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Addressing the Housing Crisis in Houston

ABOVE: David A. Northern, Sr., President and CEO of Houston Housing Authority EXCLUSIVE: One-On-One with David A. Northern, Sr., President and CEO of Houston Housing Authority According to a recent report released by the National Low Income Housing Coalition (NLIHC) entitled The Gap: A Shortage of Affordable Homes, Texas ranks the sixth-worst state in the […]
The post Addressing the Housing Crisis in Houston first appeared on BlackPressUSA.

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ABOVE: David A. Northern, Sr., President and CEO of Houston Housing Authority

EXCLUSIVE: One-On-One with David A. Northern, Sr., President and CEO of Houston Housing Authority

According to a recent report released by the National Low Income Housing Coalition (NLIHC) entitled The Gap: A Shortage of Affordable Homes, Texas ranks the sixth-worst state in the U.S. for affordable housing for extremely low-income renters, with Houston ranking the fifth worst metropolitan city in the country.

The Texas Affiliation of Affordable Housing Providers (TAAHP)—a non-profit trade association that serves as the primary advocate and leading resource for the affordable housing industry in Texas—highlighted key facts from the report, relative to the immediate need for more affordable housing in Texas, and across the Greater Houston area, such as:

  • Twenty-two percent of all Texas rental households are extremely low income.
  • 79% of all Texas rental households are severely cost burdened, meaning they spend over half their income on housing.
  • Only 25 rental units per 100 units are affordable and available for extremely low-income households.
  • There’s a shortage of 864,338 affordable and available units for households living at or below 50% AMI {Area Median Income (AMI) is generated by the U.S. Department of Housing and Urban Development (HUD)}
  • Between 2019 and 2021, the lack of affordable and available rental homes for very low-income renters (at or below 50% AMI) worsened by more than 164,591 units, or 24%.
  • In Houston’s Metropolitan Statistical Area (MSA), there are 19 affordable and available rental homes for every 100 extremely low-income renter households.

One of the ways in which the city of Houston has sought to address challenges with providing more affordable housing opportunities is through the Houston Housing Authority (HHA).

David A. Northern, Sr., President and CEO of Houston Housing Authority

Created as an independent entity by the Houston City Council in 1938, in response to federal legislation—the U.S. Housing Act of 1937—the HHA helped implement state legislation that charged local entities with providing decent, safe, and sanitary housing for low to moderate-income families and individuals.

Today, HHA is one of the nation’s largest housing authorities and provides affordable homes and services to more than 60,000 low-income Houstonians, with 200 plus full-time employees and more than 100 private management staff. HHA’s annual budget is about $300 million with an inventory that includes a federally funded portfolio of 24,000 units and 22,000 non-federal units. HHA helps over 17,000 families who are housed through the Housing Choice Voucher Program, 4,200 living in 19 public housing and tax credit developments, and an additional 716 in project-based voucher developments around the city. HHA also administers one of the nation’s largest voucher programs exclusively serving homeless veterans.

David A. Northern, Sr. currently serves as the President and CEO of HHA, after being hired to come to the city of Houston to lead the organization in February 2022.

Prior to HHA, Northern served as president and CEO of the Housing Authority of the Birmingham District, which is the largest housing authority in Alabama.

Northern obtained a Bachelor of Science in Accounting from Ball State University and a Master of Public Affairs from Indiana University. Additionally, Northern completed the Harvard University Kennedy School of Government 18-month Community Development program. Northern has dedicated his longstanding and reputable career of 26 years to the public housing industry. A demonstrated leader in the affordable housing sector, he is the immediate past president of the Public Housing Authorities Directors Association—an organization of 1,900-member housing agencies representing more than 1.9 million low-income housing units throughout the country.

Northern has proven experience as a proactive leader in federal housing assistance programs, including urban planning and policy development.

In 2011, he was selected as a member of a housing delegation that traveled to South Africa to educate and advise their government leadership. In 2016, Northern was a speaker at the White House Convening on the proposed HUD smoke-free rule in public housing. In 2019 he was appointed by Governor J.B. Pritzker to the Illinois State Housing Task Force and was elected to the Illinois Housing Council’s Board of Directors.

Northern recently visited with the Forward Times to discuss his impressive background, as well as talk about the impact he and his team are having when it comes to addressing the serious issue of providing affordable housing opportunities to every-day citizens in the city of Houston.

David A. Northern, Sr. participates in ribbon cutting ceremony with Cuney Homes Food Pantry

What brought you to Houston?

