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COMMENTARTY: Poverty

MILWAUKEE COURIER — When talking about how we move Milwaukee forward, poverty must be a primary topic of discussion.

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By Alderman Ashanti Hamilton, Common Council President, City of Milwaukee

When talking about how we move Milwaukee forward, poverty must be a primary topic of discussion. As we see downtown continue to develop and grow, it is easy to let that put a mask over the parts of our city that are still reeling from deindustrialization and the 2008 financial crisis. I do not mean to say that we should dwell on this negative aspect of Milwaukee, nor should we preach a message of poverty to the choir of people that live it out each day. However, I do believe we need to take a minute to think about the poverty in our City and look at the ways we can see a solution. As MSN reported this past July, Milwaukee is one of the municipalities most impacted by extreme poverty. This can no longer be accepted as our reality.

The first thing to reflect on is that the challenges that keep people in poverty are interconnected. A quality education can help lift a child from poverty, but is probably not the catch-all solution if that child does not have quality health care, a stable home, and general safety when they leave the school grounds.

An individual getting a job can help with financial stability, but if their housing costs more than one-third of their monthly salary, we know that they will be burdened by those payments. We have to look at poverty not as an issue that can be solved by fixing one challenge, but by elevating people in multiple ways at once. It is a daunting task, but is the only way we can really see change in peoples’ lives.

The second thing to remember is that poverty and unemployment are two different things. We are constantly inundated with the idea that we can solve poverty by bringing in new jobs and getting people employed. Employment provides a level of financial stability that can have a profound impact on one’s life, but not all jobs are created equal. Milwaukee is filled with people that society would label “the working poor”. People that have jobs, work tirelessly to be the best employee they can be and still struggle to make ends meet. Job creation cannot be the solution if people still have to work multiple jobs or work weeks longer than 40 hours to put food on the table. It is imperative that we don’t just focus on connecting our residents to any job, but one that is family sustaining and affords an enjoyable life. Doing so is not impossible.

People are often surprised when I say this, but we actually have a perceived labor shortage in Milwaukee. There are numerous family-sustaining job opportunities in our city, just waiting for applicants. Organizations like Employ Milwaukee, Milwaukee JobsWork, Wisconsin God Squad, WRTP Big-Step and more are doing work to connect people to these jobs, but we still see these opportunities left open. Creating a stronger employment pipeline is important to solving poverty, but, like I said, a job isn’t enough.

Family-sustaining employment can be a part of the solution to poverty, but our history shows that is not enough to maintain a high quality of life. We know that Milwaukee was hit hard by job loss during deindustrialization, but the real tragedy is that black and brown communities were excluded from accumulating wealth that they could use to recover and reposition themselves for future success. A wage only provides stability until that job isn’t there. We need to provide opportunities for low-income residents to move into entrepreneurial spaces and build their own wealth instead of always contributing to the wealth of individuals outside of our community. There is an old adage that money only stays in the black community for six hours. That is not the case when people from the community own the businesses in their neighborhoods.

To do this, we need to look at the other issues that can be hindrances to our residents’ ability to achieve their goals. Resident ability to obtain wealth is directly tied to the myriad of factors that are woven together to form the poverty cycle. Education is key to being successful in the new economy; can we provide access to low-income residents? People need to be healthy to be successful; can we provide health care to people who have historically been unable to afford it?

The third thing to know is that we absolutely can do something about poverty in Milwaukee. For a long time, the narrative has been that our hands are tied because we are not getting enough shared revenue from the State or we are not getting the Federal grants we need to make something happen. We are at a moment in our history where the Governor of Wisconsin is preparing to roll out a plan for a $15 minimum wage. Elevating the wages of employees across the City will lead to some much-needed financial security that can contribute to the transformation of a person and family’s life. As a Council, we are prepared to support this effort by Governor Evers and look forward to seeing the other ways he will help us in our battles against poverty.

As residents of this City, we can be difference makers in ending critical poverty through our day to day actions. We can support our local businesses so that our dollars are being spent on people from the community who have a stake in where we live. We can help spread the word to people who need a new opportunity about the job fairs, training programs and open positions that exist. We can encourage new entrepreneurs both young and old to follow that passion and utilize the resources available to them to be successful. Ending critical poverty is something that requires all of us to come together. That work is happening now, and there will always be more seats at the table.

This article originally appeared in the Milwaukee Courier

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Oakland Post: Week of March 18 – 24, 2026

The printed Weekly Edition of the Oakland Post: Week of March 18 – 24, 2026

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Financial Wellness and Mental Health: Managing Money Stress in College 

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances. 

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Sponsored by JPMorganChase

As a college student, managing financial responsibilities can be stressful.

If you’ve found yourself staying up late thinking about your finances or just feeling anxious overall about your financial future, you’re not alone. In one survey, 78% of college students who reported financial stress had negative impacts on their mental health, and 59% considered dropping out. While finances can impact overall stress, taking steps to manage your finances can support your mental, emotional and physical well-being.

When it comes to money, the sources of stress may look different for each student, but identifying the underlying causes and setting goals accordingly may help you feel more confident about your financial future.

Consider these strategies to help improve your financial wellness and reduce stress.

Understand what causes financial stress

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances.

2. Determine your financial priorities

Start by reflecting on your financial priorities. For students this often includes paying for school or paying off student loans, studying abroad, saving for spring break, building an emergency fund, paying down credit card debt or buying a car. Name the milestones that are most important to you, and plan accordingly.

3. Create a plan and stick to it

While setting actionable goals starts you on the journey to better financial health, it’s essential to craft a plan to follow through. Identifying and committing to a savings plan may give you a greater sense of control over your finances, which may help reduce your stress. Creating and sticking to a budget allows you to better track where your money is going so you may spend less and save more.

4. Pay down debt

Many students have some form of debt and want to make progress toward reducing their debt obligations. One option is the debt avalanche method, which focuses on paying off your debt with the highest interest rate first, then moving on to the debt with the next-highest interest rate. Another is the debt snowball method, which builds momentum by paying off your smallest debt balance, and then working your way up to the largest amounts.

5. Build your financial resilience

Some financial stress may be inevitable, but building financial resilience may allow you to overcome obstacles more easily. The more you learn about managing your money, for instance, the more prepared you’ll feel if the unexpected happens. Growing your emergency savings also may increase resilience since you’ll be more financially prepared to cover unexpected expenses or pay your living expenses.

6. Seek help and support 

Many colleges have resources to help students experiencing financial stress, like financial literacy courses or funds that provide some assistance for students in need. Talk to your admissions counselor or advisor about your concerns, and they can direct you to sources of support. Your school’s counseling center can also be a great resource for mental health assistance if you’re struggling with financial stress.

The bottom line

Financial stress can affect college students’ health and wellbeing, but it doesn’t have to derail your dreams. Setting smart financial goals and developing simple plans to achieve them may help ease your stress. Revisit and adjust your plan as needed to ensure it continues to work for you, and seek additional support on campus as needed to help keep you on track.

 JPMorgan Chase Bank, N.A. Member FDIC

© 2026 JPMorgan Chase & Co.

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Oakland Post: Week of March 11 -17, 2026

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