system is clearly no friend to anyone; however, this system is especially cruel to minority groups.
The post Further from Coverage and Closer to Profit, Health Insurance Giants Must Take Accountability first appeared on BlackPressUSA.

Published

on

As the incessant flu and COVID outbreaks continue to plague the U.S. this winter season, it is not unheard of to take further precautions to keep your health in good shape. Whether that’s getting your flu shot, taking essential vitamins, or even washing your hands a few more times a day, lots of people are taking the extra step to avoid the seemingly never-ending sicknesses being passed around. While these rituals seem to work for the majority, few find that not even their daily multivitamin can protect them from coming down with something.

In the 2021-2022 flu season, there were more than 4 million medical visits and over 10,000 hospitalizations for the influenza virus alone. Combining the 10,000 hospitalizations from the flu alongside of COVID hospitalizations for the 2021-2022 winter months, the number of people visiting and staying at healthcare facilities in this short time frame is pushing well into the millions. As these numbers continue to rise, so does the cost of healthcare. Since 2010, individual insurance premiums have risen over 58 percent, and family insurance premiums have risen more than 63 percent. Despite these skyrocketing numbers, health insurance still manages to cover less and less each year.

While health insurance companies are moving further from coverage and closer to profit, more and more Americans are drowning in medical bills, struggling to make ends meet. The top five health insurance companies, (United Health Group, Anthem, Centene, Humana, and Blue Cross Blue Shield) collectively generated a profit of over $720 billion in 2022 alone. The largest of the five insurance companies, United Health Group, raked in over $324 billion dollars this year and is projected to bring in more than $360 billion in 2023. These record-breaking profits are an embarrassment to our healthcare system as hospitals are struggling to keep the lights on and patients are unable to cover these absurd costs.

In 2017, with full control of Washington, Republicans worked to repeal Obamacare only to come up short. Now that they have the majority again, we need to encourage the new leadership to offer a bold new vision that puts patients over profits and offers legislation that would protect American patient’s access to affordable care. This is an opportunity for Congress to finally implement policies that will hold insurers accountable.

A survey taken in 2019 shows that Americans collectively owe around $195 billion in medical debt and that number will only continue to rise. The US healthcare system is clearly no friend to anyone; however, this system is especially cruel to minority groups. While Americans owe around $195 billion in medical debt, the burden is unevenly distributed among American citizens. 28 percent of Black households hold medical debt compared to 17 percent of white households. Surveys have shown that in parts of the US, people living in communities of color are four times more likely to have medical debt compared to those living in predominantly white communities. The racial disparities in healthcare continue to devastate minority groups and the price gauging of health insurance companies is of no help.

As year 3 of the COVID-19 pandemic begins and flu season is in full throttle, health insurance companies need to start becoming our allies rather than our enemies. These insurance companies are bringing in enough profit to wipe out all medical debt several times over, yet millions of Americans, and especially minorities, are consistently losing sleep over how to pay off surprise medical bills and monthly premiums. A system put in place to help patients get the health care they need is now strictly serving big insurance. It’s time for health insurance giants to be held accountable, and work for their patients instead of against them.

Jessica Ann Tyson is President of the Frederick Douglass Foundation Michigan Chapter. Tyson has been listed as one of the Most Influential Women by Grand Rapids Business Journal. She was appointed to Building the 21st Century Economy Commission and Michigan Board of Nursing Department of Licensing & Regulatory Affairs Bureau of Health Care Services by former Governor Rick Snyder in 2014.

The post Further from Coverage and Closer to Profit, Health Insurance Giants Must Take Accountability first appeared on BlackPressUSA.

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

#NNPA BlackPress

IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78

NNPA NEWSWIRE — Born on September 4, 1945, in Los Angeles, California, activist Ramona Edelin’s early years were marked by a commitment to education and social justice. According to her HistoryMakers biography, after graduating from Fisk University with a Bachelor’s degree in 1967, she pursued further studies at the University of East Anglia in England. She earned her master’s degree before completing her Ph.D. at Boston University in 1981.
The post IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78 first appeared on BlackPressUSA.

Published

on

By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Once upon a time, Black Americans were simply known as colored people, or Negroes. That is until Ramona Edelin came along. The activist, renowned for her pivotal roles in advancing civil rights, education reform, and community empowerment, died at her D.C. residence last month at the age of 78. Her death, finally confirmed this week by Barnaby Towns, a communications strategist who collaborated with Dr. Edelin, was attributed to cancer.

Born on September 4, 1945, in Los Angeles, California, Edelin’s early years were marked by a commitment to education and social justice. According to her HistoryMakers biography, after graduating from Fisk University with a Bachelor’s degree in 1967, she pursued further studies at the University of East Anglia in England. She earned her master’s degree before completing her Ph.D. at Boston University in 1981.

Edelin’s contributions to academia and activism were manifold. She was pivotal in popularizing the term “African American” alongside Rev. Jesse L. Jackson in the late 1980s.

Jackson had announced the preference for “African American,” speaking for summit organizers that included Dr. Edelin. “Just as we were called Colored, but were not that, and then Negro, but not that, to be called Black is just as baseless,” he said, adding that “African American” “has cultural integrity” and “puts us in our proper historical context.”

Later, Edelin told Ebony magazine, “Calling ourselves African Americans is the first step in the cultural offensive,” while linking the name change to a “cultural renaissance” in which Black Americans reconnected with their history and heritage.

“Who are we if we don’t acknowledge our motherland?” she asked later. “When a child in a ghetto calls himself African American, immediately he’s international. You’ve taken him from the ghetto and put him on the globe.”

