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Free program teaches youth how to gain Dollars and Sense

INDIANAPOLIS RECORDER — Getting ahead in 2019 requires financial wisdom, so local chapters of 100 Black Men, including the Indianapolis chapter, offer Dollars and Sense: a free 16-week financial literacy program. The program transforms how youth such as Turnipseed view money.

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Dollars & Sense Financial Literacy Program (Photo by: 100blackmenindy.org)

By Ben Lashar

When Nate Turnipseed’s mother first enrolled him in 100 Black Men of Indianapolis’ Dollars and Sense program, he initially wasn’t happy to spend his Saturdays learning about investing in the stock market. Then he developed a passion for it.

During his second year in the program, Turnipseed won second place in the local chapter’s stock portfolio pitch competition despite his partner dropping out at the last minute.

“I was really nervous,” Turnipseed said. “I was kind of sick at the same time. I remember my nostrils were flaring up. … Apparently, I did really good.”

Getting ahead in 2019 requires financial wisdom, so local chapters of 100 Black Men, including the Indianapolis chapter, offer Dollars and Sense: a free 16-week financial literacy program. The program transforms how youth such as Turnipseed view money.

“We’ve seen students work on Wall Street as a result of the program,” Andre Givens, chairman of Dollars and Sense at 100 Black Men of Indianapolis, said. “… That’s a huge moment. When I see the outcome of the hard work, that pays dividends.”

The lesson plans are a combination of coursework from the University of Phoenix and lessons created by 100 Black Men. Volunteer instructors lecture, mentor and assign projects. There is also a pre and post-test to measure participants’ progress. Givens said the average score of the first test is 34% and the second test’s average score is 79%.

The program also changes students’ philosophies about money. Givens said when most students begin the program they only see money as a way to buy material items like clothes. Through learning about investing and portfolio building, students learn they can do more than spend money at a store. They can save and invest for the future.

TJ Daniel, a senior at Brownsburg High School, presented an investment portfolio in the Dollars and Sense financial literacy investment competition in March. The 100 Black Men of Indianapolis offers the free course as a way to improve the financial knowledge of youth.

TJ Daniel, a senior at Brownsburg High School, presented an investment portfolio in the Dollars and Sense financial literacy investment competition in March. The 100 Black Men of Indianapolis offers the free course as a way to improve the financial knowledge of youth.

“That’s the attitude we have to break before we can dive into the core of the program because as long as our students have this false perception of wealth, our community will still be in disparity,” Givens said.

Givens said the program teaches personal finance lessons such as saving and budgeting and places a large emphasis on investing in the stock market. Students get to experiment with an app called Student Stock Trader where they invest a fictional $100,000 in a stock market simulation that follows the same changes as the actual stock market. Seeing what causes their virtual stocks to rise and fall is a good way for students to learn both the do’s and don’ts of the stock market and how quickly investments can change.

“Last year when the market took that 800-point drop, next Saturday the class was chaotic,” Givens said. “Students were like, ‘What’s going on? I lost half my portfolio.’ That gave us a critical moment to explain what happened in the market.”

At the end of the program students compete in groups of two to pitch potential investment portfolios. They win scholarship money based on how they rank. Students who perform well, such as Turnipseed, compete at the national level. Last year, the Indianapolis group Turnipseed competed in took first place.

“It really felt good because lots of hard work came to fruition, and it shows you can do anything as long as you stick to your task and keep working hard,” Turnipseed said.

The next Dollars and Sense course will begin Oct. 26. While Turnipseed will not attend because he’s now a freshman at Ivy Tech Community College, he’s excited a new group of students will learn financial literacy.

“I really wish they teach stuff like that at school because I feel like you are actually going to use that later in your life,” Turnipseed said. “… It gives you discipline, and if you know how money works and how to use your money properly you’ll definitely gain more wealth.”

Contact staff writer Ben Lashar at 317-762-7848. Follow him on Twitter @BenjaminLashar.

SIGN UP FOR DOLLARS AND SENSE

Next month, 100 Black Men of Indianapolis will host the next Dollars and Sense course.

When: Oct. 26-March 7

Where: University of Indianapolis, 1400 E. Hanna Ave.

Registration: Apply at 100blackmenindy.org by 11:59 p.m. Oct. 20.

Support the program

Dollars and Sense is free because of donations to 100 Black Men of Indianapolis. For more information on how to support the program, email financialliteracy@100blackmenindy.org.

This article originally appeared in The Indianapolis Recorder.

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2026 Lucid Air Grand Touring Review — Is This $136K EV Sedan Worth It?

