Connect with us

#NNPA BlackPress

Vice President Kamala Harris to Announce Reforms to Ease the Burden of Medical Debt

NNPA NEWSWIRE — The White House said this should help provide more families the opportunities to thrive. “Together, these actions will help hold medical providers and debt collectors accountable for harmful practices, reduce the role that medical debt plays in determining whether Americans can access credit – which will open up new opportunities for people with medical debt to buy a home or get a small business loan, help over half a million of low-income American veterans get their medical debt forgiven; and, inform consumers of their rights,” the administration said in a release.
The post Vice President Kamala Harris to Announce Reforms to Ease the Burden of Medical Debt first appeared on BlackPressUSA.

Published

on

By Stacy M. Brown, The Washington Informer

One-in-three adults in the United States are saddled with medical debt, which now counts as the largest source of debt in collections – more than credit cards, utilities, and auto loans combined.

According to a White House fact sheet, Black and Hispanic households are more likely to hold medical debt than white households.

As part of the fight to help people contend with high costs, Vice President Kamala Harris plans to announce reforms to help ease the burden of medical debt.

The White House said this should help provide more families the opportunities to thrive.

“Together, these actions will help hold medical providers and debt collectors accountable for harmful practices, reduce the role that medical debt plays in determining whether Americans can access credit – which will open up new opportunities for people with medical debt to buy a home or get a small business loan, help over half a million of low-income American veterans get their medical debt forgiven; and, inform consumers of their rights,” the administration said in a release.

The White House said medical debt isn’t just a financial issue – it can have negative health effects.

One study found that almost half of individuals with medical debt intentionally avoided seeking care.

“Getting sick or taking care of loved ones should not mean financial hardship for American families,” administration officials stated.

“That is why the Administration is taking new action to ease the burden of medical debt and protect consumers from predatory collection policies.”

The White House said the planned actions build upon President Joe Biden’s April 5th Executive Order on strengthening access to affordable, quality health care coverage, which directed federal agencies to take action to reduce the burden of medical debt.

“[On April 11], Vice President Harris is announcing reforms in four areas that will lessen the burden of medical debt, protect consumers, and open up new opportunities for Americans looking to buy a home or start a small business,” the White House stated.

The actions include holding providers and collectors accountable.

“Providers have a responsibility to offer non-predatory payment plans or financial assistance to all eligible patients,” the White House noted.

“While many do, far too many eligible patients report not receiving help. Worse, lawsuits against patients over medical bills are on the rise. And when hospitals sell outstanding bills to third party debt collectors, patients can be subjected to persistent and aggressive collections practices.”

The administration noted that the federal government pays roughly $1.5 trillion a year into the health care system to provide patients with quality care and services.

Providers receiving that funding should make it easy for eligible patients to receive the financial assistance they are entitled to and should not directly or indirectly subject patients to illegal and harassing debt collection practices, the White House stated.

Department of Health and Human Services Secretary Becerra plans to direct the agency to evaluate how providers’ billing practices impact access and affordability of care and the accrual of medical debt.

Officials said HHS will request data from more than 2,000 providers on medical bill collection practices, lawsuits against patients, financial assistance, financial product offerings, and 3rd party contracting or debt buying practices.

The Department will, for the first time, weigh that information in their grantmaking decisions, publish topline data and policy recommendations for the public, and share potential violations with the relevant enforcement agencies of jurisdiction.

Separately, the Consumer Financial Protection Bureau (CFPB) will investigate credit reporting companies and debt collectors that violate patients’ and families’ rights and hold violators accountable.

The White House added that the administration also plans to improve government underwriting practices as the latest research found that owing medical debt is not a reliable predictor of overall financial health.

They said an analysis of 5 million anonymized credit records found that consumers who owed medical debt paid their bills at the same rate as those who did not.

Including paid-off medical debt causes credit scores to underestimate creditworthiness by as much as 22 points.

“As a result, the inclusion of medical debt on credit reports and in credit scores and loan underwriting can hold Americans back from financial opportunities while failing to improve the accuracy and predictiveness of lending programs,” the White House said in the release.

The post Vice President Kamala Harris to Announce Reforms to Ease the Burden of Medical Debt first appeared on BlackPressUSA.

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

#NNPA BlackPress

IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78

NNPA NEWSWIRE — Born on September 4, 1945, in Los Angeles, California, activist Ramona Edelin’s early years were marked by a commitment to education and social justice. According to her HistoryMakers biography, after graduating from Fisk University with a Bachelor’s degree in 1967, she pursued further studies at the University of East Anglia in England. She earned her master’s degree before completing her Ph.D. at Boston University in 1981.
The post IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78 first appeared on BlackPressUSA.

