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Biden Slowly Winning LBJ- and FDR-Like Praise as Legislative Victories Mount

NNPA NEWSWIRE — Facing unrelenting criticism because of high gas prices, inflation, and his low-approval rating, Biden has built a track record that has gone almost overlooked. If he continues the string of success he has enjoyed in getting his mandate through Congress, historians might revisit Biden’s presidency as one of the most consequential in American history.
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By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

As Donald Trump told New York prosecutors that he’d invoke his Fifth Amendment rights against self-incrimination, President Joe Biden sat behind a desk at the White House, where he signed into law the PACT Act, legislation that expands health care benefits for veterans who developed illnesses because of exposure to toxic substances at U.S. military bases.

“The PACT Act is the least we can do for the countless men and women, many of whom may be in this room, who suffered toxic exposure while serving their country,” Biden stated.

“This new law matters. It matters a lot.”

Facing unrelenting criticism because of high gas prices, inflation, and his low-approval rating, Biden has built a track record that has gone almost overlooked.

If he continues the string of success he has enjoyed in getting his mandate through Congress, historians might revisit Biden’s presidency as one of the most consequential in American history.

Despite Republican leadership vowing to do all they can to stunt Biden’s agenda, the president has pushed through game-changing legislation like the PACT Act, the Bipartisan Infrastructure Bill, the American Rescue Plan, and the CHIPS and Science Act.

He’s displayed a steady hand in returning affordability to gas prices, succeeded in expanding NATO, and monthly jobs reports continue to show increases.

“You can say what you will, that Biden is too old, he’s not a deal maker, he’s sleepy Joe, or whatever, but he’s getting things done even though he’s not getting the credit he deserves,” Stacey Rouse, a D.C.-based utility worker opined.

“It’s funny. When the other guy [Trump] was in office, you heard so much talk and bragging about what he’s doing, and the media blanketed him with coverage,” Rouse asserted.

“Now, you got the F.B.I. raiding Trump. He’s pleading the Fifth at depositions, and Biden is conducting business the way you would want your president to conduct himself. I think he’s accomplished so much, but we don’t hear about it. I think ten years or so from now, and people will look back and realize what a good president this man is.”

Rouse’s colleague, Scott Anthony, agreed.

“I was a skeptic because that thing about sleepy Joe seemed true,” Anthony said.

“But, it seems other people are doing the sleeping because Biden is getting things done and he’s just not getting the credit.”

Upon signing the CHIPS and Science Act on August 10, Biden also peeked into the future and prognosticated what historians and others might determine.

“I honest to God believe that 50, 75, 100 years from now, people who will look back on this week, they’ll know that we met this moment,” Biden declared.

An acronym for Creating Helpful Incentives to Produce Semiconductors, the CHIPS Act provides $10 billion to invest in regional technology hubs across the country and a 25% investment tax credit for expenses for manufacturing of semiconductors and other equipment.

The bill earmarks about $100 billion in spending over five years on scientific research and $80 billion for the National Science Foundation.

“Those early aspirations to being another Franklin D. Roosevelt and Lyndon B. Johnson, the ones that felt like so much hubris in the past few months, are being heard again in the halls of the West Wing and the Capitol,” Peter Baker wrote about Biden for the New York Times.

“House aides argue that the string of congressional victories – capped by the package of climate, health and tax provisions that finally cleared the Senate – compares favorably to the two-year legislative record of most any other modern president, even perhaps F.D.R. and L.B.J.,” Baker penned.

Politico noted that “Biden has never had a more productive stretch of his presidency,” with wins stacking atop wins at a most opportune time.

“Already the victories have enlivened beleaguered supporters and injected new optimism across the West Wing,” Politico reported.

“Aides describe a burst of energy in the executive mansion … Biden and his staff suddenly find themselves with a host of successes to talk about, from the reconciliation bill to the China competitiveness bill, from legislation to give health benefits to veterans harmed by toxic burn pits to a robust jobs market.”

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How to Use Credit Wisely

(NewsUSA) – As the holiday season approaches, more people are out shopping, searching crowded stores and online promotions for the best discounts, and using their credit cards to pay for it all. But beware the financial dangers of credit use — how you pay for these deals could safeguard your budget or lead to debt. […]
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A CERTIFIED FINANCIAL PLANNER™ professional can help you guard against costly credit mistakes, paving the way for a financially sound festive season and beyond. Learn more about how to use credit in a way that works for you with the insights below.

Choose Your Credit Card Wisely

Whether you’re shopping for holiday gifts or purchasing necessities like groceries, the credit card you use can make a big difference. There are several factors to consider:

  • Interest Rates. Rates generally run from 21-33%. The standard bank card charges at the low end of the range, and retailer credit cards (those typically with the store’s name on them) charge as much as 33%.
  • Cash Back. Among the best deals are bank cards that offer cash back ranging from 1-4% of your purchase.
  • Rewards Points. Some cards have rewards programs where you earn points that you can redeem for products or services. They may seem attractive but are worthwhile only if you’re actually interested in the rewards offered.
  • Cash Discounts. While retailer credit cards have the highest rates, some offer big cash discounts at the point of purchase. That may be the only time they’re worth using.

Improving Your Credit Score

Boosting your credit score can help you qualify for the lowest available interest rates on auto loans, personal loans and mortgages. If you can, pay the full balance when your credit card bill arrives. But most importantly, never miss a payment. Paying on time not only avoids late fees, but also is a key factor in improving your credit score. The easy way to ensure timely payment is to set up automatic online payments.

A CFP® professional can help you develop other strategies to save money while improving your credit profile, including the following:

Establishing Credit

Lenders offer credit to people with a long and reliable credit history. Most young adults don’t have one. There are various ways to obtain credit, but steer clear of debit cards that claim they can help you build a credit history. When you consider the costs and requirements, they’re usually no bargain. You have better and cheaper options for establishing credit. Here are three of them:

  • Get a secured credit card.
  • If you have a student loan, make sure you’re up-to-date with payments.
  • If you pay rent, ask your landlord to report your on-time payments to the credit bureaus.

The choices we make in managing credit can have a lasting impact on our financial journey. As you navigate the complex credit landscape, remember that CFP® professionals can offer tailored guidance for your unique circumstances. Whether it’s identifying strategic debt payments, exploring balance transfer options or establishing credit responsibly, a CFP® professional can provide a roadmap for achieving your financial goals. Find a CFP® professional today.

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Acura ZDX Type S features

LA Auto Show was the venus for the Acura ZDX Type S details.
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LA Auto Show was the venus for the Acura ZDX Type S details.

The post Acura ZDX Type S features first appeared on BlackPressUSA.

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Subaru Forester exhibit LA Auto Show

LA Auto Show was the venue for the Subaru Forester. This was the most interesting display technologically.
The post Subaru Forester exhibit LA Auto Show first appeared on BlackPressUSA.

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LA Auto Show was the venue for the Subaru Forester. This was the most interesting display technologically.

The post Subaru Forester exhibit LA Auto Show first appeared on BlackPressUSA.

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