Connect with us

#NNPA BlackPress

NAACP Sues Trump Administration Over Dismantling of Consumer Financial Protection Bureau

NNPA NEWSWIRE — The lawsuit comes after a series of drastic actions following the ouster of CFPB Director Rohit Chopra. President Trump replaced Chopra with Russell Vought, who immediately instructed staff not to perform any work tasks and ordered the closure of the agency’s headquarters, taking steps to cancel its lease.

Published

on

By Stacy M. Brown
NNPA Newswire Senior National Correspondent
@StacyBrownMedia

The NAACP has filed a lawsuit in the U.S. District Court for the District of Columbia challenging the legality of the Trump administration’s decision to dismantle the Consumer Financial Protection Bureau (CFPB). The civil rights organization argues that the move undermines protections for Black, elderly, and vulnerable consumers, leaving them exposed to financial exploitation. NAACP President and CEO Derrick Johnson condemned the administration’s actions, calling them a reckless assault on consumer protections. “Once again, we are witnessing the dangerous impacts of an overreaching executive office. The Trump Administration’s decision to dismantle the Consumer Financial Protection Bureau opens the floodgates for unethical and predatory practices to run rampant,” Johnson stated. “We refuse to stand idly by as our most vulnerable communities are left unprotected due to irresponsible leaders. From seniors and retirees, disabled people, and victims of disaster to so many more, our nation stands to face immense financial hardship and adversity as a result of the elimination of the CFPB. If our President refuses to put people over profit, the NAACP will use every tool possible to put Americans first.”

The lawsuit comes after a series of drastic actions following the ouster of CFPB Director Rohit Chopra. President Trump replaced Chopra with Russell Vought, who immediately instructed staff not to perform any work tasks and ordered the closure of the agency’s headquarters, taking steps to cancel its lease. Vought also suspended all investigations, rulemaking, public communications, and enforcement actions. Keisha D. Bross, NAACP Director of Opportunity, Race, and Justice, said the organization maintains its commitment to restoring the bureau’s critical role in protecting consumers. “The CFPB is an agency of the people. From the protection from junk fees to fighting excessive overdraft fees, providing assistance to impacted victims of natural disasters, and holding predatory practices accountable, the NAACP stands firm in bringing back the CFPB,” Bross said. “The NAACP will fight to hold financial entities responsible for the years of inequitable practices from big banks and lenders.”

The lawsuit, filed alongside the National Treasury Employees Union (NTEU), the National Consumer Law Center, the Virginia Poverty Law Center, and the CFPB Employee Association, argues that the administration’s actions violate the Constitution and the Administrative Procedure Act. According to the complaint, the Trump administration has taken deliberate steps to dismantle the CFPB, including firing 70 employees via form email, canceling over $100 million in vendor contracts, and shutting down the agency’s consumer complaint system, which processes hundreds of thousands of cases monthly. The plaintiffs warn that these actions will leave millions of Americans defenseless against financial fraud and predatory lending practices. The lawsuit details the harm already inflicted by the agency’s closure. Among those affected is Rev. Eva Steege, an 83-year-old pastor with a terminal illness who was seeking student loan forgiveness through a CFPB-facilitated program. Her meeting with CFPB staff was abruptly canceled, leaving her without recourse to resolve her debt before passing.

The NAACP and other plaintiffs seek an immediate injunction to halt the administration’s actions and restore the CFPB’s operations. The legal challenge argues that the President has no unilateral authority to dismantle an agency created by Congress and that Vought’s appointment as acting director is unlawful. President Trump has made no secret of his desire to eliminate the CFPB, confirming last week that his administration was working to “totally eliminate” the agency. Tech billionaire Elon Musk, a key player in Trump’s “Department of Government Efficiency,” celebrated the move with a social media post reading “CFPB RIP.”

If successful, the lawsuit could force the administration to reinstate the agency and resume its enforcement actions against financial institutions accused of predatory practices. “Neither the President nor the head of the CFPB has the power to dismantle an agency that Congress established,” the plaintiffs argue. “With each day the agency remains shut down, financial institutions that seek to prey on consumers are emboldened—harming their law-abiding competitors and the consumers who fall victim to them.”

#NNPA BlackPress

Smooth Ride! Car Suspension & Comfort Tested #shorts

Smooth suspension meets surprisingly spacious legroom. Experience true comfort on any road!

Published

on

Car suspension test demonstrating a smooth ride, comfort features, and handling on various terrains.

Experience the difference smooth suspension makes on rough streets. Check out the surprisingly good second-row legroom – test it yourself for true comfort.

