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HUD Says Deregulation, Not Affordable Housing, Needed to Solve Homelessness

WASHINGTON INFORMER — For more than a decade, economists, lawmakers and others have heralded the nation’s economy. Often citing how unemployment has declined as new jobs have been created, or Wall Street trading and major bank profits rising, some might be led to believe that all is well in America.

Published

7 years ago

September 30, 2019

Oakland Post

Ben Carson, secretary of the U.S. Department of Housing and Urban Development, speaks during the National Coalition for Homeless Veterans' annual conference at the Grand Hyatt Hotel in northwest D.C. on May 30, 2018. (Photo by: Brigette White | The Washington Informer)

By Charlene Crowell, Special to The Informer

For more than a decade, economists, lawmakers and others have heralded the nation’s economy. Often citing how unemployment has declined as new jobs have been created, or Wall Street trading and major bank profits rising, some might be led to believe that all is well in America.

But as Sportin’ Life in the folk opera “Porgy and Bess” sang, “It ain’t necessarily so.”

On Sept. 16, California Gov. Gavin Newsom joined by state officials representing cities and counties wrote a letter that urged President Donald Trump to recognize homelessness as a “national crisis decades in the making that demands action at every level of government.”

“Mr. President – shelter solves sleep,” wrote the California officials, “but only housing solves homelessness.”

Newsom and company were absolutely correct. State and local officials across the country also reckon with limited resources to house the nation’s half-million homeless and its accompanying persistent poverty. Whether eastward from Washington, D.C., to Baltimore, New York and Boston, or westward from Los Angeles to San Francisco and Seattle, or even other locales — America’s homeless are a visible presence that not everyone has been a part of an economic recovery.

In 2018, 67% of America’s homeless people were individuals. The remaining 33% were families with dependent children, according to a report by the National Alliance to End Homelessness.

Further, according to a new 2019 report by the Annie E. Casey Foundation, “Our nation is currently in the midst of a long period of economic expansion. Yet stagnant wages, rising housing costs and inaccessible job opportunities keep many children and families trapped in impoverished communities. And despite economic growth, we have not seen significant reduction in poverty.”

The Casey Foundation report also found that between 2013-2017, Black and Native American children were the most likely to live in concentrated poverty. For example, half of Michigan’s Black children live in high poverty. Other states where child poverty runs the risk of homelessness are Mississippi (43%), Ohio, (43%), Pennsylvania (42%) and Wisconsin (44%).

Yet despite the availability of homeless and poverty research, Housing and Urban Development Secretary Ben Carson sent Newsom a stark rejection of California’s appeal for federal financial assistance to alleviate California’s homeless.

Carson’s Sept. 18 reply said in part, “California cannot spend its way out of this problem using Federal funds…More vouchers are clearly not the solution the State needs. To address this crisis, California must reduce its regulatory burdens on housing.”

Advocates for homeless and low-income people strongly disagreed with Carson’s assessment.

“We know that the number one cause of homelessness is the lack of affordable housing,” said Megan Hustings, managing director of the National Coalition for the Homeless.

“Consumers are already struggling with crushing debt from student loans and medical expenses, or facing triple-digit interest rates when they attempt to access small-dollar loans,” noted Marisabel Torres, director of California Policy with the Center for Responsible Lending, “When they also have to pay some of the highest housing costs in the nation, it is unfortunately unsurprising that there are such large numbers of homeless people in many of California’s large cities.

“California’s homeless may be the largest by state, but the problem is a national one that deserves to be recognized and acted upon,” Torres said.

In 1987 there was an expression of national will to respond to America’s homeless through enactment of the McKinney Homeless Act. That statute created the U.S. Interagency Council on Homelessness dedicating the ongoing support of 19 federal agencies to prevent and end homelessness. HUD is one of the participating agencies. The Council on Homelessness even has a written plan, “Home, Together,” that lays out federal remedies over the fiscal years of 2018-2022.

According to the 2018 report by the Council on Homelessness, “Crisis services are the critical front line of communities’ responses to homelessness, helping people meet basic survival needs while also helping them swiftly secure permanent housing opportunities.”

Someone should give Secretary Carson a copy. And if that takes a while, here’s what Rep. Maxine Waters advised the leadership of the House Appropriations Committee this past June:

“In the richest country in the world, it is simply unconscionable that this many of our neighbors across the country are living without a place to call home,” Waters. “Several communities have experienced severe increases in their homeless populations, further illuminating that homelessness is a crisis. The federal government must recognize the national crisis at hand and support communities and local service providers who are on the streets helping.”

Charlene Crowell is the communications deputy director with the Center for Responsible Lending. She can be reached at Charlene.crowell@responsiblelending.org.

This post originally appeared in The Washington Informer.

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Smooth Ride! Car Suspension & Comfort Tested #shorts

Smooth suspension meets surprisingly spacious legroom. Experience true comfort on any road!

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Oakland Post

Car suspension test demonstrating a smooth ride, comfort features, and handling on various terrains.

Experience the difference smooth suspension makes on rough streets. Check out the surprisingly good second-row legroom – test it yourself for true comfort.

Watch the full video: https://youtu.be/l9Z571za5Gc

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61 years since Selma, Houston leaders say the bridge remains to be crossed

61 years after Selma, Houston leaders say the fight for equality continues. The issues that sparked the marches still impact Black Americans today.