My commitment to the HHA mission of providing quality, affordable housing options and promoting education and economic self-sufficiency brought me to Houston. This is a city with immense potential, but it also faces significant affordable housing challenges. The Houston Housing Authority’s dedication to serving its community aligned perfectly with my professional goals and values. I was inspired by the potential to make a substantial impact on the lives of Houstonians in need, which motivated me to join this incredible organization. Also, I find Houston to be a highly desirable place to live. The city offers a delightful combination of favorable weather, welcoming residents, exceptional culinary experiences, and a vibrant sports culture.

What have been some of your biggest accomplishments at HHA thus far?

One of the significant accomplishments during my tenure at the Houston Housing Authority has been our efforts to expand affordable housing options. We’ve made strides in fully implementing the Moving to Work Plan, a program that allows us to design innovative strategies to use federal resources more efficiently, help residents find employment, and increase housing choices. Additionally, our Family Self-Sufficiency Program has empowered families to achieve economic self-sufficiency, and we continue to build relationships with landlords and developers to expand affordable housing opportunities in our community. Currently, we have two major projects underway. First, we are providing and installing air-conditioning units in all of our public housing. This is a huge relief for our families in Houston. I am so thrilled that we are able to provide this necessity. Second, we are installing Flock Security Systems across our properties. Specifically, these security systems are License Plate Readers (LTRs). This allows our law enforcement agencies quick access to data that will allow them to apprehend any perpetrators who may commit transgressions in and around our communities. This initiative will offer comfort and peace of mind to our residents. Everyone deserves to live in safe, decent, and sanitary homes.

What were some of the biggest challenges you faced with the HHA upon your arrival? How did you or how are you addressing them?

Upon my arrival at the Houston Housing Authority, one of the significant challenges was addressing the shortage of affordable housing in the city, a challenge that has been exacerbated by factors such as gentrification and rising housing costs. To tackle this issue, we are implementing innovative solutions like mixed-income housing developments, which can help prevent displacement and create economic opportunities for low-income families. We are also actively engaging with elected officials and community members to advocate for fair housing policies and secure federal funding for affordable housing initiatives. Upon assuming my role at HHA (amid the tail end of the COVID-19 pandemic), I encountered the substantial challenge of a workforce depleted by remote work arrangements. In response, we initiated a robust recruitment program, established an on-site training center, and conducted in-depth assessments to determine how we could offer competitive compensation packages and benefits in order to effectively attract and retain valuable team members.

How did you get into this particular career path and line of work?

I was drawn to the affordable housing sector due to its profound impact on people’s lives and by having a strong commitment to social justice and community development. This commitment led me to take on leadership roles in organizations dedicated to affordable housing, which include working for seven housing authorities and holding leadership positions at the National Association of Housing and Redevelopment Officials (NAHRO), the Public Housing Authorities Directors Association (PHADA), and Moving to Work (MTW) Collaborative. Over the years, I’ve had the privilege of working alongside passionate individuals who share the same vision for creating better housing opportunities for all. I firmly believe that housing is a fundamental human right, and my career choice reflects my commitment to ensuring that everyone has access to safe and secure housing. My journey in this field began with a deep-seated desire to make a meaningful difference in the lives of those facing housing challenges, which led me to dedicate my career to this cause.

David A. Northern, Sr., President and CEO of Houston Housing Authority

What do you enjoy about the work you do?

What I find most fulfilling about my work is the direct and positive impact it has on individuals and communities. It’s a privilege to be able to contribute to improving the lives of low-income Houstonians by providing them with quality, affordable housing options and the tools to achieve economic self-sufficiency. Every day, I witness the hope and transformation our programs bring to people’s lives, and that is immensely rewarding.

Who have been your greatest influences throughout your career?

My top priorities have always been my faith and my family. And they have been one of my greatest influences that have helped make me the man that I am today. Throughout my career, I have been fortunate to be influenced by dedicated professionals who share my passion for affordable housing and social justice. From mentors who guided me in the early stages of my career to colleagues and partners who collaborate with me today, I have drawn inspiration and knowledge from a wide network of individuals committed to the same mission. Their guidance and support have played a pivotal role in shaping my approach and vision for the work I do.

What are some of your key goals at HHA? What legacy do you hope to leave here?