🔗 Watch the full video: https://youtu.be/l9Z571za5Gc

#AutoNetwork

Continue Reading

#NNPA BlackPress

61 years since Selma, Houston leaders say the bridge remains to be crossed

61 years after Selma, Houston leaders say the fight for equality continues. The issues that sparked the marches still impact Black Americans today.

Published

on

Houston leaders discuss the ongoing struggle for civil rights 61 years after Selma, emphasizing the need for continued action.

It has been 61 years since the Selma marches. But political leaders in Houston say that the issues protesters were marching for still plague the lives of Black Americans.

Visit Our Website

Home – updated

Read more stories by our team
https://defendernetwork.com/category/news/opinion/

Sign-up for the Top 5 newsletter

Defender Newsletters

Donate/ Support Our Work

Contribute to the Defender Network

Continue Reading

#NNPA BlackPress

Here is what you need to know about finding unique white elephant gift ideas that everyone wants to steal

The best white elephant gift ideas are funny enough to get a reaction but useful enough that people actually want to steal them. Look for gifts with a surprise factor, broad appeal, an inside joke, and just enough personality to spark some friendly competition. The wrapping paper comes off, the room goes quiet for half […]

Published

on

e204f0d0beb99c83b766df4be601c056

The best white elephant gift ideas are funny enough to get a reaction but useful enough that people actually want to steal them. Look for gifts with a surprise factor, broad appeal, an inside joke, and just enough personality to spark some friendly competition.

The wrapping paper comes off, the room goes quiet for half a second, and suddenly everyone wants the same gift. That is the sweet spot. A great white elephant pick should make people laugh, lean in, and start plotting their next steal before the turn is even over.

Should a White Elephant Gift Be Funny or Useful?

A white elephant gift can be funny or useful, but the strongest choices usually give people a reason to laugh and a reason to keep the item. A practical gift with an odd design, unexpected feature, or playful theme can get a reaction without becoming something the recipient immediately wants to give away.

The right balance depends on the group. Close friends and family members may enjoy a ridiculous gag gift because they already understand one another’s sense of humor.

A workplace exchange, neighborhood party, or mixed-age gathering usually calls for something with broader appeal. In those settings, humor works better when it is built into an item people could still use afterward.

It also helps to think about how quickly the gift will make sense once it is opened. A strangely shaped kitchen tool, oversized mug, quirky desk accessory, or unexpectedly fancy everyday item can create an immediate reaction. Guests understand the joke right away, while the item still has enough practical value to attract a steal.

Pure gag gifts can be harder to pull off. Something that exists only for the punchline may get a big laugh during the reveal and then sit untouched for the rest of the game. If the goal is to bring one of the gifts everyone keeps fighting over, usefulness gives the joke staying power.

Memorable Present Ideas: Creating Inside Joke Gifts

Inside joke gifts can make a white elephant exchange feel much more personal, especially when most of the group shares the same stories. The trick is choosing a reference that people will recognize quickly instead of building the entire joke around something only two guests understand.

You can turn a memorable vacation mishap, office catchphrase, family story, or long-running group joke into the theme of the gift. A personalized comic book can work especially well when it turns familiar people or a ridiculous shared moment into part of the story. 

Think carefully about who the joke involves before ordering anything permanent. The gift should make the person feel included in the fun, not singled out for the wrong reason.

Can You Bring Something You Already Own?

Holiday gift exchanges can be a good place to re-gift something you never used, especially if it is unopened and clean.

The following can all work if they still look presentable:

  • A duplicate kitchen gadget
  • An untouched game
  • A decorative item
  • A sealed gift set 
  • An unopened candle
  • A new travel accessory

The goal is to give the item a second chance, not use the exchange as an excuse to clear out damaged or unwanted clutter.

Take a close look at the packaging before wrapping it. Faded boxes, missing pieces, visible wear, or anything that looks obviously used can make the gift feel careless. 

Wrapping Budget-Friendly Gifts

Wrapping can make gifts more entertaining before anyone even knows what’s inside.

Misdirection works especially well for fun party games. Put a small gift inside a much larger box. Use packaging from an unrelated household item.

Add harmless weight so guests cannot guess what they are holding. The reveal becomes part of the joke without changing the gift itself.

You can also lean into the theme of the exchange. Bright paper, oversized bows, reusable bags, or deliberately over-the-top wrapping can make an ordinary item feel more memorable. If the gift itself is already funny, simple wrapping may work better so the surprise stays hidden until the last second.

Frequently Asked Questions

Is Picking Last an Advantage in White Elephant?

Picking last can be an advantage because you get to see almost every gift before making your move. Instead of choosing blindly from the remaining wrapped presents, you can steal something that has already caught your attention if the rules still allow it.