AUTONETWORK ON BLACKPRESSUSA — Finished in Stellar White Metallic with the Tahoe Grand Touring interior, this Lucid makes a strong first impression. The shape is sleek and low, but it still feels elegant instead of trying too hard. Features like soft-close doors, powered illuminated door handles, 20-inch Aero Lite wheels, and the Glass Canopy Roof help the car feel expensive before you even start it.

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The 2026 Lucid Air Grand Touring is the kind of luxury EV that makes people stop and ask a simple question: Is this really better than a Tesla Model S, Mercedes EQS, or BMW i7? At $136,150, it has to do more than look futuristic. It has to feel special every time you get in it.

Finished in Stellar White Metallic with the Tahoe Grand Touring interior, this Lucid makes a strong first impression. The shape is sleek and low, yet it still feels elegant rather than trying too hard. Features like soft-close doors, powered illuminated door handles, 20-inch Aero Lite wheels, and the Glass Canopy Roof help the car feel expensive before you even start it.

Inside is where the Air Grand Touring really makes its case. The 34-inch Glass Cockpit Display and retractable Pilot Panel screen give the cabin a clean, modern look that still feels different from other EVs. The Tahoe Extended Leather and Lucid Black Alcantara headliner lifts the sense of occasion, and the front seats are a highlight. They are 20-way power-adjustable, heated, ventilated, and include massage. That matters because luxury buyers at this price expect comfort first.

Rear passengers are not ignored either. You get 5-zone heated rear seating, a rear center console display, and power rear and rear side window sunshades. Add in the Surreal Sound Pro system with 21 speakers, and the Air feels like a true long-distance luxury sedan.

Lucid also gives this car serious EV hardware. The dual-motor all-wheel-drive system, 900V+ charging architecture, and Wunderbox onboard charger are big talking points. Buyers in this segment care about range, charging speed, and everyday ease, not just raw performance. That is where the Lucid continues to stand out.

On the technology side, the Air Grand Touring includes DreamDrive Premium, with 3D Surround View Monitoring, Blind Spot Warning, Automatic Park In and Out, Automatic Emergency Braking, and a Driver Monitoring System with distracted and drowsy driver alerts. This one also has DreamDrive Pro, which adds future-capable ADAS hardware.

There are still some real-world annoyances. Based on your notes, the windshield wiper control is hard to find and use, and that matters more than people think in a high-tech car. When controls become less intuitive, even a beautiful interior can feel frustrating.

Still, the 2026 Lucid Air Grand Touring succeeds where it matters most. It feels luxurious, advanced, comfortable, and thoughtfully engineered. For buyers who want an EV sedan that feels truly premium and less common than the usual choices, this Lucid makes a very strong case.


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Snoop Dogg Celebrates 10 Til’ Midnight at the Compound

LOS ANGELES SENTINEL — The album is paired with a film that stars Snoop Dogg, Hitta J3, G Perico, and Ray Vaughn, and one of the strongest elements of the whole project is that the production stayed rooted right here in Los Angeles.

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Snoop Dogg celebrated the premiere of 10 Til’ Midnight at his Inglewood recording studio & multipurpose facility, The Compound, but the night felt like much more than an album release. It felt like Los Angeles. It felt like legacy. And it felt like another major move from one of the city’s greatest cultural architects as he continues to prove that he is not just dropping music — he is building moments, shaping narratives, and pushing the culture forward in real time.

What made the event so powerful was the clarity behind the vision. During a panel conversation with DJ Hed, Snoop opened up about the heart behind 10 Til’ Midnight, explaining that the project was created to help bridge older and younger generations while also speaking to the long-standing divisions between Bloods and Crips in a unique way through film. That alone gave the project a different kind of weight. This was not just about songs. This was about using creativity as a tool for connection. This was about taking a story rooted in Los Angeles and telling it in a way that could bring people together.

Snoop Congratulated By Rapper & Fellow 10 Til Midnight Cast Member G Perico (CreativeLB/KreativeKapturez)

Snoop Congratulated By Rapper & Fellow 10 Til Midnight Cast Member G Perico (CreativeLB/KreativeKapturez)

The album is paired with a film that stars Snoop Dogg, Hitta J3, G Perico, and Ray Vaughn, and one of the strongest elements of the whole project is that the production stayed rooted right here in Los Angeles. The film was shot in the city, including at WePlay Studios in Inglewood, which gave the entire project an even deeper hometown feel. It was not just a West Coast story in content — it was a Los Angeles-made production from the ground up.

That matters because, in a city like this, authenticity still carries weight. Snoop understands how to make sure that what he creates does not just represent Los Angeles on the surface, but actually comes from it.

What also makes 10 Til’ Midnight significant is that it represents another major step in Snoop’s evolution as both an artist and executive. Public reporting around the project identifies it as his 22nd studio album, but the bigger story is what it represents in this season of his life. This is one of several consecutive moves he has made in his 50s that show he is still building, still expanding, and still finding new ways to reinvent what the next chapter looks like.

