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Building Wealth with Your Mind Before Your Bank Account with Ashley Fox of EMPIFY

WASHINGTON INFORMER — Ashley Fox, founder EMPIFY, and former Wall Street Analyst is working to shift that narrative. Ashley’s idea of financial wealth was dramatically altered when she was exposed to massive amounts of wealth on Wall Street. From this experience, she began to see the expansive possibilities of wealth and was inspired to teach a wealth-building mindset in her own community.

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Ashley Fox (Photo by: Dvvinci Photography)

By Cherrelle Swain

Ashley Fox, founder EMPIFY, and former Wall Street Analyst is working to shift that narrative. Ashley’s idea of financial wealth was dramatically altered when she was exposed to massive amounts of wealth on Wall Street. From this experience, she began to see the expansive possibilities of wealth and was inspired to teach a wealth-building mindset in her own community.

Ashley created EMPIFY to brings the exposure, tools, and resources that wealthy people know, believe and are taught to a community of people who want to be more than financially secure but don’t know where to start. Since 2013, she has built a series of EMPIFY programs that have empowered students in Philadelphia, New York City, and Atlanta schools. Ashley also gave EMPIFY courses to incarcerated youth who came from Rikers Island Prison in New York.

Participants enter EMPIFY’s Wealth Builders program with a very limited perception of what wealth looks like.

“Many of our students believe that wealth looks like an old white man wearing a trench coat,” explains Fox.

However, by way of EMPIFY, Ashley is redefining the way that black people see wealth. What many thought was once so complicated, she has found a way to make culturally relevant and easy to understand while showing the community how to get it done.

“EMPIFY shows the community that you can actually be a regular girl with a pair of Nikes, wearing a t-shirt, and be wealthy,” explains Ashley.  “I intentionally do not wear black and blue suits when I teach. I also change my hair often because I want to redefine how our community views wealth in America. Wealth does not have a color, and we all need to debunk the idea of what wealth looks like, so that we believe it looks like us,” she continues.

EMPIFY’S latest initiative, The Black Male Educators Wealth Building Program, is an innovative partnership with the Black Male Educators Convening and United Way, which has helped 15 Black male educators in Philadelphia learn how to invest. The free summer program was offered once a week for five weeks to help better grow, support and build Black men in education.

The impetus for this partnership surfaced from the need for more financially empowering spaces for Black male educators. This need came full circle through Ashley’s experience working with incarcerated young men in New York City. She witnessed too many black children at Rikers Island Prison without role models and/or father-figures in their lives.

She asked herself, “What if they went to school and saw a strong black man that wasn’t stressed out about money? What if they had relationships with strong black men who were happy?  What can I do to prevent kids from being incarcerated?”

In response grew EMPIFY’s Black Male Educator course to train Black male educators to be investors and build wealth.

In the beginning, many of the men felt awkward or uncomfortable talking about money, they were skeptical. Only four of the twenty men had invested before and none of them felt confident in their investing abilities.

“They came to class with the misconception that you need a lot of money to invest,” explains Ashley. Our program taught them that in order to gain wealth you must build it with your mind before your bank account.

Developing this mindset was foundational because the educators were doubtful of what they would be able to get from the course. Ashley explains, “oftentimes our community gives up or doesn’t think it’s possible to gain wealth because they’ve grown accustomed to not having it.”

Over the years, Ashley has heard many stories that her students, adult or youth, have told themselves about money and have chosen to believe. Some have told themselves the story that society sets it up so they can’t do it. As a result, they have a voice inside of them that tells them they can’t do it.

“Whatever story or reason you come up with, it will either propel or prevent you from being able to do it.” Ashley Fox

As the course progressed, the men’s views about money did too. “EMPIFY removes the layers of the negative stories that are on the hearts and minds of adults and young people in our community,” reflects Ashley.

In just a few weeks’ time, she saw the Black male educator’s capacity and understanding of the stock market increase dramatically. There were many moments where the men engaged in deep conversations on their own, speaking about what they were going to invest in and evaluate why it was a good or bad investment.