Published

3 weeks ago

October 4, 2026

Oakland Post

Houston leaders discuss the ongoing struggle for civil rights 61 years after Selma, emphasizing the need for continued action.

It has been 61 years since the Selma marches. But political leaders in Houston say that the issues protesters were marching for still plague the lives of Black Americans.

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Here is what you need to know about finding unique white elephant gift ideas that everyone wants to steal

The best white elephant gift ideas are funny enough to get a reaction but useful enough that people actually want to steal them. Look for gifts with a surprise factor, broad appeal, an inside joke, and just enough personality to spark some friendly competition. The wrapping paper comes off, the room goes quiet for half […]

Published

3 weeks ago

October 4, 2026

Oakland Post

The best white elephant gift ideas are funny enough to get a reaction but useful enough that people actually want to steal them. Look for gifts with a surprise factor, broad appeal, an inside joke, and just enough personality to spark some friendly competition.

The wrapping paper comes off, the room goes quiet for half a second, and suddenly everyone wants the same gift. That is the sweet spot. A great white elephant pick should make people laugh, lean in, and start plotting their next steal before the turn is even over.

Should a White Elephant Gift Be Funny or Useful?

A white elephant gift can be funny or useful, but the strongest choices usually give people a reason to laugh and a reason to keep the item. A practical gift with an odd design, unexpected feature, or playful theme can get a reaction without becoming something the recipient immediately wants to give away.

The right balance depends on the group. Close friends and family members may enjoy a ridiculous gag gift because they already understand one another’s sense of humor.

A workplace exchange, neighborhood party, or mixed-age gathering usually calls for something with broader appeal. In those settings, humor works better when it is built into an item people could still use afterward.

It also helps to think about how quickly the gift will make sense once it is opened. A strangely shaped kitchen tool, oversized mug, quirky desk accessory, or unexpectedly fancy everyday item can create an immediate reaction. Guests understand the joke right away, while the item still has enough practical value to attract a steal.

Pure gag gifts can be harder to pull off. Something that exists only for the punchline may get a big laugh during the reveal and then sit untouched for the rest of the game. If the goal is to bring one of the gifts everyone keeps fighting over, usefulness gives the joke staying power.

Memorable Present Ideas: Creating Inside Joke Gifts

Inside joke gifts can make a white elephant exchange feel much more personal, especially when most of the group shares the same stories. The trick is choosing a reference that people will recognize quickly instead of building the entire joke around something only two guests understand.

You can turn a memorable vacation mishap, office catchphrase, family story, or long-running group joke into the theme of the gift. A personalized comic book can work especially well when it turns familiar people or a ridiculous shared moment into part of the story.

Think carefully about who the joke involves before ordering anything permanent. The gift should make the person feel included in the fun, not singled out for the wrong reason.

Can You Bring Something You Already Own?

Holiday gift exchanges can be a good place to re-gift something you never used, especially if it is unopened and clean.

The following can all work if they still look presentable:

A duplicate kitchen gadget
An untouched game
A decorative item
A sealed gift set
An unopened candle
A new travel accessory

The goal is to give the item a second chance, not use the exchange as an excuse to clear out damaged or unwanted clutter.

Take a close look at the packaging before wrapping it. Faded boxes, missing pieces, visible wear, or anything that looks obviously used can make the gift feel careless.

Wrapping Budget-Friendly Gifts

Wrapping can make gifts more entertaining before anyone even knows what’s inside.

Misdirection works especially well for fun party games. Put a small gift inside a much larger box. Use packaging from an unrelated household item.

Add harmless weight so guests cannot guess what they are holding. The reveal becomes part of the joke without changing the gift itself.

You can also lean into the theme of the exchange. Bright paper, oversized bows, reusable bags, or deliberately over-the-top wrapping can make an ordinary item feel more memorable. If the gift itself is already funny, simple wrapping may work better so the surprise stays hidden until the last second.

Frequently Asked Questions

Is Picking Last an Advantage in White Elephant?

Picking last can be an advantage because you get to see almost every gift before making your move. Instead of choosing blindly from the remaining wrapped presents, you can steal something that has already caught your attention if the rules still allow it.

That advantage depends on the house rules. Some games limit how many times a gift can be stolen.

Others lock an item once it reaches a certain number of steals. If the most popular gifts are already unavailable, the final player may have fewer strong options than expected.

The first player can also get another turn at the end in some versions of the game. That rule can balance things out, since the person who started with the least information may get one final chance to steal.

How Do You Plan White Elephant for a Large Group?

For a large white elephant exchange, set a firm spending limit and establish the stealing rules in advance.

Create a clear turn order before the game begins. Drawing numbers as guests arrive can save time once everyone is ready to start.

Keep the number of steals per gift limited so the game does not drag on. It also helps to have one person track which creative holiday presents have been stolen and when they are locked, especially if dozens of people are participating.

Can You Play White Elephant Virtually?

A virtual white elephant exchange can work over a video call, with one person keeping track of the turn order and each steal. Guests can either mail physical gifts ahead of time or use digital gifts that can be delivered once the game ends.

Set the spending limit and stealing rules before everyone joins. It also helps to decide how gifts will be revealed and who is responsible for sending each one afterward so the exchange does not become confusing.