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COMMENTARY: Bernie Sanders – Mysterious and maybe Dangerous

NNPA NEWSWIRE — “Bernie is indeed a deep-rooted Socialist. In fact, many may argue that he is a Communist. He was an admirer of the history of the Soviet Union. How do you do that without embracing the deeds of Nicholai Lenin and Josef Stalin – two of the most notorious dictators/mass murderers the world has ever known?”

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By Harry C. Alford & Kay DeBow, NNPA Newswire Contributors

Bernie Sanders just won’t go away. He stays in the political limelight no matter who wins the presidency or which party, Democrat or Republican, controls Congress. He is a declared Independent, yet he caucuses with the Democrats.

Confusing? Yes, indeed it is, and it is a contradiction. In 2016, he became very close to winning the Democratic nomination for President. Perhaps he would have won it if the tricks of the Hillary Clinton campaign had overtaken his momentum.

Wikipedia provides a brilliant nugget on his political career: “Sanders was born and raised in the Brooklyn borough of New York City, and attended Brooklyn College before graduating from the University of Chicago in 1964. While a student he was an active protest organizer for the Congress of Racial Equality (Roy Innis was National Chairman of CORE) and the Student Nonviolent Coordinating Committee (Stokely Carmichael & Rap Brown were the leaders) during the civil rights movement. After settling in Vermont in 1968, Sanders ran unsuccessful third-party political campaigns in the early to mid-1970’s. As an independent, he was elected mayor of Burlington – the state’s most populous city – in 1981, by a margin of ten votes. He was reelected three times. He won election to the U.S. House of Representatives in 1990, representing Vermont’s at-large congressional district; he later co-founded the Congressional Progressive Caucus. Sanders served as a US Representative for 16 years before being elected to the U.S. Senate in 2006. He has been reelected to the Senate twice in 2012 and 2018.”

If that isn’t remarkable by itself, it continues: “On April 30, 2015, Sanders announced his campaign for the 2016 Democratic nomination for President of the United States. Initially considered a long shot, he went on to win 23 primaries and caucuses and approximately 43% of pledged delegates, to Hillary Clinton’s 55%. His campaign was noted for its supporters’ enthusiasm, as well as for his rejection of large donations from corporations, the financial industry, and any associated Super PAC. On July 12, 2016, he formally endorsed Clinton in her general election campaign against Republican Donald Trump, while urging his supporters to continue the “political revolution” his campaign begun. On February 19, 2019, Sanders announced a second presidential campaign against incumbent President Trump, joining multiple other Democratic candidates for the presidency.”

“A self-described democratic socialist and progressive, Sanders is pro-labor rights and emphasizes reversing economic inequality. He advocates for universal and single-payer healthcare, paid parental leave, as well as tuition-free tertiary education. On foreign policy, Sanders broadly supports reducing military spending, pursuing more diplomacy and international cooperation, and putting greater emphasis on labor rights, and environmental concerns when negotiating international trade agreements.”

The above is amazing. We think President Obama took off with rocket-like speed, but this guy is like Forrest Gump on steroids! Wikipedia goes on for an additional 56 pages!

Bernie is indeed a deep-rooted Socialist. In fact, many may argue that he is a Communist. He was an admirer of the history of the Soviet Union. How do you do that without embracing the deeds of Nicholai Lenin and Josef Stalin – two of the most notorious dictators/mass murderers the world has ever known?

Yet, Bernie is so impressed with the development of the Soviet revolution and tenure of these two tyrants, he and his wife spent their honeymoon in the Soviet Union. Did you hear us? They chose the Soviet Union to spend their marital bliss. That is how much he admired it.

Bernie is also a fan of the Cuban history under Fidel Castro. Searching for his current views we can look at the status of Valenzuela. This nation is undergoing a total disastrous experiment with Socialism. The style of Socialism that Bernie admires. He will not criticize this failed experiment and refuses to call President Maduro a dictator – even though it is quite clear.

Many members of Congress believe that President Trump may be too much of a friend with Prime Minister Putin of Russia. Have we wondered how Putin and Bernie would get along? We think they would be “best buds.”

Bernie seems to embrace these failed socialist and communist types of lifestyles, but he has become very wealthy. Somehow, he is now a multi-millionaire with three mansions in Vermont and spends big money on his personal airplane. How does a good Socialist manage to do this?