Ashley recalls, one of the educators who referred to her as “teach” enthusiastically coming to class the third week exclaiming, “I’ve been up all night researching, I’ve got my list of stocks, I know what I want to buy and I’m ready to invest!”

In just five weeks’ time, the men understood the basics of the stock market, how to select good investments, and identified which stocks they wanted to own. By the last session, each educator learned how to actually invest, opened their own brokerage accounts, and purchased their first stocks.  As a culmination to the course, each educator received $200 to invest. Collectively the Black male educators invested $4,000 thus increasing their aggregate net worth as a community.

The course showed them how to start building small, managing money differently and setting just a little aside each month.  It demonstrated to them that when they focus their thoughts and beliefs on things they desire, they can change the trajectory of their lives.

When asked how this experience might affect the students these men served, Ashley responded, “Now they see themselves as investors. When you walk around as an investor – you feel stronger, you have a better hold on your money; you walk differently, you talk differently, what you believe is possible is different.” In the case of the Black male educators – this confidence and knowledge will trickle down to their students.

Ashley encourages all of us to begin thinking like investors, “gaining wealth requires us to do something different individually that can massively change the black community collectively. We need to focus on bettering ourselves, recognizing the opportunities that are out there, and make it a priority to get involved. It’s opening our minds and hearts to say we can do this, we deserve this; and if we actually believe it’s shifting the black narrative, it’s our duty to do this as black people.”

EMPIFY has a wealth-building online app-based community that anyone can join. Included in the membership are weekly classes, tools, and resources to guide members through their financial journey. Beyond the toolkits and courses, the community offers a safe space for people to be supported and encouraged by one another and experts. Currently, there are more than 600 members in the community. To join the Wealth Building Community visit bit.ly/empifycommunity.

“I just push people inside the door. Once they see what’s inside – they realize there is so much out there – they want more, and they want the guidance to get there. Too often as black people, we just stand at the door. We want to go inside, we may even peek in a little bit. EMPIFY gets you through the door, and once you’re inside, you realize you belong, and we show you how to get it done until you no longer need us [EMPIFY].”

This post originally appeared in The Washington Informer.

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COMMENTARY: The National Protest Must Be Accompanied with Our Votes

Just as Trump is gathering election data like having the FBI take all the election data in Georgia from the 2020 election, so must we organize in preparation for the coming primary season to have the right people on ballots in each Republican district, so that we can regain control of the House of Representatives and by doing so, restore the separation of powers and balance that our democracy is being deprived of.

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Dr. John E. Warren Publisher, San Diego Voice & Viewpoint
Dr. John E. Warren, Publisher San Diego Voice & Viewpoint Newspaper. File photo..

By  Dr. John E. Warren, Publisher San Diego Voice & Viewpoint Newspaper

As thousands of Americans march every week in cities across this great nation, it must be remembered that the protest without the vote is of no concern to Donald Trump and his administration.

In every city, there is a personal connection to the U.S. Congress. In too many cases, the member of Congress representing the people of that city and the congressional district in which it sits, is a Republican. It is the Republicans who are giving silent support to the destructive actions of those persons like the U.S. Attorney General, the Director of Homeland Security, and the National Intelligence Director, who are carrying out the revenge campaign of the President rather than upholding the oath of office each of them took “to Defend The Constitution of the United States.”

Just as Trump is gathering election data like having the FBI take all the election data in Georgia from the 2020 election, so must we organize in preparation for the coming primary season to have the right people on ballots in each Republican district, so that we can regain control of the House of Representatives and by doing so, restore the separation of powers and balance that our democracy is being deprived of.

In California, the primary comes in June 2026. The congressional races must be a priority just as much as the local election of people has been so important in keeping ICE from acquiring facilities to build more prisons around the country.

“We the People” are winning this battle, even though it might not look like it. Each of us must get involved now, right where we are.

In this Black History month, it is important to remember that all we have accomplished in this nation has been “in spite of” and not “because of.” Frederick Douglas said, “Power concedes nothing without a struggle.”

Today, the struggle is to maintain our very institutions and history. Our strength in this struggle rests in our “collectiveness.” Our newspapers and journalists are at the greatest risk. We must not personally add to the attack by ignoring those who have been our very foundation, our Black press.

