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Biden Administration Announces Steps to Lower Electricity Bills for Residents in HUD Programs

NNPA NEWSWIRE — “The combination of extreme heat and rising utility prices creates a perfect storm, and HUD-assisted families and communities are some of the most vulnerable,” said Secretary Marcia L. Fudge. “The steps announced today by the Biden Administration will not only help families reduce utility costs, but also provide an opportunity for HUD-assisted residents to participate in the clean energy economy through local community solar programs.” 

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The Biden Administration, through the U.S. Department of Housing and Urban Development, announced new measures to connect families served by HUD programs to solar power and help lower their electricity bills.

Over 4.5 million low-income families are currently served by HUD programs. In addition to today’s announcement, HUD will continue to connect and convene stakeholders in regional and local offices to highlight federal funding sources – including funding streams from President Biden’s Bipartisan Infrastructure Law, and HUD programs such as Home Investment Partnerships Program and Community Development Block Grant HOME and CDBG that can be used to improve energy efficiency and lower utility costs for communities including HUD-assisted properties and residents.

“The combination of extreme heat and rising utility prices creates a perfect storm, and HUD-assisted families and communities are some of the most vulnerable,” said Secretary Marcia L. Fudge.

“The steps announced today by the Biden Administration will not only help families reduce utility costs, but also provide an opportunity for HUD-assisted residents to participate in the clean energy economy through local community solar programs.”

Below is information about how HUD will leverage specific programs and take new steps to help ease energy cost burdens through Community Solar, HUD’s Small Rural Frozen Rolling Base Utility Program, FHA’s 203(k) Rehabilitation Mortgage Insurance Program, FHA’s Financing and Energy Efficient and Climate Mitigation Home Improvements, and FHA Education and Outreach.

New Guidance to Connect Families to Solar Power

HUD is issuing national guidance to help ensure that residents of assisted housing can access cost-saving community solar subscriptions.

With this guidance, HUD sets the stage for 4.5 million families to reap the benefits of community solar which, on average, can save families 10% per year on their electric bills. In some programs, such as the Washington, DC Solar for All program, savings from subscribing to local community solar can reach up to 50% per year.

This national guidance builds on recent state-specific guidance that HUD has provided to Illinois, Washington, DC, and New York, that determined community-net-metering (CNM) credits would be excluded from household income and utility allowance calculations and therefore not increase housing costs for residents in properties participating in HUD Multifamily, Public Housing and Housing Choice Voucher rental assistance programs.

Guidance can be found HERE.

Small Rural Frozen Rolling Base Utility Program

Last year, HUD implemented new statutory changes creating a new energy and water savings incentive program for Small Rural housing authorities.

The Small Rural Frozen Rolling Base program enables small rural housing authorities to retain utility cost savings from efficiency or capital investments from conservation measures.

Now, HUD is launching an educational campaign and partnership to encourage broader usage of the incentive and help housing authorities partner with Weatherization providers to access low-cost energy efficiency measures.

HUD will make public a list of eligible Rural housing authorities, as well as a list of buildings owned or operated by those Housing Authorities that meet the new categorical income eligibility requirements for the Department of Energy Weatherization program.  Leading up to the September deadline for new applicants for the Frozen Rolling Base program, HUD will maximize outreach efforts to ensure eligible housing authorities are aware of the savings opportunities.

Read more about the Small Rural Frozen Rolling Base program here and see list of Eligible Public Housing Authorities here. The list of properties meeting income eligibility requirements for the Department of Energy’s Weatherization program is available here.

FHA’s 203(k) Rehabilitation Mortgage Insurance Program

Given the urgent need for utility cost savings, HUD is working to educate lenders and homebuyers about the products the Federal Housing Administration (FHA) offers for energy-related improvements that may help homeowners reduce their utility costs.

  • The 203(k) Rehabilitation Mortgage Insurance program is FHA’s primary program for the rehabilitation and repair of single-family properties.  It is flexible and makes it easy to incorporate the costs of repairs into a loan when purchasing a home or refinancing a current mortgage. The eligible improvements include energy efficiency upgrades, energy-saving equipment, and energy generation improvements. The Limited 203(k) Mortgage permits homebuyers and homeowners to finance up to $35,000 into their mortgage to repair, improve, or upgrade their home.  In Qualified Opportunity Zones (QOZ), the amount is up to $50,000 per home, enough to make a range of important and cost saving energy improvements.

FHA Education and Outreach

  • HUD Homeownership Centers offer training sessions on FHA products, programs, and policies throughout the year which includes the 203(k), Energy Efficient Mortgage, Weatherization, and Solar and Wind programs. These trainings are offered live and may be recorded; an example is the 2022 Single Family Housing Lender Training – Credit Underwriting: Session II (located here) conducted in June.
  • FHA is considering ways to make it easier for lenders and consumers to use the 203(k) Rehabilitation-Mortgage Program to make a range of home improvements, including those related to climate mitigation and energy efficiency improvements.  When these changes are in place, FHA will execute a robust education and outreach plan to update consumers and lenders.
  • FHA is working with the appraisal community to develop strategies to ensure single family appraisers are aware of approaches for valuing energy- and hazard-mitigation-related improvements.

Contact an FHA-approved lender for more information on the Section 203(k) Rehabilitation Mortgage Program or visit HUD’s 203(k) Rehabilitation Mortgage Insurance Program web page.

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Smooth Ride! Car Suspension & Comfort Tested #shorts

Smooth suspension meets surprisingly spacious legroom. Experience true comfort on any road!

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Car suspension test demonstrating a smooth ride, comfort features, and handling on various terrains.

Experience the difference smooth suspension makes on rough streets. Check out the surprisingly good second-row legroom – test it yourself for true comfort.