Bernie came very close to becoming President of the United States and he is still in the running. The above mysteries should become clearer to us before we go overboard on this mysterious and still unproven national leader. America, this is rather scary.

Mr. Alford is the Co-Founder, President/CEO of the National Black Chamber of Commerce ®. Ms. DeBow is the Co-Founder, Executive Vice President of the Chamber. Website: www.nationalbcc.org Emails: halford@nationalbcc.org Kdebow@nationalbcc.org

Disclaimer: The views and opinions expressed in this article do not necessarily reflect the official policy or position of BlackPressUSA.com or the National Newspaper Publishers Association.

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Advice

Buying a Home May Not Be as Out of Reach as You Think, Even in This Market

While existing home sales have fallen month-over-month since the beginning of the year, prices hit a record high above $400,000 in May, according to the National Association of Realtors, as low levels of housing inventory and supply chain constraints have created an affordability squeeze for homebuyers. Mortgage rates have nearly doubled in the last six months — from 3% in 2021 to close to 6% in 2022 — making it increasingly challenging for many Americans to purchase a home, especially for those with limited income.

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While existing home sales have fallen month-over-month since the beginning of the year, prices hit a record high above $400,000 in May, according to the National Association of Realtors
While existing home sales have fallen month-over-month since the beginning of the year, prices hit a record high above $400,000 in May, according to the National Association of Realtors.

Here’s How You Can Achieve Homeownership

Buying a home is one of the most important purchases you will make in your lifetime. Pressure is mounting for those looking to buy right now, with home prices fluctuating and mortgage rates at their highest levels in over a decade.

While existing home sales have fallen month-over-month since the beginning of the year, prices hit a record high above $400,000 in May, according to the National Association of Realtors, as low levels of housing inventory and supply chain constraints have created an affordability squeeze for homebuyers. Mortgage rates have nearly doubled in the last six months — from 3% in 2021 to close to 6% in 2022 — making it increasingly challenging for many Americans to purchase a home, especially for those with limited income.

So, how do you know when you’re ready to buy a home? More importantly, how much home can you afford? We sat down with Denise Richardson, community home lending advisor at Chase, to answer those questions and discuss what the current state of the market means for you and your family’s home buying dreams.

Q: What are the main factors mortgage lenders look at when evaluating an application?

Richardson:

When it comes to homeownership, your credit score and debt-to-income ratio are major factors in the application process.

Your credit score is set based upon how you’ve used — or not used — credit in the past. Using credit responsibly, such as paying bills on time and having a low utilization rate will result in a higher score. Higher credit scores can help you qualify for the lowest interest rates. A score at 700 or above is generally considered good.

Additionally, lenders look at your debt-to-income ratio. This is a simple equation of how much debt you have relative to how much money you make. Borrowers with a higher debt-to-income ratio are considered more risky while a lower debt-to-income ratio may allow you to qualify for the best rates on your home loan.

Q: What are some tips for improving your credit score?

Richardson: There are a number of things you can do to improve your credit score, starting with reviewing your credit reports to understand what might be working against you. You can also pay down your revolving credit and dispute any inaccuracies.

Additionally, there are services like Chase Credit Journey to help monitor and improve your credit score. Credit Journey monitors all your accounts and alerts you to changes in your credit report that may impact your score. You’ll get an alert any time Chase sees new activity, including charges, account openings and credit inquiries. Chase will also notify you if there are changes in your credit usage, credit limits or balances. You don’t have to be a Chase customer to take advantage of Credit Journey.

Q: What are some factors that can affect the cost of a mortgage?

Richardson: There are several factors to consider when reviewing mortgage options including loan term, interest rate and loan type. Potential homebuyers should contact a home lending professional to understand and review the options available to them.

For example, there are two basic types of mortgage interest rates: fixed and adjustable. While adjustable rates are initially low, they can change over the course of a loan, so your mortgage payments may fluctuate. Loan term indicates how long you have to pay off the loan. Many homebuyers tend to opt for a 15-year or 30-year mortgage, though other terms are available. A longer loan term generally means you’ll have lower monthly payments, but you’ll pay more in interest over the life of the loan. A shorter loan term may come with higher monthly payments, but you’ll likely pay much less in interest over time.

Q: What are the costs of homeownership beyond the monthly mortgage payment?

