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COMMENTARY: The “Children” on Capitol Hill

NNPA NEWSWIRE — Both sides, Democrats and Republicans, are at fault here. Republicans had control of both congressional chambers and the White House for two years. They knew the urgency of establishing a border wall but laid back or procrastinated in funding it.

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By Harry C. Alford & Kay DeBow, NNPA Newswire Contributors

If there is a privilege class of people in this nation it is the legislative division of our government. Members of congress are overpaid for minimal work. Their work week is typically Tuesday – Thursday. They have salaries that would resemble corporate executives. For national holidays when we may get a day off; they get at least one week. Their retirement plans are the envy of all other workers. Yet, when they do work very little results from their slight effort. Congressional members are, in effect, American style “royalty.”

They become accountable to the voters at election time – every two years for the House of Representatives and six years for the Senate. Terms are renewable, and many have been in Congress for decades. We need term limits in a desperate way. Some have been in office for so long that they regard themselves as being invincible and exempt from any harm. They are drunk with power and that can lead to corruption. It will certainly lead to ineptness and no respect for accountability.

The latest disaster coming out of Congress is the fiasco concerning our border security. We need them to fund the erection of a border wall. It is drastically needed as hundreds of thousands of illegal immigrants come across our southern border with no documentation or any formal process. We are being invaded by criminals, gang members, rapists, terrorists and most of all, illegal drug trafficking. The number of drugs coming into our nation amounts to hundreds of billion dollars. Maybe that is the problem – a hell of a lot of tax-free cash. Who is getting paid with this money? How much misery will Congress tolerate? They must know that our national security is being directly threatened. Don’t they care? Bad characters from all over the world get into our country via the southern border. Some are captured and deported only to return repeatedly. It is like a “cancer” infecting freedom-loving America.

Not only is nothing being done about it, but Congress has not renewed our annual budget. They can’t come to terms on financing the construction of the much-needed border wall. The Democrats are in denial. Both sides won’t even consider compromise. With the budget not approved a huge number of federal employees are not being paid. At least 800,000 people are being financially hurt. Plus, millions of contractors and their employees are being equally hurt by this man-made disaster. Their families are hurting and the “clowns” on Capitol Hill won’t snap out of their deadlock. How many children of these employees will be denied their economic subsistence?

These victims are helpless! How many millions will not be able to afford their needed medications? How many must forego needed operations or other medical treatment? How many will die? How much will crime statistics start going through the “roof?” Federal employees are some of the best paid workers in the world. However, many may be headed for bankruptcy, homelessness, hopelessness and insolvency. Doesn’t Congress realize this? Of course, they do! They just don’t care. Pre-school children are not this stubborn or “bull headed.” They are acting like Marie Antoinette. When she was told that the people were running out of bread, she sarcastically replied, “Let them eat cake.” Congress is acting in a similar heartless fashion.

Both sides, Democrats and Republicans, are at fault here. Republicans had control of both congressional chambers and the White House for two years. They knew the urgency of establishing a border wall but laid back or procrastinated in funding it. They should have rammed the funding through. But no, they just didn’t do it. Now the Democrats have control of the House of Representatives and they are fanatical in their resistance to the Trump Platform. They would rather hurt millions of Americans, put our nation in jeopardy and delight our enemies.

Small businesses that do contractual work for the federal government or subcontract with larger companies doing federal work will start “dropping like flies.” Their cash flow will come to a stop. Cash flow is like water to an aquarium. As the water starts dissipating from the tank it must be replenished. If that water is not replaced with more water, eventually the tank will become empty and the fish (owners and employees) will die. During the federal shutdown in the Clinton Administration, we witnessed too many of our members go out of business. It is an avoidable tragedy and leadership must rebound and take command.

Now is not the time to take vacations to Hawaii or retreats to Puerto Rico. Those are vivid examples of attitudes like the beheaded Marie Antoinette. The damage is starting to accrue, and may God help us. Our elected leaders appear to be “absent without leave.”

Mr. Alford is the Co-Founder, President and CEO of the National Black Chamber of Commerce. Ms. Debow is the Co-Founder, Executive Vice President of the organization. Website: www.nationalbcc.org Emails: halford@nationalbcc.org kdebow@nationalbcc.org

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Oakland Post: Week of March 18 – 24, 2026

The printed Weekly Edition of the Oakland Post: Week of March 18 – 24, 2026

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Advice

Financial Wellness and Mental Health: Managing Money Stress in College 

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances. 

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Sponsored by JPMorganChase

As a college student, managing financial responsibilities can be stressful.

If you’ve found yourself staying up late thinking about your finances or just feeling anxious overall about your financial future, you’re not alone. In one survey, 78% of college students who reported financial stress had negative impacts on their mental health, and 59% considered dropping out. While finances can impact overall stress, taking steps to manage your finances can support your mental, emotional and physical well-being.

When it comes to money, the sources of stress may look different for each student, but identifying the underlying causes and setting goals accordingly may help you feel more confident about your financial future.

Consider these strategies to help improve your financial wellness and reduce stress.

Understand what causes financial stress

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances.

2. Determine your financial priorities

Start by reflecting on your financial priorities. For students this often includes paying for school or paying off student loans, studying abroad, saving for spring break, building an emergency fund, paying down credit card debt or buying a car. Name the milestones that are most important to you, and plan accordingly.

3. Create a plan and stick to it

While setting actionable goals starts you on the journey to better financial health, it’s essential to craft a plan to follow through. Identifying and committing to a savings plan may give you a greater sense of control over your finances, which may help reduce your stress. Creating and sticking to a budget allows you to better track where your money is going so you may spend less and save more.

4. Pay down debt

Many students have some form of debt and want to make progress toward reducing their debt obligations. One option is the debt avalanche method, which focuses on paying off your debt with the highest interest rate first, then moving on to the debt with the next-highest interest rate. Another is the debt snowball method, which builds momentum by paying off your smallest debt balance, and then working your way up to the largest amounts.

5. Build your financial resilience

Some financial stress may be inevitable, but building financial resilience may allow you to overcome obstacles more easily. The more you learn about managing your money, for instance, the more prepared you’ll feel if the unexpected happens. Growing your emergency savings also may increase resilience since you’ll be more financially prepared to cover unexpected expenses or pay your living expenses.

6. Seek help and support 

Many colleges have resources to help students experiencing financial stress, like financial literacy courses or funds that provide some assistance for students in need. Talk to your admissions counselor or advisor about your concerns, and they can direct you to sources of support. Your school’s counseling center can also be a great resource for mental health assistance if you’re struggling with financial stress.

The bottom line

Financial stress can affect college students’ health and wellbeing, but it doesn’t have to derail your dreams. Setting smart financial goals and developing simple plans to achieve them may help ease your stress. Revisit and adjust your plan as needed to ensure it continues to work for you, and seek additional support on campus as needed to help keep you on track.

 JPMorgan Chase Bank, N.A. Member FDIC

© 2026 JPMorgan Chase & Co.

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Oakland Post: Week of March 11 -17, 2026

The printed Weekly Edition of the Oakland Post: Week of March 11 – 17, 2026

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