Snoop Dogg at the Premiere of 10 Til Midnight (CreativeLB/KreativeKapturez)

Snoop Dogg at the Premiere of 10 Til Midnight (CreativeLB/KreativeKapturez)

Now, as the head of Death Row Records and the newly aligned leader of Death Row Pictures, he is taking the brand into a new dimension. That is what made this moment feel bigger than music. Snoop is not just protecting the legacy of Death Row — he is stretching it. He is expanding it beyond records and into film, visual storytelling, and larger creative worlds that can continue carrying the label’s impact forward. Public reporting has noted that this project arrives as part of that broader cinematic push.

That is a major Los Angeles move because the city has always been built on the intersection of music, film, neighborhood identity, and cultural storytelling. With 10 Til’ Midnight, Snoop is leaning all the way into that intersection.

The room at The Compound reflected that. It felt like a private premiere, but it also felt like a statement — a reminder that Snoop Dogg’s staying power has never been based only on nostalgia. It comes from his ability to remain connected, remain visionary, and remain in tune with how to move the culture without losing the essence of who he is.

That is why this premiere mattered. It was not just about celebrating another album. It was about witnessing a Los Angeles legend continue to evolve, continue to unify, and continue to use art to tell stories that hit deeper than entertainment alone.

In that sense, 10 Til’ Midnight became more than a project launch. It became another example of how Snoop Dogg is still taking Los Angeles to the next level — using music, film, and legacy together to build something bigger than a moment.

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OP-ED: Small Businesses Need Minnesota to Act on Pass-Through Tax Policy

MINNESOTA SPOKESMAN RECORDER — A Twin Cities immigrant entrepreneur who built several businesses including grocery stores in underserved neighborhoods is calling on Minnesota lawmakers to extend the Pass-Through Entity tax option before it expires, warning that its loss would hit small businesses already recovering from Operation Metro Surge with higher federal tax bills.

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A Twin Cities Small Business Owner Is Urging Minnesota to Extend a Tax Policy That Could Save Thousands of Businesses

By Daniel Hernandez | Minnesota Spokesman Recorder

I came to the United States as a teenager with a clear goal: to build something meaningful through hard work. I put in long days in construction, restaurants, and landscaping; doing whatever it took to learn, save, and eventually start my own business.

Over time, I built and ran several successful ventures, including an event photography company, a magazine, a tax and accounting firm, and now grocery stores serving neighborhoods across the Twin Cities where other retailers chose not to invest. I’ve created jobs, supported families, and committed to communities that deserve stability and opportunity.

That’s why I’m speaking out now.

Small business owners in Minneapolis and the communities we serve are recovering from serious disruptions, including the impacts of Operation Metro Surge. That event hit immigrant communities especially hard. In my own case, I lost nearly half of my 60 employees and saw revenue drop by about 85%. While I worked to provide competitive wages, health benefits, and paid time off, the real hardship fell on the people who lost their jobs and income.

Even as we rebuild, small businesses are facing another challenge. The Minnesota Legislature is considering letting an important tax policy expire: the Pass-Through Entity tax option.

Here’s what that means in plain terms.

Many small businesses, including mine, are pass-through businesses. That means the business itself doesn’t pay income tax. Instead, the owners report the income on their personal tax returns. But under current federal rules, there’s a limit on how much state tax we can deduct. That often leads to higher federal tax bills.

The Pass-Through Entity option fixes that. It allows the business to pay the state tax directly, which means the business can fully deduct those taxes on its federal return and lower the total amount of income taxed federally. The result is straightforward: small business owners pay less in federal taxes, without reducing what the state collects.

This policy is not new or controversial. Thirty-six states already offer it. It doesn’t cost Minnesota anything, it’s revenue neutral. And it benefits more than 66,000 businesses across the state.

In a state where the cost of doing business is already high, it’s hard to understand why we wouldn’t offer the same basic tax treatment as states like California and Illinois.

Small businesses have carried a heavy load in recent years, through a pandemic, rising costs and public safety disruptions. We’ve adapted, reinvested and stayed committed to our communities. What we need now are practical policies that support that work, not make it harder.

If the Minnesota House does not act soon, many businesses will face significantly higher federal tax bills. That’s money that could otherwise be used to hire workers, raise wages or reinvest in local neighborhoods.

I urge Gov. Tim Walz and members of the House Tax Committee to pass House File 3127 and extend the Pass-Through Entity election.

Small businesses are the backbone of our communities. We’ve proven our resilience. Now we need our state leaders to show the same commitment to us.

Daniel Hernandez is the owner of Colonial Market located at 2100 E. Lake St.

 

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