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Further from Coverage and Closer to Profit, Health Insurance Giants Must Take Accountability

NNPA NEWSWIRE — A survey taken in 2019 shows that Americans collectively owe around $195 billion in medical debt and that number will only continue to rise. The US healthcare system is clearly no friend to anyone; however, this system is especially cruel to minority groups.
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As the incessant flu and COVID outbreaks continue to plague the U.S. this winter season, it is not unheard of to take further precautions to keep your health in good shape. Whether that’s getting your flu shot, taking essential vitamins, or even washing your hands a few more times a day, lots of people are taking the extra step to avoid the seemingly never-ending sicknesses being passed around. While these rituals seem to work for the majority, few find that not even their daily multivitamin can protect them from coming down with something.

In the 2021-2022 flu season, there were more than 4 million medical visits and over 10,000 hospitalizations for the influenza virus alone. Combining the 10,000 hospitalizations from the flu alongside of COVID hospitalizations for the 2021-2022 winter months, the number of people visiting and staying at healthcare facilities in this short time frame is pushing well into the millions. As these numbers continue to rise, so does the cost of healthcare. Since 2010, individual insurance premiums have risen over 58 percent, and family insurance premiums have risen more than 63 percent. Despite these skyrocketing numbers, health insurance still manages to cover less and less each year.

While health insurance companies are moving further from coverage and closer to profit, more and more Americans are drowning in medical bills, struggling to make ends meet. The top five health insurance companies, (United Health Group, Anthem, Centene, Humana, and Blue Cross Blue Shield) collectively generated a profit of over $720 billion in 2022 alone. The largest of the five insurance companies, United Health Group, raked in over $324 billion dollars this year and is projected to bring in more than $360 billion in 2023. These record-breaking profits are an embarrassment to our healthcare system as hospitals are struggling to keep the lights on and patients are unable to cover these absurd costs.

In 2017, with full control of Washington, Republicans worked to repeal Obamacare only to come up short. Now that they have the majority again, we need to encourage the new leadership to offer a bold new vision that puts patients over profits and offers legislation that would protect American patient’s access to affordable care. This is an opportunity for Congress to finally implement policies that will hold insurers accountable.

A survey taken in 2019 shows that Americans collectively owe around $195 billion in medical debt and that number will only continue to rise. The US healthcare system is clearly no friend to anyone; however, this system is especially cruel to minority groups. While Americans owe around $195 billion in medical debt, the burden is unevenly distributed among American citizens. 28 percent of Black households hold medical debt compared to 17 percent of white households. Surveys have shown that in parts of the US, people living in communities of color are four times more likely to have medical debt compared to those living in predominantly white communities. The racial disparities in healthcare continue to devastate minority groups and the price gauging of health insurance companies is of no help.

As year 3 of the COVID-19 pandemic begins and flu season is in full throttle, health insurance companies need to start becoming our allies rather than our enemies. These insurance companies are bringing in enough profit to wipe out all medical debt several times over, yet millions of Americans, and especially minorities, are consistently losing sleep over how to pay off surprise medical bills and monthly premiums. A system put in place to help patients get the health care they need is now strictly serving big insurance. It’s time for health insurance giants to be held accountable, and work for their patients instead of against them.

Jessica Ann Tyson is President of the Frederick Douglass Foundation Michigan Chapter. Tyson has been listed as one of the Most Influential Women by Grand Rapids Business Journal. She was appointed to Building the 21st Century Economy Commission and Michigan Board of Nursing Department of Licensing & Regulatory Affairs Bureau of Health Care Services by former Governor Rick Snyder in 2014.

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NFL: Week Two Recap | Jalen Hurts did not fold; Caleb Williams exits game with injury

Philadelphia Eagles quarterback Jalen Hurts found Darius Cooper with nine seconds left for the game winning touchdown as his team beat the Tennessee Titans 24-20 in Nashville. Hurts finished the day 26/37 for 264 yards. He threw for two touchdowns and two interceptions. Prior to the final drive, the Eagles ran 25 plays for 45 […]
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Philadelphia Eagles quarterback Jalen Hurts found Darius Cooper with nine seconds left for the game winning touchdown as his team beat the Tennessee Titans 24-20 in Nashville. Hurts finished the day 26/37 for 264 yards. He threw for two touchdowns and two interceptions.

Prior to the final drive, the Eagles ran 25 plays for 45 yards. During the final drive Hurts went 6-8 with 61 passing yards and the touchdown. Titans defensive tackle — and team captain — Jeffery Simmons said this week that the way to defend Jalen Hurts is to make him “play quarterback.”

Hurts said to Simmons after today’s game: “You started that sh**. I had to finish it.”

Running back Saquon Barkley suffered a stinger in the first half but he ultimately finished the game. He had four carries and nine yards and one catch for eleven yards. He will get an MRI for his injury, but admitted to Cameron Wolfe of the NFL Network he was fine.

Caleb Williams leaves game against Vikings with apparent lower-body injury

Chicago Bears quarterback Caleb Williams was helped off the field with a right leg injury with 7:42 remaining in the fourth quarter. Williams was down, writhing in pain after scrambling to his left. After departing the injury tent, Williams raised his right fist, acknowledging the crowd while expressing his frustration. Testing will commence on Monday to find out more details about his injury.

