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Groundbreaking Initiative Shows Pathway to Propel Black Homeownership

CHICAGO DEFENDER — While statistics may paint a grim picture of Black homeownership, a recent event in Baltimore laid out a clear path for turning those numbers around across the country. Anyone questioning whether the Black community is primed to join the ranks of homeowners need only look to an innovative event in Baltimore that took place June 22. Nearly 700 people came away with the inspiration, education and motivation to make the goal of homeownership a reality when HomeFree-USA launched its Step Into Your Power: Prepare for Success Through Homeownership initiative to an enthusiastic audience of African American homebuyers in Baltimore City.

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Potential homebuyers turned out in droves to receive know-how, financial assistance through landmark program (Photo by: chicagodefender.com)

By The Chicago Defender

While statistics may paint a grim picture of Black homeownership, a recent event in Baltimore laid out a clear path for turning those numbers around across the country.

Anyone questioning whether the Black community is primed to join the ranks of homeowners need only look to an innovative event in Baltimore that took place June 22. Nearly 700 people came away with the inspiration, education and motivation to make the goal of homeownership a reality when HomeFree-USA launched its Step Into Your Power: Prepare for Success Through Homeownership initiative to an enthusiastic audience of African American homebuyers in Baltimore City.

More than 500 homebuyers participated in a live event at the Reginald Lewis Museum, while an additional 166 participated via live stream and a second event that was held to accommodate the overflow crowd.

Homeownership is the number one wealth indicator and accounts for 92 percent of Black wealth. Yet, the Great Recession of 2008 wiped out 48 percent of that homeownership wealth and African-Americans are continuing to fall even further behind in homeownership compared to other segments. In fact, the Black homeownership rate has fallen to the lowest level ever as of the first quarter of 2019, according to Census data.

With Black Americans making up 63.3 percent of Baltimore’s population, the decline in Black homeownership poses a particular threat to Charm City. Step Into Your Power is a groundbreaking way to turn those homeownership numbers around and the kickoff event showed that many Baltimore residents agree.

HomeFree-USA Founder Marcia Griffin welcomed attendees and talked candidly about the crisis in the Black community around the wealth gap, sharing how homeownership can help Black Americans improve their financial standing. HomeFree-USA also shared that homebuyers may be able to take advantage of up to $42,000 in financial assistance.

Some attendees pointed to the gentrification that has taken place inWashington, DC in the last few years and expressed their belief that Baltimore may realize the same fate. As a result, several attendees saw buying in Baltimore as an opportunity to both stop gentrification from pushing people from the city they love and a chance to be a homeowner in the city where they were born
and raised.

Other attendees expressed their desire to buy a home so they can pass it down to their children and grandchildren.

Attendees also learned that organizations like HomeFree-USA can provide them with the financial education and the know-how to make their dream of homeownership a reality.

HomeFree-USA will host a series of Step Into Your Power events in Baltimore over the next 5 months designed to guide, educate, and coach first-time Baltimore City homebuyers to mortgage-readiness, default resistance and homeownership. Upon success in Baltimore, the initiative will be launched in other cities with a significant number of African American residents. One goal of the Step Into Your Power program is to get 10,000 African American families mortgage-ready around the country by the end of 2020.

Entrepreneur and educator Stedman Graham, author of the recently released book, Identity Leadership, delivered the keynote address in Baltimore and spoke about how one must learn to lead oneself before one can lead others. Graham has been teaching self-actualization principles that help people discover who they can be, and he brought those insights to energize Baltimore residents as they prepare for success.

Strong partnerships underscore the strength of the initiative and were highlighted at the event.

“Step into Your Power: prepare for success through homeownership is a terrific example of working together to make a positive impact toward boosting Baltimore City homeownership,” said Lisa Thomlinson, program manager with Wells Fargo Housing Philanthropy.