Published

on

By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Once upon a time, Black Americans were simply known as colored people, or Negroes. That is until Ramona Edelin came along. The activist, renowned for her pivotal roles in advancing civil rights, education reform, and community empowerment, died at her D.C. residence last month at the age of 78. Her death, finally confirmed this week by Barnaby Towns, a communications strategist who collaborated with Dr. Edelin, was attributed to cancer.

Born on September 4, 1945, in Los Angeles, California, Edelin’s early years were marked by a commitment to education and social justice. According to her HistoryMakers biography, after graduating from Fisk University with a Bachelor’s degree in 1967, she pursued further studies at the University of East Anglia in England. She earned her master’s degree before completing her Ph.D. at Boston University in 1981.

Edelin’s contributions to academia and activism were manifold. She was pivotal in popularizing the term “African American” alongside Rev. Jesse L. Jackson in the late 1980s.

Jackson had announced the preference for “African American,” speaking for summit organizers that included Dr. Edelin. “Just as we were called Colored, but were not that, and then Negro, but not that, to be called Black is just as baseless,” he said, adding that “African American” “has cultural integrity” and “puts us in our proper historical context.”

Later, Edelin told Ebony magazine, “Calling ourselves African Americans is the first step in the cultural offensive,” while linking the name change to a “cultural renaissance” in which Black Americans reconnected with their history and heritage.

“Who are we if we don’t acknowledge our motherland?” she asked later. “When a child in a ghetto calls himself African American, immediately he’s international. You’ve taken him from the ghetto and put him on the globe.”

The HistoryMakers bio noted that Edelin’s academic pursuits led her to found and chair the Department of African American Studies at Northeastern University, where she established herself as a leading voice.

Transitioning from academia to advocacy, Edelin joined the National Urban Coalition in 1977, eventually ascending to president and CEO. During her tenure, she spearheaded initiatives such as the “Say Yes to a Youngster’s Future” program, which provided crucial support in math, science, and technology to youth and teachers of color in urban areas. Her biography noted that Edelin’s efforts extended nationwide through partnerships with organizations like the National Science Foundation and the United States Department of Education.

President Bill Clinton recognized Edelin’s expertise by appointing her to the Presidential Board on Historically Black Colleges and Universities in 1998. She also co-founded and served as treasurer of the Black Leadership Forum, solidifying her standing as a respected leader in African American communities.

Beyond her professional achievements, Edelin dedicated herself to numerous boards and committees, including chairing the District of Columbia Educational Goals 2000 Panel and contributing to the Federal Advisory Committee for the Black Community Crusade for Children.

Throughout her life, Edelin received widespread recognition for her contributions. Ebony magazine honored her as one of the 100 Most Influential Black Americans, and she received prestigious awards such as the Southern Christian Leadership Award for Progressive Leadership and the IBM Community Executive Program Award.

The post IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78 first appeared on BlackPressUSA.

Continue Reading

#NNPA BlackPress

Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues

NNPA NEWSWIRE — Recent legislative actions in Tennessee, such as repealing police reform measures enacted after the killing of Tyre Nichols, underscore a troubling trend of undermining local control and perpetuating racist agendas. The new law preventing local governments from restricting police officers’ authority disregards community efforts to address systemic issues of police violence and racial profiling.
The post Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues first appeared on BlackPressUSA.

Published

on

By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Tennessee State University (TSU), the state’s only public historically Black college and university (HBCU), faces a tumultuous future as Gov. Bill Lee dissolved its board, a move supported by racist conservatives and MAGA Republicans in the Tennessee General Assembly, who follow the lead of the twice-impeached, four-times indicted, alleged sexual predator former President Donald Trump. Educators and others have denounced the move as an attack on diversity, equity, and inclusion (DE&I) and a grave setback for higher education.

Critics argue that TSU’s purported financial mismanagement is a manufactured crisis rooted in decades of underinvestment by the state government. They’ve noted that it continues a trend by conservatives and the racist MAGA movement to eliminate opportunities for Blacks in education, corporate America, and the public sector.

Gevin Reynolds, a former speechwriter for Vice President Kamala Harris, emphasizes in an op-ed that TSU’s financial difficulties are not the result of university leadership because a recent audit found no evidence of fraud or malfeasance.

Reynolds noted that the disbanding of TSU’s board is not an isolated incident but part of a broader assault on DE&I initiatives nationwide. Ten states, including Tennessee, have enacted laws banning DE&I policies on college campuses, while governors appointing MAGA loyalists to university trustee positions further undermine efforts to promote inclusivity and equality.