My key goals at HHA revolve around ensuring that every individual we serve has access to safe and affordable housing and the resources to achieve economic self-sufficiency. I hope to leave a legacy of progress, compassion, and innovation in the affordable housing sector. I want the Houston Housing Authority to be a beacon of hope and a model for other organizations in the field, demonstrating that through collaborative efforts and forward-thinking strategies, we can address the affordable housing crisis and improve the lives of countless Houstonians. My leadership at the Houston Housing Authority has always been guided by a deep commitment to support, compassion, and a relentless drive for success. My enduring legacy is one of fostering positivity and making a meaningful difference in the lives of those we serve and the team with whom I work. I want nothing but the best for everyone.

What advice would you give any young, aspiring African Americans seeking to follow your career path?

To young, aspiring African Americans interested in a career in affordable housing or similar fields, I would offer the following advice. Success in any career is strengthened by building professional relationships with people. Networking is essential to expand your outreach and open doors for you that would otherwise remain closed. There is a saying in business, “Either you’re at the table or you’re on the menu.” Be the person who brings yourself to the table of conversations with the right people, and if there isn’t a seat for you at that table, bring your own chair. You won’t know if you don’t ask for opportunities. I would suggest finding mentors to share their insight, expertise, perspective, and knowledge. That can be an invaluable resource as you learn and grow into the type of person you want to be, professionally and personally. Diversity is important, so expand your networking outside of your own race to get perspectives from people of all walks of life, not just the people who look like you. Another key element to success is thinking beyond what other people have done before you: thinking outside the box, the square, the circle, etc. Create your own shape and allow that to guide your choices. Don’t limit yourself based on limitations other people have established before you. Every obstacle can be overcome in some way. The solution lies in your ability to ask questions, get creative to find solutions, and use every success and every setback to your advantage as a way to continuously become stronger in your profession. Additionally, I want young aspiring African Americans to find their 3 “WHATS”:

  • What is your why? Your purpose and motivation for your aspirations
  • What is your next? What you plan to do to accomplish your goals
  • What is your sacrifice? What you are willing to give up in pursuit of achievement

And always remember: You can learn from everyone and anyone what to do and what not to do.

For more information about the Houston Housing Authority (HHA), please visit their website at: https://housingforhouston.com/.

The post Addressing the Housing Crisis in Houston appeared first on Forward Times.

The post Addressing the Housing Crisis in Houston first appeared on BlackPressUSA.

Forward Times Staff

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A Nation in Freefall While the Powerful Feast: Trump Calls Affordability a ‘Con Job’

BLACKPRESSUSA NEWSWIRE — There are seasons in this country when the struggle of ordinary Americans is not merely a condition but a kind of weather that settles over everything.

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By Stacy M. Brown
Black Press USA Senior National Correspondent

There are seasons in this country when the struggle of ordinary Americans is not merely a condition but a kind of weather that settles over everything. It enters the grocery aisle, the overdue bill, the rent notice, and the long nights spent calculating how to get through the next week. The latest numbers show that this season has not passed. It has deepened.

Private employers cut 32,000 jobs in November, according to ADP. Because the nation has been hemorrhaging jobs since President Trump took office, the administration has halted publishing the traditional monthly report. The ADP report revealed that small businesses suffered the heaviest losses. Establishments with fewer than 50 workers shed 120,000 positions, including 74,000 from companies with 20 to 49 workers. Larger firms added 90,000 jobs, widening the split between those rising and those falling.

Meanwhile, wealth continues to climb for the few who already possess most of it. Federal Reserve data shows the top 1 percent now holds $52 trillion. The top 10 percent added $5 trillion in the second quarter alone. The bottom half gained only 6 percent over the past year, a number so small it fades beside the towering fortunes above it.

“Less educated and poorer people tend to make worse mistakes,” John Campbell said to CBS News, while noting that the complexity of the system leaves many families lost before they even begin. Campbell, a Harvard University economist and coauthor of a book examining the country’s broken personal finance structure, pointed to a system built to confuse and punish those who lack time, training, or access.

“Creditors are just breathing down their necks,” Carol Fox told Bloomberg News, while noting that rising borrowing costs, shrinking consumer spending, and trade battles under the current administration have left owners desperate. Fox serves as a court-appointed Subchapter V trustee in Southern Florida and has watched the crisis unfold case by case.

During a cabinet meeting on Tuesday, Trump told those present that affordability “doesn’t mean anything to anybody.” He added that Democrats created a “con job” to mislead the public.

However, more than $30 million in taxpayer funds reportedly have supported his golf travel. Reports show Kristi Noem and FBI Director Kash Patel have also made extensive use of private jets through government and political networks. The administration approved a $40 billion bailout of Argentina. The president’s wealthy donors recently gathered for a dinner celebrating his planned $300 million White House ballroom.