Wells Fargo showed its commitment to Baltimore by offering qualified homebuyers up to $15,000 for down payment and closing costs through a program called NeighborhoodLIFT. “Just as in many communities across the country, far too many families struggle with housing affordability in Baltimore,” Thomlinson says. “That’s why Wells Fargo teamed-up with HomeFree-USA and Stedman Graham to make a concerted effort to bring our business expertise forward and combine it with available resources including NeighborhoodLIFT Home Ownership Counseling grants for interested homebuyers.”

Freddie Mac is also providing financial support to ensure that Step Into Your Power reaches as many potential homebuyers as possible. Step Into Your Power is a means for increasing the homeownership rate among African Americans and reducing the wealth gap in America. It also is designed to help Black Americans break the cycle of renting and begin to make homeownership an achievement that is passed down from generation to generation.

“This event marks the revival of the spirit to buy in Baltimore,” says Milan Griffin, Vice President of Marketing and Outreach for HomeFree-USA. “Thanks to Step Into Your Power, Baltimore residents see the opportunity homeownership presents and have a pathway to get there.”

This article originally appeared in the Chicago Defender

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IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78

NNPA NEWSWIRE — Born on September 4, 1945, in Los Angeles, California, activist Ramona Edelin’s early years were marked by a commitment to education and social justice. According to her HistoryMakers biography, after graduating from Fisk University with a Bachelor’s degree in 1967, she pursued further studies at the University of East Anglia in England. She earned her master’s degree before completing her Ph.D. at Boston University in 1981.
The post IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78 first appeared on BlackPressUSA.

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By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Once upon a time, Black Americans were simply known as colored people, or Negroes. That is until Ramona Edelin came along. The activist, renowned for her pivotal roles in advancing civil rights, education reform, and community empowerment, died at her D.C. residence last month at the age of 78. Her death, finally confirmed this week by Barnaby Towns, a communications strategist who collaborated with Dr. Edelin, was attributed to cancer.

Born on September 4, 1945, in Los Angeles, California, Edelin’s early years were marked by a commitment to education and social justice. According to her HistoryMakers biography, after graduating from Fisk University with a Bachelor’s degree in 1967, she pursued further studies at the University of East Anglia in England. She earned her master’s degree before completing her Ph.D. at Boston University in 1981.

Edelin’s contributions to academia and activism were manifold. She was pivotal in popularizing the term “African American” alongside Rev. Jesse L. Jackson in the late 1980s.

Jackson had announced the preference for “African American,” speaking for summit organizers that included Dr. Edelin. “Just as we were called Colored, but were not that, and then Negro, but not that, to be called Black is just as baseless,” he said, adding that “African American” “has cultural integrity” and “puts us in our proper historical context.”

Later, Edelin told Ebony magazine, “Calling ourselves African Americans is the first step in the cultural offensive,” while linking the name change to a “cultural renaissance” in which Black Americans reconnected with their history and heritage.

“Who are we if we don’t acknowledge our motherland?” she asked later. “When a child in a ghetto calls himself African American, immediately he’s international. You’ve taken him from the ghetto and put him on the globe.”

The HistoryMakers bio noted that Edelin’s academic pursuits led her to found and chair the Department of African American Studies at Northeastern University, where she established herself as a leading voice.

Transitioning from academia to advocacy, Edelin joined the National Urban Coalition in 1977, eventually ascending to president and CEO. During her tenure, she spearheaded initiatives such as the “Say Yes to a Youngster’s Future” program, which provided crucial support in math, science, and technology to youth and teachers of color in urban areas. Her biography noted that Edelin’s efforts extended nationwide through partnerships with organizations like the National Science Foundation and the United States Department of Education.

President Bill Clinton recognized Edelin’s expertise by appointing her to the Presidential Board on Historically Black Colleges and Universities in 1998. She also co-founded and served as treasurer of the Black Leadership Forum, solidifying her standing as a respected leader in African American communities.

Beyond her professional achievements, Edelin dedicated herself to numerous boards and committees, including chairing the District of Columbia Educational Goals 2000 Panel and contributing to the Federal Advisory Committee for the Black Community Crusade for Children.