Are you spending your dollars this Black History Month with those who salute and honor contributions by supporting those who tell our stories? Remember that silence is the same as consent and support for the opposition. Where do you stand and where will your dollars go?

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Why Black Parents Should Consider Montessori

BLACKPRESSUSA NEWSWIRE — I have found that there are some educational approaches that consistently provide a safer, more enriching, and more affirmative environment for Black children. The Montessori method, developed by Italian physician Maria Montessori and introduced to the U.S. in the early 20th century, is one such approach.

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By Laura Turner-Essel, PhD

As a mother of four children, I’ve done A LOT of school shopping. I don’t mean the autumn ritual of purchasing school supplies. I mean shopping for schools – pouring over promotional materials, combing through websites, asking friends and community members for referrals to their favorite schools, attending open houses and orientations, comparing curriculums and educational philosophies, meeting teachers and principals, and students who all claim that their school is the best.

But keep in mind – I’m not just a mom of four children. I’m a mom of four Black children, and I’m also a psychologist who is very interested in protecting my little ones from the traumatic experience that school can too often become.

For Black children in the United States, school can sometimes feel more like a prison than an educational institution. Research shows that Black students experience school as more hostile and demoralizing than other students do, that they are disciplined more frequently and more harshly for typical childhood offenses (such as running in the halls or chewing gum in class), that they are often labeled as deviant or viewed as deficient more quickly than other children, that teachers have lower academic expectations of Black students (which, in turn, lowers those students’ expectations of themselves), and that Black parents feel less respected and less engaged by their children’s teachers and school administrators. Perhaps these are some of the underlying reasons that Black students tend to underperform in most schools across the country.

The truth is that schools are more than academic institutions. They are places where children go to gain a sense of who they are, how they relate to others, and where they fit into the world. The best schools are places that answer these questions positively – ‘you are a valuable human being, you are a person who will grow up to contribute great things to your community, and you belong here, with us, exploring the world and learning how to use your gifts.’ Unfortunately, Black children looking for answers to these universal questions of childhood will often hit a brick wall once they walk into the classroom. If the curriculum does not reflect their cultural experiences, the teachers don’t appear to value them, and they spend most of their time being shamed into compliance rather than guided towards their highest potential, well…what can we really expect? How are they supposed to master basic academic skills if their spirits have been crushed?

Here’s the good news. In my years of school shopping, and in the research of Black education specialists such as Jawanza Kunjufu and Amos Wilson, I have found that there are some educational approaches that consistently provide a safer, more enriching, and more affirmative environment for Black children. The Montessori method, developed by Italian physician Maria Montessori and introduced to the U.S. in the early 20th century, is one such approach.

The key feature of Montessori schooling is that children decide (for the most part) what they want to do each day. Led by their own interests and skill levels, children in a Montessori classroom move around freely and work independently or with others on tasks of their own

choosing. The classroom is intentionally stocked with materials tailored to the developmental needs of children, including the need to learn through different senses (sight, touch/texture, movement, etc.). The teacher in a Montessori classroom is less like a boss and more like a caring guide who works with each child individually, demonstrating various activities and then giving them space to try it on their own. The idea is that over time, students learn to master even the toughest tasks and concepts, and they feel an intense sense of pride and accomplishment because they did it by themselves, without pressure or pushing.

I think that this aspect of the Montessori method is good for all kids. Do you remember the feeling of having your creativity or motivation crushed by being told exactly what to do, when to do it, how to do it, and why? The truth is that when presented with a new challenge and then given space, children actually accomplish a lot! They are born with a natural desire to learn. It is that spirit of curiosity, sense of wonder, and excitement to explore that Montessori helps to keep alive in a child. But that’s not the only reason that I think Black parents need to consider Montessori.

Fostering a love of learning is great. But more importantly, I think that Montessori students excel at learning to love. It begins with Montessori’s acknowledgement that all children are precious because childhood is a precious time. In many school systems, Black children are treated like miniature adults (at best) or miniature criminals (at worst), and are subjected to stressful situations that no kids are equipped to handle – expectations to be still and silent for long periods, competitive and high-stakes testing, and punitive classroom discipline. It’s easy to get the sense that rather than being prepared for college or careers, our children are being prepared to fail. Couple this with the aforementioned bias against Black children that seems to run rampant within the U.S. school system, and you end up with children who feel burned out and bitter about school by the time they hit 3rd grade.

