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Climate-Induced Displacement is a Global Phenomenon, but Not Evenly Experienced

As world leaders presented their plans to combat rising global temperatures at the annual United Nations Climate Change Conference (COP 28) in Dubai from Nov. 30-Dec. 13, 2023, discussions are centered on how countries can cut greenhouse gas emissions and mitigate a dire environmental future. But a UC Berkeley researcher says that future is already here for millions of people displaced by the climate crisis. And those climate refugees are predominantly from formerly colonized countries that are not responsible, in large part, for the factors that exacerbate climate change.

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In Ethiopia's Ghibe valley, farmers plough a field with cattle. Soil erosion has impacted farming in the country due to the climate crisis. Wikimedia photo.
In Ethiopia's Ghibe valley, farmers plough a field with cattle. Soil erosion has impacted farming in the country due to the climate crisis. Wikimedia photo.

UC Berkeley policy analyst from the Othering and Belonging Institute shares recommendations to protect people displaced from the climate crisis.

By Ivan Natividad
UC Berkeley News

As world leaders presented their plans to combat rising global temperatures at the annual United Nations Climate Change Conference (COP 28) in Dubai from Nov. 30-Dec. 13, 2023, discussions are centered on how countries can cut greenhouse gas emissions and mitigate a dire environmental future.

But a UC Berkeley researcher says that future is already here for millions of people displaced by the climate crisis. And those climate refugees are predominantly from formerly colonized countries that are not responsible, in large part, for the factors that exacerbate climate change.

Those nations — in the global south regions of Africa, Latin America, the Caribbean and much of Asia and Oceania — also lack the wealth and infrastructure to withstand intensifying natural disasters, rising sea levels and the collapse of industries dependent on stable climates, according to a recent Berkeley report.

“There are many examples of how global south countries face the brunt of a crisis they did not produce, due to the activities of countries and industries in the global north,” says report co-author Hossein Ayazi, a senior policy analyst at UC Berkeley’s Othering and Belonging Institute. “So, we want to help protect the most marginalized — climate-induced displaced persons — while targeting the sources of their marginalization.”

That is why the institute’s Global Justice Program recently launched an interactive database that helps both policymakers and impacted communities explore global data on climate-induced displacement. The report also offers strategies to ensure the protection of people displaced by the climate crisis, and climate resilience for them moving forward.

Ayazi said the research shows that sea levels are expected to rise drastically in the coming decades, which will impact nearly 40% of the world’s population that lives in coastal areas. And over 75% of all coastal populations — 90% of the world’s poor rural coastal areas — live in the global south.

Berkeley News spoke with Ayazi about what’s causing climate change displacement and what needs to happen to protect climate refugees and make their communities more resilient.

Berkeley News: Your research unpacks why people in the global south are more vulnerable to being displaced from the impacts of the climate crisis. What are some of the economic dimensions of this vulnerability?

Hossein Ayazi: Many countries in the global south have a relatively large percentage of their gross domestic product (GDP) derived from agriculture, forestry, and fishing — industries that are by nature more vulnerable to a changing climate.

In Ethiopia, for example, agriculture comprises almost 40% of its total GDP. That sector also employs over 80% of its population. So as these countries experience climate extremes — droughts, floods, increased temperatures and so on— their economies are impacted on a deep level.

A defining feature of countries in the global south is that their economies have been organized by, and to the benefit of, the global north — wealthier and powerful nations in North America and Europe. This means agricultural production that’s largely export-oriented, and not diversified, makes these countries especially inflexible and vulnerable to climate impacts.

Berkeley News: What other significant economic or financial factors cause or worsen climate-induced displacement?

Hossein Ayazi: Global south countries have a high external debt burden, with surcharges making things worse. In fact, global south debt payments in 2023 reached their highest level in 25 years.

This high debt burden means a poor sovereign credit rating, and a lack of fiscal space to invest in climate-resilient infrastructure and economies that can adequately respond to disasters. This is true at the individual and household level: When disaster strikes, it’s hard for people to manage when they are struggling financially.

Protecting climate refugees and affording people the right to stay in their communities means addressing such issues.

Berkeley News: While the focus of your data is on the global south, when you talk about climate displacement in this way it seems like it can happen anywhere — even in the United States.

Hossein Ayazi: It certainly can. Consider Hurricane Katrina in 2005. Residential segregation and decades of disinvestment in New Orleans’ levee infrastructure meant that when the storm hit, it would be the city’s poorer Black residents who would be displaced or lose their lives.

In the wildfires in Maui this year, we saw the inequalities in those communities exacerbated. Tourists had the means to reach safety and secure a place to stay, while many Native Hawaiians struggled to flee, save their homes, or recover afterward.

The climate crisis is a global phenomenon, but its impacts are not evenly experienced.