Throughout her life, Edelin received widespread recognition for her contributions. Ebony magazine honored her as one of the 100 Most Influential Black Americans, and she received prestigious awards such as the Southern Christian Leadership Award for Progressive Leadership and the IBM Community Executive Program Award.

The post IN MEMORIAM: Ramona Edelin, Influential Activist and Education Advocate, Dies at 78 first appeared on BlackPressUSA.

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Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues

NNPA NEWSWIRE — Recent legislative actions in Tennessee, such as repealing police reform measures enacted after the killing of Tyre Nichols, underscore a troubling trend of undermining local control and perpetuating racist agendas. The new law preventing local governments from restricting police officers’ authority disregards community efforts to address systemic issues of police violence and racial profiling.
The post Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues first appeared on BlackPressUSA.

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By Stacy M. Brown, NNPA Newswire Senior National Correspondent
@StacyBrownMedia

Tennessee State University (TSU), the state’s only public historically Black college and university (HBCU), faces a tumultuous future as Gov. Bill Lee dissolved its board, a move supported by racist conservatives and MAGA Republicans in the Tennessee General Assembly, who follow the lead of the twice-impeached, four-times indicted, alleged sexual predator former President Donald Trump. Educators and others have denounced the move as an attack on diversity, equity, and inclusion (DE&I) and a grave setback for higher education.

Critics argue that TSU’s purported financial mismanagement is a manufactured crisis rooted in decades of underinvestment by the state government. They’ve noted that it continues a trend by conservatives and the racist MAGA movement to eliminate opportunities for Blacks in education, corporate America, and the public sector.

Gevin Reynolds, a former speechwriter for Vice President Kamala Harris, emphasizes in an op-ed that TSU’s financial difficulties are not the result of university leadership because a recent audit found no evidence of fraud or malfeasance.

Reynolds noted that the disbanding of TSU’s board is not an isolated incident but part of a broader assault on DE&I initiatives nationwide. Ten states, including Tennessee, have enacted laws banning DE&I policies on college campuses, while governors appointing MAGA loyalists to university trustee positions further undermine efforts to promote inclusivity and equality.

Moreover, recent legislative actions in Tennessee, such as repealing police reform measures enacted after the killing of Tyre Nichols, underscore a troubling trend of undermining local control and perpetuating racist agendas. The new law preventing local governments from restricting police officers’ authority disregards community efforts to address systemic issues of police violence and racial profiling.

The actions echo historical efforts to suppress Black progress, reminiscent of the violent backlash against gains made during the Reconstruction era. President Joe Biden warned during an appearance in New York last month that Trump desires to bring the nation back to the 18th and 19th centuries – in other words, to see, among other things, African Americans back in the chains of slavery, women subservient to men without any say over their bodies, and all voting rights restricted to white men.

The parallels are stark, with white supremacist ideologies used to justify attacks on Black institutions and disenfranchise marginalized communities, Reynolds argued.

In response to these challenges, advocates stress the urgency of collective action to defend democracy and combat systemic racism. Understanding that attacks on institutions like TSU are symptomatic of broader threats to democratic norms, they call for increased civic engagement and voting at all levels of government.

The actions of people dedicated to upholding the principles of inclusivity, equity, and justice for all will determine the outcome of the ongoing fight for democracy, Reynolds noted. “We are in a war for our democracy, one whose outcome will be determined by every line on every ballot at every precinct,” he stated.

The post Tennessee State University Board Disbanded by MAGA Loyalists as Assault on DE&I Continues first appeared on BlackPressUSA.

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Braxton Haulcy and the Expansion of Walker|West Music Academy

May 24, 2023 – Walker West Music Academy gets an early start on expansion. Join us for a Wednesday episode of The …
The post Braxton Haulcy and the Expansion of Walker|West Music Academy first appeared on BlackPressUSA.

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May 24, 2023 – Walker West Music Academy gets an early start on expansion. Join us for a Wednesday episode of The …

The post Braxton Haulcy and the Expansion of Walker|West Music Academy first appeared on BlackPressUSA.

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