Moreover, recent legislative actions in Tennessee, such as repealing police reform measures enacted after the killing of Tyre Nichols, underscore a troubling trend of undermining local control and perpetuating racist agendas. The new law preventing local governments from restricting police officers’ authority disregards community efforts to address systemic issues of police violence and racial profiling.

The actions echo historical efforts to suppress Black progress, reminiscent of the violent backlash against gains made during the Reconstruction era. President Joe Biden warned during an appearance in New York last month that Trump desires to bring the nation back to the 18th and 19th centuries – in other words, to see, among other things, African Americans back in the chains of slavery, women subservient to men without any say over their bodies, and all voting rights restricted to white men.

The parallels are stark, with white supremacist ideologies used to justify attacks on Black institutions and disenfranchise marginalized communities, Reynolds argued.

In response to these challenges, advocates stress the urgency of collective action to defend democracy and combat systemic racism. Understanding that attacks on institutions like TSU are symptomatic of broader threats to democratic norms, they call for increased civic engagement and voting at all levels of government.

The actions of people dedicated to upholding the principles of inclusivity, equity, and justice for all will determine the outcome of the ongoing fight for democracy, Reynolds noted. “We are in a war for our democracy, one whose outcome will be determined by every line on every ballot at every precinct,” he stated.

The post Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues first appeared on BlackPressUSA.

Continue Reading

#NNPA BlackPress

Braxton Haulcy and the Expansion of Walker|West Music Academy

May 24, 2023 – Walker West Music Academy gets an early start on expansion. Join us for a Wednesday episode of The …
The post Braxton Haulcy and the Expansion of Walker|West Music Academy first appeared on BlackPressUSA.

Published

on

By


May 24, 2023 – Walker West Music Academy gets an early start on expansion. Join us for a Wednesday episode of The …

The post Braxton Haulcy and the Expansion of Walker|West Music Academy first appeared on BlackPressUSA.

Continue Reading

Subscribe to receive news and updates from the Oakland Post

* indicates required

CHECK OUT THE LATEST ISSUE OF THE OAKLAND POST

ADVERTISEMENT

WORK FROM HOME

Home-based business with potential monthly income of $10K+ per month. A proven training system and website provided to maximize business effectiveness. Perfect job to earn side and primary income. Contact Lynne for more details: Lynne4npusa@gmail.com 800-334-0540

Facebook

Activism1 month ago

Oakland Post: Week of March 20 – 26, 2024

Activism1 month ago

Oakland Post: Week of March 27 – April 2, 2024

#NNPA BlackPress1 month ago

From Raids to Revelations: The Dark Turn in Sean ‘Diddy’ Combs’ Saga

#NNPA BlackPress1 month ago

COMMENTARY: D.C. Crime Bill Fails to Address Root Causes of Violence and Incarceration

#NNPA BlackPress1 month ago

Mayor, City Council President React to May 31 Closing of Birmingham-Southern College

Sen. Steven Bradford (D-Inglewood). Photo Courtesy of L.A. Sentinel
Community2 weeks ago

Financial Assistance Bill for Descendants of Enslaved Persons to Help Them Purchase, Own, or Maintain a Home

#NNPA BlackPress1 month ago

COMMENTARY: Lady Day and The Lights!

#NNPA BlackPress1 month ago

Baltimore’s Key Bridge Struck by Ship, Collapses into Water

#NNPA BlackPress1 month ago

Beloved Actor and Activist Louis Cameron Gossett Jr. Dies at 87

#NNPA BlackPress1 month ago

Baltimore Key Bridge Catastrophe: A City’s Heartbreak and a Nation’s Alarm

Activism4 weeks ago

Oakland Post: Week of April 3 – 6, 2024

#NNPA BlackPress1 month ago

Grassroots Advocates Invited to Step into the World of Child Tax Policymaking

On her daylong trip, Harris was joined by Horford, SBA Administrator Isabella Guzman, Interim Under Secretary of Commerce for Minority Business Development Agency (MBDA) Eric Morrissette, and Sen. Catherine Cortez Masto (D-Nev).
Business2 weeks ago

V.P. Kamala Harris: Americans With Criminal Records Will Soon Be Eligible for SBA Loans

Teachers and students protest the closing of schools in Oakland. Photo courtesy of PBS.
Community2 weeks ago

AG Bonta Says Oakland School Leaders Should Comply with State Laws to Avoid ‘Disparate Harm’ When Closing or Merging Schools

#NNPA BlackPress1 month ago

PRESS ROOM: This Little Light of Mine in Space: Topper Carew sends Payload up to the International Space Station: It was launched on January 30.   

Trending

Copyright ©2021 Post News Group, Inc. All Rights Reserved.