🔗 Watch the full video: https://youtu.be/l9Z571za5Gc

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61 years since Selma, Houston leaders say the bridge remains to be crossed

61 years after Selma, Houston leaders say the fight for equality continues. The issues that sparked the marches still impact Black Americans today.

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Houston leaders discuss the ongoing struggle for civil rights 61 years after Selma, emphasizing the need for continued action.

It has been 61 years since the Selma marches. But political leaders in Houston say that the issues protesters were marching for still plague the lives of Black Americans.

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Here is what you need to know about finding unique white elephant gift ideas that everyone wants to steal

The best white elephant gift ideas are funny enough to get a reaction but useful enough that people actually want to steal them. Look for gifts with a surprise factor, broad appeal, an inside joke, and just enough personality to spark some friendly competition. The wrapping paper comes off, the room goes quiet for half […]

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The best white elephant gift ideas are funny enough to get a reaction but useful enough that people actually want to steal them. Look for gifts with a surprise factor, broad appeal, an inside joke, and just enough personality to spark some friendly competition.

The wrapping paper comes off, the room goes quiet for half a second, and suddenly everyone wants the same gift. That is the sweet spot. A great white elephant pick should make people laugh, lean in, and start plotting their next steal before the turn is even over.

Should a White Elephant Gift Be Funny or Useful?

A white elephant gift can be funny or useful, but the strongest choices usually give people a reason to laugh and a reason to keep the item. A practical gift with an odd design, unexpected feature, or playful theme can get a reaction without becoming something the recipient immediately wants to give away.

The right balance depends on the group. Close friends and family members may enjoy a ridiculous gag gift because they already understand one another’s sense of humor.

A workplace exchange, neighborhood party, or mixed-age gathering usually calls for something with broader appeal. In those settings, humor works better when it is built into an item people could still use afterward.

It also helps to think about how quickly the gift will make sense once it is opened. A strangely shaped kitchen tool, oversized mug, quirky desk accessory, or unexpectedly fancy everyday item can create an immediate reaction. Guests understand the joke right away, while the item still has enough practical value to attract a steal.

Pure gag gifts can be harder to pull off. Something that exists only for the punchline may get a big laugh during the reveal and then sit untouched for the rest of the game. If the goal is to bring one of the gifts everyone keeps fighting over, usefulness gives the joke staying power.

Memorable Present Ideas: Creating Inside Joke Gifts

Inside joke gifts can make a white elephant exchange feel much more personal, especially when most of the group shares the same stories. The trick is choosing a reference that people will recognize quickly instead of building the entire joke around something only two guests understand.

You can turn a memorable vacation mishap, office catchphrase, family story, or long-running group joke into the theme of the gift. A personalized comic book can work especially well when it turns familiar people or a ridiculous shared moment into part of the story. 

Think carefully about who the joke involves before ordering anything permanent. The gift should make the person feel included in the fun, not singled out for the wrong reason.

Can You Bring Something You Already Own?

Holiday gift exchanges can be a good place to re-gift something you never used, especially if it is unopened and clean.

The following can all work if they still look presentable:

  • A duplicate kitchen gadget
  • An untouched game
  • A decorative item
  • A sealed gift set 
  • An unopened candle
  • A new travel accessory

The goal is to give the item a second chance, not use the exchange as an excuse to clear out damaged or unwanted clutter.

Take a close look at the packaging before wrapping it. Faded boxes, missing pieces, visible wear, or anything that looks obviously used can make the gift feel careless. 

Wrapping Budget-Friendly Gifts

Wrapping can make gifts more entertaining before anyone even knows what’s inside.

Misdirection works especially well for fun party games. Put a small gift inside a much larger box. Use packaging from an unrelated household item.

Add harmless weight so guests cannot guess what they are holding. The reveal becomes part of the joke without changing the gift itself.

You can also lean into the theme of the exchange. Bright paper, oversized bows, reusable bags, or deliberately over-the-top wrapping can make an ordinary item feel more memorable. If the gift itself is already funny, simple wrapping may work better so the surprise stays hidden until the last second.

Frequently Asked Questions

Is Picking Last an Advantage in White Elephant?

Picking last can be an advantage because you get to see almost every gift before making your move. Instead of choosing blindly from the remaining wrapped presents, you can steal something that has already caught your attention if the rules still allow it.

That advantage depends on the house rules. Some games limit how many times a gift can be stolen.

Others lock an item once it reaches a certain number of steals. If the most popular gifts are already unavailable, the final player may have fewer strong options than expected.

The first player can also get another turn at the end in some versions of the game. That rule can balance things out, since the person who started with the least information may get one final chance to steal.

How Do You Plan White Elephant for a Large Group?

For a large white elephant exchange, set a firm spending limit and establish the stealing rules in advance.

Create a clear turn order before the game begins. Drawing numbers as guests arrive can save time once everyone is ready to start.

Keep the number of steals per gift limited so the game does not drag on. It also helps to have one person track which creative holiday presents have been stolen and when they are locked, especially if dozens of people are participating.

Can You Play White Elephant Virtually?

A virtual white elephant exchange can work over a video call, with one person keeping track of the turn order and each steal. Guests can either mail physical gifts ahead of time or use digital gifts that can be delivered once the game ends.

Set the spending limit and stealing rules before everyone joins. It also helps to decide how gifts will be revealed and who is responsible for sending each one afterward so the exchange does not become confusing.

Choose a Perfect White Elephant Gift in a Snap

Look for a white elephant gift that fits some of these criteria, and everyone will be trying to grab it at your next celebration.

Do you need more gift-giving tips and tricks? Make sure you read some of our other posts.

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