Richardson: People often think of the down payment and monthly mortgage — but buying and owning a home carries additional costs. Closing costs, for example, can amount to up to 3% or more of the final purchase price. Other factors that could add on to your monthly payments are property taxes, homeowner’s insurance and homeowner’s association (HOA) fees. To get an idea of what this may look like for you, use an affordability calculator.

While there is no way for a buyer to completely avoid paying these fees, there are ways to save on them. Some banks offer financial assistance for homebuyers. As an example, Chase’s Homebuyer Grant offers up to $5,000 that can be used toward a down payment or closing costs in eligible neighborhoods across the country. There may also be homeowners’ or down payment assistance offered in your city or state. Contact a home lending advisor to learn about resources you may be eligible for.

For a deeper dive into this topic, our Beginner to Buyer podcast — episode three, “How Much Can I Afford?” is a great resource for prospective homebuyers to get answers to all their homebuying questions.

Learn more about the homebuying process, here.

Sponsored content from JPMorgan Chase & Co.

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Activism

Tiny Homes Offer Hope for Holidays and Beyond

We are accepting applications for volunteers and accepting donations that we can use to build Tiny Homes. You might have things in your house or garage you haven’t used or extra construction tools, a bag of stud nails, used doors, windows, roofing materials, lumber, metal, hardwood flooring, sheetrock tape, paints, and anything that we can recycle to build and add to our Tiny Homes. 

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As chief operations officer for The Tiny Homes Project, I join Lackey in expressing gratitude for the support that the Oakland Post, as our media partner, has helped us with in gathering community and faith-based leaders to help solve our increasing homeless problem in the Bay Area. We can no longer ignore homelessness in Oakland, which has now reached a humanitarian crisis.
As chief operations officer for The Tiny Homes Project, I join Lackey in expressing gratitude for the support that the Oakland Post, as our media partner, has helped us with in gathering community and faith-based leaders to help solve our increasing homeless problem in the Bay Area. We can no longer ignore homelessness in Oakland, which has now reached a humanitarian crisis.

By Dr. Maritony A. Yamot and Rev. Ken Lackey

The holidays are the season when we stop and begin to think, “How can I give back this year and what are some different ways to help out?”

Fortunately, there are plenty of ways to help out during the holidays that don’t cost a thing. The Tiny Homes Project — with Rev. Ken Lackey of the Center for the Perfect Marriage Church at 6101 International Blvd. — needs to increase its capacity and we wanted to remind our community that everybody matters to God.

As chief operations officer for The Tiny Homes Project, I join Lackey in expressing gratitude for the support that the Oakland Post, as our media partner, has helped us with in gathering community and faith-based leaders to help solve our increasing homeless problem in the Bay Area. We can no longer ignore homelessness in Oakland, which has now reached a humanitarian crisis.

We want to launch an intensive month-long generosity campaign to help the increasing homeless issues in our neighborhoods by adding to the number of tiny homes that we have already built at various private locations in Oakland.

We invite you to join us as we partner with some of Oakland’s fabulous nonprofit organizations to meet critical needs in our communities.

Whether through donation or action, there are plenty of opportunities to give.

We are accepting applications for volunteers and accepting donations that we can use to build Tiny Homes. You might have things in your house or garage you haven’t used or extra construction tools, a bag of stud nails, used doors, windows, roofing materials, lumber, metal, hardwood flooring, sheetrock tape, paints, and anything that we can recycle to build and add to our Tiny Homes.

We are also looking for vehicle donations of trailers or any truck for hauling material and picking up volunteers and homeless people that are helping to build Tiny Homes. We build our homes with primarily donated and surplus materials, allowing us to cut costs and provide a pleasant home for under $40,000.

Each and every person who wants to help out and eradicate the homeless problem in the City of Oakland can donate funds for us to build a Tiny Home. If donors want to give money to the ministry, we will build a tiny home and name it after them. Know that your donations will be able to take a whole family off the street during this cold season.

In addition, we are open to getting a sponsor or sponsors for an entire Tiny Homes Community Park and we have a separate location that will be designated for homeless veterans, the elderly, single mothers or single fathers, and any individual or family who lacks a fixed, regular, and adequate nighttime residence, such as those living in emergency shelters, transitional housing, places not meant for habitation, or sleeping on our streets.

Please spread the word and contact us about any way you can help our Tiny Homes Community Project with Rev. Ken Lackey.