During an appearance on CNBC, Mark Zandi, an economist, warned that the country could face serious economic threats. “We have learned that people make many mistakes,” Campbell added. “And particularly, sadly, less educated and poorer people tend to make worse mistakes.”

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The Numbers Behind the Myth of the Hundred Million Dollar Contract

BLACKPRESSUSA NEWSWIRE — Odell Beckham Jr. did not spark controversy on purpose. He sat on The Pivot Podcast and tried to explain the math behind a deal that looks limitless from the outside but shrinks fast once the system takes its cut.

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By Stacy M. Brown
Black Press USA Senior National Correspondent

Odell Beckham Jr. did not spark controversy on purpose. He sat on The Pivot Podcast and tried to explain the math behind a deal that looks limitless from the outside but shrinks fast once the system takes its cut. He looked into the camera and tried to offer a truth most fans never hear. “You give somebody a five-year $100 million contract, right? What is it really? It is five years for sixty. You are getting taxed. Do the math. That is twelve million a year that you have to spend, use, save, invest, flaunt,” said Beckham. He added that buying a car, buying his mother a house, and covering the costs of life all chip away at what people assume lasts forever.

The reaction was instant. Many heard entitlement. Many heard a millionaire complaining. What they missed was a glimpse into a professional world built on big numbers up front and a quiet erasing of those numbers behind the scenes.

The tax data in Beckham’s world is not speculation. SmartAsset’s research shows that top NFL players often lose close to half their income to federal taxes, state taxes, and local taxes. The analysis explains that athletes in California face a state rate of 13.3 percent and that players are also taxed in every state where they play road games, a structure widely known as the jock tax. For many players, that means filing up to ten separate returns and facing a combined tax burden that reaches or exceeds 50 percent.

A look across the league paints the same picture. The research lists star players in New York, Philadelphia, Chicago, Detroit, and Cleveland, all giving up between 43 and 47 percent of their football income before they ever touch a dollar. Star quarterback Phillip Rivers, at one point, was projected to lose half of his playing income to taxes alone.

A second financial breakdown from MGO CPA shows that the problem does not only affect the highest earners. A $1 million salary falls to about $529,000 after federal taxes, state and city taxes, an agent fee, and a contract deduction. According to that analysis, professional athletes typically take home around half of their contract value, and that is before rent, meals, training, travel, and support obligations are counted.

The structure of professional sports contracts adds another layer. A study of major deals across MLB, the NBA, and the NFL notes that long-term agreements lose value over time because the dollar today has more power than the dollar paid in the future. Even the largest deals shrink once adjusted for time. The study explains that contract size alone does not guarantee financial success and that structure and timing play a crucial role in a player’s long-term outcomes.

Beckham has also faced headlines claiming he is “on the brink of bankruptcy despite earning over one hundred million” in his career. Those reports repeated his statement that “after taxes, it is only sixty million” and captured the disbelief from fans who could not understand how money at that level could ever tighten.

Other reactions lacked nuance. One article wrote that no one could relate to any struggle on eight million dollars a year. Another described his approach as “the definition of a new-money move” and argued that it signaled poor financial choices and inflated spending.

But the underlying truth reaches far beyond Beckham. Professional athletes enter sudden wealth without preparation. They carry the weight of family support. They navigate teams, agents, advisors, and expectations from every direction. Their earning window is brief. Their career can end in a moment. Their income is fragmented, taxed, and carved up before the public ever sees the real number.

The math is unflinching. Twenty million dollars becomes something closer to $8 million after federal taxes, state taxes, jock taxes, agent fees, training costs, and family responsibilities. Over five years, that is about $40 million of real, spendable income. It is transformative money, but not infinite. Not guaranteed. Not protected.

Beckham offered a question at the heart of this entire debate. “Can you make that last forever?”

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FBI Report Warns of Fear, Paralysis, And Political Turmoil Under Director Kash Patel

BLACKPRESSUSA NEWSWIRE — Six months into Kash Patel’s tenure as Director of the Federal Bureau of Investigation, a newly compiled internal report from a national alliance of retired and active-duty FBI agents and analysts delivers a stark warning about what the Bureau has become under his leadership.

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By Stacy M. Brown
Black Press USA Senior National Correspondent

Six months into Kash Patel’s tenure as Director of the Federal Bureau of Investigation, a newly compiled internal report from a national alliance of retired and active-duty FBI agents and analysts delivers a stark warning about what the Bureau has become under his leadership. The 115-page document, submitted to Congress this month, is built entirely on verified reporting from inside field offices across the country and paints a picture of an agency gripped by fear, divided by ideology, and drifting without direction.