That advantage depends on the house rules. Some games limit how many times a gift can be stolen.

Others lock an item once it reaches a certain number of steals. If the most popular gifts are already unavailable, the final player may have fewer strong options than expected.

The first player can also get another turn at the end in some versions of the game. That rule can balance things out, since the person who started with the least information may get one final chance to steal.

How Do You Plan White Elephant for a Large Group?

For a large white elephant exchange, set a firm spending limit and establish the stealing rules in advance.

Create a clear turn order before the game begins. Drawing numbers as guests arrive can save time once everyone is ready to start.

Keep the number of steals per gift limited so the game does not drag on. It also helps to have one person track which creative holiday presents have been stolen and when they are locked, especially if dozens of people are participating.

Can You Play White Elephant Virtually?

A virtual white elephant exchange can work over a video call, with one person keeping track of the turn order and each steal. Guests can either mail physical gifts ahead of time or use digital gifts that can be delivered once the game ends.

Set the spending limit and stealing rules before everyone joins. It also helps to decide how gifts will be revealed and who is responsible for sending each one afterward so the exchange does not become confusing.

Choose a Perfect White Elephant Gift in a Snap

Look for a white elephant gift that fits some of these criteria, and everyone will be trying to grab it at your next celebration.

Do you need more gift-giving tips and tricks? Make sure you read some of our other posts.

Continue Reading

Subscribe to receive news and updates from the Oakland Post

CHECK OUT THE LATEST ISSUE OF THE OAKLAND POST

ADVERTISEMENT

Facebook

Parents, students, and teachers fought to save Roots International Academy, an East Oakland middle school that was closed in 2019 despite broad community opposition. Photo courtesy of Oakland North.
Community1 month ago

Misnamed ‘Parent’ PAC Seeks to Influence Oakland School Board Elections

Antoinette Stewart-Eneh.
Black History3 weeks ago

Listening as a Lifeline: A Doula’s Witness to Black Maternal Health

Democrat Xavier Becerra and Republican Steve Hilton.
Economy4 weeks ago

Poll: Becerra Widens His Lead Over Hilton; Californians Split on Wealth Tax

Activism1 month ago

Oakland Post: Week of September 9 – 15, 2026

ACOE Supt. Alysse Castro; OUSD Supt. Dr. Denise Saddler. File photos.
Business4 weeks ago

County Office of Education Says OUSD Finances Are Getting Healthier, Materially Stronger

One of the tiny houses for unhoused Richmond youth. Courtesy photo.
Community1 month ago

Richmond Tiny House Village Farm & Garden Set to Open Gates on Sept. 26

Business1 month ago

Mayor Lee Announces $1 Million Kaiser Permanente Grant for Pilot Program to Address Homelessness, Clean Up Public Spaces throughout Oakland

Pierre Damas Bel; 1.5 million people in Haiti are internally displaced by violence and more than 5.8 million are on the brink of starvation. Courtesy of AFP, Clarens Siffroy.
Black History1 month ago

Latest Massacre in Haiti Reveals Cruelty U.S. Deportations

Court-appointed administrator Philip Campbell outside Zendayi’s home on Randolph Avenue in Oakland. Photo by Tanya Dennis.
Lead Story3 weeks ago

Zakiya Jendayi Arrested, Locked Out of Home by Sheriff’s Deputies

Nolan Wells. File photo.
Black History1 month ago

OPINION: Nolan Wells’ Death One of Several Signifying Racial Terror Lives on in U.S. South

Long Beach resident Cassandra Carter approached the birth of her daughter, Nyomi (pictured), last November with anxiety after losing twins. She is pictured here with her husband.
Black History4 weeks ago

Doulas Are Helping Black California Moms Navigate Pregnancy–Even as High Mortality Rates Persist

The first cohort of BLACspace participants with awards in August. Courtesy photo.
Art4 weeks ago

BLACspace Cooperative Invites Bay Area to Experience Oakland’s Black Cultural Ecosystem Through a BLAC Map Tour + Party

Activism1 month ago

Oakland Post: Week of September 16 – 22, 2026

Demonstrators protest against arms shipments to Israel from Oakland International Airport. Photo courtesy of Palestinian Youth Movement.
Uncategorized1 month ago

Oakland People’s Arms Embargo Coalition Demands End to Military Shipments Thru Oakland

(L-R) Sylvia Williams, Mike Hutchinson, Kathryn Camp
Community1 month ago

Democratic Clubs Interview Candidates for Oakland School Board

Trending

Copyright ©2021 Post News Group, Inc. All Rights Reserved.