There are three ways to contact us

  1. By Phone/toll-free number: 1-833-233-8900 ext. 1
  2. By Email: TinyHomesC@gmail.com
  3. By Appointment/Donation Drop off location at the All About Grits Restaurant at 6101 International Blvd., Oakland, CA

Or you can attend our next two major events:

  1. Tiny Homes Fundraising Event on Saturday, Dec. 10, 2022. Place to be announced.
  2. Tiny Homes Community Building Workshop with the help of our community and local partners in the Bay Area. Date and place to be announced.

Contact us for more details of these two events or any ways you can help in this season.

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Activism

Faith Baptist Church Becomes Oakland’s First Official Resiliency Hub

Faith Baptist Church was the recipient of the U.S. Green Building Council’s Green Legacy Award. Faith was chosen out of a pool of dozens of applicants for the award. The key differentiator was the Solar Battery Storage project. With that, Faith Baptist has the ability to totally exit the PG&E grid and generate 100% energy from its solar panels. That makes Faith Baptist a potential energy distributor.

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As members of the community that comprise Faith Baptist Church look on, California Interfaith Power and Light Executive Director Susan Stephenson, left (in white jacket), hands scissors to the eldest member of Faith Baptist for the ribbon cutting on Nov. 14 while Pastor Curtis Robinson stands just behind him. Also pictured are District 1 Councilmember Dan Kalb (white hair, white shirt) and to his right (multi-colored top) is Shayna Hirschfield-Gold, Oakland’s Climate Program manager. Photo courtesy of Faith Baptist Church and California Interfaith Power and Light.
As members of the community that comprise Faith Baptist Church look on, California Interfaith Power and Light Executive Director Susan Stephenson, left (in white jacket), hands scissors to the eldest member of Faith Baptist for the ribbon cutting on Nov. 14 while Pastor Curtis Robinson stands just behind him. Also pictured are District 1 Councilmember Dan Kalb (white hair, white shirt) and to his right (multi-colored top) is Shayna Hirschfield-Gold, Oakland’s Climate Program manager. Photo courtesy of Faith Baptist Church and California Interfaith Power and Light.

By Curtis O. Robinson, Sr., M.A., Harvard University fellow, ’19, Senior Pastor, Faith Baptist Church

So, when I say that Faith Baptist is Oakland’s first Resiliency Hub, the first question that many people ask is, “what is a resiliency hub?”

In an article from the Christian Science Monitor entitled “Resilience hubs: A new approach to crisis response,” the author writes, “Things that shock a community have to do with climate, but more urgently they have to do with systemic inequities.”

He was referring to police shootings, civic unrest, the growth of homeless encampments and more. The resiliency hub approach to these inequities uses a respected local organization, such as a church or community center, and bolsters it to help neighborhoods prepare for crises — hurricanes, heat waves, pandemics or unrest — and to respond and recover from them.

When Faith was approached with the idea of solar panels for its rooftop as a source of heat, the decision was relatively a no-brainer.

As a House of Worship, there is a collective emphasis on the workings of God in the universe. The first job that God gave humanity was to tend the Garden. When it comes to environmental justice, our goal then is to take care of this place called planet Earth.

The world is now in an environmental tailspin. However, with technology that teaches us how to create sustainable outcomes, sprinkled with common sense, we can achieve an environmental balance that can create safe spaces environmentally for our children and for our future.

Faith Baptist Church was the recipient of the U.S. Green Building Council’s Green Legacy Award. Faith was chosen out of a pool of dozens of applicants for the award. The key differentiator was the Solar Battery Storage project.

With that, Faith Baptist has the ability to totally exit the PG&E grid and generate 100% energy from its solar panels. That makes Faith Baptist a potential energy distributor.

With the help of California Interfaith Power and Light and energy experts from the U.S. Green Building Council, we held a ribbon-cutting ceremony on Nov. 14.

Joining us, among others, were Susan Stephenson, executive director of California Interfaith Power and Light, Oakland City Councilman Dan Kalb of District 1, Shayna Hirschfield- Gold, Oakland’s Climate Program manager and members of Faith Baptist and the Pentecostal community that shares our space and Green Building volunteers.

We bask in the glory of energy independence, because we now tap into clean energy from above and not dirty energy from below.

Publisher’s note: Rev Curtis Robinson also is a columnist for the God on Wall Street column for the Post News Group.

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