“We’ll know tomorrow,” Johnson admitted regarding Williams’ injury. “He’s in good spirits. He’s a team player.”

Williams finished the day with 138 passing yards and one interception.

“I’m actually happy it’s nothing with the knee — that was my first inclination,” Johnson said. “But, a hamstring could be pretty damaging as well. So, we’ll see. We’ll see how bad it is tomorrow and we’ll go from there.”

Bryce Young once again dominated the Falcons

Carolina Panthers quarterback Bryce Young is 5-1 against the Atlanta Falcons and is undefeated at Mercedes-Benz Stadium. Today, Young threw for 287 yards and three touchdowns as he led the Panthers to a 34-3 dismembering of the Atlanta Falcons. Georgia Tech alumnus Darren Waller caught two touchdowns and linebacker Devin Lloyd returned one of his two interceptions for a touchdown.

Cooper Rush started his second straight game for the Falcons and it did not go well. The partisan crowd voiced their displeasure after Rush completed 10/17 passes for 86 yards and two interceptions. Jack Strand entered the game for Rush prompting cheers from the Falcons fans. The rookie threw a pick-six on his first career pass attempt. Strand was the first QB to accomplish that feat since Sam Darnold in 2018 and is the first Falcons player to do that since Brett Favre in 1991. Strand finished the day with 59 passing yards and 16 rushing yards.

According to reports, quarterback Michael Penix, Jr. is expected to make his season debut this Thursday at the Green Bay Packers. His return should help the Falcons. They are the first team since the 2008 Rams to not run any plays in the red zone after the first two games to open a season.

The bright spots for the Falcons today were the Spelman College Jaguarettes performing with the Falcons cheerleaders and Florida A&M’s marching band, The Marching 100, also performed during halftime!

Jayden Daniels gets carted off after apparent arm injury

Washington Commanders quarterback Jayden Daniels appeared to injure his left elbow on the final play of the first half in his game against the Dallas Cowboys. During the play, Daniels got stepped on, braced himself for the fall, and his elbow bent the wrong way. Daniels draped a towel over his head as he exited the field on the cart.

He was later ruled out.

Daniels suffered a dislocated elbow to the same arm during week nine of last season against the Washington Commanders, which led to him being shut down for the remainder of the season.

The post NFL: Week Two Recap | Jalen Hurts did not fold; Caleb Williams exits game with injury appeared first on BlackPressUSA.

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The Complete Negotiation Framework — Every Stage, Every Tactic, Every Win

Master the complete vehicle-purchase negotiation framework with Roosevelt Gist and Roosevelt. Learn every stage, tactic, and win!
The post The Complete Negotiation Framework — Every Stage, Every Tactic, Every Win appeared first on BlackPressUSA.

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Negotiation framework stages, tactics, and winning strategies from AutoNetwork

Roosevelt Gist and Roosevelt deliver the complete vehicle-purchase negotiation framework in Episode 8 of The Color of Our Money Is Green. This episode covers the three foundations of every effective negotiation, the full seven-stage negotiation sequence with exact language for every stage, and five of the most common dealership tactics with the specific response each one requires.
What You Learn in This Episode:
The three foundations that make every negotiation tactic work
The complete seven-stage car-buying negotiation sequence
Exact language for every stage of the dealership conversation
Five common dealership tactics — the turnover, the four-square, the packed payment, spot delivery, and forced add-ons — and how to counter each one
Why signing preliminary paperwork isn’t the same as signing the final contract
___________________________________________________________________
“The Color of Our Money Is Green: A Buyer’s Guide to What Cars Actually Cost” — stan.store/RGist
____________________________________________________________________
AutoNetwork helps serious car shoppers inspect any new vehicle online before walking into a dealership. I’m Roosevelt — I’ve been reviewing cars and shaping digital car buying and credit union auto leasing since before YouTube car reviews existed.
You’ll find detailed walkaround reviews, POV test drives, and buyer-focused breakdowns covering comfort, space, features, and real-world value.

How to use the channel:
Watch the walkaround of the car you’re considering
Visit AutoNetwork.com for the full review
Check CouponsOffersAndDeals.com for current dealer specials
Walk in already knowing what you want — and what it should cost

🌐 AutoNetwork.com
💰 CouponsOffersAndDeals.com
Affiliate disclosure: some links earn a small commission at no cost to you and help support the channel. Insta360 is one of those partners.

The post The Complete Negotiation Framework — Every Stage, Every Tactic, Every Win appeared first on BlackPressUSA.

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Mazda CX-90 Luxury: Heated Seats & Premium Comfort! #shorts

Stay toasty in the CX-90! Plush Nappa leather, heated/ventilated seats, and a memory-equipped heated steering wheel deliver ultimate luxury.
The post Mazda CX-90 Luxury: Heated Seats & Premium Comfort! #shorts appeared first on BlackPressUSA.

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Mazda CX-90 interior with heated seats offering premium comfort.

Experience ultimate comfort in the CX-90. Nappa leather, heated/ventilated seats, 8-way power adjustments, and memory settings for both front passengers. The heated steering wheel with memory tilt/telescope adds premium convenience.

🔗 Watch the full video: https://youtu.be/EH5A4eQ4ipY

#AutoNetwork

The post Mazda CX-90 Luxury: Heated Seats & Premium Comfort! #shorts appeared first on BlackPressUSA.

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