In my experience, Montessori does a better job of protecting the space that is childhood – and all the joy of discovery and learning that should come along with that. Without the requirement that students “sit down and shut up,” behavioral issues in Montessori classrooms tend to be non-existent (or at least, the Montessori method doesn’t harp on them; children are gently redirected rather than shamed in front of the class). Montessori students don’t learn for the sake of tests; they demonstrate what they’ve learned by sharing with their teacher or classmates how they solve real-world problems using the skills they’ve gained through reading, math, or science activities. And by allowing children a choice of what to focus on throughout the day, Montessori teachers demonstrate that they honor and trust children’s natural intelligence. The individualized, careful attention they provide indicates to children that they are each seen, heard, and valued for who they are, and who they might become. Now that’s love (and good education).

As a parent, I’ve come to realize that many schools offer high-quality academics. Montessori is no different. Students in Montessori schools gain exposure to advanced concepts and the materials to work with these concepts hands-on. Across the nation, Montessori schools emphasize early literacy development, an especially important indicator of life success for young Black boys and men. Montessori students are provided with the opportunity to be

successful every day, and the chance to develop a sense of competence and self-worth based on completing tasks at their own pace.

But I have also learned that the important questions to ask when school shopping are often not about academics at all. I now ask, ‘Will my children be treated kindly? Will they be listened to? Protected from bias and bullying? Will they feel safe? Will this precious time in their lives be honored as a space for growth, development, awe, and excitement? Will they get to see people like them included in the curriculum? Will they be seen as valuable even if they don’t always ‘measure up’ to other kids on a task? Will they get extra support if they need it? Will the school include me in major decisions? Will the school leaders help to make sure that my children reach their fullest potential? Will the teacher care about my children almost as much as I do?’

Consistently, it’s been the Montessori schools that have answered with a loud, resounding ‘Yes!’ That is why my children ended up in Montessori schools, and I couldn’t be happier with that decision. If you’re a parent like me, shopping for schools with the same questions in mind, I’d urge you to consider Montessori education as a viable option for your precious little ones. Today more than ever, getting it right for our children is priceless.

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LIVE from the NMA Convention Raheem DeVaughn Says The Time Is Now: Let’s End HIV in Our Communities #2

Set against the backdrop of the NMA conference, Executive Officers from the National Medical Association, Grammy Award Winning Artist and Advocate Raheem DeVaughn, and Gilead Sciences experts, are holding today an important conversation on HIV prevention and health equity. Black women continue to be disproportionately impacted by HIV despite advances in prevention options. Today’s event […]

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Set against the backdrop of the NMA conference, Executive Officers from the National Medical Association, Grammy Award Winning Artist and Advocate Raheem DeVaughn, and Gilead Sciences experts, are holding today an important conversation on HIV prevention and health equity.

Black women continue to be disproportionately impacted by HIV despite advances in prevention options. Today’s event is designed to uplift voices, explore barriers to access, and increase awareness and key updates about PrEP, a proven prevention method that remains underutilized among Black women. This timely gathering will feature voices from across health, media, and advocacy as we break stigma and center equity in HIV prevention.

Additional stats and information to know:

Black women continue to be disproportionately affected by HIV, with Black women representing more than 50% of new HIV diagnoses among women in the U.S. in 2022, despite comprising just 13% of women in the U.S.

Women made up only 8% of PrEP users despite representing 19% of all new HIV diagnoses in 2022.

● Gilead Sciences is increasing awareness and addressing stigma by encouraging regular HIV testing and having judgment-free conversations with your healthcare provider about prevention options, including oral PrEP and long-acting injectable PrEP options.

● PrEP is an HIV prevention medication that has been available since 2012.

● Only 1 in 3 people in the U.S. who could benefit from PrEP were prescribed a form of PrEP in 2022.

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