The report’s authors write that they launched their inquiry after receiving troubling accounts from inside the Bureau only four months into Patel’s tenure. They describe their goal as a pulse check on whether the ninth FBI director was reforming the Bureau or destabilizing it. Their conclusion: the preliminary findings were discouraging.

Reports Describe Widespread Internal Distrust and Open Hostility Toward President Trump

Sources across the country told investigators that a large number of FBI employees openly express hostility toward President Donald Trump. One source reported seeing an “increasing number of FBI Special Agents who dislike the President,” adding that these employees were exhibiting what they called “TDS” and had lost “their ability to think critically about an issue and distinguish fact from fiction.” Another source described employees making off-color comments about the administration during office conversations.

The sentiment reportedly extends beyond domestic lines. Law enforcement and intelligence partners in allied countries have privately expressed fear that the Trump administration could damage long-term international cooperation according to a sub-source who reported those concerns directly to investigators.

Pardon Backlash and Fear of Retaliation

The President’s January 20 pardons of individuals convicted for their roles in the January 6 attack ignited what the report calls demoralization inside the Bureau. One FBI employee said they were “demoralized” that individuals “rightfully convicted” were pardoned and feared that some of those individuals or their supporters might target them or their family for carrying out their duties. Another source described widespread anger that lists of personnel who worked on January 6 investigations had been provided to the Justice Department for review, noting that agents “were just following orders” and now worry those lists could leak publicly.  

Morale In Decline

Morale among FBI employees appears to be sinking fast. There were a few scattered positive notes, but the weight of the reporting describes morale as low, bad, or terrible. Agents with more than a decade of service told investigators they feel marginalized or ignored. Some are counting the days until they can retire. One even uses a countdown app on their phone.  

Culture Of Fear

Layered over that unhappiness is something far more corrosive. A culture of fear. Sources say Patel, though personable, created mistrust from the start because of harsh remarks he made about the FBI before taking office. Agents took those comments personally. They now work in an atmosphere where employees keep their heads down and speak carefully. Managers wait for directions because they are afraid a wrong move could cost them their jobs. One source said agents dread coming to work because nobody knows who will be reassigned or fired next.

Leadership Concerns

The report also paints a picture of leaders unprepared for the jobs they hold. Multiple sources said Patel is in over his head and lacks the breadth of experience required to understand the Bureau’s complex programs. Some said Deputy Director Dan Bongino should never have been appointed because the role requires deep institutional knowledge of FBI operations. A sub-source recounted Bongino telling employees during a field office visit that “the truth is for chumps.” Employees who heard it were stunned and offended.

Social Media and Communication Breakdowns

Communication inside the Bureau has become another source of frustration. Sources said Patel and Bongino spend too much time posting on social media and not enough time communicating with employees in clear and official ways. Several told investigators they learn more about FBI operations from tweets than from internal channels.

ICE Assignments Raise Alarm

Nothing has sparked more frustration inside the FBI than the orders requiring agents to assist Immigration and Customs Enforcement. The reporting shows widespread resentment and fear over these assignments. Agents say they have little training in immigration law and were ordered into operations without proper planning. Some said they were put in tactically unsafe positions. They also warned that being pulled away from counterterrorism and counterintelligence investigations threatens national security. One sub-source asked, “If we’re not working CT and CI, then who is?”  

DEI Program Removal

Even the future of diversity programs became a point of division. Some agents praised Patel’s removal of DEI initiatives. Others said the old system left them afraid to speak honestly because they worried about being labeled racist. The reporting shows a deep and unresolved conflict over whether DEI strengthened the organization or weakened it.

Notable Incidents

The document also details several incidents that have become part of FBI lore. Patel ordered all employees to remove pronouns and personal messages from their email signatures yet used the number nine in his own. Agents laughed at what they saw as hypocrisy. In another episode, FBI employees who discussed Patel’s request for an FBI-issued firearm were ordered to take polygraph examinations, which one respected source described as punitive. And in Utah, Patel refused to exit a plane without a medium-sized FBI raid jacket. A team scrambled to find one and finally secured a female agent’s jacket. Patel still refused to step out until patches were added. SWAT members removed patches from their own uniforms to satisfy the demand.

A Bureau at a Crossroad

The Alliance warns that the Bureau stands at a difficult crossroads. They write that the FBI faces some of the most daunting challenges in its history. But even in despair, a few voices say something different. One veteran source said “It is early, but most can see the mission is now the priority. Case work and threats are the focus again. Reform is headed in the right direction.”  

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