Berkeley News: Your research reveals that industries using extreme amounts of nonrenewable energy sources mostly come from wealthier countries in the global north. How do those industries affect the surrounding communities they inhabit?

Hossein Ayazi: Globally, we have come to be dependent on extractive, exploitative industries that might provide for some, but collectively harm us all, and certainly harm the people in closest proximity to them.

These industries are usually placed in marginalized communities in the global north — and in countries across the global south — and, rife with health and environmental impacts, they become mainstays of the broader economy.

Berkeley News: What is an example of this locally?

Hossein Ayazi: We can look to Richmond, California, and the Chevron oil refinery located there. Nearly 24% of the city’s general fund comes from the refinery, which also provides regional employment.

So, the question is: How do communities and countries become less dependent on these extractive industries that harm them, and us? How are these harms — past and present — addressed?

That’s the point of this work: Protecting peoples most harmed by the climate crisis, targeting the sources of the climate crisis, and building communities and economies that are just, sustainable and resilient against the climate crisis.

Berkeley News: What do world leaders need to do to make this vision a reality?

Hossein Ayazi: World leaders need to recognize the rights of people displaced by the climate crisis and across international borders. They also need to act upon demands for the transformational changes needed to materialize inclusive, just, and climate-resilient communities.

These demands entail ending the exploitation of land, resources and labor, and demilitarizing borders, among other key climate justice demands.

Berkeley News: What type of policy does your research recommend?

Hossein Ayazi: What we conceptualize as the “Right to Stay” is not only the right for climate-displaced people to safely resettle when their lives are uprooted. It is also the right to stay in place amidst the climate crisis, and against the extractive and exploitative structures that are forcing them to move.

To be able to aid the transition to climate-resilient societies and regenerative economies globally — while protecting the world’s most marginalized and exploited people and communities — a Right to Stay policy platform entails:

  • Legal rights for all peoples displaced by the climate crisis, within and across national borders
  • Climate reparations to countries in the global south, whose vulnerability to the climate crisis follows centuries of global north extractive and exploitative political and economic activity
  • Just transitions that democratize, decentralize, and diversify economic activity and (re)distribute resources and power

Berkeley News: Why should the general public care about people displaced by climate change?

Hossein Ayazi: To address the condition of climate displacement is to come at the work of climate justice from multiple angles — from worker protections to migrant rights to prison abolition to reparations for the harms of colonialism and slavery to food sovereignty, and so on.

These struggles for justice and self-determination are all connected, especially under the climate crisis.

It’s that work that we’re trying to hold together through this database, and through the reports and recommendations that accompany it. Our work aims to map and strengthen this global constellation of efforts by helping the public and policymakers understand the structural nature of climate displacement.

Berkeley News: How do we build climate resilience in our own communities?

Hossein Ayazi: It begins with organizing ourselves as renters, as students, as workers, as debtors and so on. It’s about all the ways that we can collectively determine and respond to the sources of hardship in our life, in ways that are connected to these other issues.

And it must be through a hopeful message, a message that we’re going to co-create the future that we all deserve to live in.

Advice

Financial Wellness and Mental Health: Managing Money Stress in College 

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances. 

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As a college student, managing financial responsibilities can be stressful.

If you’ve found yourself staying up late thinking about your finances or just feeling anxious overall about your financial future, you’re not alone. In one survey, 78% of college students who reported financial stress had negative impacts on their mental health, and 59% considered dropping out. While finances can impact overall stress, taking steps to manage your finances can support your mental, emotional and physical well-being.

When it comes to money, the sources of stress may look different for each student, but identifying the underlying causes and setting goals accordingly may help you feel more confident about your financial future.

Consider these strategies to help improve your financial wellness and reduce stress.

Understand what causes financial stress

While everyone’s financial situation is unique, several common sources of stress have the potential to strain your financial health. These include financial and economic uncertainty, existing debts, unexpected expenses, and mental or physical health changes. Financial stress may differ from situation to situation, but understanding the factors contributing to yours may help you begin to craft a plan for your unique circumstances.

2. Determine your financial priorities

Start by reflecting on your financial priorities. For students this often includes paying for school or paying off student loans, studying abroad, saving for spring break, building an emergency fund, paying down credit card debt or buying a car. Name the milestones that are most important to you, and plan accordingly.

3. Create a plan and stick to it

While setting actionable goals starts you on the journey to better financial health, it’s essential to craft a plan to follow through. Identifying and committing to a savings plan may give you a greater sense of control over your finances, which may help reduce your stress. Creating and sticking to a budget allows you to better track where your money is going so you may spend less and save more.