The HistoryMakers bio noted that Edelin’s academic pursuits led her to found and chair the Department of African American Studies at Northeastern University, where she established herself as a leading voice.

Transitioning from academia to advocacy, Edelin joined the National Urban Coalition in 1977, eventually ascending to president and CEO. During her tenure, she spearheaded initiatives such as the “Say Yes to a Youngster’s Future” program, which provided crucial support in math, science, and technology to youth and teachers of color in urban areas. Her biography noted that Edelin’s efforts extended nationwide through partnerships with organizations like the National Science Foundation and the United States Department of Education.

President Bill Clinton recognized Edelin’s expertise by appointing her to the Presidential Board on Historically Black Colleges and Universities in 1998. She also co-founded and served as treasurer of the Black Leadership Forum, solidifying her standing as a respected leader in African American communities.

Beyond her professional achievements, Edelin dedicated herself to numerous boards and committees, including chairing the District of Columbia Educational Goals 2000 Panel and contributing to the Federal Advisory Committee for the Black Community Crusade for Children.

Throughout her life, Edelin received widespread recognition for her contributions. Ebony magazine honored her as one of the 100 Most Influential Black Americans, and she received prestigious awards such as the Southern Christian Leadership Award for Progressive Leadership and the IBM Community Executive Program Award.

The post IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78 first appeared on BlackPressUSA.

Continue Reading

#NNPA BlackPress

Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues

NNPA NEWSWIRE — Recent legislative actions in Tennessee, such as repealing police reform measures enacted after the killing of Tyre Nichols, underscore a troubling trend of undermining local control and perpetuating racist agendas. The new law preventing local governments from restricting police officers’ authority disregards community efforts to address systemic issues of police violence and racial profiling.
The post Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues first appeared on BlackPressUSA.

Published

on

By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Tennessee State University (TSU), the state’s only public historically Black college and university (HBCU), faces a tumultuous future as Gov. Bill Lee dissolved its board, a move supported by racist conservatives and MAGA Republicans in the Tennessee General Assembly, who follow the lead of the twice-impeached, four-times indicted, alleged sexual predator former President Donald Trump. Educators and others have denounced the move as an attack on diversity, equity, and inclusion (DE&I) and a grave setback for higher education.

Critics argue that TSU’s purported financial mismanagement is a manufactured crisis rooted in decades of underinvestment by the state government. They’ve noted that it continues a trend by conservatives and the racist MAGA movement to eliminate opportunities for Blacks in education, corporate America, and the public sector.

Gevin Reynolds, a former speechwriter for Vice President Kamala Harris, emphasizes in an op-ed that TSU’s financial difficulties are not the result of university leadership because a recent audit found no evidence of fraud or malfeasance.

Reynolds noted that the disbanding of TSU’s board is not an isolated incident but part of a broader assault on DE&I initiatives nationwide. Ten states, including Tennessee, have enacted laws banning DE&I policies on college campuses, while governors appointing MAGA loyalists to university trustee positions further undermine efforts to promote inclusivity and equality.

Moreover, recent legislative actions in Tennessee, such as repealing police reform measures enacted after the killing of Tyre Nichols, underscore a troubling trend of undermining local control and perpetuating racist agendas. The new law preventing local governments from restricting police officers’ authority disregards community efforts to address systemic issues of police violence and racial profiling.

The actions echo historical efforts to suppress Black progress, reminiscent of the violent backlash against gains made during the Reconstruction era. President Joe Biden warned during an appearance in New York last month that Trump desires to bring the nation back to the 18th and 19th centuries – in other words, to see, among other things, African Americans back in the chains of slavery, women subservient to men without any say over their bodies, and all voting rights restricted to white men.

The parallels are stark, with white supremacist ideologies used to justify attacks on Black institutions and disenfranchise marginalized communities, Reynolds argued.

In response to these challenges, advocates stress the urgency of collective action to defend democracy and combat systemic racism. Understanding that attacks on institutions like TSU are symptomatic of broader threats to democratic norms, they call for increased civic engagement and voting at all levels of government.

The actions of people dedicated to upholding the principles of inclusivity, equity, and justice for all will determine the outcome of the ongoing fight for democracy, Reynolds noted. “We are in a war for our democracy, one whose outcome will be determined by every line on every ballot at every precinct,” he stated.

The post Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues first appeared on BlackPressUSA.

Continue Reading

#NNPA BlackPress

Braxton Haulcy and the Expansion of Walker|West Music Academy

May 24, 2023 – Walker West Music Academy gets an early start on expansion. Join us for a Wednesday episode of The …
The post Braxton Haulcy and the Expansion of Walker|West Music Academy first appeared on BlackPressUSA.

Published

on

By


May 24, 2023 – Walker West Music Academy gets an early start on expansion. Join us for a Wednesday episode of The …

The post Braxton Haulcy and the Expansion of Walker|West Music Academy first appeared on BlackPressUSA.

Continue Reading

Subscribe to receive news and updates from the Oakland Post

* indicates required

CHECK OUT THE LATEST ISSUE OF THE OAKLAND POST

ADVERTISEMENT

WORK FROM HOME

Home-based business with potential monthly income of $10K+ per month. A proven training system and website provided to maximize business effectiveness. Perfect job to earn side and primary income. Contact Lynne for more details: Lynne4npusa@gmail.com 800-334-0540

Facebook

Trending

Copyright ©2021 Post News Group, Inc. All Rights Reserved.