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Chevron and Oakland A’s Host Baseball Clinic for Children

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Chevron and the Oakland A’s teamed up to host a youth baseball clinic with local children at Richmond’s Martin Luther King Park.

The event was designed to generate excitement for education – especially science, technology, engineering and math (STEM) – through baseball.

A’soutfielder Sam Fuld and third base coach Mike Gallego—along with former A’s players Vida Blue, Willie McGee and Richmond resident Shooty Babitt—coached children ages eight to 15 on the fundamentals of baseball including the STEM concepts involved in the game.

This educational and fun opportunity was hosted for 50 Richmond youth in partnership with the Richmond Police Activities League (RPAL). All children in attendance received an A’s hat, t-shirt, boxed lunch and had a chance to meet with professional athletes.

“Chevron is proud to partner with the Richmond Police Activities League and the Oakland A’s to excite our Richmond youth about science, technology, engineering and math (STEM) by demonstrating real world applications through the fundamentals of baseball,” said Mark Ayers, chief of emergency services, Chevron Richmond.

“Chevron Richmond is committed to helping students prepare for the increasing number of technical jobs, and believes that baseball teaches our youth teamwork and leadership skills to help them succeed.”

The baseball clinic is a component of “Science of the Game,” an educational program initiated by Chevron and the Oakland A’s that deepens interest and understanding of science among Bay Area youth through baseball.

In addition to the baseball clinic, the Science of the Game program includes other efforts to reinvigorate STEM education in the Bay Area. On Aug. 23, Chevron and the A’s will host more than 100 youth from RPAL at O.Co Coliseum for a game and will escort students through the Chevron STEM ZONE to further encourage students to study STEM subjects by showing its real-world applications.

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How to Use Credit Wisely

(NewsUSA) – As the holiday season approaches, more people are out shopping, searching crowded stores and online promotions for the best discounts, and using their credit cards to pay for it all. But beware the financial dangers of credit use — how you pay for these deals could safeguard your budget or lead to debt. […]
The post How to Use Credit Wisely first appeared on BlackPressUSA.

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A CERTIFIED FINANCIAL PLANNER™ professional can help you guard against costly credit mistakes, paving the way for a financially sound festive season and beyond. Learn more about how to use credit in a way that works for you with the insights below.

Choose Your Credit Card Wisely

Whether you’re shopping for holiday gifts or purchasing necessities like groceries, the credit card you use can make a big difference. There are several factors to consider:

  • Interest Rates. Rates generally run from 21-33%. The standard bank card charges at the low end of the range, and retailer credit cards (those typically with the store’s name on them) charge as much as 33%.
  • Cash Back. Among the best deals are bank cards that offer cash back ranging from 1-4% of your purchase.
  • Rewards Points. Some cards have rewards programs where you earn points that you can redeem for products or services. They may seem attractive but are worthwhile only if you’re actually interested in the rewards offered.
  • Cash Discounts. While retailer credit cards have the highest rates, some offer big cash discounts at the point of purchase. That may be the only time they’re worth using.

Improving Your Credit Score

Boosting your credit score can help you qualify for the lowest available interest rates on auto loans, personal loans and mortgages. If you can, pay the full balance when your credit card bill arrives. But most importantly, never miss a payment. Paying on time not only avoids late fees, but also is a key factor in improving your credit score. The easy way to ensure timely payment is to set up automatic online payments.

A CFP® professional can help you develop other strategies to save money while improving your credit profile, including the following:

Establishing Credit

Lenders offer credit to people with a long and reliable credit history. Most young adults don’t have one. There are various ways to obtain credit, but steer clear of debit cards that claim they can help you build a credit history. When you consider the costs and requirements, they’re usually no bargain. You have better and cheaper options for establishing credit. Here are three of them:

  • Get a secured credit card.
  • If you have a student loan, make sure you’re up-to-date with payments.
  • If you pay rent, ask your landlord to report your on-time payments to the credit bureaus.

The choices we make in managing credit can have a lasting impact on our financial journey. As you navigate the complex credit landscape, remember that CFP® professionals can offer tailored guidance for your unique circumstances. Whether it’s identifying strategic debt payments, exploring balance transfer options or establishing credit responsibly, a CFP® professional can provide a roadmap for achieving your financial goals. Find a CFP® professional today.

The post How to Use Credit Wisely first appeared on BlackPressUSA.

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Oakland Post: Week of November 22 – 28, 2023

The printed Weekly Edition of the Oakland Post: Week of November 22 – 28, 2023

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The printed Weekly Edition of the Oakland Post: Week of November 22 - 28, 2023

To enlarge your view of this issue, use the slider, magnifying glass icon or full page icon in the lower right corner of the browser window.

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Acura ZDX Type S features

LA Auto Show was the venus for the Acura ZDX Type S details.
The post Acura ZDX Type S features first appeared on BlackPressUSA.

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LA Auto Show was the venus for the Acura ZDX Type S details.

The post Acura ZDX Type S features first appeared on BlackPressUSA.

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