4. Pay down debt

Many students have some form of debt and want to make progress toward reducing their debt obligations. One option is the debt avalanche method, which focuses on paying off your debt with the highest interest rate first, then moving on to the debt with the next-highest interest rate. Another is the debt snowball method, which builds momentum by paying off your smallest debt balance, and then working your way up to the largest amounts.

5. Build your financial resilience

Some financial stress may be inevitable, but building financial resilience may allow you to overcome obstacles more easily. The more you learn about managing your money, for instance, the more prepared you’ll feel if the unexpected happens. Growing your emergency savings also may increase resilience since you’ll be more financially prepared to cover unexpected expenses or pay your living expenses.

6. Seek help and support 

Many colleges have resources to help students experiencing financial stress, like financial literacy courses or funds that provide some assistance for students in need. Talk to your admissions counselor or advisor about your concerns, and they can direct you to sources of support. Your school’s counseling center can also be a great resource for mental health assistance if you’re struggling with financial stress.

The bottom line

Financial stress can affect college students’ health and wellbeing, but it doesn’t have to derail your dreams. Setting smart financial goals and developing simple plans to achieve them may help ease your stress. Revisit and adjust your plan as needed to ensure it continues to work for you, and seek additional support on campus as needed to help keep you on track.

 JPMorgan Chase Bank, N.A. Member FDIC

© 2026 JPMorgan Chase & Co.

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Oakland Post: Week of March 11 -17, 2026

The printed Weekly Edition of the Oakland Post: Week of March 11 – 17, 2026

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Advice

Women & Wealth: Tips for Navigating Your Lifelong Financial Journey

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Sponsored by J.P. Morgan Wealth Management

We are in the midst of a seismic shift in wealth. This phenomenon, often referred to as the “Great Wealth Transfer,” describes the unprecedented movement of assets from the Baby Boomer generation to their heirs – an estimated $105 trillion by 2048. And women are poised to inherit most of this.

J.P. Morgan Wealth Management’s 2025 Investor Study found that women are not only set to receive significant wealth – they’re actively working to build it on their own. Ninety-three percent of women surveyed who are expecting an inheritance aren’t relying on it to reach their goals.

Here are a few tips for women to consider in their wealth-building journey:

Create a financial roadmap

A detailed, well thought out plan is important. J.P. Morgan’s study found that 90% of those surveyed with a plan feel confident about reaching their financial goals, compared to 49% without one.

Your plan should reflect your unique goals, priorities and circumstances. Consider your investment horizon and risk tolerance, and remember to revisit your plan regularly as life evolves.

Are you saving up for goals like buying a house, sending your kids off to college or retiring early? Where do you want to be in the next five, ten or twenty years? Everyone’s financial situation is unique, so it’s important to think about these questions and build a plan that is unique to your life.

Women tend to live longer than men on average. Many take career breaks or care for family members, which can influence long-term planning. It’s important to adjust your strategy with these factors in mind.

Where to start with investing

Don’t let misconceptions hold you back. Starting to invest doesn’t require a large sum, and beginning early can be beneficial. The earlier you start, the more time your money has to potentially grow over the years. Understand your overall financial situation, set clear goals and develop a long-term plan.

It’s important to also make sure you’re covered for unexpected expenses that come up before you start to invest. Build up a cash emergency fund, typically enough to cover three to six months of expenses, and pay down any high-interest debt.

Taking charge of your finances

The good news is that women are taking charge of their finances. J.P. Morgan’s research found that 75% of women respondents make financial decisions with their partner or take the lead themselves. For those who have a spouse or partner, it’s important for each person in the relationship to play an active role in the process.

Building wealth can be empowering for many women. The same survey found that 73% of women respondents said money gives them “security,” while 64% of Gen Z and Millennial women associated it with “freedom.”

The power of having a team

Some people find it helpful to work with a financial advisor, so you don’t have to tackle things alone. An advisor can help you craft a plan tailored to your needs and keep you on track throughout your lifelong financial journey. If you expect to receive an inheritance, you should also consult with estate planning and tax professionals.

No matter where you are on your wealth-building path, education is key. It’s so important to be an informed investor, and there are plenty of resources out there to help. You can find a library of free educational resources at chase.com/theknow.

As the landscape of wealth continues to evolve, women have a unique opportunity to shape their financial futures and those of generations to come. By staying informed and planning ahead, women have the tools to help them confidently navigate the Great Wealth Transfer and set themselves up for financial freedom.

The views, opinions, estimates and strategies expressed herein constitutes the author’s judgment based on current market conditions and are subject to change without notice, and may differ from those expressed by other areas of J.P. Morgan. This information in no way constitutes J.P. Morgan Research and should not be treated as such. You should carefully consider your needs and objectives before making any decisions. For additional guidance on how this information should be applied to your situation, you should consult your advisor.  

JPMorgan Chase & Co., its affiliates, and employees do not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transaction.  

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